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        <nameOfIssuer>3M CO</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>88579Y101</cusip>
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        <nameOfIssuer>ABBVIE INC</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>00287Y109</cusip>
        <value>498274</value>
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            <sshPrnamt>2152</sshPrnamt>
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        <nameOfIssuer>ALPHABET INC</nameOfIssuer>
        <titleOfClass>CAP STK CL A</titleOfClass>
        <cusip>02079K305</cusip>
        <value>684083</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2814</sshPrnamt>
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            <None>2814</None>
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        <nameOfIssuer>ALPHABET INC</nameOfIssuer>
        <titleOfClass>CAP STK CL C</titleOfClass>
        <cusip>02079K107</cusip>
        <value>272776</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1120</sshPrnamt>
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            <Sole>0</Sole>
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            <None>1120</None>
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        <nameOfIssuer>AMAZON COM INC</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>023135106</cusip>
        <value>313326</value>
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            <sshPrnamt>1427</sshPrnamt>
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            <Sole>0</Sole>
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            <None>1427</None>
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        <nameOfIssuer>AMGEN INC</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>031162100</cusip>
        <value>638054</value>
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            <sshPrnamt>2261</sshPrnamt>
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            <Sole>0</Sole>
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            <None>2261</None>
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        <nameOfIssuer>APPLE INC</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>037833100</cusip>
        <value>2150629</value>
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            <sshPrnamt>8446</sshPrnamt>
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            <None>8446</None>
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        <nameOfIssuer>AMERICAN CENTY ETF TR</nameOfIssuer>
        <titleOfClass>AVANTIS EMGMKT</titleOfClass>
        <cusip>025072604</cusip>
        <value>3873348</value>
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            <sshPrnamt>51569</sshPrnamt>
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            <Sole>0</Sole>
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            <None>51569</None>
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        <nameOfIssuer>AMERICAN CENTY ETF TR</nameOfIssuer>
        <titleOfClass>EMERGING MKT VAL</titleOfClass>
        <cusip>025072372</cusip>
        <value>19866624</value>
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            <sshPrnamt>346289</sshPrnamt>
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            <Sole>0</Sole>
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            <None>346289</None>
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        <nameOfIssuer>AMERICAN CENTY ETF TR</nameOfIssuer>
        <titleOfClass>INTL EQT ETF</titleOfClass>
        <cusip>025072703</cusip>
        <value>3899790</value>
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            <sshPrnamt>49427</sshPrnamt>
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            <None>49427</None>
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        <nameOfIssuer>AMERICAN CENTY ETF TR</nameOfIssuer>
        <titleOfClass>AVANTIS US LARG</titleOfClass>
        <cusip>025072158</cusip>
        <value>1606710</value>
        <shrsOrPrnAmt>
            <sshPrnamt>21000</sshPrnamt>
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            <Sole>0</Sole>
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            <None>21000</None>
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        <nameOfIssuer>AMERICAN CENTY ETF TR</nameOfIssuer>
        <titleOfClass>US LARGE CAP VLU</titleOfClass>
        <cusip>025072349</cusip>
        <value>3245630</value>
        <shrsOrPrnAmt>
            <sshPrnamt>44916</sshPrnamt>
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            <None>44916</None>
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        <nameOfIssuer>AMERICAN CENTY ETF TR</nameOfIssuer>
        <titleOfClass>AVANTIS US SMALL</titleOfClass>
        <cusip>025072323</cusip>
        <value>293406</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5125</sshPrnamt>
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            <Sole>0</Sole>
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            <None>5125</None>
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        <nameOfIssuer>AMERICAN CENTY ETF TR</nameOfIssuer>
        <titleOfClass>US SML CP VALU</titleOfClass>
        <cusip>025072877</cusip>
        <value>2003340</value>
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            <sshPrnamt>20128</sshPrnamt>
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            <Sole>0</Sole>
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            <None>20128</None>
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        <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
        <titleOfClass>CL B NEW</titleOfClass>
        <cusip>084670702</cusip>
        <value>2392540</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4759</sshPrnamt>
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            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>4759</None>
        </votingAuthority>
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        <nameOfIssuer>BROADCOM INC</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>11135F101</cusip>
        <value>1057691</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3206</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
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            <None>3206</None>
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        <nameOfIssuer>BROADSTONE NET LEASE INC</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>11135E203</cusip>
        <value>1260800</value>
        <shrsOrPrnAmt>
            <sshPrnamt>70554</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
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            <Sole>0</Sole>
