The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 2,862 52,210 SH   SOLE 0 0 0 52,210
AT&T INC COM 00206R102 2,603 77,683 SH   SOLE 0 0 0 77,683
AIR PRODS & CHEMS INC COM 009158106 2,853 12,604 SH   SOLE 0 0 0 12,604
ALLSTATE CORP COM 020002101 712 7,005 SH   SOLE 0 0 0 7,005
ALPHABET INC CAP STK CL C 02079K107 1,625 1,504 SH   SOLE 0 0 0 1,504
ALPHABET INC CAP STK CL A 02079K305 342 316 SH   SOLE 0 0 0 316
ALTRIA GROUP INC COM 02209S103 207 4,373 SH   SOLE 0 0 0 4,373
AMAZON COM INC COM 023135106 5,431 2,868 SH   SOLE 0 0 0 2,868
AMERICAN ELEC PWR INC COM 025537101 2,810 31,929 SH   SOLE 0 0 0 31,929
AMERICAN EXPRESS CO COM 025816109 2,563 20,765 SH   SOLE 0 0 0 20,765
AMERICAN WTR WKS CO INC NEW COM 030420103 1,288 11,102 SH   SOLE 0 0 0 11,102
APPLE INC COM 037833100 4,302 21,734 SH   SOLE 0 0 0 21,734
BALL CORP COM 058498106 824 11,770 SH   SOLE 0 0 0 11,770
BANK AMER CORP COM 060505104 263 9,070 SH   SOLE 0 0 0 9,070
BANK AMER CORP 7.25%CNV PFD L 060505682 726 529 SH   SOLE 0 0 0 529
BERKSHIRE HATHAWAY INC DEL CL A 084670108 637 2 SH   SOLE 0 0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 589 2,764 SH   SOLE 0 0 0 2,764
BOEING CO COM 097023105 518 1,424 SH   SOLE 0 0 0 1,424
BRISTOL MYERS SQUIBB CO COM 110122108 271 5,978 SH   SOLE 0 0 0 5,978
BROWN & BROWN INC COM 115236101 201 6,014 SH   SOLE 0 0 0 6,014
CSX CORP COM 126408103 311 4,014 SH   SOLE 0 0 0 4,014
CARNIVAL CORP UNIT 99/99/9999 143658300 289 6,210 SH   SOLE 0 0 0 6,210
CHEVRON CORP NEW COM 166764100 2,476 19,895 SH   SOLE 0 0 0 19,895
CISCO SYS INC COM 17275R102 2,983 54,496 SH   SOLE 0 0 0 54,496
CITIGROUP INC COM NEW 172967424 2,428 34,676 SH   SOLE 0 0 0 34,676
CLOROX CO DEL COM 189054109 1,276 8,335 SH   SOLE 0 0 0 8,335
COCA COLA CO COM 191216100 2,956 58,058 SH   SOLE 0 0 0 58,058
COMCAST CORP NEW CL A 20030N101 245 5,786 SH   SOLE 0 0 0 5,786
CONSOLIDATED EDISON INC COM 209115104 272 3,099 SH   SOLE 0 0 0 3,099
COSTCO WHSL CORP NEW COM 22160K105 401 1,518 SH   SOLE 0 0 0 1,518
CUMMINS INC COM 231021106 2,463 14,372 SH   SOLE 0 0 0 14,372
DARDEN RESTAURANTS INC COM 237194105 2,730 22,423 SH   SOLE 0 0 0 22,423
DELTA AIR LINES INC DEL COM NEW 247361702 296 5,214 SH   SOLE 0 0 0 5,214
DISNEY WALT CO COM DISNEY 254687106 3,043 21,791 SH   SOLE 0 0 0 21,791
DOLLAR GEN CORP NEW COM 256677105 2,864 21,186 SH   SOLE 0 0 0 21,186
DUKE ENERGY CORP NEW COM NEW 26441C204 3,006 34,069 SH   SOLE 0 0 0 34,069
EXTRA SPACE STORAGE INC COM 30225T102 2,720 25,631 SH   SOLE 0 0 0 25,631
EXXON MOBIL CORP COM 30231G102 904 11,794 SH   SOLE 0 0 0 11,794
FIDELITY COMWLTH TR NDQ CP IDX TRK 315912808 428 1,361 SH   SOLE 0 0 0 1,361
