The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 427 3,926 SH   SOLE NONE 0 0 3,926
ABBVIE INC COM 00287Y109 423 4,827 SH   SOLE NONE 0 0 4,827
ADOBE SYSTEMS INCORPORATED COM 00724F101 236 482 SH   SOLE NONE 0 0 482
ALPHABET INC CAP STK CL C 02079K107 1,026 698 SH   SOLE NONE 0 0 698
ALPHABET INC CAP STK CL A 02079K305 780 532 SH   SOLE NONE 0 0 532
AMAZON COM INC COM 023135106 4,455 1,415 SH   SOLE NONE 0 0 1,415
AMERICAN CENTY ETF TR US SML CP VALU 025072877 386 9,020 SH   SOLE NONE 0 0 9,020
AMGEN INC COM 031162100 289 1,136 SH   SOLE NONE 0 0 1,136
APPLE INC COM 037833100 22,366 193,127 SH   SOLE NONE 0 0 193,127
APPLIED MATLS INC COM 038222105 511 8,596 SH   SOLE NONE 0 0 8,596
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,595 7,491 SH   SOLE NONE 0 0 7,491
BLACKROCK MUNIHLDGS NY QLTY COM 09255C106 195 14,485 SH   SOLE NONE 0 0 14,485
BLACKSTONE GROUP INC COM CL A 09260D107 734 14,065 SH   SOLE NONE 0 0 14,065
CSX CORP COM 126408103 251 3,236 SH   SOLE NONE 0 0 3,236
CARMAX INC COM 143130102 302 3,283 SH   SOLE NONE 0 0 3,283
CISCO SYS INC COM 17275R102 251 6,360 SH   SOLE NONE 0 0 6,360
CINTAS CORP COM 172908105 253 759 SH   SOLE NONE 0 0 759
CITIZENS FINL GROUP INC COM 174610105 3,690 145,978 SH   SOLE NONE 0 0 145,978
COSTCO WHSL CORP NEW COM 22160K105 545 1,536 SH   SOLE NONE 0 0 1,536
CREDIT ACCEP CORP MICH COM 225310101 299 882 SH   SOLE NONE 0 0 882
CROCS INC COM 227046109 3,948 92,383 SH   SOLE NONE 0 0 92,383
DATADOG INC CL A COM 23804L103 31,179 305,197 SH   SOLE NONE 0 0 305,197
DISNEY WALT CO COM DISNEY 254687106 589 4,747 SH   SOLE NONE 0 0 4,747
EQUITY RESIDENTIAL SH BEN INT 29476L107 262 5,105 SH   SOLE NONE 0 0 5,105
EXXON MOBIL CORP COM 30231G102 571 16,628 SH   SOLE NONE 0 0 16,628
FACEBOOK INC CL A 30303M102 555 2,118 SH   SOLE NONE 0 0 2,118
GENERAL ELECTRIC CO COM 369604103 414 66,479 SH   SOLE NONE 0 0 66,479
HERSHEY CO COM 427866108 382 2,666 SH   SOLE NONE 0 0 2,666
HOME DEPOT INC COM 437076102 1,177 4,239 SH   SOLE NONE 0 0 4,239
HONEYWELL INTL INC COM 438516106 437 2,653 SH   SOLE NONE 0 0 2,653
INTEL CORP COM 458140100 488 9,418 SH   SOLE NONE 0 0 9,418
INTERNATIONAL BUSINESS MACHS COM 459200101 270 2,221 SH   SOLE NONE 0 0 2,221
INVESCO QQQ TR UNIT SER 1 46090E103 623 2,241 SH   SOLE NONE 0 0 2,241
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 622 5,750 SH   SOLE NONE 0 0 5,750
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 17,465 153,487 SH   SOLE NONE 0 0 153,487
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 4,286 79,907 SH   SOLE NONE 0 0 79,907
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 722 24,276 SH   SOLE NONE 0 0 24,276
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 206 5,799 SH   SOLE NONE 0 0 5,799
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664 597 10,013 SH   SOLE NONE 0 0 10,013
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672 726 13,433 SH   SOLE NONE 0 0 13,433
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 9,744 180,674 SH   SOLE NONE 0 0 180,674
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 1,655 67,241 SH   SOLE NONE 0 0 67,241
ISHARES TR S&P 100 ETF 464287101 1,074 6,895 SH   SOLE NONE 0 0 6,895
ISHARES TR CORE S&P TTL STK 464287150 204 2,703 SH   SOLE NONE 0 0 2,703
ISHARES TR SELECT DIVID ETF 464287168 2,947 36,144 SH   SOLE NONE 0 0 36,144
ISHARES TR TIPS BD ETF 464287176 1,545 12,217 SH   SOLE NONE 0 0 12,217
ISHARES TR CORE S&P500 ETF 464287200 113,030 336,339 SH   SOLE NONE 0 0 336,339
ISHARES TR MSCI EMG MKT ETF 464287234 581 13,168 SH   SOLE NONE 0 0 13,168
