<informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:n1="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sec.gov/edgar/document/thirteenf/informationtable eis_13FDocument.xsd"><infoTable><nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
<titleOfClass>ENHAN SHRT MA AC</titleOfClass>
<cusip>72201R833</cusip>
<value>696</value>
<shrsOrPrnAmt><sshPrnamt>6879</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6879</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>EVERSOURCE ENERGY</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>30040W108</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>76</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>76</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ZIMMER BIOMET HLDGS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>98956P102</cusip>
<value>24</value>
<shrsOrPrnAmt><sshPrnamt>200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>200</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>YAHOO INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>984332106</cusip>
<value>56</value>
<shrsOrPrnAmt><sshPrnamt>1250</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1250</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>30231G102</cusip>
<value>1301</value>
<shrsOrPrnAmt><sshPrnamt>15305</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>15305</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
<titleOfClass>S&amp;P HOMEBUILD</titleOfClass>
<cusip>78464A888</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>XCEL ENERGY INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>98389B100</cusip>
<value>24</value>
<shrsOrPrnAmt><sshPrnamt>687</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>687</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AQUA AMERICA INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>03836W103</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>156</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>156</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WILLIS GROUP HOLDINGS PUBL</nameOfIssuer>
<titleOfClass>SHS</titleOfClass>
<cusip>G96666105</cusip>
<value>5</value>
<shrsOrPrnAmt><sshPrnamt>100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WASHINGTON REAL ESTATE INV</nameOfIssuer>
<titleOfClass>SH BEN INT</titleOfClass>
<cusip>939653101</cusip>
<value>55</value>
<shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WESTAR ENERGY INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>95709T100</cusip>
<value>26</value>
<shrsOrPrnAmt><sshPrnamt>665</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>665</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>931142103</cusip>
<value>154</value>
<shrsOrPrnAmt><sshPrnamt>1870</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1870</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
<titleOfClass>DB INT GVT ETF</titleOfClass>
<cusip>78464A490</cusip>
<value>622</value>
<shrsOrPrnAmt><sshPrnamt>11400</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>11400</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WELLS FARGO &amp; CO NEW</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>949746101</cusip>
<value>71</value>
<shrsOrPrnAmt><sshPrnamt>1303</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1303</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WESTERN GAS PARTNERS LP</nameOfIssuer>
<titleOfClass>COM UNIT LP IN</titleOfClass>
<cusip>958254104</cusip>
<value>16</value>
<shrsOrPrnAmt><sshPrnamt>250</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>250</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WABCO HLDGS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>92927K102</cusip>
<value>25</value>
<shrsOrPrnAmt><sshPrnamt>200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>200</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>92343V104</cusip>
<value>223</value>
<shrsOrPrnAmt><sshPrnamt>4592</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4592</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
<titleOfClass>HIGH DIV YLD</titleOfClass>
<cusip>921946406</cusip>
<value>497</value>
<shrsOrPrnAmt><sshPrnamt>7281</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7281</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD STAR FD</nameOfIssuer>
<titleOfClass>VG TL INTL STK F</titleOfClass>
<cusip>921909768</cusip>
<value>12</value>
<shrsOrPrnAmt><sshPrnamt>230</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>230</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
<titleOfClass>EXTEND MKT ETF</titleOfClass>
<cusip>922908652</cusip>
<value>301</value>
<shrsOrPrnAmt><sshPrnamt>3250</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3250</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INTL EQUITY INDEX</nameOfIssuer>
<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
<cusip>922042858</cusip>
<value>1030</value>
<shrsOrPrnAmt><sshPrnamt>25191</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>25191</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INVESCO SR INCOME TR</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>46131H107</cusip>
<value>624</value>
<shrsOrPrnAmt><sshPrnamt>131622</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>131622</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INVESCO TR INVT GRADE NY M</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>46131T101</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>300</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>300</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD MALVERN FDS</nameOfIssuer>
<titleOfClass>STRM INFPROIDX</titleOfClass>
<cusip>922020805</cusip>
<value>625</value>
<shrsOrPrnAmt><sshPrnamt>12900</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>12900</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
<titleOfClass>TOTAL STK MKT</titleOfClass>
<cusip>922908769</cusip>
<value>2574</value>
<shrsOrPrnAmt><sshPrnamt>24000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>24000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INTL EQUITY INDEX</nameOfIssuer>
<titleOfClass>TT WRLD ST ETF</titleOfClass>
<cusip>922042742</cusip>
<value>74</value>
<shrsOrPrnAmt><sshPrnamt>1195</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1195</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INTL EQUITY INDEX</nameOfIssuer>
<titleOfClass>FTSE SMCAP ETF</titleOfClass>
<cusip>922042718</cusip>
<value>620</value>
<shrsOrPrnAmt><sshPrnamt>6250</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6250</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VERITIV CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>923454102</cusip>
<value>0</value>
<shrsOrPrnAmt><sshPrnamt>7</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INTL EQUITY INDEX</nameOfIssuer>
<titleOfClass>FTSE PACIFIC ETF</titleOfClass>
<cusip>922042866</cusip>
<value>120</value>
<shrsOrPrnAmt><sshPrnamt>1960</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1960</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
<titleOfClass>SPNSR ADR NO PAR</titleOfClass>
<cusip>92857W308</cusip>
<value>12</value>
<shrsOrPrnAmt><sshPrnamt>322</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>322</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
<titleOfClass>MID CAP ETF</titleOfClass>
<cusip>922908629</cusip>
<value>28</value>
<shrsOrPrnAmt><sshPrnamt>210</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>210</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INTL EQUITY INDEX</nameOfIssuer>
<titleOfClass>GLB EX US ETF</titleOfClass>
<cusip>922042676</cusip>
<value>225</value>
<shrsOrPrnAmt><sshPrnamt>4000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
<titleOfClass>REIT ETF</titleOfClass>
<cusip>922908553</cusip>
<value>6948</value>
<shrsOrPrnAmt><sshPrnamt>82411</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>82411</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>91913Y100</cusip>
<value>38</value>
<shrsOrPrnAmt><sshPrnamt>600</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>600</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD SPECIALIZED PORTF</nameOfIssuer>
<titleOfClass>DIV APP ETF</titleOfClass>
<cusip>921908844</cusip>
<value>943</value>
<shrsOrPrnAmt><sshPrnamt>11718</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>11718</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VIACOM INC NEW</nameOfIssuer>
<titleOfClass>CL B</titleOfClass>
<cusip>92553P201</cusip>
<value>16</value>
<shrsOrPrnAmt><sshPrnamt>236</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>236</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
<titleOfClass>HEALTH CAR ETF</titleOfClass>
<cusip>92204A504</cusip>
<value>113</value>
<shrsOrPrnAmt><sshPrnamt>837</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>837</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INTL EQUITY INDEX</nameOfIssuer>
<titleOfClass>FTSE EUROPE ETF</titleOfClass>
<cusip>922042874</cusip>
<value>234</value>
<shrsOrPrnAmt><sshPrnamt>4316</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4316</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INTL EQUITY INDEX</nameOfIssuer>
<titleOfClass>ALLWRLD EX US</titleOfClass>
<cusip>922042775</cusip>
<value>2053</value>
<shrsOrPrnAmt><sshPrnamt>42126</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>42126</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
<titleOfClass>SMALL CP ETF</titleOfClass>
<cusip>922908751</cusip>
<value>778</value>
<shrsOrPrnAmt><sshPrnamt>6351</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6351</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VISA INC</nameOfIssuer>
<titleOfClass>COM CL A</titleOfClass>
<cusip>92826C839</cusip>
<value>75</value>
<shrsOrPrnAmt><sshPrnamt>1152</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1152</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>913017109</cusip>
<value>16</value>
<shrsOrPrnAmt><sshPrnamt>137</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>137</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COHEN &amp; STEERS INFRASTRUCT</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>19248A109</cusip>
<value>34</value>
<shrsOrPrnAmt><sshPrnamt>1500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1500</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNITED STATES OIL FUND LP</nameOfIssuer>
<titleOfClass>UNITS</titleOfClass>
<cusip>91232N108</cusip>
<value>20</value>
<shrsOrPrnAmt><sshPrnamt>1200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1200</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>USA MIN VOL ETF</titleOfClass>
<cusip>46429B697</cusip>
<value>1306</value>
<shrsOrPrnAmt><sshPrnamt>31661</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>31661</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>U S G CORP</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>903293405</cusip>
<value>0</value>