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            <None>70554</None>
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        <nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>166764100</cusip>
        <value>266012</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1713</sshPrnamt>
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            <Sole>0</Sole>
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            <None>1713</None>
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        <nameOfIssuer>CISCO SYS INC</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>17275R102</cusip>
        <value>353731</value>
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            <sshPrnamt>5170</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
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            <Sole>0</Sole>
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            <None>5170</None>
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        <nameOfIssuer>COCA COLA CO</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>191216100</cusip>
        <value>396925</value>
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            <sshPrnamt>5985</sshPrnamt>
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            <Sole>0</Sole>
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            <None>5985</None>
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        <nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>22160K105</cusip>
        <value>299904</value>
        <shrsOrPrnAmt>
            <sshPrnamt>324</sshPrnamt>
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            <Sole>0</Sole>
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            <None>324</None>
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        <nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
        <titleOfClass>INTERNATNAL VAL</titleOfClass>
        <cusip>25434V807</cusip>
        <value>4603698</value>
        <shrsOrPrnAmt>
            <sshPrnamt>99820</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
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            <Sole>0</Sole>
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            <None>99820</None>
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        <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>30231G102</cusip>
        <value>1237093</value>
        <shrsOrPrnAmt>
            <sshPrnamt>10972</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
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            <Sole>0</Sole>
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            <None>10972</None>
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        <nameOfIssuer>GE AEROSPACE</nameOfIssuer>
        <titleOfClass>COM NEW</titleOfClass>
        <cusip>369604301</cusip>
        <value>625192</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2078</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
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            <Sole>0</Sole>
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            <None>2078</None>
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        <nameOfIssuer>GE VERNOVA INC</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>36828A101</cusip>
        <value>318518</value>
        <shrsOrPrnAmt>
            <sshPrnamt>518</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
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            <None>518</None>
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        <nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>38141G104</cusip>
        <value>242090</value>
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            <sshPrnamt>304</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>304</None>
        </votingAuthority>
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        <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>437076102</cusip>
        <value>606975</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1498</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
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            <Shared>0</Shared>
            <None>1498</None>
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        <nameOfIssuer>IHS HOLDING LIMITED</nameOfIssuer>
        <titleOfClass>ORD SHS</titleOfClass>
        <cusip>G4701H109</cusip>
        <value>1025367</value>
        <shrsOrPrnAmt>
            <sshPrnamt>150347</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
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            <None>150347</None>
        </votingAuthority>
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        <nameOfIssuer>INTEL CORP</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>458140100</cusip>
        <value>755714</value>
        <shrsOrPrnAmt>
            <sshPrnamt>22525</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>22525</None>
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        <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>459200101</cusip>
        <value>428319</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1518</sshPrnamt>
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            <None>1518</None>
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        <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
        <titleOfClass>LARGE CAP GROWTH</titleOfClass>
        <cusip>46137V746</cusip>
        <value>798925</value>
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        <investmentDiscretion>SOLE</investmentDiscretion>
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            <Shared>0</Shared>
            <None>6370</None>
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        <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
        <titleOfClass>LARGE CAP VALUE</titleOfClass>
        <cusip>46137V738</cusip>
        <value>659730</value>
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            <None>10117</None>
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        <nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
        <titleOfClass>UNIT SER 1</titleOfClass>
        <cusip>46090E103</cusip>
        <value>1530343</value>
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            <None>2549</None>
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        <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
        <titleOfClass>S&amp;P 500 ENHNCD</titleOfClass>
        <cusip>46138E396</cusip>
        <value>9271150</value>
        <shrsOrPrnAmt>
            <sshPrnamt>169003</sshPrnamt>
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            <Shared>0</Shared>
            <None>169003</None>
