Consolidated Balance Sheets - USD ($)	Dec. 31, 2024	Dec. 31, 2023
Current Assets
Cash and cash equivalents	$ 73,185,252	$ 67,624,212
Restricted cash, current, including amounts held by variable interest entity (“VIE”) of $4,095,855 and $2,868,011, respectively	4,849,582	2,993,011
Notes receivable	190,665,266	142,885,682
Allowance for credit losses	(26,103,421)	(12,253,041)
Notes receivable, net, including amounts held by VIE of $152,174,296 and $125,188,900, respectively	164,561,845	130,632,641
Other receivables, net	3,629,182	1,571,728
Prepaid expenses and other current assets	11,392,782	6,223,274
Total current assets	257,618,643	209,044,866
Non-Current Assets
Internally developed intangible assets, net	2,441,611	1,898,470
Operating right-of-use assets	800,424	994,476
Restricted cash, non-current	20,275,310	82,000
Deferred tax asset, net of $3,741,900 and $32,450,807 valuation allowance, respectively	16,905,315	0
Other assets	330,742	625,471
Total Assets	298,372,045	212,645,283
Current Liabilities
Merchant accounts payable	68,966,667	74,135,491
Other payables	7,455,416	5,261,436
Deferred revenue	4,234,224	2,643,230
Other current liabilities	25,020,936	10,847,624
Line of credit, net of unamortized debt issuance costs of $619,094, held by VIE	0	94,380,906
Total current liabilities	105,677,243	187,268,687
Non-Current Liabilities
Long term debt	0	250,000
Operating lease liabilities	823,071	981,692
Line of credit, net of unamortized debt issuance costs of $1,008,441, held by VIE	103,991,559	0
Warrant liabilities	0	967,257
Other non-current liabilities	44,743	1,083,323
Total Liabilities	210,536,616	190,550,959
Commitments and Contingencies (see Note 11)
Stockholders' Equity
Common stock, $0.00001 par value; 750,000,000 shares authorized; 5,797,732 and 5,826,206 shares issued, respectively; 5,622,579 and 5,697,517 shares outstanding, respectively	2,085	2,085
Additional paid-in capital	188,586,688	186,015,079
Treasury stock, at cost: 175,153 and 128,689 shares, respectively	(9,390,893)	(5,755,961)
Accumulated other comprehensive loss	(1,587,793)	(646,999)
Accumulated deficit	(89,774,658)	(157,519,880)
Total Stockholders' Equity	87,835,429	22,094,324
Total Liabilities and Stockholders' Equity	$ 298,372,045	$ 212,645,283