The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Labs COM 002824100 1,939 46,350 SH   SOLE   5,970 0 40,380
Air Prod & Chemicals COM 009158106 1,744 12,106 SH   SOLE   100 0 12,006
Allstate Inc COM 020002101 1,035 15,363 SH   SOLE   28 0 15,335
American Express Co COM 025816109 1,286 20,943 SH   SOLE   3,763 0 17,180
American Intl Group Inc COM 026874784 615 11,380 SH   SOLE   0 0 11,380
Amgen Inc COM 031162100 1,596 10,642 SH   SOLE   1,864 0 8,778
Apple Inc COM 037833100 4,323 39,665 SH   SOLE   3,728 0 35,937
Auto Data Processing COM 053015103 2,189 24,406 SH   SOLE   3,870 0 20,536
Bank of America Corp COM 060505104 382 28,223 SH   SOLE   0 0 28,223
Becton Dickinson & Co COM 075887109 2,362 15,555 SH   SOLE   2,439 0 13,116
WR Berkley Corp COM 084423102 539 9,595 SH   SOLE   0 0 9,595
Bristol Myers Squibb COM 110122108 234 3,667 SH   SOLE   0 0 3,667
Caterpillar Inc COM 149123101 1,410 18,423 SH   SOLE   3,099 0 15,324
Chevron Corp COM 166764100 575 6,024 SH   SOLE   0 0 6,024
Clorox Co COM 189054109 1,989 15,778 SH   SOLE   2,500 0 13,278
Coca-Cola Co COM 191216100 1,839 39,641 SH   SOLE   6,513 0 33,128
Walt Disney Co COM 254687106 429 4,319 SH   SOLE   158 0 4,161
EI du Pont de Nemours COM 263534109 424 6,700 SH   SOLE   0 0 6,700
EMC Corp COM 268648102 270 10,138 SH   SOLE   470 0 9,668
General Electric Co COM 369604103 2,905 91,393 SH   SOLE   15,457 0 75,936
General Moly Inc COM 370373102 19 56,160 SH   SOLE   0 0 56,160
Grainger W W Inc COM 384802104 1,552 6,649 SH   SOLE   1,257 0 5,392
Jack Henry & Associates COM 426281101 654 7,729 SH   SOLE   0 0 7,729
Intel Corp COM 458140100 2,354 72,776 SH   SOLE   10,402 0 62,374
IBM Corp COM 459200101 205 1,356 SH   SOLE   0 0 1,356
iShares Morningstar Large Growth ETF ETF 464287119 1,542 13,055 SH   SOLE   0 0 13,055
Jarden Corp COM 471109108 432 7,336 SH   SOLE   0 0 7,336
Johnson & Johnson COM 478160104 3,027 27,978 SH   SOLE   3,025 0 24,953
Linear Technology Corp COM 535678106 1,676 37,601 SH   SOLE   6,257 0 31,344
Lowe's Companies COM 548661107 2,539 33,517 SH   SOLE   6,713 0 26,804
Microsoft Corp COM 594918104 466 8,429 SH   SOLE   0 0 8,429
NMI Holdings Inc COM 629209305 152 30,000 SH   SOLE   0 0 30,000
Norfolk Southern Corp COM 655844108 1,484 17,823 SH   SOLE   3,609 0 14,214
PepsiCo Inc COM 713448108 2,126 20,748 SH   SOLE   3,054 0 17,694
Pfizer Inc COM 717081103 1,720 58,037 SH   SOLE   8,432 0 49,605
Philip Morris Intl Inc COM 718172109 297 3,026 SH   SOLE   0 0 3,026
Procter & Gamble Co COM 742718109 1,901 23,096 SH   SOLE   3,186 0 19,910
Schlumberger Ltd COM 806857108 1,460 19,801 SH   SOLE   3,119 0 16,682
Southern Company COM 842587107 205 3,970 SH   SOLE   0 0 3,970
Spectra Energy Corp COM 847560109 1,406 45,960 SH   SOLE   8,317 0 37,643
TCW Strategic Income COM 872340104 326 62,380 SH   SOLE   0 0 62,380
Turquoise Hill Res Ltd F COM 900435108 346 136,330 SH   SOLE   0 0 136,330
United Technologies COM 913017109 1,677 16,755 SH   SOLE   2,501 0 14,254
Vanguard Total Intl Stock ETF COM 921909768 2,522 56,140 SH   SOLE   0 0 56,140
Vanguard Short Term Bond ETF ETF 921937827 521 6,464 SH   SOLE   0 0 6,464
Vanguard Whitehall Etf ETF 921946885 252 3,275 SH   SOLE   0 0 3,275
Vanguard FTSE All-World ex-US ETF ETF 922042775 14,415 334,063 SH   SOLE   79,654 0 254,409
Vanguard Emerging Markets ETF ETF 922042858 295 8,525 SH   SOLE   7,628 0 897
Vanguard Pacific Stock ETF ETF 922042866 451 8,165 SH   SOLE   0 0 8,165
Vanguard European ETF ETF 922042874 981 20,221 SH   SOLE   20,221 0 0
Vanguard Mid Cap Growth ETF ETF 922908538 462 4,610 SH   SOLE   0 0 4,610
