The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AES CORP COMMON STOCK 00130H105 209 8,000 SH   SOLE   8,000 0 0
AT&T INC COMMON STOCK 00206R102 1,438 49,974 SH   SOLE   49,974 0 0
AT&T INC COMMON STOCK 00206R102 201 7,000 SH   OTR   7,000 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 3,810 32,865 SH   SOLE   32,865 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 609 5,250 SH   OTR   5,250 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 1,640 14,562 SH   SOLE   14,562 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 788 7,000 SH   OTR   7,000 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101 4,592 7,841 SH   SOLE   7,841 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 406 4,320 SH   SOLE   4,320 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 1,011 6,838 SH   SOLE   6,838 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 319 1,108 SH   SOLE   1,108 0 0
ALIGN TECHNOLOGY INC COMMON STOCK 016255101 1,209 1,978 SH   SOLE   1,978 0 0
ALLY FINL INC COMMON STOCK 02005N100 314 6,295 SH   SOLE   6,295 0 0
ALPHABET INC COMMON STOCK 02079K107 3,815 1,522 SH   SOLE   1,522 0 0
ALPHABET INC COMMON STOCK 02079K305 5,985 2,451 SH   SOLE   2,451 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 612 12,827 SH   SOLE   12,827 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 238 5,000 SH   OTR   5,000 0 0
AMAZON COM INC COMMON STOCK 023135106 7,782 2,262 SH   SOLE   2,262 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 477 5,643 SH   SOLE   5,643 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 85 1,000 SH   OTR   1,000 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 564 3,415 SH   SOLE   3,415 0 0
AMERICAN TOWER CORP COMMON STOCK 03027X100 1,314 4,864 SH   SOLE   4,864 0 0
AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106 375 1,505 SH   SOLE   1,505 0 0
AMGEN INC COMMON STOCK 031162100 789 3,235 SH   SOLE   3,235 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 373 2,165 SH   SOLE   2,165 0 0
APPLE INC COMMON STOCK 037833100 15,516 113,290 SH   SOLE   113,290 0 0
APPLE HOSPITALITY REIT INC COMMON STOCK 03784Y200 206 13,523 SH   SOLE   13,523 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 698 4,903 SH   SOLE   4,903 0 0
ASTRAZENECA PLC FOREIGN STOCK 046353108 268 4,481 SH   SOLE   4,481 0 0
ASTRAZENECA PLC FOREIGN STOCK 046353108 446 7,450 SH   OTR   7,450 0 0
AUTODESK INC COMMON STOCK 052769106 932 3,192 SH   SOLE   3,192 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1,155 5,817 SH   SOLE   5,817 0 0
BCE INC FOREIGN STOCK 05534B760 1,016 20,605 SH   SOLE   20,605 0 0
BCE INC FOREIGN STOCK 05534B760 217 4,400 SH   OTR   4,400 0 0
BP PLC FOREIGN STOCK 055622104 268 10,144 SH   SOLE   10,144 0 0
BANCO SANTANDER SA FOREIGN STOCK 05964H105 42 10,617 SH   SOLE   10,617 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 2,706 65,637 SH   SOLE   65,637 0 0
BANK NEW YORK MELLON CORP COMMON STOCK 064058100 1,960 38,250 SH   SOLE   38,250 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 240 2,985 SH   SOLE   2,985 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 847 3,047 SH   SOLE   3,047 0 0
