The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,439 50,048 SH   SOLE   50,048 0 0
AT&T INC COMMON STOCK 00206R102 230 8,000 SH   OTR   8,000 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 2,742 25,043 SH   SOLE   25,043 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 575 5,250 SH   OTR   5,250 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 1,476 13,773 SH   SOLE   13,773 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 750 7,000 SH   OTR   7,000 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101 3,865 7,729 SH   SOLE   7,729 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 401 4,370 SH   SOLE   4,370 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 824 6,958 SH   SOLE   6,958 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 234 858 SH   SOLE   858 0 0
ALIGN TECHNOLOGY INC COMMON STOCK 016255101 1,194 2,235 SH   SOLE   2,235 0 0
ALLY FINL INC COMMON STOCK 02005N100 225 6,302 SH   SOLE   6,302 0 0
ALPHABET INC COMMON STOCK 02079K107 2,519 1,438 SH   SOLE   1,438 0 0
ALPHABET INC COMMON STOCK 02079K305 4,289 2,447 SH   SOLE   2,447 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 495 12,070 SH   SOLE   12,070 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 205 5,000 SH   OTR   5,000 0 0
AMAZON COM INC COMMON STOCK 023135106 6,846 2,102 SH   SOLE   2,102 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 345 4,147 SH   SOLE   4,147 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 83 1,000 SH   OTR   1,000 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 415 3,430 SH   SOLE   3,430 0 0
AMERICAN TOWER CORP COMMON STOCK 03027X100 1,105 4,925 SH   SOLE   4,925 0 0
AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106 294 1,511 SH   SOLE   1,511 0 0
AMGEN INC COMMON STOCK 031162100 727 3,164 SH   SOLE   3,164 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 320 2,165 SH   SOLE   2,165 0 0
APPLE INC COMMON STOCK 037833100 14,066 106,005 SH   SOLE   106,005 0 0
APPLE HOSPITALITY REIT INC COMMON STOCK 03784Y200 175 13,523 SH   SOLE   13,523 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 321 3,716 SH   SOLE   3,716 0 0
ASTRAZENECA PLC FOREIGN STOCK 046353108 238 4,763 SH   SOLE   4,763 0 0
ASTRAZENECA PLC FOREIGN STOCK 046353108 372 7,450 SH   OTR   7,450 0 0
AUTODESK INC COMMON STOCK 052769106 944 3,092 SH   SOLE   3,092 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1,110 6,297 SH   SOLE   6,297 0 0
BCE INC FOREIGN STOCK 05534B760 868 20,280 SH   SOLE   20,280 0 0
BCE INC FOREIGN STOCK 05534B760 188 4,400 SH   OTR   4,400 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 1,928 63,625 SH   SOLE   63,625 0 0
THE BANK OF NEW YORK COMPANY INC COMMON STOCK 064058100 1,664 39,200 SH   SOLE   39,200 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 240 2,990 SH   SOLE   2,990 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 549 2,366 SH   SOLE   2,366 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 488 7,862 SH   SOLE   7,862 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 124 2,000 SH   OTR   2,000 0 0
BRITISH AMERICAN TOBACCO PLC FOREIGN STOCK 110448107 638 17,015 SH   SOLE   17,015 0 0
BRITISH AMERICAN TOBACCO PLC FOREIGN STOCK 110448107 103 2,750 SH   OTR   2,750 0 0
BROADCOM INC COM COMMON STOCK 11135F101 1,941 4,434 SH   SOLE   4,434 0 0
CIGNA CORP COMMON STOCK 125523100 313 1,502 SH   SOLE   1,502 0 0
