The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 502 289 SH   SOLE   289 0 0
PRUDENTIAL FINL INC COM Stock 744320102 294 3,270 SH   SOLE   3,270 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 1,492 18,529 SH   SOLE   18,529 0 0
STARBUCKS CORP COM Stock 855244109 668 7,553 SH   SOLE   7,553 0 0
ISHARES COMEX GOLD TRUST ETF 464285105 930 65,922 SH   SOLE   65,922 0 0
WILLIS TOWERS WATSON PUB LTD SHS Stock G96629103 402 2,082 SH   SOLE   2,082 0 0
JOHNSON & JOHNSON COM Stock 478160104 1,169 9,037 SH   SOLE   9,037 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 507 1,759 SH   SOLE   1,759 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 1,595 39,033 SH   SOLE   39,033 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A ADR 780259206 469 7,966 SH   SOLE   7,966 0 0
TELEDYNE TECHNOLOGIES INC COM Stock 879360105 318 987 SH   SOLE   987 0 0
PROCTER & GAMBLE CO COM Stock 742718109 950 7,635 SH   SOLE   7,635 0 0
COCA COLA CO COM Stock 191216100 334 6,142 SH   SOLE   6,142 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 474 5,082 SH   SOLE   5,082 0 0
CABOT MICROELECTRONICS CORP COM Stock 12709P103 278 1,970 SH   SOLE   1,970 0 0
INTEL CORP COM Stock 458140100 624 12,109 SH   SOLE   12,109 0 0
MEDTRONIC PLC SHS Stock G5960L103 280 2,579 SH   SOLE   2,579 0 0
AFFILIATED MANAGERS GROUP INC COM Stock 008252108 237 2,839 SH   SOLE   2,839 0 0
WATERS CORP COM Stock 941848103 240 1,076 SH   SOLE   1,076 0 0
LAUDER ESTEE COS INC CL A Stock 518439104 308 1,550 SH   SOLE   1,550 0 0
MERCK & CO INC COM Stock 58933Y105 2,025 24,050 SH   SOLE   24,050 0 0
SPDR S&P 500 ETF ETF 78462F103 267 901 SH   SOLE   901 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 1,434 9,166 SH   SOLE   9,166 0 0
UNITED RENTALS INC COM Stock 911363109 231 1,850 SH   SOLE   1,850 0 0
TYLER TECHNOLOGIES INC COM Stock 902252105 237 901 SH   SOLE   901 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 1,587 26,292 SH   SOLE   26,292 0 0
FEDEX CORP COM Stock 31428X106 248 1,705 SH   SOLE   1,705 0 0
PEPSICO INC COM Stock 713448108 968 7,059 SH   SOLE   7,058 0 0
INGERSOLL-RAND PLC SHS Stock G47791101 240 1,950 SH   SOLE   1,950 0 0
BP PLC SPONSORED ADR ADR 055622104 447 11,754 SH   SOLE   11,754 0 0
HOME DEPOT INC COM Stock 437076102 581 2,504 SH   SOLE   2,504 0 0
SRC ENERGY INC COM Stock 78470V108 102 21,984 SH   SOLE   21,984 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 8,879 74,360 SH   SOLE   74,359 0 0
VERISK ANALYTICS INC COM Stock 92345Y106 205 1,296 SH   SOLE   1,296 0 0
ICICI BK LTD ADR ADR 45104G104 8 662 SH   SOLE   662 0 0
ICICI BK LTD ADR ADR 45104G104 141 11,580 SH   SOLE   11,580 0 0
SPDR GOLD SHARES ETF 78463V107 894 6,435 SH   SOLE   6,435 0 0
SOUTHERN CO COM Stock 842587107 247 4,004 SH   SOLE   4,004 0 0
ROKU INC COM CL A Stock 77543R102 254 2,496 SH   SOLE   2,496 0 0
BECTON DICKINSON & CO COM Stock 075887109 442 1,746 SH   SOLE   1,746 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 244 3,500 SH   SOLE   3,500 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 24,071 150,792 SH   SOLE   150,792 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 4,336 136,100 SH   SOLE   136,100 0 0
ABERDEEN STANDARD PHYSICAL SILVER SHARES ETF ETF 003264108 185 11,200 SH   SOLE   11,200 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 622 7,400 SH   SOLE   7,400 0 0
NUTRIEN LTD COM Stock 67077M108 289 5,800 SH   SOLE   5,800 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 1,590 20,428 SH   SOLE   20,427 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 1,525 7,330 SH   SOLE   7,330 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 681 27,100 SH   SOLE   27,100 0 0
ADOBE INC COM Stock 00724F101 315 1,141 SH   SOLE   1,141 0 0
WEYERHAEUSER CO COM Stock 962166104 210 7,580 SH   SOLE   7,580 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 308 3,800 SH   SOLE   3,800 0 0
EXELON CORP COM Stock 30161N101 245 5,070 SH   SOLE   5,070 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 1,174 961 SH   SOLE   961 0 0
FISERV INC COM Stock 337738108 1,138 10,983 SH   SOLE   10,983 0 0