BLACKROCK INC COMMON STOCK 09247X101 303 346 SH   SOLE   346 0 0
BLACKROCK KELSO CAPITAL CORP MUTUAL FUND/COR 092533108 115 29,201 SH   SOLE   29,201 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 382 5,722 SH   SOLE   5,722 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 134 2,000 SH   OTR   2,000 0 0
BRITISH AMERICAN TOBACCO PLC FOREIGN STOCK 110448107 765 19,451 SH   SOLE   19,451 0 0
BRITISH AMERICAN TOBACCO PLC FOREIGN STOCK 110448107 108 2,750 SH   OTR   2,750 0 0
BROADCOM INC COM COMMON STOCK 11135F101 2,096 4,396 SH   SOLE   4,396 0 0
CIGNA CORP COMMON STOCK 125523100 355 1,496 SH   SOLE   1,496 0 0
CME GROUP INC COMMON STOCK 12572Q105 310 1,459 SH   SOLE   1,459 0 0
CSX CORP COMMON STOCK 126408103 1,370 42,705 SH   SOLE   42,705 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 338 4,050 SH   SOLE   4,050 0 0
CDN IMPERIAL BK FOREIGN STOCK 136069101 1,135 9,968 SH   SOLE   9,968 0 0
CDN IMPERIAL BK FOREIGN STOCK 136069101 262 2,300 SH   OTR   2,300 0 0
CATERPILLAR INC COMMON STOCK 149123101 387 1,776 SH   SOLE   1,776 0 0
CELANESE CORP COMMON STOCK 150870103 1,075 7,091 SH   SOLE   7,091 0 0
CHARLES RIVER LABORATORIES COMMON STOCK 159864107 252 680 SH   SOLE   680 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 1,530 14,611 SH   SOLE   14,611 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 838 8,000 SH   OTR   0 0 8,000
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,402 26,445 SH   SOLE   26,445 0 0
CITIZENS FINL GROUP INC COMMON STOCK 174610105 315 6,870 SH   SOLE   6,870 0 0
CITRIX SYSTEMS INC COMMON STOCK 177376100 211 1,802 SH   SOLE   1,802 0 0
COCA COLA CO COMMON STOCK 191216100 1,278 23,621 SH   SOLE   23,621 0 0
COCA COLA CO COMMON STOCK 191216100 165 3,050 SH   OTR   3,050 0 0
COMCAST CORP COMMON STOCK 20030N101 1,379 24,188 SH   SOLE   24,188 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 423 1,807 SH   SOLE   1,807 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 1,808 4,569 SH   SOLE   4,569 0 0
CROWN CASTLE INTL CORP COMMON STOCK 22822V101 840 4,308 SH   SOLE   4,308 0 0
CROWN CASTLE INTL CORP COMMON STOCK 22822V101 332 1,700 SH   OTR   1,700 0 0
DANAHER CORP COMMON STOCK 235851102 499 1,860 SH   SOLE   1,860 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 274 1,880 SH   SOLE   1,880 0 0
DEERE & CO COMMON STOCK 244199105 536 1,521 SH   SOLE   1,521 0 0
DIAGEO PLC FOREIGN STOCK 25243Q205 155 806 SH   SOLE   806 0 0
DIAGEO PLC FOREIGN STOCK 25243Q205 230 1,200 SH   OTR   1,200 0 0
DISNEY WALT CO COMMON STOCK 254687106 2,035 11,575 SH   SOLE   11,575 0 0
DOLLAR GENERAL CORP COMMON STOCK 256677105 244 1,128 SH   SOLE   1,128 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 920 12,508 SH   SOLE   12,508 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 74 1,000 SH   OTR   1,000 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 1,207 12,227 SH   SOLE   12,227 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 109 1,100 SH   OTR   1,100 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 203 2,623 SH   SOLE   2,623 0 0
EBAY INC COMMON STOCK 278642103 245 3,488 SH   SOLE   3,488 0 0
ENBRIDGE INC FOREIGN STOCK 29250N105 847 21,151 SH   SOLE   21,151 0 0
