The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,748,420 27,041 SH   SOLE   0 0 27,041
ABBVIE INC COM 00287Y109   2,952,747 17,571 SH   SOLE   0 0 17,571
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   3,393,749 11,386 SH   SOLE   0 0 11,386
ADOBE INC COM 00724F101   1,613,723 2,851 SH   SOLE   0 0 2,851
ADVANCED MICRO DEVICES INC COM 007903107   807,222 4,558 SH   SOLE   0 0 4,558
AEGON LTD AMER REG 1 CERT 0076CA104   67,050 10,728 SH   SOLE   0 0 10,728
ALPHABET INC CAP STK CL A 02079K305   9,928,606 52,538 SH   SOLE   0 0 52,538
ALPHABET INC CAP STK CL C 02079K107   10,941,765 57,455 SH   SOLE   0 0 57,455
ALPS ETF TR ALERIAN MLP 00162Q452   412,073 8,526 SH   SOLE   0 0 8,526
ALTRIA GROUP INC COM 02209S103   510,003 10,921 SH   SOLE   0 0 10,921
AMAZON COM INC COM 023135106   14,003,037 70,247 SH   SOLE   0 0 70,247
AMERICAN EXPRESS CO COM 025816109   344,611 1,449 SH   SOLE   0 0 1,449
AMERICAN TOWER CORP NEW COM 03027X100   247,590 1,263 SH   SOLE   0 0 1,263
AMGEN INC COM 031162100   545,925 1,728 SH   SOLE   0 0 1,728
AMPHENOL CORP NEW CL A 032095101   432,172 6,298 SH   SOLE   0 0 6,298
APPLE INC COM 037833100   34,929,375 152,743 SH   SOLE   0 0 152,743
APPLIED MATLS INC COM 038222105   4,018,605 15,980 SH   SOLE   0 0 15,980
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   484,700 3,596 SH   SOLE   0 0 3,596
ASML HOLDING N V N Y REGISTRY SHS N07059210   267,542 252 SH   SOLE   0 0 252
ASTRAZENECA PLC SPONSORED ADR 046353108   513,753 6,701 SH   SOLE   0 0 6,701
AT&T INC COM 00206R102   2,344,050 124,684 SH   SOLE   0 0 124,684
AUTOMATIC DATA PROCESSING IN COM 053015103   488,436 2,081 SH   SOLE   0 0 2,081
BANK AMERICA CORP COM 060505104   3,577,105 86,362 SH   SOLE   0 0 86,362
BANK NEW YORK MELLON CORP COM 064058100   212,374 3,527 SH   SOLE   0 0 3,527
BARRICK GOLD CORP COM 067901108   2,165,675 124,179 SH   SOLE   0 0 124,179
BECTON DICKINSON & CO COM 075887109   244,941 1,106 SH   SOLE   0 0 1,106
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,872,047 16,740 SH   SOLE   0 0 16,740
BLACKROCK INC COM 09247X101   423,106 527 SH   SOLE   0 0 527
BLACKROCK MUNIYIELD MICH QU COM 09254V105   213,882 18,550 SH   SOLE   0 0 18,550
BLACKSTONE INC COM 09260D107   297,214 2,451 SH   SOLE   0 0 2,451
BOEING CO COM 097023105   370,145 2,020 SH   SOLE   0 0 2,020
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   319,896 2,072 SH   SOLE   0 0 2,072
BRISTOL-MYERS SQUIBB CO COM 110122108   1,962,301 48,025 SH   SOLE   0 0 48,025
BROADCOM INC COM 11135F101   1,662,560 959 SH   SOLE   0 0 959
CARRIER GLOBAL CORPORATION COM 14448C104   285,440 4,582 SH   SOLE   0 0 4,582
CATERPILLAR INC COM 149123101   2,575,887 7,900 SH   SOLE   0 0 7,900
CBOE GLOBAL MKTS INC COM 12503M108   222,512 1,320 SH   SOLE   0 0 1,320
CHEVRON CORP NEW COM 166764100   3,719,234 24,312 SH   SOLE   0 0 24,312
CINTAS CORP COM 172908105   1,893,246 2,662 SH   SOLE   0 0 2,662
CISCO SYS INC COM 17275R102   2,857,672 62,395 SH   SOLE   0 0 62,395
CITIGROUP INC COM NEW 172967424   3,161,406 47,504 SH   SOLE   0 0 47,504