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        <titleOfClass>S&amp;P500 HDL VOL</titleOfClass>
        <cusip>46138E362</cusip>
        <value>205316</value>
        <shrsOrPrnAmt>
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            <None>4152</None>
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        <titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
        <cusip>46138E354</cusip>
        <value>35446327</value>
        <shrsOrPrnAmt>
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            <None>482394</None>
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        <cusip>46137V258</cusip>
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            <None>352622</None>
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        <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
        <titleOfClass>S&amp;P500 QUALITY</titleOfClass>
        <cusip>46137V241</cusip>
        <value>293160</value>
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            <Shared>0</Shared>
            <None>4000</None>
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        <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
        <titleOfClass>S&amp;P SML600 VAL</titleOfClass>
        <cusip>46137V167</cusip>
        <value>8102600</value>
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            <None>106000</None>
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            <None>6959</None>
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        <cusip>46137V456</cusip>
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        <cusip>46138G102</cusip>
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            <None>237575</None>
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        <cusip>46137V498</cusip>
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            <None>196330</None>
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            <None>9094</None>
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            <None>15238</None>
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            <None>94275</None>
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        <value>6390476</value>
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            <None>9548</None>
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            <None>5160</None>
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            <None>12158</None>
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            <None>4800</None>
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        <nameOfIssuer>ISHARES TR</nameOfIssuer>
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        <nameOfIssuer>ISHARES TR</nameOfIssuer>
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        <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
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        <nameOfIssuer>JPMORGAN CHASE &amp; CO.</nameOfIssuer>
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            <None>4292</None>
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        <nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
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            <None>603</None>
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        <nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
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            <None>3295</None>
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        <nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
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        <investmentDiscretion>SOLE</investmentDiscretion>
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            <Shared>0</Shared>
            <None>3690</None>
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        <nameOfIssuer>NATIONAL FUEL GAS CO</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
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        <value>409384</value>
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        <investmentDiscretion>SOLE</investmentDiscretion>
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            <Sole>0</Sole>
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            <None>4432</None>
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        <nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>65339F101</cusip>
        <value>373449</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4947</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>4947</None>
        </votingAuthority>
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        <nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>67066G104</cusip>
        <value>454882</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2438</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>2438</None>
        </votingAuthority>
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        <nameOfIssuer>ORACLE CORP</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>68389X105</cusip>
        <value>1240268</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4410</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>4410</None>
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        <nameOfIssuer>PARKER-HANNIFIN CORP</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>701094104</cusip>
        <value>878696</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1159</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1159</None>
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        <titleOfClass>COM</titleOfClass>
        <cusip>704326107</cusip>
        <value>2481200</value>
        <shrsOrPrnAmt>
            <sshPrnamt>19574</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>19574</None>
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        <nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>718172109</cusip>
        <value>908158</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5599</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>5599</None>
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        <titleOfClass>COM</titleOfClass>
        <cusip>75513E101</cusip>
        <value>208828</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1248</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1248</None>
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        <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
        <titleOfClass>EMRG MKTEQ ETF</titleOfClass>
        <cusip>808524706</cusip>
        <value>1177460</value>
        <shrsOrPrnAmt>
            <sshPrnamt>35285</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>35285</None>
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        <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
