The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   410,451,874 7,843,529 SH   SOLE   7,843,529 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   406,715,952 6,821,804 SH   SOLE   6,821,804 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   312,053,041 6,020,703 SH   SOLE   6,020,703 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   252,874,802 6,794,057 SH   SOLE   6,794,057 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   126,957,077 3,694,909 SH   SOLE   3,694,909 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   38,061,903 1,307,071 SH   SOLE   1,307,071 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   19,996,866 271,881 SH   SOLE   271,881 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   16,383,753 605,684 SH   SOLE   605,684 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   12,134,594 467,074 SH   SOLE   467,074 0 0
APPLE INC COM 037833100   11,503,935 59,751 SH   SOLE   59,751 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   6,974,933 288,578 SH   SOLE   288,578 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   6,678,716 277,010 SH   SOLE   277,010 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   6,643,360 257,644 SH   SOLE   257,644 0 0
ISHARES TR CORE S&P500 ETF 464287200   5,386,161 11,277 SH   SOLE   11,277 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,596,827 21,548 SH   SOLE   21,548 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,732,928 15,736 SH   SOLE   15,736 0 0
SUNSTONE HOTEL INVS INC NEW COM 867892101   3,717,752 346,482 SH   SOLE   346,482 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   3,650,629 144,866 SH   SOLE   144,866 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,530,884 19,619 SH   SOLE   19,619 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   3,103,233 106,166 SH   SOLE   106,166 0 0
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   2,900,206 44,784 SH   SOLE   44,784 0 0
AMAZON COM INC COM 023135106   2,111,966 13,900 SH   SOLE   13,900 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,054,611 8,832 SH   SOLE   8,832 0 0
MICROSOFT CORP COM 594918104   1,882,386 5,006 SH   SOLE   5,006 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,860,086 12,827 SH   SOLE   12,827 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,770,840 3,726 SH   SOLE   3,726 0 0
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   1,629,438 38,954 SH   SOLE   38,954 0 0
SPDR SER TR S&P DIVID ETF 78464A763   1,529,792 12,241 SH   SOLE   12,241 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,498,437 32,135 SH   SOLE   32,135 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,423,514 9,522 SH   SOLE   9,522 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,188,862 10,983 SH   SOLE   10,983 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,130,465 14,801 SH   SOLE   14,801 0 0
ISHARES TR CORE S&P TTL STK 464287150   1,070,926 10,177 SH   SOLE   10,177 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,036,364 22,046 SH   SOLE   22,046 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606   1,000,694 42,801 SH   SOLE   42,801 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   915,579 16,309 SH   SOLE   16,309 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   859,865 8,358 SH   SOLE   8,358 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   840,744 1,925 SH   SOLE   1,925 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   820,243 17,363 SH   SOLE   17,363 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   790,918 22,669 SH   SOLE   22,669 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   774,548 8,766 SH   SOLE   8,766 0 0
ISHARES TR SP SMCP600VL ETF 464287879   715,972 6,946 SH   SOLE   6,946 0 0
ISHARES TR MSCI INTL VLU FT 46435G409   678,477 25,593 SH   SOLE   25,593 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   661,248 1,854 SH   SOLE   1,854 0 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   653,052 14,073 SH   SOLE   14,073 0 0
ISHARES INC CORE MSCI EMKT 46434G103   619,621 12,250 SH   SOLE   12,250 0 0
ISHARES TR INTERNATIONAL SL 46434V266   603,584 18,786 SH   SOLE   18,786 0 0
ISHARES TR EAFE SML CP ETF 464288273   602,890 9,740 SH   SOLE   9,740 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   542,625 1 SH   SOLE   1 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   538,344 9,535 SH   SOLE   9,535 0 0
SCHWAB CHARLES CORP COM 808513105   532,925 7,746 SH   SOLE   7,746 0 0
ALPHABET INC CAP STK CL A 02079K305   508,053 3,637 SH   SOLE   3,637 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   499,513 18,405 SH   SOLE   18,405 0 0
MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE 56170L695   474,823 47,673 SH   SOLE   47,673 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   447,941 1,094 SH   SOLE   1,094 0 0
JPMORGAN CHASE & CO COM 46625H100   444,812 2,615 SH   SOLE   2,615 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   433,025 11,716 SH   SOLE   11,716 0 0
ORACLE CORP COM 68389X105   393,043 3,728 SH   SOLE   3,728 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   392,602 13,723 SH   SOLE   13,723 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   389,967 8,365 SH   SOLE   8,365 0 0
ISHARES INC EM MKT SM-CP ETF 464286475   387,456 6,702 SH   SOLE   6,702 0 0
ISHARES TR MSCI EAFE ETF 464287465   383,096 5,084 SH   SOLE   5,084 0 0
ELI LILLY & CO COM 532457108   370,892 636 SH   SOLE   636 0 0
VISA INC COM CL A 92826C839   369,697 1,420 SH   SOLE   1,420 0 0
UNITEDHEALTH GROUP INC COM 91324P102   366,950 697 SH   SOLE   697 0 0
ALPHABET INC CAP STK CL C 02079K107   352,325 2,500 SH   SOLE   2,500 0 0
META PLATFORMS INC CL A 30303M102   342,279 967 SH   SOLE   967 0 0
TESLA INC COM 88160R101   328,491 1,322 SH   SOLE   1,322 0 0
ISHARES TR EAFE VALUE ETF 464288877   312,738 6,003 SH   SOLE   6,003 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   308,755 9,506 SH   SOLE   9,506 0 0
EXXON MOBIL CORP COM 30231G102   301,072 3,011 SH   SOLE   3,011 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   295,935 3,295 SH   SOLE   3,295 0 0
UNION PAC CORP COM 907818108   293,280 1,194 SH   SOLE   1,194 0 0
AMGEN INC COM 031162100   285,140 990 SH   SOLE   990 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   266,227 4,260 SH   SOLE   4,260 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   258,698 4,647 SH   SOLE   4,647 0 0
HONEYWELL INTL INC COM 438516106   253,749 1,210 SH   SOLE   1,210 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   251,520 4,061 SH   SOLE   4,061 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   250,534 3,253 SH   SOLE   3,253 0 0
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   247,731 4,852 SH   SOLE   4,852 0 0
NVIDIA CORPORATION COM 67066G104   233,913 472 SH   SOLE   472 0 0
INTEL CORP COM 458140100   233,715 4,651 SH   SOLE   4,651 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   226,632 6,816 SH   SOLE   6,816 0 0
PPG INDS INC COM 693506107   222,993 1,491 SH   SOLE   1,491 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   222,380 8,971 SH   SOLE   8,971 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   220,675 3,913 SH   SOLE   3,913 0 0
PROVIDENT FINL SVCS INC COM 74386T105   211,798 11,747 SH   SOLE   11,747 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   203,562 1,290 SH   SOLE   1,290 0 0
F N B CORP COM 302520101   191,885 13,935 SH   SOLE   13,935 0 0
SPRINKLR INC CL A 85208T107   134,403 11,163 SH   SOLE   11,163 0 0