CLEVELAND-CLIFFS INC NEW COM 185899101   391,295 25,777 SH   SOLE   0 0 25,777
COCA COLA CO COM 191216100   3,864,133 61,639 SH   SOLE   0 0 61,639
COLGATE PALMOLIVE CO COM 194162103   1,324,871 13,653 SH   SOLE   0 0 13,653
COMCAST CORP NEW CL A 20030N101   2,696,784 71,895 SH   SOLE   0 0 71,895
CONOCOPHILLIPS COM 20825C104   2,587,434 23,270 SH   SOLE   0 0 23,270
CORNING INC COM 219350105   217,157 4,861 SH   SOLE   0 0 4,861
CORTEVA INC COM 22052L104   718,489 14,166 SH   SOLE   0 0 14,166
COSTCO WHSL CORP NEW COM 22160K105   3,565,552 4,020 SH   SOLE   0 0 4,020
CROWDSTRIKE HLDGS INC CL A 22788C105   322,210 835 SH   SOLE   0 0 835
CSX CORP COM 126408103   426,121 13,119 SH   SOLE   0 0 13,119
CVS HEALTH CORP COM 126650100   313,855 5,447 SH   SOLE   0 0 5,447
DANAHER CORPORATION COM 235851102   2,412,552 10,061 SH   SOLE   0 0 10,061
DEERE & CO COM 244199105   616,305 1,767 SH   SOLE   0 0 1,767
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   300,420 9,994 SH   SOLE   0 0 9,994
DISCOVER FINL SVCS COM 254709108   357,755 2,752 SH   SOLE   0 0 2,752
DISNEY WALT CO COM 254687106   3,732,819 38,463 SH   SOLE   0 0 38,463
DOMINION ENERGY INC COM 25746U109   348,988 7,053 SH   SOLE   0 0 7,053
DOW INC COM 260557103   3,595,155 69,701 SH   SOLE   0 0 69,701
DTE ENERGY CO COM 233331107   381,967 3,515 SH   SOLE   0 0 3,515
DUKE ENERGY CORP NEW COM NEW 26441C204   398,661 3,949 SH   SOLE   0 0 3,949
DUPONT DE NEMOURS INC COM 26614N102   1,156,112 14,722 SH   SOLE   0 0 14,722
EBAY INC. COM 278642103   268,146 5,093 SH   SOLE   0 0 5,093
ECOLAB INC COM 278865100   384,004 1,585 SH   SOLE   0 0 1,585
EDWARDS LIFESCIENCES CORP COM 28176E108   348,400 3,727 SH   SOLE   0 0 3,727
ELEVANCE HEALTH INC COM 036752103   245,645 464 SH   SOLE   0 0 464
ELI LILLY & CO COM 532457108   4,804,929 5,153 SH   SOLE   0 0 5,153
EMERSON ELEC CO COM 291011104   4,561,058 41,619 SH   SOLE   0 0 41,619
EOG RES INC COM 26875P101   1,853,703 14,751 SH   SOLE   0 0 14,751
EXXON MOBIL CORP COM 30231G102   6,361,733 57,344 SH   SOLE   0 0 57,344
FEDEX CORP COM 31428X106   245,254 838 SH   SOLE   0 0 838
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   2,108,592 46,630 SH   SOLE   0 0 46,630
FIFTH THIRD BANCORP COM 316773100   213,048 5,884 SH   SOLE   0 0 5,884
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   3,896,142 162,475 SH   SOLE   0 0 162,475
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   28,626,635 503,458 SH   SOLE   0 0 503,458
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   430,370 7,425 SH   SOLE   0 0 7,425
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   239,380 2,859 SH   SOLE   0 0 2,859
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   3,264,289 59,775 SH   SOLE   0 0 59,775
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   20,756,380 477,927 SH   SOLE   0 0 477,927
FIRST TR EXCHNG TRADED FD VI FT VEST U.S. 33740F854   203,283 5,358 SH   SOLE   0 0 5,358
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F839   246,361 5,920 SH   SOLE   0 0 5,920