<shrsOrPrnAmt><sshPrnamt>2</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
<titleOfClass>CL B</titleOfClass>
<cusip>911312106</cusip>
<value>85</value>
<shrsOrPrnAmt><sshPrnamt>873</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>873</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNION PAC CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>907818108</cusip>
<value>22</value>
<shrsOrPrnAmt><sshPrnamt>200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>200</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNILEVER PLC</nameOfIssuer>
<titleOfClass>SPON ADR NEW</titleOfClass>
<cusip>904767704</cusip>
<value>19</value>
<shrsOrPrnAmt><sshPrnamt>463</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>463</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>904311107</cusip>
<value>65</value>
<shrsOrPrnAmt><sshPrnamt>800</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>800</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TYCO INTL PLC</nameOfIssuer>
<titleOfClass>SHS</titleOfClass>
<cusip>G91442106</cusip>
<value>13</value>
<shrsOrPrnAmt><sshPrnamt>312</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>312</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>882508104</cusip>
<value>29</value>
<shrsOrPrnAmt><sshPrnamt>500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>500</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TIME WARNER CABLE INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>88732J207</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>25</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>25</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>74144T108</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>50</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>50</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TRIMBLE NAVIGATION LTD</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>896239100</cusip>
<value>9</value>
<shrsOrPrnAmt><sshPrnamt>370</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>370</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TOTAL S A</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>89151E109</cusip>
<value>5</value>
<shrsOrPrnAmt><sshPrnamt>100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TOLL BROTHERS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>889478103</cusip>
<value>3</value>
<shrsOrPrnAmt><sshPrnamt>87</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>87</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>THERMO FISHER SCIENTIFIC I</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>883556102</cusip>
<value>93</value>
<shrsOrPrnAmt><sshPrnamt>691</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>691</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>TIPS BD ETF</titleOfClass>
<cusip>464287176</cusip>
<value>1288</value>
<shrsOrPrnAmt><sshPrnamt>11342</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>11342</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TARGET CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>87612E106</cusip>
<value>110</value>
<shrsOrPrnAmt><sshPrnamt>1336</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1336</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TEEKAY LNG PARTNERS L P</nameOfIssuer>
<titleOfClass>PRTNRSP UNITS</titleOfClass>
<cusip>Y8564M105</cusip>
<value>14</value>
<shrsOrPrnAmt><sshPrnamt>375</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>375</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
<titleOfClass>REG SHS</titleOfClass>
<cusip>H84989104</cusip>
<value>31</value>
<shrsOrPrnAmt><sshPrnamt>434</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>434</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TELEFONICA S A</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>879382208</cusip>
<value>11</value>
<shrsOrPrnAmt><sshPrnamt>759</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>759</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TC PIPELINES LP</nameOfIssuer>
<titleOfClass>UT COM LTD PRT</titleOfClass>
<cusip>87233Q108</cusip>
<value>20</value>
<shrsOrPrnAmt><sshPrnamt>309</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>309</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AT&amp;T INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>00206R102</cusip>
<value>58</value>
<shrsOrPrnAmt><sshPrnamt>1788</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1788</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SOUTHCROSS ENERGY PARTNERS</nameOfIssuer>
<titleOfClass>COM UNIT LTDPT</titleOfClass>
<cusip>84130C100</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>300</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>300</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SUNCOR ENERGY INC NEW</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>867224107</cusip>
<value>39</value>
<shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>STARZ</nameOfIssuer>
<titleOfClass>COM SER A</titleOfClass>
<cusip>85571Q102</cusip>
<value>12</value>
<shrsOrPrnAmt><sshPrnamt>350</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>350</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
<titleOfClass>1-5 US TIP IDX</titleOfClass>
<cusip>72201R205</cusip>
<value>117</value>
<shrsOrPrnAmt><sshPrnamt>2250</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2250</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>STONEMOR PARTNERS L P</nameOfIssuer>
<titleOfClass>COM UNITS</titleOfClass>
<cusip>86183Q100</cusip>
<value>6</value>
<shrsOrPrnAmt><sshPrnamt>200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>200</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
<titleOfClass>TR UNIT</titleOfClass>
<cusip>78462F103</cusip>
<value>34718</value>
<shrsOrPrnAmt><sshPrnamt>168184</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>168184</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
<titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
<cusip>73937B779</cusip>
<value>5155</value>
<shrsOrPrnAmt><sshPrnamt>135917</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>135917</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SUBURBAN PROPANE PARTNERS</nameOfIssuer>
<titleOfClass>UNIT LTD PARTN</titleOfClass>
<cusip>864482104</cusip>
<value>40</value>
<shrsOrPrnAmt><sshPrnamt>925</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>925</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>PHLX SEMICND ETF</titleOfClass>
<cusip>464287523</cusip>
<value>414</value>
<shrsOrPrnAmt><sshPrnamt>4400</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4400</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SOUTHERN CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>842587107</cusip>
<value>63</value>
<shrsOrPrnAmt><sshPrnamt>1416</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1416</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SUMMIT MIDSTREAM PARTNERS</nameOfIssuer>
<titleOfClass>COM UNIT LTD</titleOfClass>
<cusip>866142102</cusip>
<value>8</value>
<shrsOrPrnAmt><sshPrnamt>250</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>250</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>806857108</cusip>
<value>40</value>
<shrsOrPrnAmt><sshPrnamt>477</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>477</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>832696405</cusip>
<value>8</value>
<shrsOrPrnAmt><sshPrnamt>69</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>69</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SIRIUS XM HLDGS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>82968B103</cusip>
<value>2</value>
<shrsOrPrnAmt><sshPrnamt>500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>500</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SINA CORP</nameOfIssuer>
<titleOfClass>ORD</titleOfClass>
<cusip>G81477104</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>115</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>115</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>1-3 YR TR BD ETF</titleOfClass>
<cusip>464287457</cusip>
<value>3</value>
<shrsOrPrnAmt><sshPrnamt>35</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>35</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
<titleOfClass>S&amp;P DIVID ETF</titleOfClass>
<cusip>78464A763</cusip>
<value>20320</value>
<shrsOrPrnAmt><sshPrnamt>259849</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>259849</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>EAFE SML CP ETF</titleOfClass>
<cusip>464288273</cusip>
<value>703</value>
<shrsOrPrnAmt><sshPrnamt>14217</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>14217</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SERVICE CORP INTL</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>817565104</cusip>
<value>44</value>
<shrsOrPrnAmt><sshPrnamt>1703</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1703</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>855244109</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>37</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>37</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SBA COMMUNICATIONS CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>78388J106</cusip>
<value>28</value>
<shrsOrPrnAmt><sshPrnamt>239</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>239</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SANMINA CORPORATION</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>801056102</cusip>
<value>26</value>
<shrsOrPrnAmt><sshPrnamt>1076</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1076</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BANCO SANTANDER SA</nameOfIssuer>
<titleOfClass>ADR</titleOfClass>
<cusip>05964H105</cusip>
<value>3</value>
<shrsOrPrnAmt><sshPrnamt>335</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>335</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPRINT CORP</nameOfIssuer>
<titleOfClass>COM SER 1</titleOfClass>
<cusip>85207U105</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>497</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>497</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ROYAL BK CDA MONTREAL QUE</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>780087102</cusip>
<value>1597</value>
<shrsOrPrnAmt><sshPrnamt>26550</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>26550</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
<titleOfClass>DJ INTL RL ETF</titleOfClass>
<cusip>78463X863</cusip>
<value>761</value>
<shrsOrPrnAmt><sshPrnamt>17563</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>17563</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
<titleOfClass>GUG S&amp;P500 EQ WT</titleOfClass>
<cusip>78355W106</cusip>
<value>543</value>
<shrsOrPrnAmt><sshPrnamt>6702</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6702</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>776696106</cusip>
<value>22</value>