Vanguard Small Cap Value ETF ETF 922908611 478 4,695 SH   SOLE   0 0 4,695
Vanguard Mid Cap ETF ETF 922908629 1,400 11,547 SH   SOLE   0 0 11,547
Vanguard Large Cap ETF ETF 922908637 7,523 80,026 SH   SOLE   5,961 0 74,065
Vanguard Growth ETF ETF 922908736 1,051 9,871 SH   SOLE   3,109 0 6,762
Vanguard Total Stock Market ETF ETF 922908769 1,576 15,035 SH   SOLE   14,985 0 50
Luminex Corp COM 55027E106 563 29,000 SH   SOLE   0 0 29,000
Travelers Companies COM 89417E113 2,004 17,170 SH   SOLE   0 0 17,170
AT&T Inc COM 00206R102 3,024 77,212 SH   SOLE   0 0 77,212
Alphabet Inc. COM 02079K107 380 510 SH   SOLE   0 0 510
Alphabet Inc. COM 02079K305 368 482 SH   SOLE   0 0 482
Altria Group Inc COM 02209S103 236 3,770 SH   SOLE   0 0 3,770
Apricus Biosciences Inc COM 03832V109 15 25,000 SH   SOLE   0 0 25,000
Asanko Gold Inc COM 04341Y105 37 17,430 SH   SOLE   0 0 17,430
Atlantic Power COM 04878Q863 37 15,105 SH   SOLE   0 0 15,105
Bill Barrett Corp COM 06846N104 397 63,870 SH   SOLE   0 0 63,870
Broadridge Financial Solutions COM 11133T103 647 10,910 SH   SOLE   0 0 10,910
Cisco Systems Inc COM 17275R102 1,838 64,554 SH   SOLE   0 0 64,554
Exxon Mobil Corp COM 30231G102 1,932 23,118 SH   SOLE   0 0 23,118
Facebook Inc COM 30303M102 345 3,020 SH   SOLE   0 0 3,020
FedEx Corp COM 31428X106 556 3,414 SH   SOLE   0 0 3,414
Freeport McMoRan Copper and Gold Inc COM 35671D857 1,626 157,236 SH   SOLE   0 0 157,236
G C P Applied Technologies Inc COM 36164Y101 199 10,000 SH   SOLE   0 0 10,000
General Motors COM 37045V100 1,244 39,592 SH   SOLE   0 0 39,592
WR Grace & Co COM 38388F108 712 10,000 SH   SOLE   0 0 10,000
iShares Silver Trust ETF ETF 46428Q109 197 13,400 SH   SOLE   0 0 13,400
JPMorgan Chase & Co COM 46625H100 2,244 37,899 SH   SOLE   0 0 37,899
Kinder Morgan Inc. COM 49456B101 1,092 61,161 SH   SOLE   0 0 61,161
MannKind Corp COM 56400P201 36 22,317 SH   SOLE   0 0 22,317
Monsanto Company COM 61166W101 946 10,778 SH   SOLE   0 0 10,778
NuStar Energy LP COM 67058H102 207 5,136 SH   SOLE   0 0 5,136
O'Reilly Automotive Inc COM 67103H107 1,806 6,600 SH   SOLE   0 0 6,600
PPL Corp COM 69351T106 279 7,329 SH   SOLE   0 0 7,329
Pool Corporation COM 73278L105 1,226 13,977 SH   SOLE   0 0 13,977
PowerShares QQQ ETF 73935A104 242 2,212 SH   SOLE   0 0 2,212
T. Rowe Price Group Inc COM 74144T108 234 3,188 SH   SOLE   0 0 3,188
Provident Financial Svcs COM 74386T105 234 11,592 SH   SOLE   0 0 11,592
SPDR S&P 500 ETF ETF 78462F103 820 3,989 SH   SOLE   0 0 3,989
SPDR Gold Trust ETF ETF 78463V107 1,014 8,618 SH   SOLE   0 0 8,618
Sprint Corporation COM 85207U105 38 10,804 SH   SOLE   0 0 10,804
Synta Pharmaceuticals COM 87162T206 25 102,742 SH   SOLE   0 0 102,742
Targa Resources Corp COM 87612G101 8,048 269,515 SH   SOLE   0 0 269,515
3D Systems Corp COM 88554D205 194 12,555 SH   SOLE   0 0 12,555
3M Co COM 88579Y101 2,343 14,061 SH   SOLE   0 0 14,061
Vanguard S/T Corp Bond ETF ETF 92206C409 811 10,135 SH   SOLE   0 0 10,135
Verizon COM 92343V104 1,764 32,621 SH   SOLE   5,006 0 27,615
Welltower Inc. COM 95040Q104 1,581 22,806 SH   SOLE   4,240 0 18,566
Argo Group Intl COM G0464B107 415 7,233 SH   SOLE   0 0 7,233
Brookfield Infrastructure Ptnrs COM G16252101 1,611 38,250 SH   SOLE   0 0 38,250
Everest Re Group Ltd. COM G3223R108 595 3,015 SH   SOLE   0 0 3,015
Third Point Reinsurance Ltd COM G8827U100 206 18,100 SH   SOLE   0 0 18,100
Validus Holdings Ltd COM G9319H102 257 5,450 SH   SOLE   0 0 5,450
White Mountains Ins Group Ltd COM G9618E107 3,160 3,937 SH   SOLE   340 0 3,597
Chubb Limited COM H1467J104 550 4,618 SH   SOLE   0 0 4,618