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F714   446,593 10,799 SH   SOLE   0 0 10,799
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740U703   15,358,585 627,265 SH   SOLE   0 0 627,265
FIRST TR EXCHNG TRADED FD VI LOW DUR STRTGC 33740F870   5,447,461 290,376 SH   SOLE   0 0 290,376
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F730   214,710 5,522 SH   SOLE   0 0 5,522
FIRST TR EXCHNG TRADED FD VI FT VEST US 33740F771   215,913 5,299 SH   SOLE   0 0 5,299
FISERV INC COM 337738108   369,264 2,444 SH   SOLE   0 0 2,444
FORD MTR CO DEL COM 345370860   328,946 25,500 SH   SOLE   0 0 25,500
FRANCO NEV CORP COM 351858105   3,820,218 31,155 SH   SOLE   0 0 31,155
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   197,886 30,538 SH   SOLE   0 0 30,538
FS KKR CAP CORP COM 302635206   207,391 10,354 SH   SOLE   0 0 10,354
GALLAGHER ARTHUR J & CO COM 363576109   639,524 2,423 SH   SOLE   0 0 2,423
GARMIN LTD SHS H2906T109   441,385 2,733 SH   SOLE   0 0 2,733
GARTNER INC COM 366651107   293,499 655 SH   SOLE   0 0 655
GE AEROSPACE COM NEW 369604301   327,765 2,009 SH   SOLE   0 0 2,009
GENERAL DYNAMICS CORP COM 369550108   676,881 2,422 SH   SOLE   0 0 2,422
GENERAL MLS INC COM 370334104   533,464 8,510 SH   SOLE   0 0 8,510
GENERAL MTRS CO COM 37045V100   855,540 18,494 SH   SOLE   0 0 18,494
GLOBAL X FDS US INFR DEV ETF 37954Y673   21,442,715 589,247 SH   SOLE   0 0 589,247
GOLDMAN SACHS GROUP INC COM 38141G104   3,780,943 7,996 SH   SOLE   0 0 7,996
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103   2,655,368 113,550 SH   SOLE   0 0 113,550
GROUP 1 AUTOMOTIVE INC COM 398905109   229,231 816 SH   SOLE   0 0 816
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   382,470 9,850 SH   SOLE   0 0 9,850
HARTFORD FDS EXCHANGE TRADED SCHRDRS TAX BD 41653L404   2,574,984 132,458 SH   SOLE   0 0 132,458
HOME DEPOT INC COM 437076102   6,734,886 19,979 SH   SOLE   0 0 19,979
HONEYWELL INTL INC COM 438516106   2,818,520 13,383 SH   SOLE   0 0 13,383
HORIZON BANCORP INC COM 440407104   190,467 15,523 SH   SOLE   0 0 15,523
HP INC COM 40434L105   374,709 10,579 SH   SOLE   0 0 10,579
HUBBELL INC COM 443510607   266,486 718 SH   SOLE   0 0 718
HUNTINGTON BANCSHARES INC COM 446150104   365,883 28,210 SH   SOLE   0 0 28,210
ILLINOIS TOOL WKS INC COM 452308109   220,417 942 SH   SOLE   0 0 942
INDEPENDENT BK CORP MICH COM NEW 453838609   268,117 10,171 SH   SOLE   0 0 10,171
INNOVATOR ETFS TRUST LADDERED ALC BFR 45783Y756   10,495,555 340,621 SH   SOLE   0 0 340,621
INTEL CORP COM 458140100   2,806,490 81,136 SH   SOLE   0 0 81,136
INTERCONTINENTAL EXCHANGE IN COM 45866F104   347,380 2,438 SH   SOLE   0 0 2,438
INTERNATIONAL BUSINESS MACHS COM 459200101   1,067,470 6,049 SH   SOLE   0 0 6,049
INTUIT COM 461202103   3,047,103 4,685 SH   SOLE   0 0 4,685
INTUITIVE SURGICAL INC COM NEW 46120E602   2,823,975 6,385 SH   SOLE   0 0 6,385
INVESCO EXCH TRADED FD TR II PURBTA MSCI US 46138E461   21,693,700 390,315 SH   SOLE   0 0 390,315
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   233,261 11,055 SH   SOLE   0 0 11,055
