The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ATT INC COM 00206R102 216 7,138 SH   SOLE NONE 0 0 7,138
ARK ETF TR INNOVATION ETF 00214Q104 482 4,020 SH   SOLE NONE 0 0 4,020
ABBOTT LABS COM 002824100 578 4,825 SH   SOLE NONE 0 0 4,825
ABBVIE INC COM 00287Y109 528 4,877 SH   SOLE NONE 0 0 4,877
ADOBE SYSTEMS INCORPORATED COM 00724F101 228 479 SH   SOLE NONE 0 0 479
ALPHABET INC CAP STK CL C 02079K107 1,247 603 SH   SOLE NONE 0 0 603
ALPHABET INC CAP STK CL A 02079K305 1,064 516 SH   SOLE NONE 0 0 516
AMAZON COM INC COM 023135106 4,564 1,475 SH   SOLE NONE 0 0 1,475
AMERICAN CENTY ETF TR US SML CP VALU 025072877 653 9,046 SH   SOLE NONE 0 0 9,046
AMGEN INC COM 031162100 285 1,144 SH   SOLE NONE 0 0 1,144
APPLE INC COM 037833100 20,582 168,497 SH   SOLE NONE 0 0 168,497
APPLIED MATLS INC COM 038222105 1,150 8,606 SH   SOLE NONE 0 0 8,606
BK OF AMERICA CORP COM 060505104 336 8,686 SH   SOLE NONE 0 0 8,686
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,945 7,613 SH   SOLE NONE 0 0 7,613
BLACKROCK MUNIHLDGS NY QLTY COM 09255C106 204 14,485 SH   SOLE NONE 0 0 14,485
BLACKROCK FLOATING RATE INCO COM 09255X100 139 10,660 SH   SOLE NONE 0 0 10,660
BLACKSTONE GROUP INC COM 09260D107 811 10,885 SH   SOLE NONE 0 0 10,885
CSX CORP COM 126408103 308 3,197 SH   SOLE NONE 0 0 3,197
CAMDEN PPTY TR SH BEN INT 133131102 220 2,000 SH   SOLE NONE 0 0 2,000
CARMAX INC COM 143130102 437 3,297 SH   SOLE NONE 0 0 3,297
CHEVRON CORP NEW COM 166764100 217 2,074 SH   SOLE NONE 0 0 2,074
CISCO SYS INC COM 17275R102 483 9,333 SH   SOLE NONE 0 0 9,333
CINTAS CORP COM 172908105 276 809 SH   SOLE NONE 0 0 809
CITIZENS FINANCIAL GROUP INC COM 174610105 12,645 286,405 SH   SOLE NONE 0 0 286,405
COCA COLA CO COM 191216100 345 6,550 SH   SOLE NONE 0 0 6,550
COLGATE PALMOLIVE CO COM 194162103 206 2,613 SH   SOLE NONE 0 0 2,613
COMCAST CORP NEW CL A 20030N101 251 4,641 SH   SOLE NONE 0 0 4,641
COSTCO WHSL CORP NEW COM 22160K105 395 1,121 SH   SOLE NONE 0 0 1,121
CREDIT ACCEP CORP MICH COM 225310101 310 861 SH   SOLE NONE 0 0 861
CROCS INC COM 227046109 4,965 61,712 SH   SOLE NONE 0 0 61,712
DATADOG INC CL A COM 23804L103 36,165 433,950 SH   SOLE NONE 0 0 433,950
DEERE CO COM 244199105 325 869 SH   SOLE NONE 0 0 869
DISNEY WALT CO COM 254687106 920 4,986 SH   SOLE NONE 0 0 4,986
DUKE ENERGY CORP NEW COM NEW 26441C204 233 2,412 SH   SOLE NONE 0 0 2,412
EQUITY RESIDENTIAL SH BEN INT 29476L107 364 5,079 SH   SOLE NONE 0 0 5,079
EXXON MOBIL CORP COM 30231G102 955 17,111 SH   SOLE NONE 0 0 17,111
FACEBOOK INC CL A 30303M102 649 2,205 SH   SOLE NONE 0 0 2,205
GENERAL ELECTRIC CO COM 369604103 880 67,046 SH   SOLE NONE 0 0 67,046
HERSHEY CO COM 427866108 422 2,666 SH   SOLE NONE 0 0 2,666
HOME DEPOT INC COM 437076102 1,482 4,855 SH   SOLE NONE 0 0 4,855
HONEYWELL INTL INC COM 438516106 610 2,808 SH   SOLE NONE 0 0 2,808
INTEL CORP COM 458140100 606 9,461 SH   SOLE NONE 0 0 9,461
INTERNATIONAL BUSINESS MACHS COM 459200101 370 2,774 SH   SOLE NONE 0 0 2,774
INVESCO QQQ TR UNIT SER 1 46090E103 715 2,241 SH   SOLE NONE 0 0 2,241
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,075 14,650 SH   SOLE NONE 0 0 14,650
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 22,967 151,430 SH   SOLE NONE 0 0 151,430