EQUINIX INC COMMON STOCK 29444U700 204 254 SH   SOLE   254 0 0
EXELON CORP COMMON STOCK 30161N101 380 8,585 SH   SOLE   8,585 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,099 33,280 SH   SOLE   33,280 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,776 44,000 SH   OTR   0 0 44,000
FACEBOOK INC COMMON STOCK 30303M102 5,404 15,543 SH   SOLE   15,543 0 0
FIRST TRUST LOW MUTUAL FUND/GOV 33739Q200 7,838 153,992 SH   SOLE   153,992 0 0
FIRST TRUST LOW MUTUAL FUND/GOV 33739Q200 171 3,357 SH   OTR   3,357 0 0
GALLAGHER ARTHUR J & CO COMMON STOCK 363576109 563 4,018 SH   SOLE   4,018 0 0
GARTNER INC COMMON STOCK 366651107 923 3,812 SH   SOLE   3,812 0 0
GENERAL MILLS INC COMMON STOCK 370334104 224 3,674 SH   SOLE   3,674 0 0
GENERAL MILLS INC COMMON STOCK 370334104 213 3,500 SH   OTR   3,500 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 832 12,089 SH   SOLE   12,089 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 500 12,567 SH   SOLE   12,567 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 191 4,800 SH   OTR   4,800 0 0
HDFC BANK FOREIGN STOCK 40415F101 247 3,374 SH   SOLE   3,374 0 0
HOME DEPOT INC COMMON STOCK 437076102 2,898 9,087 SH   SOLE   9,087 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1,439 6,558 SH   SOLE   6,558 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 241 1,100 SH   OTR   1,100 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 559 39,161 SH   SOLE   39,161 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 29 2,000 SH   OTR   2,000 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 2,463 11,016 SH   SOLE   11,016 0 0
ILLUMINA INC COMMON STOCK 452327109 745 1,575 SH   SOLE   1,575 0 0
INGERSOLL RAND INC COMMON STOCK 45687V106 334 6,839 SH   SOLE   6,839 0 0
INTEL CORP COMMON STOCK 458140100 976 17,391 SH   SOLE   17,391 0 0
INTERCONTINENTALEXCHANGE GROUP COMMON STOCK 45866F104 896 7,551 SH   SOLE   7,551 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 995 6,785 SH   SOLE   6,785 0 0
INTUIT COMMON STOCK 461202103 295 601 SH   SOLE   601 0 0
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 554 602 SH   SOLE   602 0 0
ISHARES GOLD TRUST MUTUAL FUND/STO 464285204 350 10,388 SH   SOLE   10,388 0 0
ISHARES CORE S&P TOTAL US STOCK MUTUAL FUND/STO 464287150 6,020 60,960 SH   SOLE   60,960 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUND/STO 464287200 11,883 27,640 SH   SOLE   27,640 0 0
ISHARES CORE TOTAL US BOND MUTUAL FUND/COR 464287226 3,139 27,214 SH   SOLE   27,214 0 0
ISHARES MSCI EMERGING MARKETS MUTUAL FUNDS GL 464287234 4,183 75,855 SH   SOLE   75,855 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 5,220 66,180 SH   SOLE   66,180 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 140 1,775 SH   OTR   1,775 0 0
ISHARES RUSSELL MID-CAP (MKT) MUTUAL FUND/STO 464287499 2,073 26,155 SH   SOLE   26,155 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 34,498 128,376 SH   SOLE   128,376 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 178 661 SH   OTR   661 0 0
ISHARES RUSSELL 1000 VALUE (MKT) MUTUAL FUND/STO 464287598 1,844 11,623 SH   SOLE   11,623 0 0
ISHARES RUSSELL 1000 GROWTH MUTUAL FUND/STO 464287614 5,307 19,550 SH   SOLE   19,550 0 0