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   34,019,832 330,771 SH   SOLE   0 0 330,771
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   924,184 14,344 SH   SOLE   0 0 14,344
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   467,281 2,854 SH   SOLE   0 0 2,854
INVESCO QQQ TR UNIT SER 1 46090E103   2,967,968 5,963 SH   SOLE   0 0 5,963
ISHARES GOLD TR ISHARES NEW 464285204   43,933,572 983,734 SH   SOLE   0 0 983,734
ISHARES INC CORE MSCI EMKT 46434G103   1,485,210 27,009 SH   SOLE   0 0 27,009
ISHARES SILVER TR ISHARES 46428Q109   1,657,112 58,930 SH   SOLE   0 0 58,930
ISHARES TR NATIONAL MUN ETF 464288414   17,660,834 165,101 SH   SOLE   0 0 165,101
ISHARES TR SELECT DIVID ETF 464287168   888,362 7,375 SH   SOLE   0 0 7,375
ISHARES TR COHEN STEER REIT 464287564   350,195 6,115 SH   SOLE   0 0 6,115
ISHARES TR MSCI USA QLT FCT 46432F339   430,626 2,485 SH   SOLE   0 0 2,485
ISHARES TR U.S. MED DVC ETF 464288810   4,205,303 76,211 SH   SOLE   0 0 76,211
ISHARES TR 3 7 YR TREAS BD 464288661   517,092 4,465 SH   SOLE   0 0 4,465
ISHARES TR US TREAS BD ETF 46429B267   339,894 15,013 SH   SOLE   0 0 15,013
ISHARES TR PFD AND INCM SEC 464288687   649,029 20,676 SH   SOLE   0 0 20,676
ISHARES TR MSCI USA MIN VOL 46429B697   11,244,105 133,842 SH   SOLE   0 0 133,842
ISHARES TR CORE S&P MCP ETF 464287507   38,008,975 658,392 SH   SOLE   0 0 658,392
ISHARES TR RUS 1000 ETF 464287622   1,143,705 3,770 SH   SOLE   0 0 3,770
ISHARES TR ISHS 1-5YR INVS 464288646   378,559 7,375 SH   SOLE   0 0 7,375
ISHARES TR MRGSTR MD CP GRW 464288307   1,011,610 15,000 SH   SOLE   0 0 15,000
ISHARES TR CORE US AGGBD ET 464287226   152,715,173 1,565,988 SH   SOLE   0 0 1,565,988
ISHARES TR ESG AWR MSCI USA 46435G425   896,436 7,353 SH   SOLE   0 0 7,353
ISHARES TR RUSSELL 2000 ETF 464287655   584,795 2,904 SH   SOLE   0 0 2,904
ISHARES TR CORE MSCI INTL 46435G326   83,952,832 1,261,690 SH   SOLE   0 0 1,261,690
ISHARES TR TRS FLT RT BD 46434V860   53,361,014 1,056,235 SH   SOLE   0 0 1,056,235
ISHARES TR CONV BD ETF 46435G102   1,241,920 15,752 SH   SOLE   0 0 15,752
ISHARES TR RUS 1000 VAL ETF 464287598   881,979 5,070 SH   SOLE   0 0 5,070
ISHARES TR FLTG RATE NT ETF 46429B655   2,893,369 56,822 SH   SOLE   0 0 56,822
ISHARES TR 1 3 YR TREAS BD 464287457   1,242,256 15,220 SH   SOLE   0 0 15,220
ISHARES TR EAFE GRWTH ETF 464288885   231,367 2,235 SH   SOLE   0 0 2,235
ISHARES TR 0-5YR HI YL CP 46434V407   684,922 16,215 SH   SOLE   0 0 16,215
ISHARES TR HDG MSCI EAFE 46434V803   1,939,403 55,034 SH   SOLE   0 0 55,034
ISHARES TR CORE S&P SCP ETF 464287804   31,822,669 301,522 SH   SOLE   0 0 301,522
ISHARES TR RESIDENTIAL MULT 464288562   6,603,096 85,888 SH   SOLE   0 0 85,888
ISHARES TR US HOME CONS ETF 464288752   38,854,185 395,543 SH   SOLE   0 0 395,543
ISHARES TR 7-10 YR TRSY BD 464287440   1,127,779 11,990 SH   SOLE   0 0 11,990
ISHARES TR CORE S&P500 ETF 464287200   937,917 1,678 SH   SOLE   0 0 1,678
ISHARES TR SHORT TREAS BD 464288679   721,889 6,553 SH   SOLE   0 0 6,553