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 4,428 76,142 SH   SOLE NONE 0 0 76,142
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 888 24,276 SH   SOLE NONE 0 0 24,276
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 268 5,799 SH   SOLE NONE 0 0 5,799
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664 1,118 9,813 SH   SOLE NONE 0 0 9,813
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672 1,156 13,433 SH   SOLE NONE 0 0 13,433
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 13,952 200,693 SH   SOLE NONE 0 0 200,693
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 1,705 65,941 SH   SOLE NONE 0 0 65,941
GOLD TR ISHARES 464285105 177 10,898 SH   SOLE NONE 0 0 10,898
ISHARES INC MSCI GBL MIN VOL 464286525 465 4,708 SH   SOLE NONE 0 0 4,708
ISHARES TR S&P 100 ETF 464287101 1,240 6,895 SH   SOLE NONE 0 0 6,895
ISHARES TR CORE S&P TTL STK 464287150 786 8,580 SH   SOLE NONE 0 0 8,580
ISHARES TR SELECT DIVID ETF 464287168 3,737 32,749 SH   SOLE NONE 0 0 32,749
ISHARES TR TIPS BD ETF 464287176 1,732 13,797 SH   SOLE NONE 0 0 13,797
ISHARES TR CORE S&P500 ETF 464287200 160,673 403,884 SH   SOLE NONE 0 0 403,884
ISHARES TR MSCI EMG MKT ETF 464287234 854 16,011 SH   SOLE NONE 0 0 16,011
ISHARES TR S&P 500 VAL ETF 464287408 332 2,351 SH   SOLE NONE 0 0 2,351
ISHARES TR MSCI EAFE ETF 464287465 2,099 27,664 SH   SOLE NONE 0 0 27,664
ISHARES TR RUS MID CAP ETF 464287499 714 9,663 SH   SOLE NONE 0 0 9,663
ISHARES TR CORE S&P MCP ETF 464287507 44,556 171,184 SH   SOLE NONE 0 0 171,184
ISHARES TR PHLX SEMICND ETF 464287523 1,866 4,400 SH   SOLE NONE 0 0 4,400
ISHARES TR COHEN STEER REIT 464287564 234 4,052 SH   SOLE NONE 0 0 4,052
ISHARES TR RUS 1000 VAL ETF 464287598 514 3,393 SH   SOLE NONE 0 0 3,393
ISHARES TR RUS 1000 GRW ETF 464287614 449 1,846 SH   SOLE NONE 0 0 1,846
ISHARES TR RUS 1000 ETF 464287622 4,600 20,553 SH   SOLE NONE 0 0 20,553
ISHARES TR RUS 2000 VAL ETF 464287630 1,996 12,516 SH   SOLE NONE 0 0 12,516
ISHARES TR RUSSELL 2000 ETF 464287655 6,989 31,631 SH   SOLE NONE 0 0 31,631
ISHARES TR CORE S&P SCP ETF 464287804 32,490 299,367 SH   SOLE NONE 0 0 299,367
ISHARES TR EAFE SML CP ETF 464288273 851 11,851 SH   SOLE NONE 0 0 11,851
ISHARES TR CORE HIGH DV ETF 46429B663 1,752 18,459 SH   SOLE NONE 0 0 18,459
ISHARES TR MSCI EAFE MIN VL 46429B689 12,158 166,571 SH   SOLE NONE 0 0 166,571
ISHARES TR MSCI USA MIN VOL 46429B697 31,100 449,488 SH   SOLE NONE 0 0 449,488
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 16,127 321,327 SH   SOLE NONE 0 0 321,327
ISHARES TR CORE MSCI TOTAL 46432F834 967 13,756 SH   SOLE NONE 0 0 13,756
ISHARES TR CORE MSCI EAFE 46432F842 4,950 68,696 SH   SOLE NONE 0 0 68,696
ISHARES INC CORE MSCI EMKT 46434G103 1,749 27,180 SH   SOLE NONE 0 0 27,180
ISHARES TR IBONDS DEC2023 46435G318 290 11,071 SH   SOLE NONE 0 0 11,071
ISHARES TR IBONDS DEC2022 46435G755 219 8,321 SH   SOLE NONE 0 0 8,321
ISHARES TR IBONDS DEC 46435U697 240 8,880 SH   SOLE NONE 0 0 8,880
JPMORGAN CHASE CO COM 46625H100 2,529 16,610 SH   SOLE NONE 0 0 16,610
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 15,145 296,727 SH   SOLE NONE 0 0 296,727
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 81,883 1,613,304 SH   SOLE NONE 0 0 1,613,304
JACOBS ENGR GROUP INC COM 469814107 371 2,869 SH   SOLE NONE 0 0 2,869