CME GROUP INC COMMON STOCK 12572Q105 269 1,477 SH   SOLE   1,477 0 0
CSX CORP COMMON STOCK 126408103 1,289 14,203 SH   SOLE   14,203 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 278 4,068 SH   SOLE   4,068 0 0
CDN IMPERIAL BK FOREIGN STOCK 136069101 778 9,099 SH   SOLE   9,099 0 0
CDN IMPERIAL BK FOREIGN STOCK 136069101 197 2,300 SH   OTR   2,300 0 0
CELANESE CORP COMMON STOCK 150870103 880 6,773 SH   SOLE   6,773 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 1,180 13,972 SH   SOLE   13,972 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 676 8,000 SH   OTR   0 0 8,000
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,172 26,181 SH   SOLE   26,181 0 0
CITIZENS FINL GROUP INC COMMON STOCK 174610105 246 6,881 SH   SOLE   6,881 0 0
CITRIX SYSTEMS INC COMMON STOCK 177376100 254 1,949 SH   SOLE   1,949 0 0
COCA COLA CO COMMON STOCK 191216100 1,135 20,697 SH   SOLE   20,697 0 0
COCA COLA CO COMMON STOCK 191216100 167 3,050 SH   OTR   3,050 0 0
COMCAST CORP COMMON STOCK 20030N101 1,294 24,698 SH   SOLE   24,698 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 396 1,808 SH   SOLE   1,808 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 1,320 3,504 SH   SOLE   3,504 0 0
CROWN CASTLE INTL CORP COMMON STOCK 22822V101 483 3,037 SH   SOLE   3,037 0 0
CROWN CASTLE INTL CORP COMMON STOCK 22822V101 271 1,700 SH   OTR   1,700 0 0
DANAHER CORP COMMON STOCK 235851102 436 1,961 SH   SOLE   1,961 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 224 1,880 SH   SOLE   1,880 0 0
DEERE & CO COMMON STOCK 244199105 414 1,539 SH   SOLE   1,539 0 0
DIAGEO PLC FOREIGN STOCK 25243Q205 128 806 SH   SOLE   806 0 0
DIAGEO PLC FOREIGN STOCK 25243Q205 191 1,200 SH   OTR   1,200 0 0
DISNEY WALT CO COMMON STOCK 254687106 2,101 11,598 SH   SOLE   11,598 0 0
DOLLAR GENERAL CORP COMMON STOCK 256677105 763 3,627 SH   SOLE   3,627 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 933 12,403 SH   SOLE   12,403 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 75 1,000 SH   OTR   1,000 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 1,113 12,154 SH   SOLE   12,154 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 101 1,100 SH   OTR   1,100 0 0
ENBRIDGE INC FOREIGN STOCK 29250N105 555 17,363 SH   SOLE   17,363 0 0
EQUINIX INC COMMON STOCK 29444U700 232 325 SH   SOLE   325 0 0
EXELON CORP COMMON STOCK 30161N101 365 8,638 SH   SOLE   8,638 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,193 28,950 SH   SOLE   28,950 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,814 44,000 SH   OTR   0 0 44,000
FACEBOOK INC COMMON STOCK 30303M102 4,250 15,561 SH   SOLE   15,561 0 0
FIRST TRUST LOW MUTUAL FUND/GOV 33739Q200 8,625 167,567 SH   SOLE   167,567 0 0
FIRST TRUST LOW MUTUAL FUND/GOV 33739Q200 173 3,357 SH   OTR   3,357 0 0
GALLAGHER ARTHUR J & CO COMMON STOCK 363576109 497 4,018 SH   SOLE   4,018 0 0
GARTNER INC COMMON STOCK 366651107 559 3,488 SH   SOLE   3,488 0 0
GENERAL MILLS INC COMMON STOCK 370334104 83 1,419 SH   SOLE   1,419 0 0
GENERAL MILLS INC COMMON STOCK 370334104 206 3,500 SH   OTR   3,500 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 533 9,145 SH   SOLE   9,145 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 520 14,136 SH   SOLE   14,136 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 177 4,800 SH   OTR   4,800 0 0