ISHARES TR BROAD USD HIGH 46435U853   32,140,743 884,445 SH   SOLE   0 0 884,445
ISHARES TR EAFE VALUE ETF 464288877   384,845 7,156 SH   SOLE   0 0 7,156
ISHARES TR RUS 1000 GRW ETF 464287614   3,932,364 10,377 SH   SOLE   0 0 10,377
ISHARES U S ETF TR IT RT HDG HGYL 46431W606   964,973 11,366 SH   SOLE   0 0 11,366
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   21,227,097 421,591 SH   SOLE   0 0 421,591
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   759,121 13,563 SH   SOLE   0 0 13,563
JACKSON FINANCIAL INC COM CL A 46817M107   239,001 3,249 SH   SOLE   0 0 3,249
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753   338,020 6,904 SH   SOLE   0 0 6,904
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   1,103,754 21,766 SH   SOLE   0 0 21,766
JOHNSON & JOHNSON COM 478160104   4,283,393 29,129 SH   SOLE   0 0 29,129
JPMORGAN CHASE & CO. COM 46625H100   8,276,096 39,860 SH   SOLE   0 0 39,860
KINDER MORGAN INC DEL COM 49456B101   244,893 12,251 SH   SOLE   0 0 12,251
LINDE PLC SHS G54950103   3,275,642 7,597 SH   SOLE   0 0 7,597
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   53,993 18,365 SH   SOLE   0 0 18,365
LOCKHEED MARTIN CORP COM 539830109   745,200 1,619 SH   SOLE   0 0 1,619
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   292,227 3,135 SH   SOLE   0 0 3,135
MARATHON PETE CORP COM 56585A102   463,078 2,842 SH   SOLE   0 0 2,842
MARKEL GROUP INC COM 570535104   285,723 184 SH   SOLE   0 0 184
MARSH & MCLENNAN COS INC COM 571748102   2,165,472 10,224 SH   SOLE   0 0 10,224
MASCO CORP COM 574599106   342,668 5,222 SH   SOLE   0 0 5,222
MASTERCARD INCORPORATED CL A 57636Q104   3,873,204 8,710 SH   SOLE   0 0 8,710
MCDONALDS CORP COM 580135101   978,342 3,980 SH   SOLE   0 0 3,980
MCKESSON CORP COM 58155Q103   403,100 687 SH   SOLE   0 0 687
MEDTRONIC PLC SHS G5960L103   228,441 2,971 SH   SOLE   0 0 2,971
MERCK & CO INC COM 58933Y105   2,650,170 21,026 SH   SOLE   0 0 21,026
META PLATFORMS INC CL A 30303M102   6,743,289 12,723 SH   SOLE   0 0 12,723
METLIFE INC COM 59156R108   757,868 10,839 SH   SOLE   0 0 10,839
MICRON TECHNOLOGY INC COM 595112103   663,031 5,056 SH   SOLE   0 0 5,056
MICROSOFT CORP COM 594918104   24,169,190 52,594 SH   SOLE   0 0 52,594
MONDELEZ INTL INC CL A 609207105   1,396,708 21,409 SH   SOLE   0 0 21,409
MORGAN STANLEY COM NEW 617446448   2,338,140 22,787 SH   SOLE   0 0 22,787
NETFLIX INC COM 64110L106   240,695 351 SH   SOLE   0 0 351
NEWMONT CORP COM 651639106   556,273 12,674 SH   SOLE   0 0 12,674
NEXTERA ENERGY INC COM 65339F101   1,925,321 26,696 SH   SOLE   0 0 26,696
NORDSON CORP COM 655663102   263,569 1,171 SH   SOLE   0 0 1,171
NOVO-NORDISK A S ADR 670100205   480,288 3,420 SH   SOLE   0 0 3,420
NVIDIA CORPORATION COM 67066G104   22,834,354 173,804 SH   SOLE   0 0 173,804
OCCIDENTAL PETE CORP COM 674599105   536,078 8,785 SH   SOLE   0 0 8,785
ONEOK INC NEW COM 682680103   351,620 4,266 SH   SOLE   0 0 4,266
ORACLE CORP COM 68389X105   1,088,711 7,739 SH   SOLE   0 0 7,739
PACER FDS TR METAURUS CAP 400 69374H436   243,802 6,524 SH   SOLE   0 0 6,524
