The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK ETF TR INNOVATION ETF 00214Q104 526 4,020 SH   SOLE NONE 0 0 4,020
ABBOTT LABS COM 002824100 484 4,177 SH   SOLE NONE 0 0 4,177
ABBVIE INC COM 00287Y109 558 4,954 SH   SOLE NONE 0 0 4,954
ADOBE SYSTEMS INCORPORATED COM 00724F101 327 559 SH   SOLE NONE 0 0 559
ADVANCED MICRO DEVICES INC COM 007903107 220 2,342 SH   SOLE NONE 0 0 2,342
ALPHABET INC CAP STK CL C 02079K107 1,561 623 SH   SOLE NONE 0 0 623
ALPHABET INC CAP STK CL A 02079K305 1,414 579 SH   SOLE NONE 0 0 579
AMAZON COM INC COM 023135106 5,329 1,549 SH   SOLE NONE 0 0 1,549
AMERICAN CENTY ETF TR US SML CP VALU 025072877 689 9,062 SH   SOLE NONE 0 0 9,062
AMGEN INC COM 031162100 279 1,144 SH   SOLE NONE 0 0 1,144
APPLE INC COM 037833100 23,373 170,656 SH   SOLE NONE 0 0 170,656
APPLIED MATLS INC COM 038222105 1,234 8,667 SH   SOLE NONE 0 0 8,667
BK OF AMERICA CORP COM 060505104 372 9,026 SH   SOLE NONE 0 0 9,026
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,129 7,659 SH   SOLE NONE 0 0 7,659
BLACKROCK MUNIHLDGS NY QLTY COM 09255C106 214 14,485 SH   SOLE NONE 0 0 14,485
BLACKROCK FLOATING RATE INCO COM 09255X100 141 10,660 SH   SOLE NONE 0 0 10,660
BLACKSTONE GROUP INC COM 09260D107 1,057 10,885 SH   SOLE NONE 0 0 10,885
CSX CORP COM 126408103 316 9,849 SH   SOLE NONE 0 0 9,849
CAMDEN PPTY TR SH BEN INT 133131102 265 2,000 SH   SOLE NONE 0 0 2,000
CARMAX INC COM 143130102 426 3,297 SH   SOLE NONE 0 0 3,297
CISCO SYS INC COM 17275R102 342 6,457 SH   SOLE NONE 0 0 6,457
CINTAS CORP COM 172908105 309 809 SH   SOLE NONE 0 0 809
CITIZENS FINL GROUP INC COM 174610105 13,137 286,405 SH   SOLE NONE 0 0 286,405
COCA COLA CO COM 191216100 235 4,347 SH   SOLE NONE 0 0 4,347
COSTCO WHSL CORP NEW COM 22160K105 476 1,203 SH   SOLE NONE 0 0 1,203
CREDIT ACCEP CORP MICH COM 225310101 584 1,286 SH   SOLE NONE 0 0 1,286
CROCS INC COM 227046109 6,188 53,104 SH   SOLE NONE 0 0 53,104
DATADOG INC CL A COM 23804L103 38,952 374,250 SH   SOLE NONE 0 0 374,250
DEERE CO COM 244199105 307 869 SH   SOLE NONE 0 0 869
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 707 15,010 SH   SOLE NONE 0 0 15,010
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 2,908 64,917 SH   SOLE NONE 0 0 64,917
DISNEY WALT CO COM 254687106 872 4,960 SH   SOLE NONE 0 0 4,960
DUKE ENERGY CORP NEW COM NEW 26441C204 234 2,369 SH   SOLE NONE 0 0 2,369
EQUITY RESIDENTIAL SH BEN INT 29476L107 391 5,079 SH   SOLE NONE 0 0 5,079
EXXON MOBIL CORP COM 30231G102 1,048 16,612 SH   SOLE NONE 0 0 16,612
FACEBOOK INC CL A 30303M102 861 2,477 SH   SOLE NONE 0 0 2,477
GENERAL ELECTRIC CO COM 369604103 907 67,358 SH   SOLE NONE 0 0 67,358
HERSHEY CO COM 427866108 395 2,266 SH   SOLE NONE 0 0 2,266
HOME DEPOT INC COM 437076102 1,492 4,679 SH   SOLE NONE 0 0 4,679
HONEYWELL INTL INC COM 438516106 616 2,808 SH   SOLE NONE 0 0 2,808
INTEL CORP COM 458140100 567 10,097 SH   SOLE NONE 0 0 10,097
INTERNATIONAL BUSINESS MACHS COM 459200101 340 2,319 SH   SOLE NONE 0 0 2,319
INVESCO QQQ TR UNIT SER 1 46090E103 797 2,249 SH   SOLE NONE 0 0 2,249
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,493 16,540 SH   SOLE NONE 0 0 16,540