JOHNSON JOHNSON COM 478160104 2,349 14,292 SH   SOLE NONE 0 0 14,292
LOCKHEED MARTIN CORP COM 539830109 212 574 SH   SOLE NONE 0 0 574
MASTERCARD INCORPORATED CL A 57636Q104 2,239 6,289 SH   SOLE NONE 0 0 6,289
MCDONALDS CORP COM 580135101 263 1,172 SH   SOLE NONE 0 0 1,172
MERCK CO. INC COM 58933Y105 433 5,611 SH   SOLE NONE 0 0 5,611
MICROSOFT CORP COM 594918104 5,350 22,690 SH   SOLE NONE 0 0 22,690
NATIONAL RESH CORP COM NEW 637372202 328 7,000 SH   SOLE NONE 0 0 7,000
NATURA CO HLDG S A ADS 63884N108 579 34,073 SH   SOLE NONE 0 0 34,073
NETFLIX INC COM 64110L106 332 637 SH   SOLE NONE 0 0 637
NUVEEN FLTNG RTE INCM OPP FD COM SHS 6706EN100 100 10,510 SH   SOLE NONE 0 0 10,510
OREILLY AUTOMOTIVE INC COM 67103H107 422 831 SH   SOLE NONE 0 0 831
ORACLE CORP COM 68389X105 202 2,883 SH   SOLE NONE 0 0 2,883
PDF SOLUTIONS INC COM 693282105 249 14,000 SH   SOLE NONE 0 0 14,000
PJT PARTNERS INC COM CL A 69343T107 29,324 433,471 SH   SOLE NONE 0 0 433,471
PPG INDS INC COM 693506107 575 3,830 SH   SOLE NONE 0 0 3,830
PEPSICO INC COM 713448108 796 5,629 SH   SOLE NONE 0 0 5,629
PFIZER INC COM 717081103 900 24,842 SH   SOLE NONE 0 0 24,842
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 791 7,763 SH   SOLE NONE 0 0 7,763
PROCTER AND GAMBLE CO COM 742718109 921 6,804 SH   SOLE NONE 0 0 6,804
PROSHARES TR S&P 500 DV ARIST 74348A467 207 2,397 SH   SOLE NONE 0 0 2,397
PROSIGHT GLOBAL INC COM 74349J103 126 10,000 SH   SOLE NONE 0 0 10,000
QUALCOMM INC COM 747525103 203 1,534 SH   SOLE NONE 0 0 1,534
QUOTIENT TECHNOLOGY INC COM 749119103 327 20,000 SH   SOLE NONE 0 0 20,000
RAYTHEON TECHNOLOGIES CORP COM 75513E101 203 2,633 SH   SOLE NONE 0 0 2,633
ROSS STORES INC COM 778296103 832 6,937 SH   SOLE NONE 0 0 6,937
ROYAL BK CDA COM 780087102 526 5,700 SH   SOLE NONE 0 0 5,700
SPDR SP 500 ETF TR TR UNIT 78462F103 52,489 132,437 SH   SOLE NONE 0 0 132,437
SPDR GOLD TR GOLD SHS 78463V107 279 1,743 SH   SOLE NONE 0 0 1,743
SPDR SER TR S&P 600 SMCP GRW 78464A201 13,025 151,716 SH   SOLE NONE 0 0 151,716
SPDR SER TR S&P 600 SMCP VAL 78464A300 19,685 240,095 SH   SOLE NONE 0 0 240,095
SPDR SER TR PRTFLO S&P500 GW 78464A409 25,824 457,876 SH   SOLE NONE 0 0 457,876
SPDR SER TR FTSE INT GVT ETF 78464A490 303 5,464 SH   SOLE NONE 0 0 5,464
SPDR SER TR PRTFLO S&P500 VL 78464A508 25,612 675,784 SH   SOLE NONE 0 0 675,784
SPDR SER TR S&P DIVID ETF 78464A763 26,729 226,462 SH   SOLE NONE 0 0 226,462
SPDR SER TR S&P 400 MDCP GRW 78464A821 19,757 263,035 SH   SOLE NONE 0 0 263,035
SPDR SER TR S&P 400 MDCP VAL 78464A839 21,203 324,062 SH   SOLE NONE 0 0 324,062
SPDR SP MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 21,757 45,704 SH   SOLE NONE 0 0 45,704
SALESFORCE COM INC COM 79466L302 276 1,304 SH   SOLE NONE 0 0 1,304
SCHWAB CHARLES CORP COM 808513105 218 3,345 SH   SOLE NONE 0 0 3,345
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 226 2,332 SH   SOLE NONE 0 0 2,332
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 461 3,556 SH   SOLE NONE 0 0 3,556
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 394 6,038 SH   SOLE NONE 0 0 6,038
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 884 23,490 SH   SOLE NONE 0 0 23,490
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 322 2,425 SH   SOLE NONE 0 0 2,425