<shrsOrPrnAmt><sshPrnamt>130</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>130</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COHEN &amp; STEERS REIT &amp; PFD</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>19247X100</cusip>
<value>29</value>
<shrsOrPrnAmt><sshPrnamt>1500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1500</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COHEN &amp; STEERS TOTAL RETUR</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>19247R103</cusip>
<value>150</value>
<shrsOrPrnAmt><sshPrnamt>10930</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>10930</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>QORVO INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>74736K101</cusip>
<value>30</value>
<shrsOrPrnAmt><sshPrnamt>375</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>375</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>POWERSHARES QQQ TRUST</nameOfIssuer>
<titleOfClass>UNIT SER 1</titleOfClass>
<cusip>73935A104</cusip>
<value>139</value>
<shrsOrPrnAmt><sshPrnamt>1314</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1314</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>QEP RES INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>74733V100</cusip>
<value>1</value>
<shrsOrPrnAmt><sshPrnamt>50</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>50</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>QUALCOMM INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>747525103</cusip>
<value>136</value>
<shrsOrPrnAmt><sshPrnamt>1958</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1958</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INDEXIQ ETF TR</nameOfIssuer>
<titleOfClass>HEDGE MLTI ETF</titleOfClass>
<cusip>45409B107</cusip>
<value>79</value>
<shrsOrPrnAmt><sshPrnamt>2625</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2625</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>POWERSHARES GLOBAL ETF TRU</nameOfIssuer>
<titleOfClass>DEV MKTS EX-US</titleOfClass>
<cusip>73936T789</cusip>
<value>318</value>
<shrsOrPrnAmt><sshPrnamt>7765</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7765</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PRAXAIR INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>74005P104</cusip>
<value>3</value>
<shrsOrPrnAmt><sshPrnamt>25</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>25</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PHILLIPS 66</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>718546104</cusip>
<value>20</value>
<shrsOrPrnAmt><sshPrnamt>256</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>256</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>744320102</cusip>
<value>14</value>
<shrsOrPrnAmt><sshPrnamt>175</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>175</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
<titleOfClass>FTSE US1500 SM</titleOfClass>
<cusip>73935X567</cusip>
<value>141</value>
<shrsOrPrnAmt><sshPrnamt>1355</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1355</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
<titleOfClass>FTSE RAFI 1000</titleOfClass>
<cusip>73935X583</cusip>
<value>13775</value>
<shrsOrPrnAmt><sshPrnamt>150862</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>150862</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PENTAIR PLC</nameOfIssuer>
<titleOfClass>SHS</titleOfClass>
<cusip>G7S00T104</cusip>
<value>6</value>
<shrsOrPrnAmt><sshPrnamt>103</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>103</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PUTNAM MANAGED MUN INCOM T</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>746823103</cusip>
<value>11</value>
<shrsOrPrnAmt><sshPrnamt>1521</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1521</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PIMCO MUN INCOME FD II</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>72200W106</cusip>
<value>6</value>
<shrsOrPrnAmt><sshPrnamt>500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>500</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>718172109</cusip>
<value>201</value>
<shrsOrPrnAmt><sshPrnamt>2672</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2672</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
<titleOfClass>INTL DIV ACHV</titleOfClass>
<cusip>73935X716</cusip>
<value>1024</value>
<shrsOrPrnAmt><sshPrnamt>58740</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>58740</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>POWERSHARES GLOBAL ETF TRU</nameOfIssuer>
<titleOfClass>AGG PFD PORT</titleOfClass>
<cusip>73936T565</cusip>
<value>135</value>
<shrsOrPrnAmt><sshPrnamt>9054</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>9054</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>742718109</cusip>
<value>274</value>
<shrsOrPrnAmt><sshPrnamt>3340</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3340</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>U.S. PFD STK ETF</titleOfClass>
<cusip>464288687</cusip>
<value>1863</value>
<shrsOrPrnAmt><sshPrnamt>46436</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>46436</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PFIZER INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>717081103</cusip>
<value>650</value>
<shrsOrPrnAmt><sshPrnamt>18671</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>18671</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ELLIS PERRY INTL INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>288853104</cusip>
<value>0</value>
<shrsOrPrnAmt><sshPrnamt>19</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>19</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PEPSICO INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>713448108</cusip>
<value>363</value>
<shrsOrPrnAmt><sshPrnamt>3795</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3795</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PACIFIC ETHANOL INC</nameOfIssuer>
<titleOfClass>COM PAR $.001</titleOfClass>
<cusip>69423U305</cusip>
<value>0</value>
<shrsOrPrnAmt><sshPrnamt>2</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PUBLIC SVC ENTERPRISE GROU</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>744573106</cusip>
<value>36</value>
<shrsOrPrnAmt><sshPrnamt>864</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>864</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>POWERSHARES GLOBAL ETF TRU</nameOfIssuer>
<titleOfClass>EX US SML PORT</titleOfClass>
<cusip>73936T771</cusip>
<value>271</value>
<shrsOrPrnAmt><sshPrnamt>10000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>10000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PUTMAN HIGH INCOME SEC FUN</nameOfIssuer>
<titleOfClass>SHS BEN INT</titleOfClass>
<cusip>746779107</cusip>
<value>6</value>
<shrsOrPrnAmt><sshPrnamt>767</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>767</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
<titleOfClass>CEF INC COMPST</titleOfClass>
<cusip>73936Q843</cusip>
<value>15</value>
<shrsOrPrnAmt><sshPrnamt>615</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>615</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BANK OF THE OZARKS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>063904106</cusip>
<value>2</value>
<shrsOrPrnAmt><sshPrnamt>60</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>60</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ORACLE CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>68389X105</cusip>
<value>148</value>
<shrsOrPrnAmt><sshPrnamt>3436</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3436</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>681919106</cusip>
<value>52</value>
<shrsOrPrnAmt><sshPrnamt>662</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>662</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>OMEGA HEALTHCARE INVS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>681936100</cusip>
<value>6</value>
<shrsOrPrnAmt><sshPrnamt>150</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>150</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>S&amp;P 100 ETF</titleOfClass>
<cusip>464287101</cusip>
<value>633</value>
<shrsOrPrnAmt><sshPrnamt>7010</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7010</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>OAKTREE CAP GROUP LLC</nameOfIssuer>
<titleOfClass>UNIT CL A</titleOfClass>
<cusip>674001201</cusip>
<value>5</value>
<shrsOrPrnAmt><sshPrnamt>100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NUVEEN SELECT TAX FREE INC</nameOfIssuer>
<titleOfClass>SH BEN INT</titleOfClass>
<cusip>67063C106</cusip>
<value>6</value>
<shrsOrPrnAmt><sshPrnamt>398</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>398</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NUVEEN MUN VALUE FD INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>670928100</cusip>
<value>12</value>
<shrsOrPrnAmt><sshPrnamt>1171</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1171</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NUVEEN OHIO QUALITY INCOME</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>670980101</cusip>
<value>8</value>
<shrsOrPrnAmt><sshPrnamt>559</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>559</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NUCOR CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>670346105</cusip>
<value>63</value>
<shrsOrPrnAmt><sshPrnamt>1332</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1332</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NETAPP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>64110D104</cusip>
<value>10</value>
<shrsOrPrnAmt><sshPrnamt>290</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>290</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NUVEEN SR INCOME FD</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>67067Y104</cusip>
<value>433</value>
<shrsOrPrnAmt><sshPrnamt>65048</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>65048</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NUSTAR GP HOLDINGS LLC</nameOfIssuer>
<titleOfClass>UNIT RESTG LLC</titleOfClass>
<cusip>67059L102</cusip>
<value>21</value>
<shrsOrPrnAmt><sshPrnamt>600</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>600</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>655844108</cusip>
<value>29</value>
<shrsOrPrnAmt><sshPrnamt>285</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>285</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NUVEEN NY AMT FREE MUN INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>670656107</cusip>
<value>22</value>
<shrsOrPrnAmt><sshPrnamt>1648</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1648</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NUVEEN QUALITY MUN FD INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>67062N103</cusip>
<value>8</value>