O REILLY AUTOMOTIVE INC NEW COM Stock 67103H107 365 915 SH   SOLE   915 0 0
INTUIT COM Stock 461202103 461 1,732 SH   SOLE   1,732 0 0
CSX CORP COM Stock 126408103 429 6,200 SH   SOLE   6,200 0 0
COMCAST CORP NEW CL A Stock 20030N101 510 11,322 SH   SOLE   11,322 0 0
MICROSOFT CORP COM Stock 594918104 2,709 19,482 SH   SOLE   19,482 0 0
DTE ENERGY CO COM Stock 233331107 372 2,798 SH   SOLE   2,798 0 0
V F CORP COM Stock 918204108 327 3,673 SH   SOLE   3,673 0 0
BROOKFIELD PROPERTY REIT INC CL A REIT 11282X103 4,203 206,106 SH   SOLE   206,106 0 0
FIRSTCASH INC COM Stock 33767D105 261 2,850 SH   SOLE   2,850 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 236 8,412 SH   SOLE   8,412 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 573 10,100 SH   SOLE   10,100 0 0
REINSURANCE GRP OF AMERICA INC COM NEW Stock 759351604 216 1,354 SH   SOLE   1,354 0 0
VANGUARD S&P 500 ETF ETF 922908363 977 3,585 SH   SOLE   3,585 0 0
ASTRAZENECA PLC SPONSORED ADR ADR 046353108 146 3,280 SH   SOLE   3,280 0 0
ASTRAZENECA PLC SPONSORED ADR ADR 046353108 150 3,373 SH   SOLE   3,373 0 0
SPDR S&P MIDCAP 400 ETF ETF 78467Y107 493 1,400 SH   SOLE   1,400 0 0
WESTERN UN CO COM Stock 959802109 273 11,800 SH   SOLE   11,800 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 309 1,391 SH   SOLE   1,391 0 0
STEELCASE INC CL A Stock 858155203 224 12,160 SH   SOLE   12,160 0 0
SMILEDIRECTCLUB INC CL A COM Stock 83192H106 261 18,798 SH   SOLE   18,798 0 0
NIELSEN HLDGS PLC SHS EUR Stock G6518L108 237 11,150 SH   SOLE   11,150 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508 1,012 17,900 SH   SOLE   17,900 0 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680 1,147 6,989 SH   SOLE   6,988 0 0
VANGUARD S&P 500 VALUE ETF ETF 921932703 771 6,703 SH   SOLE   6,703 0 0
SUN CMNTYS INC COM REIT 866674104 2,078 14,000 SH   SOLE   14,000 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 1,156 7,638 SH   SOLE   7,638 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 14,072 99,553 SH   SOLE   99,552 0 0
VANGUARD SMALL-CAP VALUE INDEX FUND ETF 922908611 887 6,887 SH   SOLE   6,886 0 0
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 2,853 19,260 SH   SOLE   19,259 0 0
BLACKROCK ENHANCED EQT DIV TR COM CEF 09251A104 142 15,500 SH   SOLE   15,500 0 0
VISA INC COM CL A Stock 92826C839 414 2,408 SH   SOLE   2,408 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 1,366 12,235 SH   SOLE   12,235 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 1,621 9,751 SH   SOLE   9,751 0 0
COSTAR GROUP INC COM Stock 22160N109 282 475 SH   SOLE   475 0 0
FACEBOOK INC CL A Stock 30303M102 337 1,895 SH   SOLE   1,895 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210 76 305 SH   SOLE   305 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210 173 697 SH   SOLE   697 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 355 3,708 SH   SOLE   3,708 0 0
PALO ALTO NETWORKS INC COM Stock 697435105 228 1,120 SH   SOLE   1,120 0 0
BROADCOM INC COM Stock 11135F101 205 743 SH   SOLE   743 0 0
MONDELEZ INTL INC CL A Stock 609207105 202 3,658 SH   SOLE   3,658 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW ADR 500472303 81 1,760 SH   SOLE   1,760 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW ADR 500472303 137 2,960 SH   SOLE   2,960 0 0
TOTAL S A SPONSORED ADS ADR 89151E109 211 4,061 SH   SOLE   4,061 0 0
HEXCEL CORP NEW COM Stock 428291108 448 5,451 SH   SOLE   5,451 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 613 3,189 SH   SOLE   3,189 0 0
ENTEGRIS INC COM Stock 29362U104 233 4,946 SH   SOLE   4,946 0 0
DENISON MINES CORP COM Stock 248356107 7 15,000 SH   SOLE   15,000 0 0
ISHARES SHORT-TERM CORPORATE BOND ETF ETF 464288646 1,443 26,887 SH   SOLE   26,886 0 0
ABBVIE INC COM Stock 00287Y109 797 10,532 SH   SOLE   10,532 0 0
ALBANY INTL CORP CL A Stock 012348108 237 2,634 SH   SOLE   2,634 0 0
HEICO CORP NEW COM Stock 422806109 238 1,902 SH   SOLE   1,902 0 0
BROOKFIELD PROPERTY PARTRS LP UNIT LTD PARTN Stock G16249107 2,204 108,586 SH   SOLE   108,586 0 0
STRYKER CORP COM Stock 863667101 1,497 6,920 SH   SOLE   6,920 0 0
