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Principal Business Activity and Significant Accounting Policies - Narrative (Details)
12 Months Ended
Dec. 31, 2021
USD ($)
installment
segment
Dec. 31, 2020
USD ($)
Mar. 10, 2022
USD ($)
Disaggregation of Revenue [Line Items]      
Typical number of installments under the consumer installment payment plans | installment 4    
Interest-free period 42 days    
Typical settlement period from initiation of transaction with third parties 3 days    
Cash and cash equivalents $ 76,983,728 $ 84,285,383  
Percentage of highest funded facility in previous two collection periods (percent) 1.00%    
Minimum deposit balance required to be maintained $ 25,000    
Restricted cash, current 1,886,440 4,798,520  
Restricted cash, non-current $ 20,000 20,000  
Installment period 14 days    
Deferred income $ 5,240,919 3,458,222  
Total income $ 114,816,635 58,788,273  
Reactivation fee waiver period 2 days    
Capitalization threshold $ 1,000    
Research and development in process 1,462,000 490,000  
Impairment losses 5,475 7,850  
Advertising costs $ 8,569,276 3,883,936  
Number of reportable segments | segment 1    
Gains (losses) from foreign exchange rate fluctuations $ (69,228) (125,292)  
Foreign currency translation adjustment 69,406 494,505  
Subsequent Event      
Disaggregation of Revenue [Line Items]      
Expected cost savings     $ 10,000,000
Money Market Securities | Level 1      
Disaggregation of Revenue [Line Items]      
Money market securities 6,408,389 9,996,155  
Sezzle income      
Disaggregation of Revenue [Line Items]      
Total income 98,200,184 49,659,042  
Account reactivation fee income      
Disaggregation of Revenue [Line Items]      
Total income $ 16,616,451 $ 9,129,231