Consolidated Statements of Operations and Comprehensive Income (Loss) - USD ($)		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Revenues [Abstract]
Total income		$ 159,356,772	$ 125,570,441
Operating Expenses
Personnel		46,373,915	51,217,083
Transaction expense		39,207,768	40,776,825
Third-party technology and data		7,815,915	8,190,022
Marketing, advertising, and tradeshows		11,984,019	18,972,025
General and administrative		8,587,781	16,411,912
Provision for credit losses		23,186,973	29,437,179
Reimbursement of merger-related costs		0	(11,000,000)
Total operating expenses		137,156,371	154,005,046
Operating Income (Loss)		22,200,401	(28,434,605)
Other Income (Expense)
Net interest expense		(15,968,380)	(8,600,716)
Other income (expense), net		1,933,450	(225,606)
Loss on extinguishment of line of credit		0	(813,806)
Fair value adjustment on warrants		(455,962)	50,424
Income (Loss) before taxes		7,709,509	(38,024,309)
Income tax expense		611,487	69,447
Net Income (Loss)		7,098,022	(38,093,756)
Other Comprehensive Loss
Foreign currency translation adjustment		(3,025)	(1,207,885)
Total Comprehensive Income (Loss)		$ 7,094,997	$ (39,301,641)
Net income (loss) per share:
Basic (in usd per share)	[1]	$ 1.27	$ (7.00)
Diluted (in usd per share)	[1]	$ 1.25	$ (7.00)
Weighted-average shares outstanding:
Basic (shares)	[1]	5,606,087	5,443,605
Diluted (shares)	[1]	5,678,527	5,443,605

[1] Effective May 11, 2023, we performed a 1-for-38 reverse stock split. Share and per-share amounts have been retroactively restated.