<shrsOrPrnAmt><sshPrnamt>600</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>600</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NATIONAL OILWELL VARCO INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>637071101</cusip>
<value>2</value>
<shrsOrPrnAmt><sshPrnamt>37</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>37</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NOKIA CORP</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>654902204</cusip>
<value>2</value>
<shrsOrPrnAmt><sshPrnamt>265</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>265</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NUVEEN MUN ADVANTAGE FD IN</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>67062H106</cusip>
<value>0</value>
<shrsOrPrnAmt><sshPrnamt>1</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ANNALY CAP MGMT INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>035710409</cusip>
<value>32</value>
<shrsOrPrnAmt><sshPrnamt>3079</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3079</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NIKE INC</nameOfIssuer>
<titleOfClass>CL B</titleOfClass>
<cusip>654106103</cusip>
<value>55</value>
<shrsOrPrnAmt><sshPrnamt>544</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>544</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NUVEEN MUN OPPORTUNITY FD</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>670984103</cusip>
<value>12</value>
<shrsOrPrnAmt><sshPrnamt>847</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>847</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TARGA RESOURCES PARTNERS L</nameOfIssuer>
<titleOfClass>COM UNIT</titleOfClass>
<cusip>87611X105</cusip>
<value>10</value>
<shrsOrPrnAmt><sshPrnamt>233</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>233</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NGL ENERGY PARTNERS LP</nameOfIssuer>
<titleOfClass>COM UNIT REPST</titleOfClass>
<cusip>62913M107</cusip>
<value>16</value>
<shrsOrPrnAmt><sshPrnamt>625</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>625</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ALLIANZGI NFJ DIVID INT &amp;</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>01883A107</cusip>
<value>23</value>
<shrsOrPrnAmt><sshPrnamt>1400</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1400</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES U S ETF TR</nameOfIssuer>
<titleOfClass>SHT MAT BD ETF</titleOfClass>
<cusip>46431W507</cusip>
<value>100</value>
<shrsOrPrnAmt><sshPrnamt>1990</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1990</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NBT BANCORP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>628778102</cusip>
<value>50</value>
<shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NAVIGATORS GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>638904102</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>50</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>50</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MYLAN N V</nameOfIssuer>
<titleOfClass>SHS EURO</titleOfClass>
<cusip>N59465109</cusip>
<value>33</value>
<shrsOrPrnAmt><sshPrnamt>557</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>557</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>NAT AMT FREE BD</titleOfClass>
<cusip>464288414</cusip>
<value>398</value>
<shrsOrPrnAmt><sshPrnamt>3597</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3597</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MOTOROLA SOLUTIONS INC</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>620076307</cusip>
<value>2</value>
<shrsOrPrnAmt><sshPrnamt>28</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>28</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>594918104</cusip>
<value>337</value>
<shrsOrPrnAmt><sshPrnamt>8277</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>8277</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>617446448</cusip>
<value>60</value>
<shrsOrPrnAmt><sshPrnamt>1694</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1694</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MARATHON OIL CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>565849106</cusip>
<value>5</value>
<shrsOrPrnAmt><sshPrnamt>200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>200</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MERCK &amp; CO INC NEW</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>58933Y105</cusip>
<value>211</value>
<shrsOrPrnAmt><sshPrnamt>3674</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3674</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MONOLITHIC PWR SYS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>609839105</cusip>
<value>32</value>
<shrsOrPrnAmt><sshPrnamt>599</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>599</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>56585A102</cusip>
<value>10</value>
<shrsOrPrnAmt><sshPrnamt>100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MONSANTO CO NEW</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>61166W101</cusip>
<value>6</value>
<shrsOrPrnAmt><sshPrnamt>49</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>49</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>02209S103</cusip>
<value>168</value>
<shrsOrPrnAmt><sshPrnamt>3355</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3355</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MALLINCKRODT PUB LTD CO</nameOfIssuer>
<titleOfClass>SHS</titleOfClass>
<cusip>G5785G107</cusip>
<value>7</value>
<shrsOrPrnAmt><sshPrnamt>54</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>54</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>3M CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>88579Y101</cusip>
<value>102</value>
<shrsOrPrnAmt><sshPrnamt>616</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>616</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CREDIT SUISSE NASSAU BRH</nameOfIssuer>
<titleOfClass>EQL WGT MLP LKD</titleOfClass>
<cusip>22542D852</cusip>
<value>17588</value>
<shrsOrPrnAmt><sshPrnamt>578947</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>578947</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MARTIN MARIETTA MATLS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>573284106</cusip>
<value>148</value>
<shrsOrPrnAmt><sshPrnamt>1060</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1060</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MEAD JOHNSON NUTRITION CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>582839106</cusip>
<value>51</value>
<shrsOrPrnAmt><sshPrnamt>511</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>511</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BLACKROCK MUNIHLDGS NY QLT</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>09255C106</cusip>
<value>102</value>
<shrsOrPrnAmt><sshPrnamt>7285</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7285</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BLACKROCK MUNIYLD INVST QL</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>09254T100</cusip>
<value>14</value>
<shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
<titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
<cusip>78467Y107</cusip>
<value>13121</value>
<shrsOrPrnAmt><sshPrnamt>47329</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>47329</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
<titleOfClass>SHS</titleOfClass>
<cusip>G5960L103</cusip>
<value>108</value>
<shrsOrPrnAmt><sshPrnamt>1387</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1387</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>609207105</cusip>
<value>15</value>
<shrsOrPrnAmt><sshPrnamt>404</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>404</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MADISON CVRED CALL &amp; EQ ST</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>557437100</cusip>
<value>21</value>
<shrsOrPrnAmt><sshPrnamt>2556</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2556</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MCKESSON CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>58155Q103</cusip>
<value>34</value>
<shrsOrPrnAmt><sshPrnamt>150</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>150</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BABSON CAP CORPORATE INVS</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>05617K109</cusip>
<value>166</value>
<shrsOrPrnAmt><sshPrnamt>10703</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>10703</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>580135101</cusip>
<value>75</value>
<shrsOrPrnAmt><sshPrnamt>765</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>765</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>MBS ETF</titleOfClass>
<cusip>464288588</cusip>
<value>20</value>
<shrsOrPrnAmt><sshPrnamt>185</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>185</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>LIGHTBRIDGE CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>53224K104</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>3318</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3318</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>IBOXX INV CP ETF</titleOfClass>
<cusip>464287242</cusip>
<value>51</value>
<shrsOrPrnAmt><sshPrnamt>420</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>420</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>LOWES COS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>548661107</cusip>
<value>74</value>
<shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>LINNCO LLC</nameOfIssuer>
<titleOfClass>COMSHS LTD INT</titleOfClass>
<cusip>535782106</cusip>
<value>1</value>
<shrsOrPrnAmt><sshPrnamt>100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>539830109</cusip>
<value>6</value>
<shrsOrPrnAmt><sshPrnamt>30</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>30</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>LIBERTY MEDIA CORP DELAWAR</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>531229102</cusip>
<value>13</value>
<shrsOrPrnAmt><sshPrnamt>350</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>350</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>532457108</cusip>
<value>7</value>
<shrsOrPrnAmt><sshPrnamt>100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>LIBERTY BROADBAND CORP</nameOfIssuer>
<titleOfClass>COM SER C</titleOfClass>
<cusip>530307305</cusip>
<value>10</value>
<shrsOrPrnAmt><sshPrnamt>175</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>175</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>LIBERTY BROADBAND CORP</nameOfIssuer>
<titleOfClass>COM SER A</titleOfClass>
<cusip>530307107</cusip>
<value>5</value>
<shrsOrPrnAmt><sshPrnamt>87</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>87</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>KAYNE ANDERSON ENRGY TTL R</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>48660P104</cusip>
<value>12</value>