FIDELITY QLTY FCTOR ETF 316092790 996 28,717 SH   SOLE 0 0 0 28,717
FIDELITY MOMENTUM FACTR 316092816 1,770 49,949 SH   SOLE 0 0 0 49,949
FIDELITY LOW VOLITY ETF 316092824 1,723 48,287 SH   SOLE 0 0 0 48,287
FIDELITY DIVID ETF RISI 316092832 259 8,123 SH   SOLE 0 0 0 8,123
FIDELITY MSCI RL EST ETF 316092857 4,921 187,983 SH   SOLE 0 0 0 187,983
FIDELITY TOTAL BD ETF 316188309 884 17,309 SH   SOLE 0 0 0 17,309
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 210 6,867 SH   SOLE 0 0 0 6,867
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 303 2,109 SH   SOLE 0 0 0 2,109
FIRST TR NASDAQ100 TECH INDE SHS 337345102 839 9,815 SH   SOLE 0 0 0 9,815
FORD MTR CO DEL COM PAR $0.01 345370860 346 33,792 SH   SOLE 0 0 0 33,792
GENERAL MLS INC COM 370334104 1,480 28,173 SH   SOLE 0 0 0 28,173
HARRIS CORP DEL COM 413875105 400 2,117 SH   SOLE 0 0 0 2,117
HIGHLAND FDS I HI LD IBOXX SRLN 430101774 203 11,599 SH   SOLE 0 0 0 11,599
HOME DEPOT INC COM 437076102 3,866 18,587 SH   SOLE 0 0 0 18,587
HONEYWELL INTL INC COM 438516106 1,526 8,743 SH   SOLE 0 0 0 8,743
ILLINOIS TOOL WKS INC COM 452308109 634 4,201 SH   SOLE 0 0 0 4,201
INTERNATIONAL BUSINESS MACHS COM 459200101 3,578 25,944 SH   SOLE 0 0 0 25,944
INVESCO ACTIVELY MANAGD ETF MDRTLY CNSRTIV 46090A507 871 63,990 SH   SOLE 0 0 0 63,990
INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR 46090A887 972 19,297 SH   SOLE 0 0 0 19,297
INVESCO QQQ TR UNIT SER 1 46090E103 1,998 10,701 SH   SOLE 0 0 0 10,701
INTUIT COM 461202103 2,494 9,544 SH   SOLE 0 0 0 9,544
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,360 12,615 SH   SOLE 0 0 0 12,615
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 237 15,041 SH   SOLE 0 0 0 15,041
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 2,425 44,079 SH   SOLE 0 0 0 44,079
INVESCO EXCHNG TRADED FD TR S&P SMLCP LOW 46138G102 724 15,099 SH   SOLE 0 0 0 15,099
ISHARES TR S&P 100 ETF 464287101 12,890 99,468 SH   SOLE 0 0 0 99,468
ISHARES TR CORE S&P TTL STK 464287150 761 11,425 SH   SOLE 0 0 0 11,425
ISHARES TR TIPS BD ETF 464287176 5,705 49,398 SH   SOLE 0 0 0 49,398
ISHARES TR CORE S&P500 ETF 464287200 505 1,712 SH   SOLE 0 0 0 1,712
ISHARES TR CORE US AGGBD ET 464287226 5,406 48,545 SH   SOLE 0 0 0 48,545
ISHARES TR IBOXX INV CP ETF 464287242 5,376 43,228 SH   SOLE 0 0 0 43,228
ISHARES TR S&P 500 GRWT ETF 464287309 339 1,893 SH   SOLE 0 0 0 1,893
ISHARES TR S&P 500 VAL ETF 464287408 1,853 15,896 SH   SOLE 0 0 0 15,896
ISHARES TR 20 YR TR BD ETF 464287432 5,132 38,642 SH   SOLE 0 0 0 38,642
ISHARES TR BARCLAYS 7 10 YR 464287440 412 3,744 SH   SOLE 0 0 0 3,744