ISHARES TR S&P 500 VAL ETF 464287408 259 2,305 SH   SOLE NONE 0 0 2,305
ISHARES TR MSCI EAFE ETF 464287465 1,468 23,063 SH   SOLE NONE 0 0 23,063
ISHARES TR RUS MID CAP ETF 464287499 544 9,476 SH   SOLE NONE 0 0 9,476
ISHARES TR CORE S&P MCP ETF 464287507 25,665 138,498 SH   SOLE NONE 0 0 138,498
ISHARES TR PHLX SEMICND ETF 464287523 1,343 4,410 SH   SOLE NONE 0 0 4,410
ISHARES TR RUS 1000 GRW ETF 464287614 269 1,240 SH   SOLE NONE 0 0 1,240
ISHARES TR RUS 1000 ETF 464287622 3,850 20,571 SH   SOLE NONE 0 0 20,571
ISHARES TR RUS 2000 VAL ETF 464287630 1,232 12,406 SH   SOLE NONE 0 0 12,406
ISHARES TR RUSSELL 2000 ETF 464287655 4,720 31,513 SH   SOLE NONE 0 0 31,513
ISHARES TR CORE S&P SCP ETF 464287804 18,138 258,267 SH   SOLE NONE 0 0 258,267
ISHARES TR EAFE SML CP ETF 464288273 699 11,851 SH   SOLE NONE 0 0 11,851
ISHARES TR CORE HIGH DV ETF 46429B663 1,484 18,445 SH   SOLE NONE 0 0 18,445
ISHARES TR MSCI EAFE MIN VL 46429B689 10,517 154,369 SH   SOLE NONE 0 0 154,369
ISHARES TR MSCI USA MIN VOL 46429B697 20,494 321,581 SH   SOLE NONE 0 0 321,581
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 16,337 326,016 SH   SOLE NONE 0 0 326,016
ISHARES TR CORE MSCI TOTAL 46432F834 783 13,424 SH   SOLE NONE 0 0 13,424
ISHARES TR CORE MSCI EAFE 46432F842 3,676 60,986 SH   SOLE NONE 0 0 60,986
ISHARES INC CORE MSCI EMKT 46434G103 1,362 25,792 SH   SOLE NONE 0 0 25,792
ISHARES TR IBONDS DEC2023 46435G318 322 12,269 SH   SOLE NONE 0 0 12,269
ISHARES TR IBONDS DEC2022 46435G755 252 9,499 SH   SOLE NONE 0 0 9,499
ISHARES TR IBONDS DEC 46435U697 254 9,380 SH   SOLE NONE 0 0 9,380
JPMORGAN CHASE & CO COM 46625H100 974 10,113 SH   SOLE NONE 0 0 10,113
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 5,049 99,025 SH   SOLE NONE 0 0 99,025
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 107,393 2,114,235 SH   SOLE NONE 0 0 2,114,235
JACOBS ENGR GROUP INC COM 469814107 313 3,369 SH   SOLE NONE 0 0 3,369
JOHNSON & JOHNSON COM 478160104 1,532 10,288 SH   SOLE NONE 0 0 10,288
MASTERCARD INCORPORATED CL A 57636Q104 2,087 6,171 SH   SOLE NONE 0 0 6,171
MERCK & CO. INC COM 58933Y105 412 4,972 SH   SOLE NONE 0 0 4,972
MICROSOFT CORP COM 594918104 4,459 21,200 SH   SOLE NONE 0 0 21,200
NATURA &CO HLDG S A ADS 63884N108 619 34,000 SH   SOLE NONE 0 0 34,000
NETFLIX INC COM 64110L106 399 798 SH   SOLE NONE 0 0 798
OREILLY AUTOMOTIVE INC COM 67103H107 383 831 SH   SOLE NONE 0 0 831
PJT PARTNERS INC COM CL A 69343T107 7,562 124,770 SH   SOLE NONE 0 0 124,770
PPG INDS INC COM 693506107 380 3,115 SH   SOLE NONE 0 0 3,115
PEPSICO INC COM 713448108 661 4,770 SH   SOLE NONE 0 0 4,770
PFIZER INC COM 717081103 509 13,861 SH   SOLE NONE 0 0 13,861
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 822 8,063 SH   SOLE NONE 0 0 8,063
PROCTER AND GAMBLE CO COM 742718109 718 5,165 SH   SOLE NONE 0 0 5,165
PROSIGHT GLOBAL INC COM 74349J103 113 10,000 SH   SOLE NONE 0 0 10,000
PUBLIC STORAGE COM 74460D109 219 982 SH   SOLE NONE 0 0 982
ROSS STORES INC COM 778296103 688 7,377 SH   SOLE NONE 0 0 7,377
ROYAL BK CDA COM 780087102 400 5,700 SH   SOLE NONE 0 0 5,700
SPDR S&P 500 ETF TR TR UNIT 78462F103 44,462 132,767 SH   SOLE NONE 0 0 132,767
SPDR GOLD TR GOLD SHS 78463V107 309 1,743 SH   SOLE NONE 0 0 1,743
SPDR SER TR S&P 600 SMCP GRW 78464A201 9,028 152,934 SH   SOLE NONE 0 0 152,934
SPDR SER TR S&P 600 SMCP VAL 78464A300 12,485 249,257 SH   SOLE NONE 0 0 249,257
SPDR SER TR PRTFLO S&P500 GW 78464A409 23,043 459,857 SH   SOLE NONE 0 0 459,857
SPDR SER TR FTSE INT GVT ETF 78464A490 296 5,453 SH   SOLE NONE 0 0 5,453