ISHARES RUSSELL 2000 (MKT) MUTUAL FUND/STO 464287655 1,835 8,000 SH   SOLE   8,000 0 0
ISHARES US ENERGY (MKT) MUTUAL FUND/STO 464287796 325 11,158 SH   SOLE   11,158 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 35,373 313,087 SH   SOLE   313,087 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 523 4,633 SH   OTR   4,633 0 0
ISHARES S&P SMALL-CAP 600 GROWTH MUTUAL FUND/STO 464287887 559 4,211 SH   SOLE   4,211 0 0
ISHARES ST NATIONAL AMTFREE MUTUAL FUNDS/MU 464288158 3,961 36,741 SH   SOLE   36,741 0 0
ISHARES CALIF MUNI BD MUTUAL FUNDS/MU 464288356 351 5,605 SH   SOLE   5,605 0 0
ISHARES NATIONAL AMT-FREE MUNI MUTUAL FUNDS/MU 464288414 6,439 54,939 SH   SOLE   54,939 0 0
ISHARES IBOXX $ HIGH YIELD MUTUAL FUND/COR 464288513 228 2,590 SH   SOLE   2,590 0 0
ISHARES INTERMEDIATE-TERM MUTUAL FUND/COR 464288638 423 6,995 SH   SOLE   6,995 0 0
ISHARES SHORT-TERM MUTUAL FUND/COR 464288646 344 6,285 SH   SOLE   6,285 0 0
ISHARES MSCI USA ESG SELECT MUTUAL FUND/STO 464288802 222 2,328 SH   SOLE   2,328 0 0
ISHARES MSCI USA MINIMUM MUTUAL FUND/STO 46429B697 368 5,000 SH   SOLE   5,000 0 0
ISHARES CORE MSCI EAFE MUTUAL FUNDS GL 46432F842 14,685 196,166 SH   SOLE   196,166 0 0
ISHARES CORE MSCI EAFE MUTUAL FUNDS GL 46432F842 39 522 SH   OTR   522 0 0
ISHARES CORE MSCI EMERGING MUTUAL FUNDS GL 46434G103 13,284 198,303 SH   SOLE   198,303 0 0
ISHARES CORE MSCI EMERGING MUTUAL FUNDS GL 46434G103 106 1,577 SH   OTR   1,577 0 0
HDG MSCI EAFE MUTUAL FUND/STO 46434V803 1,645 47,500 SH   SOLE   47,500 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 2,466 15,854 SH   SOLE   15,854 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 1,011 6,500 SH   OTR   6,500 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,211 7,352 SH   SOLE   7,352 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 412 2,500 SH   OTR   2,500 0 0
KLA-TENCOR CORP COMMON STOCK 482480100 377 1,163 SH   SOLE   1,163 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 277 2,070 SH   SOLE   2,070 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 268 2,000 SH   OTR   2,000 0 0
LAM RESEARCH CORP COMMON STOCK 512807108 377 580 SH   SOLE   580 0 0
LAUDER ESTEE COS INC COMMON STOCK 518439104 255 801 SH   SOLE   801 0 0
LEGGETT & PLATT INC COMMON STOCK 524660107 234 4,514 SH   SOLE   4,514 0 0
LENNAR CORP COMMON STOCK 526057104 403 4,061 SH   SOLE   4,061 0 0
ELI LILLY & CO COMMON STOCK 532457108 1,176 5,124 SH   SOLE   5,124 0 0
ELI LILLY & CO COMMON STOCK 532457108 344 1,500 SH   OTR   1,500 0 0
LLOYDS BANKING GROUP PLC FOREIGN STOCK 539439109 46 18,000 SH   SOLE   18,000 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 473 1,249 SH   SOLE   1,249 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 736 3,795 SH   SOLE   3,795 0 0
MSCI INC COMMON STOCK 55354G100 480 900 SH   SOLE   900 0 0
MARVELL TECHNOLOGY GROUP LTD COMMON STOCK 573874104 300 5,151 SH   SOLE   5,151 0 0
MASTERCARD INC COMMON STOCK 57636Q104 1,593 4,362 SH   SOLE   4,362 0 0
MCDONALDS CORP COMMON STOCK 580135101 974 4,215 SH   SOLE   4,215 0 0
MCDONALDS CORP COMMON STOCK 580135101 237 1,025 SH   OTR   1,025 0 0
MERCADOLIBRE INC COMMON STOCK 58733R102 246 158 SH   SOLE   158 0 0
