Consolidated Balance Sheets - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Current Assets
Cash and cash equivalents	$ 80,062,505	$ 67,624,212
Restricted cash, current	7,173,326	2,993,011
Notes receivable	151,413,490	142,885,682
Allowance for credit losses	(18,626,222)	(12,253,041)
Notes receivable, net	132,787,268	130,632,641
Other receivables, net	3,823,280	1,571,728
Prepaid expenses and other current assets	8,580,986	6,223,274
Total current assets	232,427,365	209,044,866
Non-Current Assets
Internally developed intangible assets, net	2,289,227	1,898,470
Operating right-of-use assets	834,117	994,476
Restricted cash, non-current	1,107,298	82,000
Deferred tax asset, net of $8,349,879 and $32,478,033 valuation allowance, respectively	15,863,790	0
Other assets	347,475	625,471
Total Assets	252,869,272	212,645,283
Current Liabilities
Merchant accounts payable	70,449,314	74,135,491
Operating lease liabilities	83,222	57,316
Accrued liabilities	11,475,162	10,790,308
Other payables	10,498,376	5,261,436
Deferred revenue	4,373,270	2,643,230
Line of credit, net of unamortized debt issuance costs of $619,094	0	94,380,906
Total current liabilities	96,879,344	187,268,687
Long Term Liabilities
Long term debt	0	250,000
Operating lease liabilities	854,509	981,692
Line of credit, net of unamortized debt issuance costs of $1,062,276	93,937,724	0
Warrant liabilities	0	967,257
Other non-current liabilities	59,681	1,083,323
Total Liabilities	191,731,258	190,550,959
Commitments and Contingencies (see Note 8)
Stockholders' Equity
Common stock, $0.00001 par value; 750,000,000 shares authorized; 5,747,907 and 5,826,206 shares issued, respectively; 5,580,093 and 5,697,517 shares outstanding, respectively	2,084	2,085
Additional paid-in capital	184,865,379	186,015,079
Treasury stock, at cost: 167,814 and 128,689 shares, respectively	(7,938,255)	(5,755,961)
Accumulated other comprehensive loss	(649,352)	(646,999)
Accumulated deficit	(115,141,842)	(157,519,880)
Total Stockholders' Equity	61,138,014	22,094,324
Total Liabilities and Stockholders' Equity	$ 252,869,272	$ 212,645,283