<shrsOrPrnAmt><sshPrnamt>500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>500</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COCA COLA CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>191216100</cusip>
<value>40</value>
<shrsOrPrnAmt><sshPrnamt>989</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>989</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>49456B101</cusip>
<value>30</value>
<shrsOrPrnAmt><sshPrnamt>705</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>705</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>494368103</cusip>
<value>86</value>
<shrsOrPrnAmt><sshPrnamt>799</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>799</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NUVEEN QUALITY PFD INCOME</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>67071S101</cusip>
<value>60</value>
<shrsOrPrnAmt><sshPrnamt>7000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NUVEEN TAX ADVANTAGED DIV</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>67073G105</cusip>
<value>33</value>
<shrsOrPrnAmt><sshPrnamt>2039</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2039</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>46625H100</cusip>
<value>1359</value>
<shrsOrPrnAmt><sshPrnamt>22428</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>22428</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
<titleOfClass>BRC HGH YLD BD</titleOfClass>
<cusip>78464A417</cusip>
<value>333</value>
<shrsOrPrnAmt><sshPrnamt>8495</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>8495</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>478160104</cusip>
<value>394</value>
<shrsOrPrnAmt><sshPrnamt>3921</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3921</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>MRNING SM CP ETF</titleOfClass>
<cusip>464288703</cusip>
<value>87</value>
<shrsOrPrnAmt><sshPrnamt>661</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>661</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>MRGSTR SM CP GR</titleOfClass>
<cusip>464288604</cusip>
<value>115</value>
<shrsOrPrnAmt><sshPrnamt>800</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>800</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>MRNGSTR LG-CP VL</titleOfClass>
<cusip>464288109</cusip>
<value>86</value>
<shrsOrPrnAmt><sshPrnamt>1024</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1024</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>MRNGSTR LG-CP ET</titleOfClass>
<cusip>464287127</cusip>
<value>95</value>
<shrsOrPrnAmt><sshPrnamt>781</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>781</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PENNEY J C INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>708160106</cusip>
<value>0</value>
<shrsOrPrnAmt><sshPrnamt>21</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>21</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>RUS MDCP VAL ETF</titleOfClass>
<cusip>464287473</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>59</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>59</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>RUS MID-CAP ETF</titleOfClass>
<cusip>464287499</cusip>
<value>44</value>
<shrsOrPrnAmt><sshPrnamt>254</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>254</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>RUS MD CP GR ETF</titleOfClass>
<cusip>464287481</cusip>
<value>5</value>
<shrsOrPrnAmt><sshPrnamt>51</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>51</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>RUSSELL 2000 ETF</titleOfClass>
<cusip>464287655</cusip>
<value>2584</value>
<shrsOrPrnAmt><sshPrnamt>20775</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>20775</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>RUS 1000 GRW ETF</titleOfClass>
<cusip>464287614</cusip>
<value>505</value>
<shrsOrPrnAmt><sshPrnamt>5107</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5107</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>RUS 1000 VAL ETF</titleOfClass>
<cusip>464287598</cusip>
<value>365</value>
<shrsOrPrnAmt><sshPrnamt>3541</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3541</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
<cusip>464287200</cusip>
<value>16668</value>
<shrsOrPrnAmt><sshPrnamt>80199</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>80199</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>US HOME CONS ETF</titleOfClass>
<cusip>464288752</cusip>
<value>6</value>
<shrsOrPrnAmt><sshPrnamt>200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>200</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INTL PAPER CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>460146103</cusip>
<value>22</value>
<shrsOrPrnAmt><sshPrnamt>400</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>400</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INTEL CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>458140100</cusip>
<value>105</value>
<shrsOrPrnAmt><sshPrnamt>3360</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3360</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COHEN &amp; STEERS GLOBAL INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>19248M103</cusip>
<value>576</value>
<shrsOrPrnAmt><sshPrnamt>48095</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>48095</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>SP SMCP600GR ETF</titleOfClass>
<cusip>464287887</cusip>
<value>128</value>
<shrsOrPrnAmt><sshPrnamt>983</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>983</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>SP SMCP600VL ETF</titleOfClass>
<cusip>464287879</cusip>
<value>104</value>
<shrsOrPrnAmt><sshPrnamt>874</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>874</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
<cusip>464287804</cusip>
<value>2675</value>
<shrsOrPrnAmt><sshPrnamt>22664</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>22664</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>S&amp;P MC 400GR ETF</titleOfClass>
<cusip>464287606</cusip>
<value>177</value>
<shrsOrPrnAmt><sshPrnamt>1030</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1030</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>S&amp;P MC 400VL ETF</titleOfClass>
<cusip>464287705</cusip>
<value>212</value>
<shrsOrPrnAmt><sshPrnamt>1617</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1617</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>CORE S&amp;P MCP ETF</titleOfClass>
<cusip>464287507</cusip>
<value>3891</value>
<shrsOrPrnAmt><sshPrnamt>25600</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>25600</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES INC</nameOfIssuer>
<titleOfClass>CORE MSCI EMKT</titleOfClass>
<cusip>46434G103</cusip>
<value>15</value>
<shrsOrPrnAmt><sshPrnamt>310</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>310</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>7-10 Y TR BD ETF</titleOfClass>
<cusip>464287440</cusip>
<value>336</value>
<shrsOrPrnAmt><sshPrnamt>3099</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3099</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>IDEXX LABS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>45168D104</cusip>
<value>22</value>
<shrsOrPrnAmt><sshPrnamt>140</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>140</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>INTL SEL DIV ETF</titleOfClass>
<cusip>464288448</cusip>
<value>10117</value>
<shrsOrPrnAmt><sshPrnamt>300751</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>300751</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES</nameOfIssuer>
<titleOfClass>16 AMT-FREE ETF</titleOfClass>
<cusip>464289313</cusip>
<value>53</value>
<shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INTERNATIONAL BUSINESS MAC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>459200101</cusip>
<value>161</value>
<shrsOrPrnAmt><sshPrnamt>1003</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1003</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>IAC INTERACTIVECORP</nameOfIssuer>
<titleOfClass>COM PAR $.001</titleOfClass>
<cusip>44919P508</cusip>
<value>1</value>
<shrsOrPrnAmt><sshPrnamt>8</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>8</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BLACKROCK CORPOR HI YLD FD</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>09255P107</cusip>
<value>21</value>
<shrsOrPrnAmt><sshPrnamt>1911</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1911</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
<titleOfClass>0-5 HIGH YIELD</titleOfClass>
<cusip>72201R783</cusip>
<value>36</value>
<shrsOrPrnAmt><sshPrnamt>359</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>359</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HALYARD HEALTH INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>40650V100</cusip>
<value>3</value>
<shrsOrPrnAmt><sshPrnamt>62</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>62</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>IBOXX HI YD ETF</titleOfClass>
<cusip>464288513</cusip>
<value>265</value>
<shrsOrPrnAmt><sshPrnamt>2923</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2923</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HERSHEY CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>427866108</cusip>
<value>202</value>
<shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>438516106</cusip>
<value>340</value>
<shrsOrPrnAmt><sshPrnamt>3262</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3262</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HOME PROPERTIES INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>437306103</cusip>
<value>26</value>
<shrsOrPrnAmt><sshPrnamt>425</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>425</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WESTERN ASSET HIGH INCM OP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>95766K109</cusip>
<value>27</value>
<shrsOrPrnAmt><sshPrnamt>5062</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5062</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>CORE HIGH DV ETF</titleOfClass>
<cusip>46429B663</cusip>
<value>2384</value>
<shrsOrPrnAmt><sshPrnamt>31795</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>31795</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>437076102</cusip>
<value>269</value>
<shrsOrPrnAmt><sshPrnamt>2367</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2367</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GLAXOSMITHKLINE PLC</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>37733W105</cusip>
<value>32</value>
<shrsOrPrnAmt><sshPrnamt>700</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>700</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>38141G104</cusip>
<value>94</value>
<shrsOrPrnAmt><sshPrnamt>500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>500</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>37045V100</cusip>