SOUTHERN CO COM 842587107 204 3,278 SH   SOLE NONE 0 0 3,278
TJX COS INC NEW COM 872540109 814 12,298 SH   SOLE NONE 0 0 12,298
TESLA INC COM 88160R101 240 360 SH   SOLE NONE 0 0 360
TEXAS INSTRS INC COM 882508104 316 1,673 SH   SOLE NONE 0 0 1,673
TRUIST FINL CORP COM 89832Q109 367 6,285 SH   SOLE NONE 0 0 6,285
UNITED PARCEL SERVICE INC CL B 911312106 233 1,370 SH   SOLE NONE 0 0 1,370
UNITEDHEALTH GROUP INC COM 91324P102 277 745 SH   SOLE NONE 0 0 745
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 662 4,502 SH   SOLE NONE 0 0 4,502
VANGUARD STAR FDS VG TL INTL STK F 921909768 291 4,637 SH   SOLE NONE 0 0 4,637
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1,087 5,467 SH   SOLE NONE 0 0 5,467
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,313 7,441 SH   SOLE NONE 0 0 7,441
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 461 5,611 SH   SOLE NONE 0 0 5,611
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,565 255,856 SH   SOLE NONE 0 0 255,856
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 844 8,347 SH   SOLE NONE 0 0 8,347
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 53,326 1,034,645 SH   SOLE NONE 0 0 1,034,645
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 210 3,769 SH   SOLE NONE 0 0 3,769
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 355 2,763 SH   SOLE NONE 0 0 2,763
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,409 39,694 SH   SOLE NONE 0 0 39,694
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,241 43,059 SH   SOLE NONE 0 0 43,059
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 357 5,662 SH   SOLE NONE 0 0 5,662
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,405 6,601 SH   SOLE NONE 0 0 6,601
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 386 2,860 SH   SOLE NONE 0 0 2,860
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 332 1,545 SH   SOLE NONE 0 0 1,545
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,081 55,317 SH   SOLE NONE 0 0 55,317
VANGUARD INDEX FDS SML CP GRW ETF 922908595 318 1,157 SH   SOLE NONE 0 0 1,157
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,194 7,207 SH   SOLE NONE 0 0 7,207
VANGUARD INDEX FDS LARGE CAP ETF 922908637 329 1,776 SH   SOLE NONE 0 0 1,776
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 610 3,450 SH   SOLE NONE 0 0 3,450
VANGUARD INDEX FDS GROWTH ETF 922908736 497 1,933 SH   SOLE NONE 0 0 1,933
VANGUARD INDEX FDS VALUE ETF 922908744 489 3,723 SH   SOLE NONE 0 0 3,723
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,648 7,697 SH   SOLE NONE 0 0 7,697
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,185 39,600 SH   SOLE NONE 0 0 39,600
VERIZON COMMUNICATIONS INC COM 92343V104 382 6,575 SH   SOLE NONE 0 0 6,575
VISA INC COM CL A 92826C839 393 1,854 SH   SOLE NONE 0 0 1,854
VONAGE HLDGS CORP COM 92886T201 118 10,000 SH   SOLE NONE 0 0 10,000
WALMART INC COM 931142103 379 2,790 SH   SOLE NONE 0 0 2,790
WASHINGTON REAL ESTATE INVT SH BEN INT 939653101 309 14,000 SH   SOLE NONE 0 0 14,000
WESTERN ASSET EMERGING MKTS COM 95766A101 213 16,081 SH   SOLE NONE 0 0 16,081
WISDOMTREE TR EMER MKT HIGH FD 97717W315 444 10,010 SH   SOLE NONE 0 0 10,010
WISDOMTREE TR CBOE S&P 500 97717X560 493 16,316 SH   SOLE NONE 0 0 16,316