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 24,237 151,169 SH   SOLE NONE 0 0 151,169
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 4,546 74,642 SH   SOLE NONE 0 0 74,642
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 929 24,276 SH   SOLE NONE 0 0 24,276
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 279 5,799 SH   SOLE NONE 0 0 5,799
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664 1,171 9,723 SH   SOLE NONE 0 0 9,723
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672 1,189 13,433 SH   SOLE NONE 0 0 13,433
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 14,774 200,438 SH   SOLE NONE 0 0 200,438
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 1,715 65,228 SH   SOLE NONE 0 0 65,228
ISHARES INC MSCI GBL MIN VOL 464286525 229 2,231 SH   SOLE NONE 0 0 2,231
ISHARES TR S&P 100 ETF 464287101 1,353 6,895 SH   SOLE NONE 0 0 6,895
ISHARES TR CORE S&P TTL STK 464287150 847 8,580 SH   SOLE NONE 0 0 8,580
ISHARES TR SELECT DIVID ETF 464287168 3,742 32,086 SH   SOLE NONE 0 0 32,086
ISHARES TR TIPS BD ETF 464287176 1,766 13,797 SH   SOLE NONE 0 0 13,797
ISHARES TR CORE S&P500 ETF 464287200 179,369 417,216 SH   SOLE NONE 0 0 417,216
ISHARES TR MSCI EMG MKT ETF 464287234 976 17,703 SH   SOLE NONE 0 0 17,703
ISHARES TR S&P 500 VAL ETF 464287408 353 2,389 SH   SOLE NONE 0 0 2,389
ISHARES TR MSCI EAFE ETF 464287465 2,206 27,964 SH   SOLE NONE 0 0 27,964
ISHARES TR RUS MID CAP ETF 464287499 771 9,731 SH   SOLE NONE 0 0 9,731
ISHARES TR CORE S&P MCP ETF 464287507 47,937 178,383 SH   SOLE NONE 0 0 178,383
ISHARES TR ISHARES SEMICDTR 464287523 1,999 4,400 SH   SOLE NONE 0 0 4,400
ISHARES TR COHEN STEER REIT 464287564 265 4,052 SH   SOLE NONE 0 0 4,052
ISHARES TR RUS 1000 VAL ETF 464287598 574 3,616 SH   SOLE NONE 0 0 3,616
ISHARES TR RUS 1000 GRW ETF 464287614 536 1,976 SH   SOLE NONE 0 0 1,976
ISHARES TR RUS 1000 ETF 464287622 4,975 20,553 SH   SOLE NONE 0 0 20,553
ISHARES TR RUS 2000 VAL ETF 464287630 2,075 12,516 SH   SOLE NONE 0 0 12,516
ISHARES TR RUSSELL 2000 ETF 464287655 7,250 31,608 SH   SOLE NONE 0 0 31,608
ISHARES TR CORE S&P SCP ETF 464287804 36,405 322,226 SH   SOLE NONE 0 0 322,226
ISHARES TR EAFE SML CP ETF 464288273 879 11,851 SH   SOLE NONE 0 0 11,851
ISHARES TR MSCI USA ESG SLC 464288802 210 2,194 SH   SOLE NONE 0 0 2,194
ISHARES TR CORE HIGH DV ETF 46429B663 1,754 18,173 SH   SOLE NONE 0 0 18,173
ISHARES TR MSCI EAFE MIN VL 46429B689 13,047 172,719 SH   SOLE NONE 0 0 172,719
ISHARES TR MSCI USA MIN VOL 46429B697 34,431 467,747 SH   SOLE NONE 0 0 467,747
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 17,239 343,643 SH   SOLE NONE 0 0 343,643
ISHARES TR CORE MSCI TOTAL 46432F834 1,055 14,399 SH   SOLE NONE 0 0 14,399
ISHARES TR CORE MSCI EAFE 46432F842 5,204 69,519 SH   SOLE NONE 0 0 69,519
ISHARES INC CORE MSCI EMKT 46434G103 2,063 30,801 SH   SOLE NONE 0 0 30,801
ISHARES TR IBONDS DEC2023 46435G318 213 8,140 SH   SOLE NONE 0 0 8,140
JPMORGAN CHASE CO COM 46625H100 1,712 11,009 SH   SOLE NONE 0 0 11,009
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 18,513 362,652 SH   SOLE NONE 0 0 362,652
