Consolidated Statements of Cash Flows (unaudited) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Operating Activities:
Net loss	$ (18,834,126)	$ (8,164,471)	$ (49,246,355)	$ (16,357,774)
Adjustments to reconcile net loss to net cash used for operating activities:
Depreciation and amortization			537,826	293,861
Provision for uncollectible accounts	10,456,447	4,480,679	32,880,630	9,615,268	$ 19,587,918
Provision for other uncollectible receivables			4,428,035	1,762,277
Equity based compensation and restricted stock vested			10,726,825	3,790,691
Amortization of debt issuance costs			500,202	312,791
Impairment losses on long-lived assets			5,474	7,850
Loss on extinguishment of line of credit	0	0	1,092,679	0
Changes in operating assets and liabilities:
Notes receivable			(65,794,390)	(42,445,378)
Other receivables			(4,486,106)	(1,789,186)
Prepaid expenses and other assets			(3,297,530)	(796,334)
Merchant accounts payable			29,848,199	37,034,661
Other payables			2,135,408	120,942
Accrued liabilities			9,456,969	6,284,030
Operating leases			(30,832)	(26,139)
Net Cash Used for Operating Activities			(31,242,966)	(2,192,440)
Investing Activities:
Purchase of property and equipment			(559,502)	(200,664)
Internally developed intangible asset additions			(515,023)	(234,660)
Net Cash Used for Investing Activities			(1,074,525)	(435,324)
Financing Activities:
Proceeds from long term debt			0	1,220,332
Payments on long term debt			(1,220,332)	0
Proceeds from line of credit			67,666,667	53,650,000
Payments to line of credit			(102,666,667)	(29,100,000)
Payments of debt issuance costs			(1,698,190)	0
Payment of debt extinguishment costs			(1,000,000)	0
Proceeds from stock option exercises			411,422	153,236
Stock subscriptions collected related to stock option exercises			208,578	8,475
Repurchase of common stock			(1,829,725)	(2,234)
Proceeds from issuance of common stock			30,000,000	60,457,256
Costs incurred from issuance of common stock			(2,768)	(2,484,504)
Net Cash (Used for) Provided from Financing Activities			(10,131,015)	83,902,561
Effect of exchange rate changes on cash			239,519	24,788
Net (decrease) increase in cash, cash equivalents, and restricted cash			(42,448,506)	81,274,797
Cash, cash equivalents, and restricted cash, beginning of year			89,103,903	36,624,618	36,624,618
Cash, cash equivalents, and restricted cash, end of period	$ 46,894,916	$ 117,924,203	46,894,916	117,924,203	$ 89,103,903
Noncash investing and finance activities:
Lease liabilities arising from obtaining right-of-use assets			142,597	0
Conversion of long-term incentive compensation from liability to equity			9,293,035	0
Withholding of restricted stock units to cover employee tax withholding			0	231,582
Supplementary disclosures:
Interest paid			3,611,852	2,709,578
Income taxes paid			$ 4,575	$ 0