MERCK & CO INC COMMON STOCK 58933Y105 2,061 26,495 SH   SOLE   26,495 0 0
MERCK & CO INC COMMON STOCK 58933Y105 233 3,000 SH   OTR   3,000 0 0
MICROSOFT CORP COMMON STOCK 594918104 8,497 31,364 SH   SOLE   31,364 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 1,587 18,680 SH   SOLE   18,680 0 0
MONDELEZ INTL INC COMMON STOCK 609207105 724 11,603 SH   SOLE   11,603 0 0
MONSTER BEVERAGE CORP COMMON STOCK 61174X109 672 7,360 SH   SOLE   7,360 0 0
MOTOROLA SOLUTIONS INC COMMON STOCK 620076307 259 1,196 SH   SOLE   1,196 0 0
NATIONAL GRID PLC FOREIGN STOCK 636274409 832 13,012 SH   SOLE   13,012 0 0
NATIONAL GRID PLC FOREIGN STOCK 636274409 224 3,500 SH   OTR   3,500 0 0
NETFLIX INC COMMON STOCK 64110L106 1,216 2,303 SH   SOLE   2,303 0 0
NEW YORK COMMUNITY BANCORP INC COMMON STOCK 649445103 131 11,900 SH   SOLE   11,900 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 2,037 27,804 SH   SOLE   27,804 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 293 4,000 SH   OTR   4,000 0 0
NIKE INC COMMON STOCK 654106103 2,356 15,250 SH   SOLE   15,250 0 0
NUCOR CORP COMMON STOCK 670346105 535 5,576 SH   SOLE   5,576 0 0
NVIDIA CORP COMMON STOCK 67066G104 1,575 1,968 SH   SOLE   1,968 0 0
ORACLE CORP COMMON STOCK 68389X105 360 4,623 SH   SOLE   4,623 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 486 2,547 SH   SOLE   2,547 0 0
PPL CORP COMMON STOCK 69351T106 520 18,579 SH   SOLE   18,579 0 0
PPL CORP COMMON STOCK 69351T106 35 1,250 SH   OTR   1,250 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105 209 564 SH   SOLE   564 0 0
PAYPAL HLDGS INC COMMON STOCK 70450Y103 1,772 6,079 SH   SOLE   6,079 0 0
PEPSICO INC COMMON STOCK 713448108 1,932 13,040 SH   SOLE   13,040 0 0
PEPSICO INC COMMON STOCK 713448108 148 1,000 SH   OTR   1,000 0 0
PFIZER INC COMMON STOCK 717081103 2,097 53,542 SH   SOLE   53,542 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 2,204 22,241 SH   SOLE   22,241 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 188 1,900 SH   OTR   1,900 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 251 1,266 SH   SOLE   1,266 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,249 16,670 SH   SOLE   16,670 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 270 2,000 SH   OTR   2,000 0 0
PUBLIC SERVICE ENTERPRISE GROUP COMMON STOCK 744573106 203 3,391 SH   SOLE   3,391 0 0
QUALCOMM INC COMMON STOCK 747525103 373 2,609 SH   SOLE   2,609 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK 7591EP100 482 23,880 SH   SOLE   23,880 0 0
RELIANCE STEEL & ALUMINUM CO COMMON STOCK 759509102 240 1,590 SH   SOLE   1,590 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 305 743 SH   SOLE   743 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103 9,434 22,038 SH   SOLE   22,038 0 0
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107 244 1,472 SH   SOLE   1,472 0 0
SPDR S&P 600 SMALL CAP MUTUAL FUND/STO 78464A813 788 8,061 SH   SOLE   8,061 0 0
SPDR S&P MIDCAP 400 (MKT) MUTUAL FUND/STO 78467Y107 9,654 19,662 SH   SOLE   19,662 0 0
SPDR S&P MIDCAP 400 (MKT) MUTUAL FUND/STO 78467Y107 68 139 SH   OTR   139 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 2,451 10,034 SH   SOLE   10,034 0 0