PACER FDS TR TRENDPILOT US BD 69374H642   281,628 13,911 SH   SOLE   0 0 13,911
PACER FDS TR US CASH COWS 100 69374H881   46,750,192 875,062 SH   SOLE   0 0 875,062
PACER FDS TR TRENDP US LAR CP 69374H105   1,400,708 27,573 SH   SOLE   0 0 27,573
PACER FDS TR TRENDPILOT 100 69374H303   813,096 11,043 SH   SOLE   0 0 11,043
PAYPAL HLDGS INC COM 70450Y103   422,676 7,164 SH   SOLE   0 0 7,164
PEPSICO INC COM 713448108   4,119,466 25,445 SH   SOLE   0 0 25,445
PFIZER INC COM 717081103   2,486,957 89,717 SH   SOLE   0 0 89,717
PG&E CORP COM 69331C108   305,531 17,620 SH   SOLE   0 0 17,620
PHILIP MORRIS INTL INC COM 718172109   488,127 4,801 SH   SOLE   0 0 4,801
PHILLIPS 66 COM 718546104   220,102 1,657 SH   SOLE   0 0 1,657
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   429,980 13,395 SH   SOLE   0 0 13,395
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   298,188 3,154 SH   SOLE   0 0 3,154
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,178,833 11,744 SH   SOLE   0 0 11,744
PNC FINL SVCS GROUP INC COM 693475105   2,377,900 14,723 SH   SOLE   0 0 14,723
POWERSHARES ACTIVELY MANAGED ULTRA SHRT DUR 46090A887   23,267,828 465,357 SH   SOLE   0 0 465,357
PROCTER AND GAMBLE CO COM 742718109   6,215,362 37,519 SH   SOLE   0 0 37,519
PROLOGIS INC. COM 74340W103   224,712 1,963 SH   SOLE   0 0 1,963
PROSHARES TR S&P 500 DV ARIST 74348A467   854,833 8,985 SH   SOLE   0 0 8,985
PRUDENTIAL FINL INC COM 744320102   518,390 4,370 SH   SOLE   0 0 4,370
QUALCOMM INC COM 747525103   1,878,499 9,070 SH   SOLE   0 0 9,070
QUANTA SVCS INC COM 74762E102   243,070 954 SH   SOLE   0 0 954
REINSURANCE GRP OF AMERICA I COM NEW 759351604   264,570 1,276 SH   SOLE   0 0 1,276
REPUBLIC SVCS INC COM 760759100   335,044 1,715 SH   SOLE   0 0 1,715
ROCKET COS INC COM CL A 77311W101   144,147 10,879 SH   SOLE   0 0 10,879
ROCKWELL AUTOMATION INC COM 773903109   920,396 3,523 SH   SOLE   0 0 3,523
RTX CORPORATION COM 75513E101   2,725,961 26,960 SH   SOLE   0 0 26,960
S&P GLOBAL INC COM 78409V104   384,866 836 SH   SOLE   0 0 836
SALESFORCE INC COM 79466L302   207,830 823 SH   SOLE   0 0 823
SANOFI SPONSORED ADR 80105N105   232,976 4,653 SH   SOLE   0 0 4,653
SCHLUMBERGER LTD COM STK 806857108   538,728 11,919 SH   SOLE   0 0 11,919
SCHWAB CHARLES CORP COM 808513105   290,360 3,896 SH   SOLE   0 0 3,896
SCHWAB STRATEGIC TR US TIPS ETF 808524870   411,372 7,911 SH   SOLE   0 0 7,911
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   12,666,238 164,262 SH   SOLE   0 0 164,262
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714   350,985 7,251 SH   SOLE   0 0 7,251
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   430,736 8,955 SH   SOLE   0 0 8,955
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   313,104 3,589 SH   SOLE   0 0 3,589
SELECT SECTOR SPDR TR ENERGY 81369Y506   650,078 7,324 SH   SOLE   0 0 7,324
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   5,176,440 22,095 SH   SOLE   0 0 22,095
SERVICENOW INC COM 81762P102   359,357 483 SH   SOLE   0 0 483