FASTENAL CO COM Stock 311900104 329 10,070 SH   SOLE   10,070 0 0
MCDONALDS CORP COM Stock 580135101 692 3,221 SH   SOLE   3,220 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104 369 4,002 SH   SOLE   4,002 0 0
CISCO SYS INC COM Stock 17275R102 1,040 21,053 SH   SOLE   21,053 0 0
AT&T INC COM Stock 00206R102 712 18,822 SH   SOLE   18,822 0 0
GENERAL ELECTRIC CO COM Stock 369604103 556 62,198 SH   SOLE   62,198 0 0
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513 319 3,663 SH   SOLE   3,663 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 763 6,401 SH   SOLE   6,401 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 883 4,904 SH   SOLE   4,903 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 7,222 24,193 SH   SOLE   24,193 0 0
WELLS FARGO CO NEW COM Stock 949746101 386 7,653 SH   SOLE   7,652 0 0
ECOLAB INC COM Stock 278865100 775 3,914 SH   SOLE   3,914 0 0
TRANSOCEAN LTD REG SHS Stock H8817H100 49 11,000 SH   SOLE   11,000 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 413 1,417 SH   SOLE   1,417 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 2,398 20,374 SH   SOLE   20,374 0 0
ISHARES INTERMEDIATE CREDIT BOND ETF ETF 464288638 339 5,851 SH   SOLE   5,850 0 0
MONOLITHIC PWR SYS INC COM Stock 609839105 449 2,885 SH   SOLE   2,885 0 0
CHEVRON CORP NEW COM Stock 166764100 734 6,191 SH   SOLE   6,191 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 6,562 159,743 SH   SOLE   159,742 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 482 191,242 SH   SOLE   191,241 0 0
WALMART INC COM Stock 931142103 257 2,168 SH   SOLE   2,168 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 719 4,947 SH   SOLE   4,947 0 0
ORACLE CORP COM Stock 68389X105 701 12,739 SH   SOLE   12,739 0 0
UNITED TECHNOLOGIES CORP COM Stock 913017109 204 1,497 SH   SOLE   1,497 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 4,758 118,177 SH   SOLE   118,176 0 0
PFIZER INC COM Stock 717081103 1,222 34,023 SH   SOLE   34,023 0 0
MORGAN STANLEY COM NEW Stock 617446448 237 5,550 SH   SOLE   5,550 0 0
3M CO COM Stock 88579Y101 482 2,933 SH   SOLE   2,933 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 416 341 SH   SOLE   341 0 0
AMERICAN EXPRESS CO COM Stock 025816109 279 2,361 SH   SOLE   2,361 0 0
AMGEN INC COM Stock 031162100 713 3,685 SH   SOLE   3,685 0 0
ANALOG DEVICES INC COM Stock 032654105 217 1,945 SH   SOLE   1,945 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 167 166,762 SH   SOLE   166,762 0 0
ABERDEEN ASIA PACIFIC INCOM FD COM CEF 003009107 419 100,000 SH   SOLE   100,000 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 2,197 19,413 SH   SOLE   19,413 0 0
CATALENT INC COM Stock 148806102 219 4,591 SH   SOLE   4,591 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 202 903 SH   SOLE   903 0 0
MV OIL TR TR UNITS Stock 553859109 152 20,000 SH   SOLE   20,000 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 254 3,349 SH   SOLE   3,349 0 0
ROPER TECHNOLOGIES INC COM Stock 776696106 414 1,160 SH   SOLE   1,160 0 0
BRISTOL MYERS SQUIBB CO COM Stock 110122108 279 5,499 SH   SOLE   5,499 0 0
DOMINION ENERGY INC COM Stock 25746U109 223 2,748 SH   SOLE   2,748 0 0
CITIGROUP INC COM NEW Stock 172967424 484 7,006 SH   SOLE   7,006 0 0
EXXON MOBIL CORP COM Stock 30231G102 1,533 21,707 SH   SOLE   21,707 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 216 992 SH   SOLE   992 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR ADR 539439109 72 27,375 SH   SOLE   27,375 0 0
LOWES COS INC COM Stock 548661107 268 2,435 SH   SOLE   2,435 0 0
INVITAE CORP COM Stock 46185L103 1,435 74,460 SH   SOLE   74,460 0 0
CBRE GROUP INC CL A Stock 12504L109 362 6,826 SH   SOLE   6,826 0 0
ISHARES MSCI EAFE ETF ETF 464287465 2,986 45,794 SH   SOLE   45,794 0 0
APPLE INC COM Stock 037833100 3,127 13,964 SH   SOLE   13,963 0 0
ABBOTT LABS COM Stock 002824100 1,041 12,441 SH   SOLE   12,441 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 1,049 8,046 SH   SOLE   8,046 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 21,819 170,118 SH   SOLE   170,117 0 0