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 84,421 1,663,787 SH   SOLE NONE 0 0 1,663,787
JACOBS ENGR GROUP INC COM 469814107 383 2,869 SH   SOLE NONE 0 0 2,869
JOHNSON JOHNSON COM 478160104 2,103 12,765 SH   SOLE NONE 0 0 12,765
LILLY ELI CO COM 532457108 214 932 SH   SOLE NONE 0 0 932
MASTERCARD INCORPORATED CL A 57636Q104 2,303 6,308 SH   SOLE NONE 0 0 6,308
MERCK CO INC COM 58933Y105 781 10,045 SH   SOLE NONE 0 0 10,045
MICROSOFT CORP COM 594918104 6,200 22,886 SH   SOLE NONE 0 0 22,886
NATURA CO HLDG S A ADS 63884N108 773 34,073 SH   SOLE NONE 0 0 34,073
NETFLIX INC COM 64110L106 409 775 SH   SOLE NONE 0 0 775
NUVEEN FLOATING RATE INCOME COM SHS 6706EN100 103 10,510 SH   SOLE NONE 0 0 10,510
OREILLY AUTOMOTIVE INC COM 67103H107 471 831 SH   SOLE NONE 0 0 831
PJT PARTNERS INC COM CL A 69343T107 28,335 396,960 SH   SOLE NONE 0 0 396,960
PPG INDS INC COM 693506107 558 3,285 SH   SOLE NONE 0 0 3,285
PAYPAL HLDGS INC COM 70450Y103 201 688 SH   SOLE NONE 0 0 688
PEPSICO INC COM 713448108 701 4,734 SH   SOLE NONE 0 0 4,734
PFIZER INC COM 717081103 389 9,929 SH   SOLE NONE 0 0 9,929
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,826 27,713 SH   SOLE NONE 0 0 27,713
PROCTER AND GAMBLE CO COM 742718109 805 5,964 SH   SOLE NONE 0 0 5,964
PROSHARES TR S&P 500 DV ARIST 74348A467 217 2,397 SH   SOLE NONE 0 0 2,397
PROSIGHT GLOBAL INC COM 74349J103 128 10,000 SH   SOLE NONE 0 0 10,000
QUALCOMM INC COM 747525103 219 1,535 SH   SOLE NONE 0 0 1,535
ROSS STORES INC COM 778296103 861 6,944 SH   SOLE NONE 0 0 6,944
ROYAL BK CDA COM 780087102 577 5,700 SH   SOLE NONE 0 0 5,700
SPDR SP 500 ETF TR TR UNIT 78462F103 56,301 131,527 SH   SOLE NONE 0 0 131,527
SPDR GOLD TR GOLD SHS 78463V107 289 1,743 SH   SOLE NONE 0 0 1,743
SPDR SER TR S&P 600 SMCP GRW 78464A201 13,396 150,906 SH   SOLE NONE 0 0 150,906
SPDR SER TR S&P 600 SMCP VAL 78464A300 20,443 238,519 SH   SOLE NONE 0 0 238,519
SPDR SER TR PRTFLO S&P500 GW 78464A409 28,823 457,721 SH   SOLE NONE 0 0 457,721
SPDR SER TR FTSE INT GVT ETF 78464A490 309 5,474 SH   SOLE NONE 0 0 5,474
SPDR SER TR PRTFLO S&P500 VL 78464A508 26,721 675,804 SH   SOLE NONE 0 0 675,804
SPDR SER TR S&P DIVID ETF 78464A763 27,975 228,782 SH   SOLE NONE 0 0 228,782
SPDR SER TR S&P 400 MDCP GRW 78464A821 20,335 262,326 SH   SOLE NONE 0 0 262,326
SPDR SER TR S&P 400 MDCP VAL 78464A839 21,734 321,888 SH   SOLE NONE 0 0 321,888
SPDR SP MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 22,032 44,872 SH   SOLE NONE 0 0 44,872
SALESFORCE COM INC COM 79466L302 349 1,429 SH   SOLE NONE 0 0 1,429
SCHWAB CHARLES CORP COM 808513105 256 3,519 SH   SOLE NONE 0 0 3,519
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 243 2,332 SH   SOLE NONE 0 0 2,332
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 455 3,118 SH   SOLE NONE 0 0 3,118
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 380 5,553 SH   SOLE NONE 0 0 5,553
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 208 5,300 SH   SOLE NONE 0 0 5,300
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 209 2,766 SH   SOLE NONE 0 0 2,766
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 931 23,590 SH   SOLE NONE 0 0 23,590