SHOPIFY INC CL A 82509L107   300,759 4,548 SH   SOLE   0 0 4,548
SILA REALTY TRUST INC COMMON STOCK 146280508   298,562 13,945 SH   SOLE   0 0 13,945
SOUTHERN CO COM 842587107   423,370 5,419 SH   SOLE   0 0 5,419
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   204,802 521 SH   SOLE   0 0 521
SPDR GOLD TR GOLD SHS 78463V107   391,441 1,791 SH   SOLE   0 0 1,791
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   16,291,521 422,170 SH   SOLE   0 0 422,170
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   47,112,288 1,323,751 SH   SOLE   0 0 1,323,751
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,954,388 5,315 SH   SOLE   0 0 5,315
SPDR SER TR PRTFLO S&P500 HI 78468R788   255,898 6,361 SH   SOLE   0 0 6,361
SPDR SER TR PORTFOLIO S&P600 78468R853   243,865 5,945 SH   SOLE   0 0 5,945
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   57,052,377 623,455 SH   SOLE   0 0 623,455
SPDR SER TR RUSSELL YIELD 78468R770   1,001,439 9,752 SH   SOLE   0 0 9,752
SPDR SER TR PORTFOLIO S&P500 78464A854   1,334,790 20,419 SH   SOLE   0 0 20,419
SPDR SER TR NUVEEN BLOOMBERG 78464A284   11,167,173 434,689 SH   SOLE   0 0 434,689
SPDR SER TR BLOOMBERG HIGH Y 78468R622   243,818 2,582 SH   SOLE   0 0 2,582
SPDR SER TR S&P DIVID ETF 78464A763   587,221 4,652 SH   SOLE   0 0 4,652
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   666,713 15,996 SH   SOLE   0 0 15,996
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   4,273,052 107,282 SH   SOLE   0 0 107,282
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408   705,737 13,652 SH   SOLE   0 0 13,652
SSGA ACTIVE TR SPDR SSGA FXD 78470P507   306,840 12,000 SH   SOLE   0 0 12,000
STEEL DYNAMICS INC COM 858119100   227,682 1,832 SH   SOLE   0 0 1,832
STELLANTIS N.V SHS N82405106   204,945 10,537 SH   SOLE   0 0 10,537
STRYKER CORPORATION COM 863667101   427,661 1,274 SH   SOLE   0 0 1,274
SYNOPSYS INC COM 871607107   2,011,066 3,308 SH   SOLE   0 0 3,308
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   387,924 2,102 SH   SOLE   0 0 2,102
TARGET CORP COM 87612E106   427,207 2,894 SH   SOLE   0 0 2,894
TERADYNE INC COM 880770102   574,846 3,745 SH   SOLE   0 0 3,745
TESLA INC COM 88160R101   4,688,362 17,872 SH   SOLE   0 0 17,872
TEXAS INSTRS INC COM 882508104   277,614 1,387 SH   SOLE   0 0 1,387
TEXTRON INC COM 883203101   250,285 2,940 SH   SOLE   0 0 2,940
THE CIGNA GROUP COM 125523100   407,550 1,241 SH   SOLE   0 0 1,241
THERMO FISHER SCIENTIFIC INC COM 883556102   2,999,540 5,640 SH   SOLE   0 0 5,640
THOMSON REUTERS CORP. COM 884903808   254,037 1,521 SH   SOLE   0 0 1,521
TJX COS INC NEW COM 872540109   707,779 6,311 SH   SOLE   0 0 6,311
TRACTOR SUPPLY CO COM 892356106   257,654 1,002 SH   SOLE   0 0 1,002
TRUIST FINL CORP COM 89832Q109   845,920 21,740 SH   SOLE   0 0 21,740
UBER TECHNOLOGIES INC COM 90353T100   307,960 4,318 SH   SOLE   0 0 4,318
UNION PAC CORP COM 907818108   2,080,532 9,381 SH   SOLE   0 0 9,381
UNITED PARCEL SERVICE INC CL B 911312106   670,534 4,994 SH   SOLE   0 0 4,994
UNITEDHEALTH GROUP INC COM 91324P102   3,277,090 6,659 SH   SOLE   0 0 6,659