HDFC BANK FOREIGN STOCK 40415F101 243 3,360 SH   SOLE   3,360 0 0
HOME DEPOT INC COMMON STOCK 437076102 2,460 9,263 SH   SOLE   9,263 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1,405 6,604 SH   SOLE   6,604 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 234 1,100 SH   OTR   1,100 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 446 35,311 SH   SOLE   35,311 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 25 2,000 SH   OTR   2,000 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 2,269 11,130 SH   SOLE   11,130 0 0
ILLUMINA INC COMMON STOCK 452327109 472 1,277 SH   SOLE   1,277 0 0
INGERSOLL RAND INC COMMON STOCK 45687V106 312 6,847 SH   SOLE   6,847 0 0
INTEL CORP COMMON STOCK 458140100 787 15,787 SH   SOLE   15,787 0 0
INTERCONTINENTALEXCHANGE GROUP COMMON STOCK 45866F104 875 7,588 SH   SOLE   7,588 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 825 6,554 SH   SOLE   6,554 0 0
INTUIT COMMON STOCK 461202103 233 613 SH   SOLE   613 0 0
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 418 511 SH   SOLE   511 0 0
ISHARES GOLD TRUST (MKT) MUTUAL FUND/STO 464285105 377 20,777 SH   SOLE   20,777 0 0
ISHARES CORE S&P TOTAL US STOCK MUTUAL FUND/STO 464287150 5,256 60,960 SH   SOLE   60,960 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUND/STO 464287200 8,946 23,831 SH   SOLE   23,831 0 0
ISHARES CORE TOTAL US BOND MUTUAL FUND/COR 464287226 2,883 24,391 SH   SOLE   24,391 0 0
ISHARES MSCI EMERGING MARKETS MUTUAL FUNDS GL 464287234 3,749 72,553 SH   SOLE   72,553 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 4,815 65,995 SH   SOLE   65,995 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 130 1,775 SH   OTR   1,775 0 0
ISHARES RUSSELL MID-CAP (MKT) MUTUAL FUND/STO 464287499 1,793 26,155 SH   SOLE   26,155 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 28,072 122,142 SH   SOLE   122,142 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 152 661 SH   OTR   661 0 0
ISHARES RUSSELL 1000 VALUE (MKT) MUTUAL FUND/STO 464287598 1,449 10,600 SH   SOLE   10,600 0 0
ISHARES RUSSELL 1000 GROWTH MUTUAL FUND/STO 464287614 4,714 19,550 SH   SOLE   19,550 0 0
ISHARES RUSSELL 2000 (MKT) MUTUAL FUND/STO 464287655 1,568 8,000 SH   SOLE   8,000 0 0
ISHARES US ENERGY (MKT) MUTUAL FUND/STO 464287796 226 11,158 SH   SOLE   11,158 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 27,903 303,622 SH   SOLE   303,622 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 432 4,698 SH   OTR   4,698 0 0
ISHARES S&P SMALL-CAP 600 GROWTH MUTUAL FUND/STO 464287887 365 3,200 SH   SOLE   3,200 0 0
ISHARES ST NATIONAL AMTFREE MUTUAL FUNDS/MU 464288158 3,325 30,760 SH   SOLE   30,760 0 0
ISHARES CALIF MUNI BD MUTUAL FUNDS/MU 464288356 252 4,004 SH   SOLE   4,004 0 0
ISHARES NATIONAL AMT-FREE MUNI MUTUAL FUNDS/MU 464288414 5,778 49,304 SH   SOLE   49,304 0 0
ISHARES IBOXX $ HIGH YIELD MUTUAL FUND/COR 464288513 226 2,590 SH   SOLE   2,590 0 0
ISHARES INTERMEDIATE-TERM MUTUAL FUND/COR 464288638 459 7,425 SH   SOLE   7,425 0 0
ISHARES SHORT-TERM MUTUAL FUND/COR 464288646 347 6,285 SH   SOLE   6,285 0 0
ISHARES MSCI USA MINIMUM MUTUAL FUND/STO 46429B697 339 5,000 SH   SOLE   5,000 0 0
ISHARES CORE MSCI EAFE MUTUAL FUNDS GL 46432F842 12,771 184,852 SH   SOLE   184,852 0 0
ISHARES CORE MSCI EAFE MUTUAL FUNDS GL 46432F842 27 397 SH   OTR   397 0 0