<value>1</value>
<shrsOrPrnAmt><sshPrnamt>36</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>36</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CLOUGH GLOBAL OPPORTUNITIE</nameOfIssuer>
<titleOfClass>SH BEN INT</titleOfClass>
<cusip>18914E106</cusip>
<value>32</value>
<shrsOrPrnAmt><sshPrnamt>2538</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2538</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
<titleOfClass>GOLD SHS</titleOfClass>
<cusip>78463V107</cusip>
<value>130</value>
<shrsOrPrnAmt><sshPrnamt>1145</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1145</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>370334104</cusip>
<value>41</value>
<shrsOrPrnAmt><sshPrnamt>722</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>722</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>375558103</cusip>
<value>10</value>
<shrsOrPrnAmt><sshPrnamt>100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GREIF INC</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>397624107</cusip>
<value>2</value>
<shrsOrPrnAmt><sshPrnamt>50</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>50</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>369604103</cusip>
<value>712</value>
<shrsOrPrnAmt><sshPrnamt>28683</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>28683</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GREENBRIER COS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>393657101</cusip>
<value>12</value>
<shrsOrPrnAmt><sshPrnamt>200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>200</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GENERAL AMERN INVS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>368802104</cusip>
<value>24</value>
<shrsOrPrnAmt><sshPrnamt>679</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>679</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CEDAR FAIR L P</nameOfIssuer>
<titleOfClass>DEPOSITRY UNIT</titleOfClass>
<cusip>150185106</cusip>
<value>26</value>
<shrsOrPrnAmt><sshPrnamt>450</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>450</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FRONTIER COMMUNICATIONS CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>35906A108</cusip>
<value>3</value>
<shrsOrPrnAmt><sshPrnamt>419</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>419</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BLACKROCK FLOAT RATE OME S</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>09255X100</cusip>
<value>1309</value>
<shrsOrPrnAmt><sshPrnamt>94170</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>94170</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COHEN &amp; STEERS CLOSED END</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>19248P106</cusip>
<value>77</value>
<shrsOrPrnAmt><sshPrnamt>6000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FLOWSERVE CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>34354P105</cusip>
<value>102</value>
<shrsOrPrnAmt><sshPrnamt>1800</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1800</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FIRST TR STRATEGIC HIGH IN</nameOfIssuer>
<titleOfClass>COM SHS NEW</titleOfClass>
<cusip>337353304</cusip>
<value>16</value>
<shrsOrPrnAmt><sshPrnamt>1125</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1125</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>337932107</cusip>
<value>12</value>
<shrsOrPrnAmt><sshPrnamt>333</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>333</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FEDEX CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>31428X106</cusip>
<value>72</value>
<shrsOrPrnAmt><sshPrnamt>437</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>437</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FIRST TR SR FLG RTE INCM F</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>33733U108</cusip>
<value>1911</value>
<shrsOrPrnAmt><sshPrnamt>138362</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>138362</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FACEBOOK INC</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>30303M102</cusip>
<value>3</value>
<shrsOrPrnAmt><sshPrnamt>37</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>37</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FIRST TR ABERDEEN GLBL OPP</nameOfIssuer>
<titleOfClass>COM SHS</titleOfClass>
<cusip>337319107</cusip>
<value>1</value>
<shrsOrPrnAmt><sshPrnamt>109</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>109</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES</nameOfIssuer>
<titleOfClass>EMU ETF</titleOfClass>
<cusip>464286608</cusip>
<value>7</value>
<shrsOrPrnAmt><sshPrnamt>185</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>185</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>EATON VANCE TAX MNGD GBL D</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>27829F108</cusip>
<value>10</value>
<shrsOrPrnAmt><sshPrnamt>983</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>983</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES</nameOfIssuer>
<titleOfClass>MSCI TAIWAN ETF</titleOfClass>
<cusip>464286731</cusip>
<value>3</value>
<shrsOrPrnAmt><sshPrnamt>185</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>185</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES</nameOfIssuer>
<titleOfClass>MSCI AUST ETF</titleOfClass>
<cusip>464286103</cusip>
<value>5</value>
<shrsOrPrnAmt><sshPrnamt>200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>200</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>EATON VANCE SH TM DR DIVR</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>27828V104</cusip>
<value>14</value>
<shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>EATON VANCE TX MNG BY WRT</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>27828Y108</cusip>
<value>31</value>
<shrsOrPrnAmt><sshPrnamt>2100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ENERGY TRANSFER EQUITY L P</nameOfIssuer>
<titleOfClass>COM UT LTD PTN</titleOfClass>
<cusip>29273V100</cusip>
<value>76</value>
<shrsOrPrnAmt><sshPrnamt>1200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1200</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>30219G108</cusip>
<value>38</value>
<shrsOrPrnAmt><sshPrnamt>434</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>434</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WESTERN ASSET EMRG MKT DEB</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>95766A101</cusip>
<value>737</value>
<shrsOrPrnAmt><sshPrnamt>46782</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>46782</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ENERPLUS CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>292766102</cusip>
<value>5</value>
<shrsOrPrnAmt><sshPrnamt>500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>500</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ENTERPRISE PRODS PARTNERS</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>293792107</cusip>
<value>41</value>
<shrsOrPrnAmt><sshPrnamt>1250</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1250</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ENDURANCE SPECIALTY HLDGS</nameOfIssuer>
<titleOfClass>SHS</titleOfClass>
<cusip>G30397106</cusip>
<value>2472</value>
<shrsOrPrnAmt><sshPrnamt>40426</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>40426</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>29250N105</cusip>
<value>5</value>
<shrsOrPrnAmt><sshPrnamt>100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WESTERN ASSET EMRG MKT INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>95766E103</cusip>
<value>126</value>
<shrsOrPrnAmt><sshPrnamt>11346</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>11346</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>E M C CORP MASS</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>268648102</cusip>
<value>3</value>
<shrsOrPrnAmt><sshPrnamt>112</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>112</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>JP MOR EM MK ETF</titleOfClass>
<cusip>464288281</cusip>
<value>426</value>
<shrsOrPrnAmt><sshPrnamt>3800</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3800</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
<titleOfClass>EM LCL DEBT FD</titleOfClass>
<cusip>97717X867</cusip>
<value>831</value>
<shrsOrPrnAmt><sshPrnamt>20899</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>20899</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>EDISON INTL</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>281020107</cusip>
<value>42</value>
<shrsOrPrnAmt><sshPrnamt>666</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>666</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>EAFE MIN VOL ETF</titleOfClass>
<cusip>46429B689</cusip>
<value>1152</value>
<shrsOrPrnAmt><sshPrnamt>17490</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>17490</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>MSCI EAFE ETF</titleOfClass>
<cusip>464287465</cusip>
<value>2030</value>
<shrsOrPrnAmt><sshPrnamt>31637</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>31637</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ENBRIDGE ENERGY PARTNERS L</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>29250R106</cusip>
<value>18</value>
<shrsOrPrnAmt><sshPrnamt>500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>500</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES</nameOfIssuer>
<titleOfClass>EM MK MINVOL ETF</titleOfClass>
<cusip>464286533</cusip>
<value>123</value>
<shrsOrPrnAmt><sshPrnamt>2079</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2079</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>MSCI EMG MKT ETF</titleOfClass>
<cusip>464287234</cusip>
<value>126</value>
<shrsOrPrnAmt><sshPrnamt>3150</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3150</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>EURONET WORLDWIDE INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>298736109</cusip>
<value>118</value>
<shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>209115104</cusip>
<value>78</value>
<shrsOrPrnAmt><sshPrnamt>1271</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1271</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ECHO THERAPEUTICS INC</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>27876L206</cusip>
<value>0</value>
<shrsOrPrnAmt><sshPrnamt>25</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>25</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
<titleOfClass>JAPN HEDGE EQT</titleOfClass>
<cusip>97717W851</cusip>
<value>90</value>
<shrsOrPrnAmt><sshPrnamt>1638</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1638</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
<titleOfClass>S&amp;P INTL ETF</titleOfClass>
<cusip>78463X772</cusip>
<value>88</value>