ISHARES TR 1 3 YR TREAS BD 464287457 2,637 31,102 SH   SOLE 0 0 0 31,102
ISHARES TR RUS 2000 VAL ETF 464287630 642 5,328 SH   SOLE 0 0 0 5,328
ISHARES TR RUSSELL 2000 ETF 464287655 362 2,330 SH   SOLE 0 0 0 2,330
ISHARES TR US HLTHCARE ETF 464287762 201 1,031 SH   SOLE 0 0 0 1,031
ISHARES TR JPMORGAN USD EMG 464288281 4,773 42,127 SH   SOLE 0 0 0 42,127
ISHARES TR IBOXX HI YD ETF 464288513 4,892 56,119 SH   SOLE 0 0 0 56,119
ISHARES TR MODERT ALLOC ETF 464289875 5,608 143,721 SH   SOLE 0 0 0 143,721
ISHARES TR CONSER ALLOC ETF 464289883 15,603 440,881 SH   SOLE 0 0 0 440,881
ISHARES TR FLTG RATE NT ETF 46429B655 5,358 105,209 SH   SOLE 0 0 0 105,209
ISHARES TR CORE HIGH DV ETF 46429B663 376 3,982 SH   SOLE 0 0 0 3,982
ISHARES TR MIN VOL USA ETF 46429B697 301 4,874 SH   SOLE 0 0 0 4,874
ISHARES TR 0-5 YR TIPS ETF 46429B747 272 2,706 SH   SOLE 0 0 0 2,706
ISHARES TR USA QUALITY FCTR 46432F339 319 3,483 SH   SOLE 0 0 0 3,483
ISHARES TR USA MOMENTUM FCT 46432F396 3,831 32,299 SH   SOLE 0 0 0 32,299
ISHARES TR CORE DIV GRWTH 46434V621 792 20,725 SH   SOLE 0 0 0 20,725
JPMORGAN CHASE & CO COM 46625H100 2,390 21,375 SH   SOLE 0 0 0 21,375
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 1,544 30,647 SH   SOLE 0 0 0 30,647
JOHNSON & JOHNSON COM 478160104 4,136 29,698 SH   SOLE 0 0 0 29,698
KINDER MORGAN INC DEL COM 49456B101 2,461 117,868 SH   SOLE 0 0 0 117,868
LOCKHEED MARTIN CORP COM 539830109 2,590 7,124 SH   SOLE 0 0 0 7,124
LOWES COS INC COM 548661107 256 2,533 SH   SOLE 0 0 0 2,533
MCDONALDS CORP COM 580135101 303 1,459 SH   SOLE 0 0 0 1,459
MICROSOFT CORP COM 594918104 4,035 30,121 SH   SOLE 0 0 0 30,121
NETFLIX INC COM 64110L106 4,899 13,336 SH   SOLE 0 0 0 13,336
NISOURCE INC COM 65473P105 2,622 91,042 SH   SOLE 0 0 0 91,042
NUVEEN TAX ADVANTAGED DIV GR COM 67073G105 356 21,399 SH   SOLE 0 0 0 21,399
ORACLE CORP COM 68389X105 2,716 47,678 SH   SOLE 0 0 0 47,678
PEPSICO INC COM 713448108 326 2,487 SH   SOLE 0 0 0 2,487
PFIZER INC COM 717081103 2,426 56,009 SH   SOLE 0 0 0 56,009
PIMCO ETF TR 1-5 US TIP IDX 72201R205 234 4,446 SH   SOLE 0 0 0 4,446
PROCTER AND GAMBLE CO COM 742718109 5,523 50,367 SH   SOLE 0 0 0 50,367
PROGRESSIVE CORP OHIO COM 743315103 529 6,613 SH   SOLE 0 0 0 6,613
PROSHARES TR S&P 500 DV ARIST 74348A467 4,573 65,923 SH   SOLE 0 0 0 65,923
RAYMOND JAMES FINANCIAL INC COM 754730109 202 2,391 SH   SOLE 0 0 0 2,391
SPDR S&P 500 ETF TR TR UNIT 78462F103 567 1,936 SH   SOLE 0 0 0 1,936
SPDR GOLD TRUST GOLD SHS 78463V107 5,499 41,286 SH   SOLE 0 0 0 41,286
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 309 10,441 SH   SOLE 0 0 0 10,441