ISHARES CORE MSCI EMERGING MUTUAL FUNDS GL 46434G103 11,351 182,959 SH   SOLE   182,959 0 0
ISHARES CORE MSCI EMERGING MUTUAL FUNDS GL 46434G103 121 1,954 SH   OTR   1,954 0 0
HDG MSCI EAFE MUTUAL FUND/STO 46434V803 1,447 47,500 SH   SOLE   47,500 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 2,012 15,831 SH   SOLE   15,831 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 826 6,500 SH   OTR   6,500 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,162 7,386 SH   SOLE   7,386 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 393 2,500 SH   OTR   2,500 0 0
KLA-TENCOR CORP COMMON STOCK 482480100 302 1,166 SH   SOLE   1,166 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 254 1,885 SH   SOLE   1,885 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 270 2,000 SH   OTR   2,000 0 0
LAM RESEARCH CORP COMMON STOCK 512807108 250 530 SH   SOLE   530 0 0
LAUDER ESTEE COS INC COMMON STOCK 518439104 213 801 SH   SOLE   801 0 0
LENNAR CORP COMMON STOCK 526057104 310 4,065 SH   SOLE   4,065 0 0
ELI LILLY & CO COMMON STOCK 532457108 870 5,151 SH   SOLE   5,151 0 0
ELI LILLY & CO COMMON STOCK 532457108 253 1,500 SH   OTR   1,500 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 475 1,338 SH   SOLE   1,338 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 621 3,868 SH   SOLE   3,868 0 0
MSCI INC COMMON STOCK 55354G100 494 1,106 SH   SOLE   1,106 0 0
MASTERCARD INC COMMON STOCK 57636Q104 1,465 4,104 SH   SOLE   4,104 0 0
MCDONALDS CORP COMMON STOCK 580135101 926 4,314 SH   SOLE   4,314 0 0
MCDONALDS CORP COMMON STOCK 580135101 220 1,025 SH   OTR   1,025 0 0
MERCADOLIBRE INC COMMON STOCK 58733R102 211 126 SH   SOLE   126 0 0
MERCK & CO INC COMMON STOCK 58933Y105 2,051 25,078 SH   SOLE   25,078 0 0
MERCK & CO INC COMMON STOCK 58933Y105 245 3,000 SH   OTR   3,000 0 0
MICROSOFT CORP COMMON STOCK 594918104 7,111 31,969 SH   SOLE   31,969 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 1,331 17,700 SH   SOLE   17,700 0 0
MONDELEZ INTL INC COMMON STOCK 609207105 738 12,618 SH   SOLE   12,618 0 0
MONSTER BEVERAGE CORP COMMON STOCK 61174X109 682 7,373 SH   SOLE   7,373 0 0
MOTOROLA SOLUTIONS INC COMMON STOCK 620076307 204 1,200 SH   SOLE   1,200 0 0
NATIONAL GRID PLC FOREIGN STOCK 636274409 706 11,961 SH   SOLE   11,961 0 0
NATIONAL GRID PLC FOREIGN STOCK 636274409 207 3,500 SH   OTR   3,500 0 0
NETFLIX INC COMMON STOCK 64110L106 607 1,122 SH   SOLE   1,122 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,637 21,224 SH   SOLE   21,224 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 309 4,000 SH   OTR   4,000 0 0
NIKE INC COMMON STOCK 654106103 2,159 15,261 SH   SOLE   15,261 0 0
NUCOR CORP COMMON STOCK 670346105 257 4,832 SH   SOLE   4,832 0 0
NVIDIA CORP COMMON STOCK 67066G104 1,073 2,055 SH   SOLE   2,055 0 0
ORACLE CORP COMMON STOCK 68389X105 302 4,667 SH   SOLE   4,667 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 498 3,339 SH   SOLE   3,339 0 0
PPL CORP COMMON STOCK 69351T106 493 17,465 SH   SOLE   17,465 0 0
PPL CORP COMMON STOCK 69351T106 35 1,250 SH   OTR   1,250 0 0
PAYPAL HLDGS INC COMMON STOCK 70450Y103 1,520 6,492 SH   SOLE   6,492 0 0
PEPSICO INC COMMON STOCK 713448108 1,937 13,060 SH   SOLE   13,060 0 0
PEPSICO INC COMMON STOCK 713448108 148 1,000 SH   OTR   1,000 0 0
