The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR PRODS & CHEMS INC COM 009158106 BBG001S5NSB6 10,161,438 41,136 SH   SOLE   40,953 0 183
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 482,170 1,540 SH   SOLE   1,205 0 335
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 687,369 2,190 SH   SOLE   2,050 0 140
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,907,497 8,264 SH   SOLE   6,886 0 1,378
AMERICAN CENTY ETF TR AVANTIS US MID C 025072125 BBG01JYBR2Z3 7,161,060 101,374 SH   SOLE   94,480 0 6,894
APPLE INC COM 037833100 BBG001S5N8V8 8,143,825 29,956 SH   SOLE   26,205 0 3,751
ASTRAZENECA PLC SPONSORED ADR 046353108 BBG001SB80N8 303,369 3,300 SH   SOLE   705 0 2,595
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 4,486,152 8,925 SH   SOLE   8,880 0 45
C3 AI INC CL A 12468P104 BBG00Y6G6Y84 2,993,774 222,090 SH   SOLE   222,090 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 208,612 2,984 SH   SOLE   462 0 2,522
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 16,107,178 270,527 SH   SOLE   248,102 0 22,425
DISNEY WALT CO COM 254687106 BBG001S5QHF3 422,453 3,713 SH   SOLE   3,703 0 10
EA SERIES TRUST ARS FOCUSED OPPO 02072Q531 BBG01VPTD898 238,482 6,937 SH   SOLE   6,674 0 263
EA SERIES TRUST JLENS 500 JEWISH 02072Q846 BBG01SJ646B3 223,676 7,799 SH   SOLE   7,799 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829C105 BBG001SGGKG2 466,532 50,600 SH   SOLE   40,000 0 10,600
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 BBG001SDHNW4 481,666 29,210 SH   SOLE   14,790 0 14,420
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 206,504 1,716 SH   SOLE   1,716 0 0
GLOBAL X FDS US PFD ETF 37954Y657 BBG00HPF2LX6 18,182,848 961,547 SH   SOLE   904,101 0 57,446
HOME DEPOT INC COM 437076102 BBG001S5RTW7 673,060 1,956 SH   SOLE   1,944 0 12
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 BBG00KJR2V68 359,074 7,890 SH   SOLE   7,890 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 23,579,666 123,093 SH   SOLE   114,551 0 8,542
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 277,669 452 SH   SOLE   452 0 0
ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 1,829,576 20,991 SH   SOLE   18,556 0 2,435
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 240,648 2,690 SH   SOLE   2,690 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 52,747,965 623,204 SH   SOLE   579,351 0 43,853
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 226,031 330 SH   SOLE   330 0 0
ISHARES TR GBL COMM SVC ETF 464287275 BBG001S6VVK8 382,450 3,155 SH   SOLE   3,155 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 BBG001SJX8Q3 287,330 2,950 SH   SOLE   2,950 0 0
ISHARES TR GLOBAL FINLS ETF 464287333 BBG001SJX8P4 555,634 4,600 SH   SOLE   4,600 0 0
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 567,446 18,328 SH   SOLE   18,328 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 351,662 743 SH   SOLE   743 0 0
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 389,976 1,953 SH   SOLE   1,953 0 0
JACOBS SOLUTIONS INC COM 46982L108 BBG019C1BQS3 268,685 2,028 SH   SOLE   2,028 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 398,793 1,927 SH   SOLE   1,842 0 85
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 979,584 3,040 SH   SOLE   2,807 0 233
MCDONALDS CORP COM 580135101 BBG001S5T110 342,157 1,120 SH   SOLE   1,120 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 634,426 961 SH   SOLE   856 0 105
MICROSOFT CORP COM 594918104 BBG001S5TD05 678,744 1,403 SH   SOLE   991 0 412
NETFLIX INC COM 64110L106 BBG001SF6L46 279,405 2,980 SH   SOLE   2,950 0 30
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 BBG001S70MD8 397,620 28,200 SH   SOLE   28,200 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,951,243 10,462 SH   SOLE   7,781 0 2,681
ORACLE CORP COM 68389X105 BBG001S5SJG6 225,511 1,157 SH   SOLE   1,135 0 22
ORION S.A. COM L72967109 BBG006MC4LQ6 344,183 65,186 SH   SOLE   65,186 0 0
PEPSICO INC COM 713448108 BBG001S695T1 255,323 1,779 SH   SOLE   1,679 0 100
PFIZER INC COM 717081103 BBG001S5V466 269,717 10,832 SH   SOLE   10,806 0 26
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 696,324 3,336 SH   SOLE   3,336 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 335,195 12,220 SH   SOLE   12,220 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 9,841,278 327,279 SH   SOLE   307,464 0 19,815
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 11,478,126 403,024 SH   SOLE   381,664 0 21,360
SELECT SECTOR SPDR TR STATE STREET CON 81369Y407 BBG001S7T1Q9 476,566 3,991 SH   SOLE   3,991 0 0
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 BBG001S7T223 521,904 9,529 SH   SOLE   9,529 0 0
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209 BBG001S7SCQ6 329,260 2,127 SH   SOLE   2,127 0 0
SELECT SECTOR SPDR TR STATE STREET IND 81369Y704 BBG001S7T232 442,092 2,850 SH   SOLE   2,850 0 0
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 BBG001S7TCZ5 26,032,348 180,818 SH   SOLE   170,203 0 10,615
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 41,731,995 61,198 SH   SOLE   57,579 0 3,619
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 19,695,700 32,648 SH   SOLE   30,865 0 1,783
TOYOTA MOTOR CORP ADS 892331307 BBG001SDB327 214,060 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 223,643 867 SH   SOLE   867 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 250,579 1,312 SH   SOLE   1,312 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 BBG001SHTV18 5,081,983 60,782 SH   SOLE   59,519 0 1,263
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 232,356 3,080 SH   SOLE   3,080 0 0
VANGUARD WORLD FD COMM SRVC ETF 92204A884 BBG001SHTV72 242,038 1,250 SH   SOLE   1,250 0 0
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 BBG001SHVTQ3 254,079 645 SH   SOLE   645 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207 BBG001SHVR41 236,589 1,120 SH   SOLE   1,120 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 343,426 979 SH   SOLE   772 0 207