        <titleOfClass>INTL EQTY ETF</titleOfClass>
        <cusip>808524805</cusip>
        <value>6063233</value>
        <shrsOrPrnAmt>
            <sshPrnamt>260448</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>260448</None>
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        <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
        <titleOfClass>US BRD MKT ETF</titleOfClass>
        <cusip>808524102</cusip>
        <value>534271</value>
        <shrsOrPrnAmt>
            <sshPrnamt>20781</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>20781</None>
        </votingAuthority>
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        <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
        <titleOfClass>US LRG CAP ETF</titleOfClass>
        <cusip>808524201</cusip>
        <value>3553134</value>
        <shrsOrPrnAmt>
            <sshPrnamt>134895</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>134895</None>
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        <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
        <titleOfClass>US MID-CAP ETF</titleOfClass>
        <cusip>808524508</cusip>
        <value>351086</value>
        <shrsOrPrnAmt>
            <sshPrnamt>11845</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>11845</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
        <titleOfClass>US SML CAP ETF</titleOfClass>
        <cusip>808524607</cusip>
        <value>611847</value>
        <shrsOrPrnAmt>
            <sshPrnamt>21930</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>21930</None>
        </votingAuthority>
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        <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>81762P102</cusip>
        <value>300011</value>
        <shrsOrPrnAmt>
            <sshPrnamt>326</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>326</None>
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    <infoTable>
        <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
        <titleOfClass>PORTFOLIO DEVLPD</titleOfClass>
        <cusip>78463X889</cusip>
        <value>249680</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5835</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>5835</None>
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    <infoTable>
        <nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
        <titleOfClass>UT SER 1</titleOfClass>
        <cusip>78467X109</cusip>
        <value>2350234</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5068</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>5068</None>
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        <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
        <titleOfClass>PORTFOLIO S&amp;P400</titleOfClass>
        <cusip>78464A847</cusip>
        <value>1201848</value>
        <shrsOrPrnAmt>
            <sshPrnamt>21015</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>21015</None>
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        <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
        <titleOfClass>PORTFOLIO S&amp;P600</titleOfClass>
        <cusip>78468R853</cusip>
        <value>1529023</value>
        <shrsOrPrnAmt>
            <sshPrnamt>33010</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>33010</None>
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        <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
        <titleOfClass>PORTFOLI S&amp;P1500</titleOfClass>
        <cusip>78464A805</cusip>
        <value>1211910</value>
        <shrsOrPrnAmt>
            <sshPrnamt>15027</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>15027</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
        <titleOfClass>TR UNIT</titleOfClass>
        <cusip>78462F103</cusip>
        <value>6974905</value>
        <shrsOrPrnAmt>
            <sshPrnamt>10470</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>10470</None>
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        <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
        <titleOfClass>S&amp;P 500 ESG ETF</titleOfClass>
        <cusip>78468R531</cusip>
        <value>2022416</value>
        <shrsOrPrnAmt>
            <sshPrnamt>31804</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>31804</None>
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    <infoTable>
        <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
        <titleOfClass>S&amp;P 600 SMCP VAL</titleOfClass>
        <cusip>78464A300</cusip>
        <value>288644</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3256</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>3256</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
        <titleOfClass>AEROSPACE DEF</titleOfClass>
        <cusip>78464A631</cusip>
        <value>507514</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2160</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>2160</None>
        </votingAuthority>
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        <nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>863667101</cusip>
        <value>221802</value>
        <shrsOrPrnAmt>
            <sshPrnamt>600</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>600</None>
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        <nameOfIssuer>TESLA INC</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>88160R101</cusip>
        <value>288623</value>
        <shrsOrPrnAmt>
            <sshPrnamt>649</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>649</None>
        </votingAuthority>
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        <nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>020002101</cusip>
        <value>249209</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1161</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1161</None>
        </votingAuthority>
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        <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>742718109</cusip>
        <value>419925</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2733</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>2733</None>
        </votingAuthority>
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        <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>824348106</cusip>
        <value>413434</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1194</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1194</None>
        </votingAuthority>
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        <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>872540109</cusip>
        <value>324059</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2242</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>2242</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>883556102</cusip>