PFIZER INC COMMON STOCK 717081103 1,933 52,513 SH   SOLE   52,513 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 1,762 21,287 SH   SOLE   21,287 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 157 1,900 SH   OTR   1,900 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,339 16,807 SH   SOLE   16,807 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 278 2,000 SH   OTR   2,000 0 0
QUALCOMM INC COMMON STOCK 747525103 443 2,909 SH   SOLE   2,909 0 0
REGENERON PHARMACEUTICALS INC COMMON STOCK 75886F107 493 1,020 SH   SOLE   1,020 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK 7591EP100 413 25,592 SH   SOLE   25,592 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 262 796 SH   SOLE   796 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103 8,261 22,094 SH   SOLE   22,094 0 0
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107 263 1,472 SH   SOLE   1,472 0 0
SPDR S&P 600 SMALL CAP MUTUAL FUND/STO 78464A813 643 8,084 SH   SOLE   8,084 0 0
SPDR S&P MIDCAP 400 (MKT) MUTUAL FUND/STO 78467Y107 8,395 19,992 SH   SOLE   19,992 0 0
SPDR S&P MIDCAP 400 (MKT) MUTUAL FUND/STO 78467Y107 58 139 SH   OTR   139 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 1,990 8,941 SH   SOLE   8,941 0 0
SANOFI FOREIGN STOCK 80105N105 103 2,129 SH   SOLE   2,129 0 0
SANOFI FOREIGN STOCK 80105N105 243 5,000 SH   OTR   5,000 0 0
SAP AKTIENGESELLSCHAFT FOREIGN STOCK 803054204 230 1,764 SH   SOLE   1,764 0 0
SCHWAB CHARLES CORP COMMON STOCK 808513105 690 13,018 SH   SOLE   13,018 0 0
ENERGY SELECT SECTOR SPDR FUND MUTUAL FUND/STO 81369Y506 1,046 27,612 SH   SOLE   27,612 0 0
ENERGY SELECT SECTOR SPDR FUND MUTUAL FUND/STO 81369Y506 32 855 SH   OTR   855 0 0
FINANCIAL SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y605 513 17,396 SH   SOLE   17,396 0 0
SERVICENOW INC COM COMMON STOCK 81762P102 958 1,740 SH   SOLE   1,740 0 0
SOUTHERN CO COMMON STOCK 842587107 900 14,649 SH   SOLE   14,649 0 0
SOUTHERN CO COMMON STOCK 842587107 246 4,000 SH   OTR   4,000 0 0
SOUTHWEST AIRLINES CO COMMON STOCK 844741108 459 9,851 SH   SOLE   9,851 0 0
STARBUCKS CORP COMMON STOCK 855244109 1,027 9,596 SH   SOLE   9,596 0 0
SYNCHRONY FINL COMMON STOCK 87165B103 309 8,889 SH   SOLE   8,889 0 0
TJX COS INC NEW COMMON STOCK 872540109 247 3,623 SH   SOLE   3,623 0 0
TAIWAN SEMICONDUCTOR FOREIGN STOCK 874039100 1,458 13,370 SH   SOLE   13,370 0 0
TC ENERGY CORP COM FOREIGN STOCK 87807B107 265 6,516 SH   SOLE   6,516 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 976 5,945 SH   SOLE   5,945 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 531 1,139 SH   SOLE   1,139 0 0
3M CO COMMON STOCK 88579Y101 443 2,534 SH   SOLE   2,534 0 0
3M CO COMMON STOCK 88579Y101 175 1,000 SH   OTR   1,000 0 0
UNILEVER PLC FOREIGN STOCK 904767704 656 10,862 SH   SOLE   10,862 0 0
UNILEVER PLC FOREIGN STOCK 904767704 60 1,000 SH   OTR   1,000 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 630 3,739 SH   SOLE   3,739 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 211 1,250 SH   OTR   1,250 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 2,743 7,821 SH   SOLE   7,821 0 0
VALERO ENERGY CORP NEW COMMON STOCK 91913Y100 402 7,098 SH   SOLE   7,098 0 0
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/GOV 921937835 4,386 49,738 SH   SOLE   49,738 0 0