<shrsOrPrnAmt><sshPrnamt>2108</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2108</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>SELECT DIVID ETF</titleOfClass>
<cusip>464287168</cusip>
<value>3749</value>
<shrsOrPrnAmt><sshPrnamt>48095</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>48095</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>26441C204</cusip>
<value>24</value>
<shrsOrPrnAmt><sshPrnamt>311</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>311</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DR PEPPER SNAPPLE GROUP IN</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>26138E109</cusip>
<value>22</value>
<shrsOrPrnAmt><sshPrnamt>278</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>278</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DOW CHEM CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>260543103</cusip>
<value>1</value>
<shrsOrPrnAmt><sshPrnamt>18</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>18</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NOW INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>67011P100</cusip>
<value>0</value>
<shrsOrPrnAmt><sshPrnamt>9</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>9</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DELUXE CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>248019101</cusip>
<value>1</value>
<shrsOrPrnAmt><sshPrnamt>8</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>8</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
<titleOfClass>INTL SMCAP DIV</titleOfClass>
<cusip>97717W760</cusip>
<value>119</value>
<shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
<titleOfClass>LARGECAP DIVID</titleOfClass>
<cusip>97717W307</cusip>
<value>44</value>
<shrsOrPrnAmt><sshPrnamt>600</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>600</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
<titleOfClass>COM DISNEY</titleOfClass>
<cusip>254687106</cusip>
<value>390</value>
<shrsOrPrnAmt><sshPrnamt>3717</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3717</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR DOW JONES INDL AVRG E</nameOfIssuer>
<titleOfClass>UT SER 1</titleOfClass>
<cusip>78467X109</cusip>
<value>151</value>
<shrsOrPrnAmt><sshPrnamt>850</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>850</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DANAHER CORP DEL</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>235851102</cusip>
<value>16</value>
<shrsOrPrnAmt><sshPrnamt>190</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>190</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
<titleOfClass>EMG MKTS SMCAP</titleOfClass>
<cusip>97717W281</cusip>
<value>75</value>
<shrsOrPrnAmt><sshPrnamt>1698</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1698</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
<titleOfClass>EUROPE SMCP DV</titleOfClass>
<cusip>97717W869</cusip>
<value>35</value>
<shrsOrPrnAmt><sshPrnamt>622</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>622</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
<titleOfClass>EMERG MKTS ETF</titleOfClass>
<cusip>97717W315</cusip>
<value>1239</value>
<shrsOrPrnAmt><sshPrnamt>29161</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>29161</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DU PONT E I DE NEMOURS &amp; C</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>263534109</cusip>
<value>7</value>
<shrsOrPrnAmt><sshPrnamt>100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DBX ETF TR</nameOfIssuer>
<titleOfClass>XTRAK MSCI EMKT</titleOfClass>
<cusip>233051101</cusip>
<value>352</value>
<shrsOrPrnAmt><sshPrnamt>15900</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>15900</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DBX ETF TR</nameOfIssuer>
<titleOfClass>XTRAK MSCI EAFE</titleOfClass>
<cusip>233051200</cusip>
<value>1142</value>
<shrsOrPrnAmt><sshPrnamt>38101</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>38101</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>POWERSHARES DB CMDTY IDX T</nameOfIssuer>
<titleOfClass>UNIT BEN INT</titleOfClass>
<cusip>73935S105</cusip>
<value>1972</value>
<shrsOrPrnAmt><sshPrnamt>115553</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>115553</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>POWERSHS DB MULTI SECT COM</nameOfIssuer>
<titleOfClass>PS DB AGRICUL FD</titleOfClass>
<cusip>73936B408</cusip>
<value>22</value>
<shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DOMINION RES INC VA NEW</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>25746U109</cusip>
<value>128</value>
<shrsOrPrnAmt><sshPrnamt>1800</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1800</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
<titleOfClass>BRC CNV SECS ETF</titleOfClass>
<cusip>78464A359</cusip>
<value>87</value>
<shrsOrPrnAmt><sshPrnamt>1816</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1816</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>166764100</cusip>
<value>232</value>
<shrsOrPrnAmt><sshPrnamt>2207</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2207</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>126650100</cusip>
<value>152</value>
<shrsOrPrnAmt><sshPrnamt>1475</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1475</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CENTURYLINK INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>156700106</cusip>
<value>22</value>
<shrsOrPrnAmt><sshPrnamt>630</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>630</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CINTAS CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>172908105</cusip>
<value>61</value>
<shrsOrPrnAmt><sshPrnamt>747</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>747</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CISCO SYS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>17275R102</cusip>
<value>119</value>
<shrsOrPrnAmt><sshPrnamt>4340</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4340</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CLIFTON BANCORP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>186873105</cusip>
<value>15</value>
<shrsOrPrnAmt><sshPrnamt>1077</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1077</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>79466L302</cusip>
<value>5</value>
<shrsOrPrnAmt><sshPrnamt>80</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>80</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>22160K105</cusip>
<value>147</value>
<shrsOrPrnAmt><sshPrnamt>968</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>968</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>20825C104</cusip>
<value>66</value>
<shrsOrPrnAmt><sshPrnamt>1066</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1066</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COACH INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>189754104</cusip>
<value>123</value>
<shrsOrPrnAmt><sshPrnamt>2970</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2970</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CENTENE CORP DEL</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>15135B101</cusip>
<value>38</value>
<shrsOrPrnAmt><sshPrnamt>538</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>538</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COMCAST CORP NEW</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>20030N101</cusip>
<value>140</value>
<shrsOrPrnAmt><sshPrnamt>2482</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2482</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>194162103</cusip>
<value>195</value>
<shrsOrPrnAmt><sshPrnamt>2811</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2811</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CALAMOS CONV &amp; HIGH INCOME</nameOfIssuer>
<titleOfClass>COM SHS</titleOfClass>
<cusip>12811P108</cusip>
<value>862</value>
<shrsOrPrnAmt><sshPrnamt>60848</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>60848</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CARLYLE GROUP L P</nameOfIssuer>
<titleOfClass>COM UTS LTD PTN</titleOfClass>
<cusip>14309L102</cusip>
<value>18</value>
<shrsOrPrnAmt><sshPrnamt>675</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>675</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CITIZENS FINL GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>174610105</cusip>
<value>109</value>
<shrsOrPrnAmt><sshPrnamt>4500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4500</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CLEARBRIDGE ENERGY MLP FD</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>184692101</cusip>
<value>5123</value>
<shrsOrPrnAmt><sshPrnamt>205246</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>205246</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CENTRAL FD CDA LTD</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>153501101</cusip>
<value>20</value>
<shrsOrPrnAmt><sshPrnamt>1650</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1650</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CDK GLOBAL INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>12508E101</cusip>
<value>9</value>
<shrsOrPrnAmt><sshPrnamt>189</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>189</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COMMUNITY BK SYS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>203607106</cusip>
<value>16</value>
<shrsOrPrnAmt><sshPrnamt>448</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>448</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CBS CORP NEW</nameOfIssuer>
<titleOfClass>CL B</titleOfClass>
<cusip>124857202</cusip>
<value>95</value>
<shrsOrPrnAmt><sshPrnamt>1564</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1564</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CHUBB CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>171232101</cusip>
<value>3</value>
<shrsOrPrnAmt><sshPrnamt>25</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>25</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CATERPILLAR INC DEL</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>149123101</cusip>
<value>42</value>
<shrsOrPrnAmt><sshPrnamt>400</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>400</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CHEESECAKE FACTORY INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>163072101</cusip>
<value>5</value>
<shrsOrPrnAmt><sshPrnamt>93</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>93</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CARDINAL HEALTH INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>14149Y108</cusip>
<value>83</value>
<shrsOrPrnAmt><sshPrnamt>918</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>918</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CITIGROUP INC</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>172967424</cusip>
