Consolidated Balance Sheets - USD ($)		Dec. 31, 2023	Dec. 31, 2022
Current Assets
Cash and cash equivalents		$ 67,624,212	$ 68,279,539
Restricted cash, current		2,993,011	1,223,119
Notes receivable		142,885,682	103,581,855
Allowance for credit losses		(12,253,041)	(10,223,451)
Notes receivable, net		130,632,641	93,358,404
Other receivables, net		1,571,728	2,532,710
Prepaid expenses and other current assets		6,223,274	4,737,688
Total current assets		209,044,866	170,131,460
Non-Current Assets
Internally developed intangible assets, net		1,898,470	1,322,836
Operating right-of-use assets		994,476	86,715
Restricted cash, non-current		82,000	20,000
Other assets		625,471	1,015,527
Total Assets		212,645,283	172,576,538
Current Liabilities
Merchant accounts payable		74,135,491	83,020,739
Operating lease liabilities		57,316	79,312
Accrued liabilities		10,790,308	10,448,872
Other payables		5,261,436	4,129,371
Deferred revenue		2,643,230	1,516,228
Line of credit, net of unamortized debt issuance costs of $619,094		94,380,906	0
Total current liabilities		187,268,687	99,194,522
Long Term Liabilities
Long term debt		250,000	250,000
Operating lease liabilities		981,692	0
Line of credit, net of unamortized debt issuance costs of $1,222,525		0	63,777,475
Warrant liabilities		967,257	511,295
Other non-current liabilities		1,083,323	0
Total Liabilities		190,550,959	163,733,292
Commitments and Contingencies (see Note 10)
Stockholders' Equity
Common stock, $0.00001 par value; 750,000,000 shares authorized; 5,826,206 and 5,507,108 shares issued, respectively; 5,697,517 and 5,478,470 shares outstanding, respectively	[1]	2,085	2,083
Additional paid-in capital	[1]	186,015,079	179,054,368
Treasury stock, at cost: 128,689 and 28,638 shares, respectively	[1]	(5,755,961)	(4,072,752)
Accumulated other comprehensive loss	[1]	(646,999)	(643,974)
Accumulated deficit	[1]	(157,519,880)	(165,496,479)
Total Stockholders' Equity	[1]	22,094,324	8,843,246
Total Liabilities and Stockholders' Equity		$ 212,645,283	$ 172,576,538

[1] Effective May 11, 2023, we performed a 1-for-38 reverse stock split. Share amounts (excluding shares authorized and par value) have been retroactively restated.