Consolidated Statements of Cash Flows (unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Operating Activities:
Net income	$ 8,007,005	$ 1,724,546
Adjustments to reconcile net income to net cash provided from (used for) operating activities:
Depreciation and amortization	226,816	200,768
Provision for credit losses	5,139,966	1,694,364
Provision for other credit losses	1,078,409	516,319
Equity based compensation and restricted stock vested	905,244	2,390,108
Amortization of debt issuance costs	195,617	173,453
Fair value adjustment on warrants	1,261,556	420,201
(Gain) loss on sale of fixed assets	(17,289)	2,174
Changes in operating assets and liabilities:
Notes receivable	21,952,935	6,885,554
Other receivables	(823,724)	128,749
Prepaid expenses and other assets	866,677	1,013,216
Merchant accounts payable	(174,394)	(17,748,691)
Other payables	277,626	(952,451)
Accrued liabilities	(796,803)	(647,194)
Deferred revenue	491,107	120,447
Operating leases	22,265	3,700
Net Cash Provided from (Used for) Operating Activities	38,613,013	(4,074,737)
Investing Activities:
Purchase of property and equipment	(1,847)	(51,158)
Internally developed intangible asset additions	(338,229)	(270,095)
Net Cash Used for Investing Activities	(340,076)	(321,253)
Financing Activities:
Proceeds from line of credit	0	11,300,000
Payments to line of credit	(23,000,000)	(16,500,000)
Payments of debt issuance costs	(137,717)	(52,883)
Proceeds from stock option exercises	171,816	750
Repurchase of common stock	(3,795,262)	(28,918)
Net Cash Used for Financing Activities	(26,761,163)	(5,281,051)
Effect of exchange rate changes on cash	(25,917)	735,157
Net increase (decrease) in cash, cash equivalents, and restricted cash	11,511,774	(9,677,041)
Cash, cash equivalents, and restricted cash, beginning of period	70,699,223	69,522,658
Cash, cash equivalents, and restricted cash, end of period	82,185,080	60,580,774
Noncash investing and financing activities:
Conversion of warrant liabilities to stockholders' equity	2,228,813	0
Supplementary disclosures:
Interest paid	4,167,381	3,617,351
Income taxes paid	$ 0	$ 825