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 433 2,933 SH   SOLE NONE 0 0 2,933
TJX COS INC NEW COM 872540109 829 12,298 SH   SOLE NONE 0 0 12,298
TESLA INC COM 88160R101 242 356 SH   SOLE NONE 0 0 356
TEXAS INSTRS INC COM 882508104 217 1,131 SH   SOLE NONE 0 0 1,131
TRUIST FINL CORP COM 89832Q109 250 4,499 SH   SOLE NONE 0 0 4,499
UNITEDHEALTH GROUP INC COM 91324P102 316 788 SH   SOLE NONE 0 0 788
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 697 4,506 SH   SOLE NONE 0 0 4,506
VANGUARD STAR FDS VG TL INTL STK F 921909768 313 4,762 SH   SOLE NONE 0 0 4,762
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1,134 5,467 SH   SOLE NONE 0 0 5,467
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,354 7,441 SH   SOLE NONE 0 0 7,441
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 461 5,610 SH   SOLE NONE 0 0 5,610
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 16,392 318,174 SH   SOLE NONE 0 0 318,174
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 875 8,347 SH   SOLE NONE 0 0 8,347
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 56,914 1,085,945 SH   SOLE NONE 0 0 1,085,945
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 377 2,763 SH   SOLE NONE 0 0 2,763
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,516 39,694 SH   SOLE NONE 0 0 39,694
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,463 45,349 SH   SOLE NONE 0 0 45,349
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 381 5,662 SH   SOLE NONE 0 0 5,662
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,164 8,040 SH   SOLE NONE 0 0 8,040
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 402 2,860 SH   SOLE NONE 0 0 2,860
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 361 1,527 SH   SOLE NONE 0 0 1,527
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,600 55,017 SH   SOLE NONE 0 0 55,017
VANGUARD INDEX FDS SML CP GRW ETF 922908595 334 1,152 SH   SOLE NONE 0 0 1,152
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,268 7,303 SH   SOLE NONE 0 0 7,303
VANGUARD INDEX FDS LARGE CAP ETF 922908637 357 1,776 SH   SOLE NONE 0 0 1,776
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 651 3,450 SH   SOLE NONE 0 0 3,450
VANGUARD INDEX FDS GROWTH ETF 922908736 511 1,782 SH   SOLE NONE 0 0 1,782
VANGUARD INDEX FDS VALUE ETF 922908744 464 3,377 SH   SOLE NONE 0 0 3,377
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,678 7,447 SH   SOLE NONE 0 0 7,447
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,885 39,873 SH   SOLE NONE 0 0 39,873
VERIZON COMMUNICATIONS INC COM 92343V104 258 4,605 SH   SOLE NONE 0 0 4,605
VISA INC COM CL A 92826C839 438 1,873 SH   SOLE NONE 0 0 1,873
WALMART INC COM 931142103 279 1,978 SH   SOLE NONE 0 0 1,978
WASHINGTON REAL ESTATE INVT SH BEN INT 939653101 322 14,000 SH   SOLE NONE 0 0 14,000
WESTERN ASSET EMERGING MKTS COM 95766A101 225 16,081 SH   SOLE NONE 0 0 16,081
WISDOMTREE TR EMER MKT HIGH FD 97717W315 457 10,010 SH   SOLE NONE 0 0 10,010
WISDOMTREE TR US SMALLCAP FUND 97717W562 200 4,050 SH   SOLE NONE 0 0 4,050
WISDOMTREE TR CBOE S&P 500 97717X560 466 14,685 SH   SOLE NONE 0 0 14,685