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 6,540 224,217 SH   SOLE 0 0 0 224,217
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 310 8,502 SH   SOLE 0 0 0 8,502
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 1,192 34,512 SH   SOLE 0 0 0 34,512
SPDR SER TR SPDR BLOOMBERG 78468R663 6,166 67,304 SH   SOLE 0 0 0 67,304
SPDR SER TR SSGA US LRG ETF 78468R804 8,266 76,761 SH   SOLE 0 0 0 76,761
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 294 4,932 SH   SOLE 0 0 0 4,932
SPRINT CORP COM SER 1 85207U105 71 10,795 SH   SOLE 0 0 0 10,795
SQUARE INC CL A 852234103 2,064 28,452 SH   SOLE 0 0 0 28,452
STARBUCKS CORP COM 855244109 233 2,776 SH   SOLE 0 0 0 2,776
ULTA BEAUTY INC COM 90384S303 2,485 7,164 SH   SOLE 0 0 0 7,164
UNION PAC CORP COM 907818108 2,737 16,185 SH   SOLE 0 0 0 16,185
UNITED PARCEL SERVICE INC CL B 911312106 563 5,451 SH   SOLE 0 0 0 5,451
UNITEDHEALTH GROUP INC COM 91324P102 758 3,108 SH   SOLE 0 0 0 3,108
VALLEY NATL BANCORP COM 919794107 198 18,401 SH   SOLE 0 0 0 18,401
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 610 24,196 SH   SOLE 0 0 0 24,196
VANECK VECTORS ETF TR AMT FREE INT ETF 92189H201 724 14,553 SH   SOLE 0 0 0 14,553
VANGUARD GROUP DIV APP ETF 921908844 6,326 54,933 SH   SOLE 0 0 0 54,933
VANGUARD WORLD FD MEGA GRWTH IND 921910816 10,848 83,782 SH   SOLE 0 0 0 83,782
VANGUARD WORLD FD MEGA CAP INDEX 921910873 4,761 47,022 SH   SOLE 0 0 0 47,022
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 4,874 58,668 SH   SOLE 0 0 0 58,668
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 2,618 29,964 SH   SOLE 0 0 0 29,964
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 317 4,224 SH   SOLE 0 0 0 4,224
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,659 91,373 SH   SOLE 0 0 0 91,373
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,179 4,381 SH   SOLE 0 0 0 4,381
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,670 29,812 SH   SOLE 0 0 0 29,812
VANGUARD INDEX FDS TOTAL STK MKT 922908769 929 6,192 SH   SOLE 0 0 0 6,192
VERIZON COMMUNICATIONS INC COM 92343V104 3,348 58,607 SH   SOLE 0 0 0 58,607
VISA INC COM CL A 92826C839 450 2,594 SH   SOLE 0 0 0 2,594
VULCAN MATLS CO COM 929160109 2,634 19,182 SH   SOLE 0 0 0 19,182
WALMART INC COM 931142103 2,794 25,286 SH   SOLE 0 0 0 25,286
WASTE MGMT INC DEL COM 94106L109 3,073 26,637 SH   SOLE 0 0 0 26,637
WISDOMTREE TR YIELD ENHANCD US 97717X511 3,576 69,799 SH   SOLE 0 0 0 69,799
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 415 2,245 SH   SOLE 0 0 0 2,245
EATON CORP PLC SHS G29183103 538 6,462 SH   SOLE 0 0 0 6,462
MEDTRONIC PLC SHS G5960L103 267 2,738 SH   SOLE 0 0 0 2,738