Consolidated Balance Sheets - USD ($)	Mar. 31, 2024	Dec. 31, 2023
Current Assets
Cash and cash equivalents	$ 77,784,583	$ 67,624,212
Restricted cash, current	3,818,497	2,993,011
Notes receivable	112,514,403	142,885,682
Allowance for credit losses	(9,182,732)	(12,253,041)
Notes receivable, net	103,331,671	130,632,641
Other receivables, net	1,316,330	1,571,728
Prepaid expenses and other current assets	5,432,878	6,223,274
Total current assets	191,683,959	209,044,866
Non-Current Assets
Internally developed intangible assets, net	2,058,271	1,898,470
Operating right-of-use assets	867,861	994,476
Restricted cash, non-current	582,000	82,000
Other assets	516,330	625,471
Total Assets	195,708,421	212,645,283
Current Liabilities
Merchant accounts payable	73,732,665	74,135,491
Operating lease liabilities	50,431	57,316
Accrued liabilities	10,488,273	10,790,308
Other payables	5,536,037	5,261,436
Deferred revenue	3,134,135	2,643,230
Line of credit, net of unamortized debt issuance costs of $619,094	0	94,380,906
Total current liabilities	92,941,541	187,268,687
Long Term Liabilities
Long term debt	250,000	250,000
Operating lease liabilities	884,227	981,692
Line of credit, net of unamortized debt issuance costs of $561,194	71,438,806	0
Warrant liabilities	0	967,257
Other non-current liabilities	580,456	1,083,323
Total Liabilities	166,095,030	190,550,959
Stockholders' Equity
Common stock, $0.00001 par value; 750,000,000 shares authorized; 5,777,853 and 5,826,206 shares issued, respectively; 5,635,178 and 5,697,517 shares outstanding, respectively	2,084	2,085
Additional paid-in capital	186,288,172	186,015,079
Stock subscriptions: 658 and 0 shares subscribed, respectively	(38,848)	0
Treasury stock, at cost: 142,675 and 128,689 shares, respectively	(6,070,146)	(5,755,961)
Accumulated other comprehensive loss	(645,548)	(646,999)
Accumulated deficit	(149,922,323)	(157,519,880)
Total Stockholders' Equity	29,613,391	22,094,324
Total Liabilities and Stockholders' Equity	$ 195,708,421	$ 212,645,283