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/GOV 921937835 121 1,369 SH   OTR   1,369 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUND/STO 921943858 2,262 47,915 SH   SOLE   47,915 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUND/STO 921943858 19 395 SH   OTR   395 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 1,675 33,417 SH   SOLE   33,417 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 59 1,168 SH   OTR   1,168 0 0
VANGUARD ENERGY ETF (MKT) MUTUAL FUND/STO 92204A306 1,456 28,069 SH   SOLE   28,069 0 0
VANGUARD ENERGY ETF (MKT) MUTUAL FUND/STO 92204A306 34 648 SH   OTR   648 0 0
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702 338 955 SH   SOLE   955 0 0
VANGUARD SHORT-TERM CORP BD IDX MUTUAL FUND/COR 92206C409 3,966 47,643 SH   SOLE   47,643 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 19,703 57,327 SH   SOLE   57,327 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 493 1,434 SH   OTR   1,434 0 0
VANGUARD MID-CAP VALUE ETF (MKT) MUTUAL FUND/STO 922908512 1,218 10,238 SH   SOLE   10,238 0 0
VANGUARD MID-CAP VALUE ETF (MKT) MUTUAL FUND/STO 922908512 15 123 SH   OTR   123 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 3,748 44,131 SH   SOLE   44,131 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 437 5,150 SH   OTR   5,150 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 1,159 8,148 SH   SOLE   8,148 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 16 114 SH   OTR   114 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629 3,626 17,537 SH   SOLE   17,537 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629 47 226 SH   OTR   226 0 0
VANGUARD VALUE INDEX MUTUAL FUND/STO 922908744 4,256 35,780 SH   SOLE   35,780 0 0
VANGUARD VALUE INDEX MUTUAL FUND/STO 922908744 37 314 SH   OTR   314 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 3,601 18,497 SH   SOLE   18,497 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 51 261 SH   OTR   261 0 0
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769 743 3,815 SH   SOLE   3,815 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,781 30,311 SH   SOLE   30,311 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 382 6,500 SH   OTR   6,500 0 0
VISA INC COMMON STOCK 92826C839 3,393 15,513 SH   SOLE   15,513 0 0
VODAFONE GROUP PLC FOREIGN STOCK 92857W308 731 44,341 SH   SOLE   44,341 0 0
VODAFONE GROUP PLC FOREIGN STOCK 92857W308 76 4,600 SH   OTR   4,600 0 0
VOYA FINL INC COMMON STOCK 929089100 599 10,178 SH   SOLE   10,178 0 0
WALMART INC COMMON STOCK 931142103 822 5,699 SH   SOLE   5,699 0 0
WELLS FARGO & CO COMMON STOCK 949746101 271 8,982 SH   SOLE   8,982 0 0
YUM! BRANDS INC COMMON STOCK 988498101 610 5,615 SH   SOLE   5,615 0 0
ZOETIS INC COMMON STOCK 98978V103 1,037 6,265 SH   SOLE   6,265 0 0
ATLASSIAN CORP FOREIGN STOCK G06242104 229 980 SH   SOLE   980 0 0
ACCENTURE PLC FOREIGN STOCK G1151C101 2,347 8,987 SH   SOLE   8,987 0 0
EATON CORP PLC FOREIGN STOCK G29183103 1,300 10,821 SH   SOLE   10,821 0 0
INVESCO LTD FOREIGN STOCK G491BT108 144 8,275 SH   SOLE   8,275 0 0
INVESCO LTD FOREIGN STOCK G491BT108 35 2,000 SH   OTR   2,000 0 0
MARVELL TECHNOLOGY GROUP LTD FOREIGN STOCK G5876H105 245 5,151 SH   SOLE   5,151 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 335 2,856 SH   SOLE   2,856 0 0
TRANE TECHNOLOGIES PLC FOREIGN STOCK G8994E103 1,185 8,164 SH   SOLE   8,164 0 0
ASML HOLDING NV FOREIGN STOCK N07059210 334 684 SH   SOLE   684 0 0