SANOFI FOREIGN STOCK 80105N105 99 1,873 SH   SOLE   1,873 0 0
SANOFI FOREIGN STOCK 80105N105 263 5,000 SH   OTR   5,000 0 0
SAP AKTIENGESELLSCHAFT FOREIGN STOCK 803054204 231 1,647 SH   SOLE   1,647 0 0
SCHWAB CHARLES CORP COMMON STOCK 808513105 943 12,957 SH   SOLE   12,957 0 0
SCHWAB STRATEGIC TR MUTUAL FUND/STO 808524201 297 2,853 SH   SOLE   2,853 0 0
SCHWAB US REIT ETF MUTUAL FUND/STO 808524847 727 15,878 SH   SOLE   15,878 0 0
SCHWAB US REIT ETF MUTUAL FUND/STO 808524847 37 799 SH   OTR   799 0 0
ENERGY SELECT SECTOR SPDR FUND MUTUAL FUND/STO 81369Y506 1,597 29,643 SH   SOLE   29,643 0 0
ENERGY SELECT SECTOR SPDR FUND MUTUAL FUND/STO 81369Y506 47 871 SH   OTR   871 0 0
FINANCIAL SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y605 638 17,396 SH   SOLE   17,396 0 0
TECHNOLOGY SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y803 103 700 SH   SOLE   700 0 0
TECHNOLOGY SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y803 118 798 SH   OTR   798 0 0
SERVICENOW INC COM COMMON STOCK 81762P102 1,055 1,919 SH   SOLE   1,919 0 0
SOUTHERN CO COMMON STOCK 842587107 979 16,178 SH   SOLE   16,178 0 0
SOUTHERN CO COMMON STOCK 842587107 242 4,000 SH   OTR   4,000 0 0
SOUTHWEST AIRLINES CO COMMON STOCK 844741108 522 9,838 SH   SOLE   9,838 0 0
STARBUCKS CORP COMMON STOCK 855244109 1,177 10,525 SH   SOLE   10,525 0 0
STARWOOD PPTY TR INC COM COMMON STOCK 85571B105 248 9,470 SH   SOLE   9,470 0 0
SYNCHRONY FINL COMMON STOCK 87165B103 426 8,779 SH   SOLE   8,779 0 0
TJX COS INC NEW COMMON STOCK 872540109 236 3,496 SH   SOLE   3,496 0 0
TAIWAN SEMICONDUCTOR FOREIGN STOCK 874039100 1,627 13,543 SH   SOLE   13,543 0 0
TARGET CORP COMMON STOCK 87612E106 232 961 SH   SOLE   961 0 0
TC ENERGY CORP COM FOREIGN STOCK 87807B107 364 7,343 SH   SOLE   7,343 0 0
TESLA INC COMMON STOCK 88160R101 534 785 SH   SOLE   785 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1,136 5,910 SH   SOLE   5,910 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 569 1,128 SH   SOLE   1,128 0 0
3M CO COMMON STOCK 88579Y101 579 2,913 SH   SOLE   2,913 0 0
3M CO COMMON STOCK 88579Y101 199 1,000 SH   OTR   1,000 0 0
TRUIST FINL CORP COMMON STOCK 89832Q109 268 4,833 SH   SOLE   4,833 0 0
UNILEVER PLC FOREIGN STOCK 904767704 761 13,007 SH   SOLE   13,007 0 0
UNILEVER PLC FOREIGN STOCK 904767704 59 1,000 SH   OTR   1,000 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 574 2,759 SH   SOLE   2,759 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 260 1,250 SH   OTR   1,250 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3,087 7,709 SH   SOLE   7,709 0 0
VALERO ENERGY CORP NEW COMMON STOCK 91913Y100 549 7,036 SH   SOLE   7,036 0 0
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/GOV 921937835 4,300 50,063 SH   SOLE   50,063 0 0
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/GOV 921937835 167 1,941 SH   OTR   1,941 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUND/STO 921943858 2,526 49,033 SH   SOLE   49,033 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUND/STO 921943858 23 443 SH   OTR   443 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 1,670 30,752 SH   SOLE   30,752 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 47 857 SH   OTR   857 0 0