US BANCORP DEL COM NEW 902973304   242,494 6,082 SH   SOLE   0 0 6,082
VANECK ETF TRUST VANECK SHRT MUNI 92189F528   241,968 14,200 SH   SOLE   0 0 14,200
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,564,646 16,099 SH   SOLE   0 0 16,099
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   23,015,101 318,020 SH   SOLE   0 0 318,020
VANGUARD BD INDEX FDS INTERMED TERM 921937819   418,917 5,567 SH   SOLE   0 0 5,567
VANGUARD INDEX FDS LARGE CAP ETF 922908637   278,446,714 1,091,477 SH   SOLE   0 0 1,091,477
VANGUARD INDEX FDS GROWTH ETF 922908736   759,229 1,955 SH   SOLE   0 0 1,955
VANGUARD INDEX FDS MID CAP ETF 922908629   56,178,781 232,586 SH   SOLE   0 0 232,586
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,317,606 4,837 SH   SOLE   0 0 4,837
VANGUARD INDEX FDS SMALL CP ETF 922908751   16,547,221 76,576 SH   SOLE   0 0 76,576
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,020,164 12,180 SH   SOLE   0 0 12,180
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,668,683 3,266 SH   SOLE   0 0 3,266
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   376,568 3,284 SH   SOLE   0 0 3,284
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   30,553,494 681,237 SH   SOLE   0 0 681,237
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   7,946,277 164,792 SH   SOLE   0 0 164,792
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,912,649 57,940 SH   SOLE   0 0 57,940
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   628,228 10,839 SH   SOLE   0 0 10,839
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,954,574 38,158 SH   SOLE   0 0 38,158
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   53,142,943 698,055 SH   SOLE   0 0 698,055
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,406,986 17,502 SH   SOLE   0 0 17,502
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,045,954 5,695 SH   SOLE   0 0 5,695
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,151,863 82,888 SH   SOLE   0 0 82,888
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   232,095 1,953 SH   SOLE   0 0 1,953
VANGUARD WORLD FD MEGA GRWTH IND 921910816   292,877 895 SH   SOLE   0 0 895
VANGUARD WORLD FD INF TECH ETF 92204A702   385,262 644 SH   SOLE   0 0 644
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   4,489,482 13,983 SH   SOLE   0 0 13,983
VEEVA SYS INC CL A COM 922475108   223,596 1,227 SH   SOLE   0 0 1,227
VERISK ANALYTICS INC COM 92345Y106   347,796 1,263 SH   SOLE   0 0 1,263
VERIZON COMMUNICATIONS INC COM 92343V104   1,767,989 42,808 SH   SOLE   0 0 42,808
VISA INC COM CL A 92826C839   4,223,584 15,912 SH   SOLE   0 0 15,912
WALMART INC COM 931142103   5,308,157 75,939 SH   SOLE   0 0 75,939
WEC ENERGY GROUP INC COM 92939U106   212,775 2,728 SH   SOLE   0 0 2,728
WELLS FARGO CO NEW COM 949746101   2,920,676 48,775 SH   SOLE   0 0 48,775
WHEATON PRECIOUS METALS CORP COM 962879102   2,489,057 44,392 SH   SOLE   0 0 44,392
XYLEM INC COM 98419M100   279,050 2,089 SH   SOLE   0 0 2,089
ZOETIS INC CL A 98978V103   315,968 1,813 SH   SOLE   0 0 1,813