Consolidated Statements of Operations and Comprehensive Income (unaudited) - USD ($)		3 Months Ended
		Mar. 31, 2024	Mar. 31, 2023
Revenues [Abstract]
Total income		$ 46,978,634	$ 34,673,431
Operating Expenses
Personnel		11,025,040	11,573,990
Transaction expense		11,787,146	8,238,586
Third-party technology and data		2,157,172	1,749,176
Marketing, advertising, and tradeshows		654,875	3,199,174
General and administrative		2,379,778	2,798,210
Provision for credit losses		5,139,966	1,694,364
Total operating expenses		33,143,977	29,253,500
Operating Income		13,834,657	5,419,931
Other Income (Expense)
Net interest expense		(4,081,442)	(3,377,047)
Other income (expense), net		(91,560)	113,487
Fair value adjustment on warrants		(1,261,556)	(420,201)
Income before taxes		8,400,099	1,736,170
Income tax expense		393,094	11,624
Net Income		8,007,005	1,724,546
Other Comprehensive Income (Loss)
Foreign currency translation adjustment		1,451	(145,808)
Total Comprehensive Income		$ 8,008,456	$ 1,578,738
Net income (loss) per share
Basic (in usd per share)	[1]	$ 1.41	$ 0.31
Diluted (in usd per share)	[1]	$ 1.34	$ 0.31
Weighted-average shares outstanding
Basic (shares)	[1]	5,660,199	5,480,673
Diluted (shares)	[1]	5,960,768	5,556,830

[1] Effective May 11, 2023, we performed a 1-for-38 reverse stock split. Share and per-share amounts have been retroactively restated.