The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   360,016 8,191,492 SH   SOLE   8,191,492 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   348,605 6,815,352 SH   SOLE   6,815,352 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   249,740 6,001,925 SH   SOLE   6,001,925 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   242,305 7,237,320 SH   SOLE   7,237,320 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   111,628 3,671,968 SH   SOLE   3,671,968 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   19,474 271,075 SH   SOLE   271,075 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   14,550 587,387 SH   SOLE   587,387 0 0
APPLE INC COM 037833100   7,896 60,772 SH   SOLE   60,772 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,029 26,305 SH   SOLE   26,305 0 0
ISHARES TR CORE S&P500 ETF 464287200   4,325 11,257 SH   SOLE   11,257 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,078 22,219 SH   SOLE   22,219 0 0
SUNSTONE HOTEL INVS INC NEW COM 867892101   3,273 338,814 SH   SOLE   338,814 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,199 20,143 SH   SOLE   20,143 0 0
SPDR SER TR S&P DIVID ETF 78464A763   2,942 23,516 SH   SOLE   23,516 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   2,372 97,700 SH   SOLE   97,700 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,331 6,094 SH   SOLE   6,094 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,295 50,837 SH   SOLE   50,837 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,914 9,393 SH   SOLE   9,393 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,860 13,755 SH   SOLE   13,755 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,400 9,972 SH   SOLE   9,972 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,307 33,611 SH   SOLE   33,611 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,283 8,447 SH   SOLE   8,447 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,256 16,707 SH   SOLE   16,707 0 0
JACOBS SOLUTIONS INC COM 46982L108   1,201 10,005 SH   SOLE   10,005 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   1,183 10,298 SH   SOLE   10,298 0 0
MICROSOFT CORP COM 594918104   1,172 4,889 SH   SOLE   4,889 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,161 12,271 SH   SOLE   12,271 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   987 20,452 SH   SOLE   20,452 0 0
AMAZON COM INC COM 023135106   961 11,441 SH   SOLE   11,441 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   936 20,301 SH   SOLE   20,301 0 0
ISHARES TR CORE S&P TTL STK 464287150   871 10,277 SH   SOLE   10,277 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   802 2,283 SH   SOLE   2,283 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   790 15,761 SH   SOLE   15,761 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   747 8,667 SH   SOLE   8,667 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   729 23,177 SH   SOLE   23,177 0 0
ISHARES INC CORE MSCI EMKT 46434G103   718 15,380 SH   SOLE   15,380 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   659 16,279 SH   SOLE   16,279 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   659 7,994 SH   SOLE   7,994 0 0
ISHARES TR MSCI INTL VLU FT 46435G409   629 27,140 SH   SOLE   27,140 0 0
ISHARES TR EAFE SML CP ETF 464288273   617 10,924 SH   SOLE   10,924 0 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   595 12,970 SH   SOLE   12,970 0 0
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   592 14,453 SH   SOLE   14,453 0 0
ISHARES TR MSCI INTL SML CP 46434V266   586 19,535 SH   SOLE   19,535 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   576 25,928 SH   SOLE   25,928 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   556 1,800 SH   SOLE   1,800 0 0
SCHWAB CHARLES CORP COM 808513105   488 5,863 SH   SOLE   5,863 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   486 9,935 SH   SOLE   9,935 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   482 19,436 SH   SOLE   19,436 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   469 1 SH   SOLE   1 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   455 21,158 SH   SOLE   21,158 0 0
ALPHABET INC CAP STK CL A 02079K305   451 5,113 SH   SOLE   5,113 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   431 9,612 SH   SOLE   9,612 0 0
ISHARES TR SP SMCP600VL ETF 464287879   423 4,633 SH   SOLE   4,633 0 0
UNITEDHEALTH GROUP INC COM 91324P102   420 792 SH   SOLE   792 0 0
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   388 6,988 SH   SOLE   6,988 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   386 15,827 SH   SOLE   15,827 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   383 11,895 SH   SOLE   11,895 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   380 8,327 SH   SOLE   8,327 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   367 8,748 SH   SOLE   8,748 0 0
EXXON MOBIL CORP COM 30231G102   348 3,158 SH   SOLE   3,158 0 0
ISHARES TR MSCI EAFE ETF 464287465   331 5,043 SH   SOLE   5,043 0 0
JPMORGAN CHASE & CO COM 46625H100   325 2,423 SH   SOLE   2,423 0 0
ORACLE CORP COM 68389X105   325 3,975 SH   SOLE   3,975 0 0
ISHARES INC EM MKT SM-CP ETF 464286475   322 6,670 SH   SOLE   6,670 0 0
VISA INC COM CL A 92826C839   318 1,532 SH   SOLE   1,532 0 0
ISHARES TR EAFE VALUE ETF 464288877   287 6,247 SH   SOLE   6,247 0 0
PPG INDS INC COM 693506107   286 2,271 SH   SOLE   2,271 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   282 9,506 SH   SOLE   9,506 0 0
ALPHABET INC CAP STK CL C 02079K107   272 3,060 SH   SOLE   3,060 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   267 1,002 SH   SOLE   1,002 0 0
PROVIDENT FINL SVCS INC COM 74386T105   251 11,747 SH   SOLE   11,747 0 0
DIREXION SHS ETF TR DLY SEMICNDTR BR 25460G336   245 6,200 SH   SOLE   6,200 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   244 3,235 SH   SOLE   3,235 0 0
LILLY ELI & CO COM 532457108   235 642 SH   SOLE   642 0 0
UNION PAC CORP COM 907818108   227 1,094 SH   SOLE   1,094 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   220 9,289 SH   SOLE   9,289 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   217 9,581 SH   SOLE   9,581 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   203 9,227 SH   SOLE   9,227 0 0
SPRINKLR INC CL A 85208T107   91 11,163 SH   SOLE   11,163 0 0