VANGUARD ENERGY ETF (MKT) MUTUAL FUND/STO 92204A306 2,137 28,158 SH   SOLE   28,158 0 0
VANGUARD ENERGY ETF (MKT) MUTUAL FUND/STO 92204A306 48 628 SH   OTR   628 0 0
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702 381 955 SH   SOLE   955 0 0
VANGUARD SHORT-TERM CORP BD IDX MUTUAL FUND/COR 92206C409 5,635 68,134 SH   SOLE   68,134 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 23,438 59,560 SH   SOLE   59,560 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 580 1,474 SH   OTR   1,474 0 0
VANGUARD MID-CAP VALUE ETF (MKT) MUTUAL FUND/STO 922908512 1,462 10,405 SH   SOLE   10,405 0 0
VANGUARD MID-CAP VALUE ETF (MKT) MUTUAL FUND/STO 922908512 17 122 SH   OTR   122 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 5,189 50,974 SH   SOLE   50,974 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 561 5,508 SH   OTR   5,508 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 1,428 8,223 SH   SOLE   8,223 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 17 100 SH   OTR   100 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629 4,314 18,177 SH   SOLE   18,177 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629 52 221 SH   OTR   221 0 0
VANGUARD VALUE INDEX MUTUAL FUND/STO 922908744 5,124 37,279 SH   SOLE   37,279 0 0
VANGUARD VALUE INDEX MUTUAL FUND/STO 922908744 48 348 SH   OTR   348 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 4,217 18,717 SH   SOLE   18,717 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 52 231 SH   OTR   231 0 0
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769 850 3,815 SH   SOLE   3,815 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,746 31,155 SH   SOLE   31,155 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 364 6,500 SH   OTR   6,500 0 0
VISA INC COMMON STOCK 92826C839 3,644 15,585 SH   SOLE   15,585 0 0
VODAFONE GROUP PLC FOREIGN STOCK 92857W308 862 50,342 SH   SOLE   50,342 0 0
VODAFONE GROUP PLC FOREIGN STOCK 92857W308 79 4,600 SH   OTR   4,600 0 0
VOYA FINL INC COMMON STOCK 929089100 623 10,125 SH   SOLE   10,125 0 0
WALMART INC COMMON STOCK 931142103 880 6,238 SH   SOLE   6,238 0 0
WELLS FARGO & CO COMMON STOCK 949746101 404 8,922 SH   SOLE   8,922 0 0
YUM! BRANDS INC COMMON STOCK 988498101 643 5,586 SH   SOLE   5,586 0 0
ZOETIS INC COMMON STOCK 98978V103 1,248 6,697 SH   SOLE   6,697 0 0
ATLASSIAN CORP FOREIGN STOCK G06242104 237 923 SH   SOLE   923 0 0
ACCENTURE PLC FOREIGN STOCK G1151C101 2,778 9,422 SH   SOLE   9,422 0 0
EATON CORP PLC FOREIGN STOCK G29183103 1,478 9,971 SH   SOLE   9,971 0 0
INVESCO LTD FOREIGN STOCK G491BT108 221 8,267 SH   SOLE   8,267 0 0
INVESCO LTD FOREIGN STOCK G491BT108 53 2,000 SH   OTR   2,000 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 1,417 11,418 SH   SOLE   11,418 0 0
SEAGATE TECHNOLOGY HLDNGS PLC FOREIGN STOCK G7997R103 270 3,070 SH   SOLE   3,070 0 0
TRANE TECHNOLOGIES PLC FOREIGN STOCK G8994E103 1,496 8,124 SH   SOLE   8,124 0 0
ASML HOLDING NV FOREIGN STOCK N07059210 431 624 SH   SOLE   624 0 0
NXP SEMICONDUCTORS N V FOREIGN STOCK N6596X109 247 1,200 SH   SOLE   1,200 0 0