Consolidated Statements of Operations and Comprehensive Loss - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Income
Total income	$ 114,816,635	$ 58,788,273
Operating Expenses
Personnel	56,831,368	30,689,462
Transaction expense	43,476,143	22,489,626
Third-party technology and data	5,549,844	2,464,113
Marketing, advertising, and tradeshows	9,251,854	4,274,929
General and administrative	15,768,583	7,214,535
Provision for uncollectible accounts	52,621,682	19,587,918
Total operating expenses	183,499,474	86,720,583
Operating Loss	(68,682,839)	(27,932,310)
Other Expenses
Net interest expense	(5,269,284)	(4,303,175)
Other expense, net	(65,145)	(126,291)
Loss on extinguishment of line of credit	(1,092,679)	0
Loss before taxes	(75,109,947)	(32,361,776)
Income tax expense	58,416	30,964
Net Loss	(75,168,363)	(32,392,740)
Other Comprehensive Income
Foreign currency translation adjustment	69,406	494,505
Total Comprehensive Loss	$ (75,098,957)	$ (31,898,235)
Net Losses per Share:
Basic loss per common share (in usd per share)	$ (0.38)	$ (0.17)
Diluted loss per common share (in usd per share)	$ (0.38)	$ (0.17)
Net Losses per Share:
Basic weighted average shares outstanding (shares)	200,344,028	186,842,646
Diluted weighted average shares outstanding (shares)	200,344,028	186,842,646
Sezzle income
Income
Total income	$ 98,200,184	$ 49,659,042
Account reactivation fee income
Income
Total income	$ 16,616,451	$ 9,129,231