SPDR SER TR PRTFLO S&P500 VL 78464A508 20,413 675,937 SH   SOLE NONE 0 0 675,937
SPDR SER TR S&P DIVID ETF 78464A763 19,856 214,896 SH   SOLE NONE 0 0 214,896
SPDR SER TR S&P 400 MDCP GRW 78464A821 15,296 266,532 SH   SOLE NONE 0 0 266,532
SPDR SER TR S&P 400 MDCP VAL 78464A839 14,273 328,946 SH   SOLE NONE 0 0 328,946
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 15,997 47,211 SH   SOLE NONE 0 0 47,211
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 415 3,601 SH   SOLE NONE 0 0 3,601
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 284 5,449 SH   SOLE NONE 0 0 5,449
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 489 15,558 SH   SOLE NONE 0 0 15,558
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 302 2,585 SH   SOLE NONE 0 0 2,585
TJX COS INC NEW COM 872540109 689 12,380 SH   SOLE NONE 0 0 12,380
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 593 4,609 SH   SOLE NONE 0 0 4,609
VANGUARD STAR FDS VG TL INTL STK F 921909768 232 4,452 SH   SOLE NONE 0 0 4,452
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 706 5,467 SH   SOLE NONE 0 0 5,467
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 952 7,581 SH   SOLE NONE 0 0 7,581
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 466 5,610 SH   SOLE NONE 0 0 5,610
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,086 197,702 SH   SOLE NONE 0 0 197,702
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 676 8,347 SH   SOLE NONE 0 0 8,347
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 44,928 880,589 SH   SOLE NONE 0 0 880,589
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 209 4,299 SH   SOLE NONE 0 0 4,299
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 293 2,779 SH   SOLE NONE 0 0 2,779
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,232 44,244 SH   SOLE NONE 0 0 44,244
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,612 37,282 SH   SOLE NONE 0 0 37,282
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 315 6,012 SH   SOLE NONE 0 0 6,012
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,221 7,220 SH   SOLE NONE 0 0 7,220
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 265 2,614 SH   SOLE NONE 0 0 2,614
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 319 1,770 SH   SOLE NONE 0 0 1,770
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,333 54,871 SH   SOLE NONE 0 0 54,871
VANGUARD INDEX FDS SML CP GRW ETF 922908595 281 1,308 SH   SOLE NONE 0 0 1,308
VANGUARD INDEX FDS SM CP VAL ETF 922908611 769 6,954 SH   SOLE NONE 0 0 6,954
VANGUARD INDEX FDS LARGE CAP ETF 922908637 223 1,426 SH   SOLE NONE 0 0 1,426
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 448 3,450 SH   SOLE NONE 0 0 3,450
VANGUARD INDEX FDS GROWTH ETF 922908736 466 2,049 SH   SOLE NONE 0 0 2,049
VANGUARD INDEX FDS VALUE ETF 922908744 350 3,347 SH   SOLE NONE 0 0 3,347
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,210 7,867 SH   SOLE NONE 0 0 7,867
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,558 38,509 SH   SOLE NONE 0 0 38,509
VERIZON COMMUNICATIONS INC COM 92343V104 281 4,728 SH   SOLE NONE 0 0 4,728
VISA INC COM CL A 92826C839 262 1,310 SH   SOLE NONE 0 0 1,310
WALMART INC COM 931142103 245 1,753 SH   SOLE NONE 0 0 1,753
WASHINGTON REAL ESTATE INVT SH BEN INT 939653101 282 14,000 SH   SOLE NONE 0 0 14,000
WESTERN ASSET EMERGING MKTS COM 95766A101 198 16,081 SH   SOLE NONE 0 0 16,081
WISDOMTREE TR EMER MKT HIGH FD 97717W315 379 10,750 SH   SOLE NONE 0 0 10,750
COMPUGEN LTD ORD M25722105 488 30,000 SH   SOLE NONE 0 0 30,000