        <value>449129</value>
        <shrsOrPrnAmt>
            <sshPrnamt>926</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>926</None>
        </votingAuthority>
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        <nameOfIssuer>UNION PAC CORP</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>907818108</cusip>
        <value>553342</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2341</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>2341</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>91324P102</cusip>
        <value>405728</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1175</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1175</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
        <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
        <cusip>922908363</cusip>
        <value>5600215</value>
        <shrsOrPrnAmt>
            <sshPrnamt>9145</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>9145</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
        <titleOfClass>CONSUM STP ETF</titleOfClass>
        <cusip>92204A207</cusip>
        <value>369325</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1728</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1728</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
        <titleOfClass>ESG US STK ETF</titleOfClass>
        <cusip>921910733</cusip>
        <value>2523956</value>
        <shrsOrPrnAmt>
            <sshPrnamt>21310</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>21310</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
        <titleOfClass>ALLWRLD EX US</titleOfClass>
        <cusip>922042775</cusip>
        <value>529994</value>
        <shrsOrPrnAmt>
            <sshPrnamt>7426</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>7426</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD TAX-MANAGED FDS</nameOfIssuer>
        <titleOfClass>VAN FTSE DEV MKT</titleOfClass>
        <cusip>921943858</cusip>
        <value>3752550</value>
        <shrsOrPrnAmt>
            <sshPrnamt>62626</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>62626</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
        <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
        <cusip>922042858</cusip>
        <value>1943166</value>
        <shrsOrPrnAmt>
            <sshPrnamt>35865</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>35865</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
        <titleOfClass>FTSE SMCAP ETF</titleOfClass>
        <cusip>922042718</cusip>
        <value>420380</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2949</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>2949</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
        <titleOfClass>HIGH DIV YLD</titleOfClass>
        <cusip>921946406</cusip>
        <value>305157</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2165</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>2165</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
        <titleOfClass>LARGE CAP ETF</titleOfClass>
        <cusip>922908637</cusip>
        <value>8115497</value>
        <shrsOrPrnAmt>
            <sshPrnamt>26361</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>26361</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
        <titleOfClass>MID CAP ETF</titleOfClass>
        <cusip>922908629</cusip>
        <value>4114710</value>
        <shrsOrPrnAmt>
            <sshPrnamt>14008</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>14008</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
        <titleOfClass>REAL ESTATE ETF</titleOfClass>
        <cusip>922908553</cusip>
        <value>942175</value>
        <shrsOrPrnAmt>
            <sshPrnamt>10306</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>10306</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
        <titleOfClass>SHORT TRM BOND</titleOfClass>
        <cusip>921937827</cusip>
        <value>496107</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6287</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>6287</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
        <titleOfClass>SMALL CP ETF</titleOfClass>
        <cusip>922908751</cusip>
        <value>1074079</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4224</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>4224</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
        <titleOfClass>SM CP VAL ETF</titleOfClass>
        <cusip>922908611</cusip>
        <value>816265</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3911</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>3911</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer>
        <titleOfClass>VG TL INTL STK F</titleOfClass>
        <cusip>921909768</cusip>
        <value>261518</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3560</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>3560</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
        <titleOfClass>TOTAL STK MKT</titleOfClass>
        <cusip>922908769</cusip>
        <value>1018640</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3104</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>3104</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD WELLINGTON FD</nameOfIssuer>
        <titleOfClass>US MOMENTUM</titleOfClass>
        <cusip>921935508</cusip>
        <value>9148685</value>
        <shrsOrPrnAmt>
            <sshPrnamt>47750</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>47750</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD WELLINGTON FD</nameOfIssuer>
        <titleOfClass>US QUALITY</titleOfClass>
        <cusip>921935706</cusip>
        <value>28276521</value>
        <shrsOrPrnAmt>
            <sshPrnamt>187483</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>187483</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD WELLINGTON FD</nameOfIssuer>
        <titleOfClass>US VALUE FACTR</titleOfClass>
        <cusip>921935805</cusip>
        <value>54558168</value>
        <shrsOrPrnAmt>
            <sshPrnamt>427773</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>427773</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
        <titleOfClass>VALUE ETF</titleOfClass>
        <cusip>922908744</cusip>
        <value>989329</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5305</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>5305</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>WALMART INC</nameOfIssuer>
        <titleOfClass>COM</titleOfClass>
        <cusip>931142103</cusip>
        <value>452949</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4395</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>4395</None>
        </votingAuthority>
    </infoTable>
</informationTable>
