Other Receivables - Schedule of Other Receivables, Net (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Other receivables, net	$ 3,823,280		$ 3,823,280		$ 1,571,728
Allowance for Credit Loss, Receivable, Other, Current [Roll Forward]
Provision for other credit losses			4,939,580	$ 2,067,268
Late payment fees receivable, net
Accounts, Notes, Loans and Financing Receivable [Line Items]
Other receivables, net	1,362,289		1,362,289		548,649
Allowance for Credit Loss, Receivable, Other, Current [Roll Forward]
Balance at beginning of period	1,525,889	$ 768,602	1,272,353	980,713
Provision for other credit losses	2,340,716	917,226	4,939,580	2,067,268
Charge-offs	(1,381,418)	(783,784)	(3,994,062)	(2,539,804)
Recoveries of charged-off receivables	107,814	114,396	375,130	508,263
Balance at end of period	2,593,001	$ 1,016,440	2,593,001	$ 1,016,440
Receivables from merchants, net
Accounts, Notes, Loans and Financing Receivable [Line Items]
Other receivables, net	589,751		589,751		1,023,079
Receivables from originating partner
Accounts, Notes, Loans and Financing Receivable [Line Items]
Other receivables, net	$ 1,871,240		$ 1,871,240		$ 0