<value>299</value>
<shrsOrPrnAmt><sshPrnamt>5797</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5797</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
<titleOfClass>SHORT TRM BOND</titleOfClass>
<cusip>921937827</cusip>
<value>15</value>
<shrsOrPrnAmt><sshPrnamt>186</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>186</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CLAYMORE EXCHANGE TRD FD T</nameOfIssuer>
<titleOfClass>GUG BULL2020 E</titleOfClass>
<cusip>18383M514</cusip>
<value>108</value>
<shrsOrPrnAmt><sshPrnamt>5000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
<titleOfClass>CL B NEW</titleOfClass>
<cusip>084670702</cusip>
<value>354</value>
<shrsOrPrnAmt><sshPrnamt>2450</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2450</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BP PLC</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>055622104</cusip>
<value>1</value>
<shrsOrPrnAmt><sshPrnamt>20</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>20</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
<titleOfClass>TTL RTN ACTV ETF</titleOfClass>
<cusip>72201R775</cusip>
<value>25</value>
<shrsOrPrnAmt><sshPrnamt>230</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>230</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>110122108</cusip>
<value>146</value>
<shrsOrPrnAmt><sshPrnamt>2261</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2261</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BEMIS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>081437105</cusip>
<value>1</value>
<shrsOrPrnAmt><sshPrnamt>25</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>25</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BLACKROCK HEALTH SCIENCES</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>09250W107</cusip>
<value>9</value>
<shrsOrPrnAmt><sshPrnamt>200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>200</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BANK NEW YORK MELLON CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>064058100</cusip>
<value>39</value>
<shrsOrPrnAmt><sshPrnamt>965</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>965</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
<titleOfClass>INTERMED TERM</titleOfClass>
<cusip>921937819</cusip>
<value>225</value>
<shrsOrPrnAmt><sshPrnamt>2612</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2612</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>075887109</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>25</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>25</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BLACKROCK ENHANCED EQT DIV</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>09251A104</cusip>
<value>40</value>
<shrsOrPrnAmt><sshPrnamt>4919</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4919</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BCE INC</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>05534B760</cusip>
<value>19</value>
<shrsOrPrnAmt><sshPrnamt>444</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>444</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BB&amp;T CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>054937107</cusip>
<value>78</value>
<shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BBCN BANCORP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>073295107</cusip>
<value>3</value>
<shrsOrPrnAmt><sshPrnamt>200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>200</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BAXTER INTL INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>071813109</cusip>
<value>40</value>
<shrsOrPrnAmt><sshPrnamt>589</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>589</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BANK AMER CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>060505104</cusip>
<value>77</value>
<shrsOrPrnAmt><sshPrnamt>5035</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5035</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMERICAN WTR WKS CO INC NE</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>030420103</cusip>
<value>70</value>
<shrsOrPrnAmt><sshPrnamt>1288</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1288</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ASCENA RETAIL GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>04351G101</cusip>
<value>23</value>
<shrsOrPrnAmt><sshPrnamt>1600</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1600</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ASHLAND INC NEW</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>044209104</cusip>
<value>2</value>
<shrsOrPrnAmt><sshPrnamt>18</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>18</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>APACHE CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>037411105</cusip>
<value>2</value>
<shrsOrPrnAmt><sshPrnamt>25</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>25</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>03027X100</cusip>
<value>2</value>
<shrsOrPrnAmt><sshPrnamt>25</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>25</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ALPS ETF TR</nameOfIssuer>
<titleOfClass>ALERIAN MLP</titleOfClass>
<cusip>00162Q866</cusip>
<value>8</value>
<shrsOrPrnAmt><sshPrnamt>500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>500</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
<titleOfClass>ALERIAN ML ETN</titleOfClass>
<cusip>46625H365</cusip>
<value>21013</value>
<shrsOrPrnAmt><sshPrnamt>490948</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>490948</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMERICAN MIDSTREAM PARTNER</nameOfIssuer>
<titleOfClass>COM UNITS</titleOfClass>
<cusip>02752P100</cusip>
<value>7</value>
<shrsOrPrnAmt><sshPrnamt>400</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>400</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ALCATEL-LUCENT</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>013904305</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>976</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>976</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ALBEMARLE CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>012653101</cusip>
<value>1</value>
<shrsOrPrnAmt><sshPrnamt>12</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>12</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMERICAN INTL GROUP INC</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>026874784</cusip>
<value>0</value>
<shrsOrPrnAmt><sshPrnamt>5</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ALLIANCE HOLDINGS GP LP</nameOfIssuer>
<titleOfClass>COM UNITS LP</titleOfClass>
<cusip>01861G100</cusip>
<value>30</value>
<shrsOrPrnAmt><sshPrnamt>575</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>575</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>CORE US AGGBD ET</titleOfClass>
<cusip>464287226</cusip>
<value>50</value>
<shrsOrPrnAmt><sshPrnamt>446</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>446</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AFLAC INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>001055102</cusip>
<value>6</value>
<shrsOrPrnAmt><sshPrnamt>100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMERICAN ELEC PWR INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>025537101</cusip>
<value>6</value>
<shrsOrPrnAmt><sshPrnamt>100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>THE ADT CORPORATION</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>00101J106</cusip>
<value>9</value>
<shrsOrPrnAmt><sshPrnamt>216</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>216</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>053015103</cusip>
<value>179</value>
<shrsOrPrnAmt><sshPrnamt>2092</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2092</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>032654105</cusip>
<value>127</value>
<shrsOrPrnAmt><sshPrnamt>2010</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2010</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
<titleOfClass>SHS CLASS A</titleOfClass>
<cusip>G1151C101</cusip>
<value>64</value>
<shrsOrPrnAmt><sshPrnamt>686</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>686</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ALLIANCEBERNSTEIN INCOME F</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>01881E101</cusip>
<value>8</value>
<shrsOrPrnAmt><sshPrnamt>1016</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1016</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ACE LTD</nameOfIssuer>
<titleOfClass>SHS</titleOfClass>
<cusip>H0023R105</cusip>
<value>43</value>
<shrsOrPrnAmt><sshPrnamt>389</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>389</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ABBOTT LABS</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>002824100</cusip>
<value>121</value>
<shrsOrPrnAmt><sshPrnamt>2612</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2612</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ABBVIE INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>00287Y109</cusip>
<value>195</value>
<shrsOrPrnAmt><sshPrnamt>3334</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3334</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ABB LTD</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>000375204</cusip>
<value>21</value>
<shrsOrPrnAmt><sshPrnamt>983</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>983</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>APPLE INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>037833100</cusip>
<value>375</value>
<shrsOrPrnAmt><sshPrnamt>3010</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3010</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMERICAN AIRLS GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>02376R102</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>72</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>72</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BARCLAYS BANK PLC</nameOfIssuer>
<titleOfClass>SP ADR 7.1%PF3</titleOfClass>
<cusip>06739H776</cusip>
<value>9</value>
<shrsOrPrnAmt><sshPrnamt>333</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>333</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ROYAL BK SCOTLAND GROUP PL</nameOfIssuer>
<titleOfClass>SP ADR PREF S</titleOfClass>
<cusip>780097739</cusip>
<value>10</value>
<shrsOrPrnAmt><sshPrnamt>400</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>400</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HSBC HLDGS PLC</nameOfIssuer>
<titleOfClass>ADR A 1/40PF A</titleOfClass>
<cusip>404280604</cusip>
<value>10</value>
<shrsOrPrnAmt><sshPrnamt>375</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>375</None>
</votingAuthority>
</infoTable>
</informationTable>
