The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,532 53,666 SH   SOLE   53,666 0 0
AT&T INC COMMON STOCK 00206R102 232 8,136 SH   OTR   8,136 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 946 13,085 SH   SOLE   13,085 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 488 6,750 SH   OTR   6,750 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 710 7,702 SH   SOLE   7,702 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 648 7,029 SH   OTR   7,029 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101 1,158 5,119 SH   SOLE   5,119 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 549 8,139 SH   SOLE   8,139 0 0
ALLY FINL INC COMMON STOCK 02005N100 271 11,970 SH   SOLE   11,970 0 0
ALPHABET INC COMMON STOCK 02079K107 754 728 SH   SOLE   728 0 0
ALPHABET INC COMMON STOCK 02079K305 2,348 2,247 SH   SOLE   2,247 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 1,215 24,605 SH   SOLE   24,605 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 226 4,566 SH   OTR   4,566 0 0
AMAZON COM INC COMMON STOCK 023135106 2,631 1,752 SH   SOLE   1,752 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 306 4,094 SH   SOLE   4,094 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 76 1,017 SH   OTR   1,017 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 263 2,759 SH   SOLE   2,759 0 0
AMERICAN TOWER CORP COMMON STOCK 03027X100 614 3,881 SH   SOLE   3,881 0 0
AMGEN INC COMMON STOCK 031162100 356 1,828 SH   SOLE   1,828 0 0
APPLE INC COMMON STOCK 037833100 3,204 20,315 SH   SOLE   20,315 0 0
ASTRAZENECA PLC FOREIGN STOCK 046353108 485 12,777 SH   SOLE   12,777 0 0
ASTRAZENECA PLC FOREIGN STOCK 046353108 287 7,544 SH   OTR   7,544 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 252 1,922 SH   SOLE   1,922 0 0
BCE INC FOREIGN STOCK 05534B760 658 16,633 SH   SOLE   16,633 0 0
BCE INC FOREIGN STOCK 05534B760 157 3,973 SH   OTR   3,973 0 0
BP PLC FOREIGN STOCK 055622104 471 12,416 SH   SOLE   12,416 0 0
BP PLC FOREIGN STOCK 055622104 2 65 SH   OTR   65 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 1,207 48,986 SH   SOLE   48,986 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 381 1,867 SH   SOLE   1,867 0 0
BOEING CO COMMON STOCK 097023105 472 1,464 SH   SOLE   1,464 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 254 4,894 SH   SOLE   4,894 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 104 2,000 SH   OTR   2,000 0 0
BRITISH AMERICAN TOBACCO PLC FOREIGN STOCK 110448107 247 7,750 SH   SOLE   7,750 0 0
BRITISH AMERICAN TOBACCO PLC FOREIGN STOCK 110448107 88 2,769 SH   OTR   2,769 0 0
BROADCOM INC COM COMMON STOCK 11135F101 1,232 4,847 SH   SOLE   4,847 0 0
CIGNA CORP COMMON STOCK 125523100 244 1,284 SH   SOLE   1,284 0 0
CSX CORP COMMON STOCK 126408103 797 12,823 SH   SOLE   12,823 0 0
CDN IMPERIAL BK FOREIGN STOCK 136069101 242 3,240 SH   SOLE   3,240 0 0
CDN IMPERIAL BK FOREIGN STOCK 136069101 203 2,718 SH   OTR   2,718 0 0
CELANESE CORP COMMON STOCK 150870103 570 6,335 SH   SOLE   6,335 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 1,286 11,824 SH   SOLE   11,824 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 874 8,032 SH   OTR   32 0 8,000
CISCO SYSTEMS INC COMMON STOCK 17275R102 363 8,378 SH   SOLE   8,378 0 0
CITIZENS FINL GROUP INC COMMON STOCK 174610105 293 9,866 SH   SOLE   9,866 0 0
COCA COLA CO COMMON STOCK 191216100 1,290 27,249 SH   SOLE   27,249 0 0
COCA COLA CO COMMON STOCK 191216100 149 3,140 SH   OTR   3,140 0 0
COMCAST CORP COMMON STOCK 20030N101 756 22,204 SH   SOLE   22,204 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 355 2,209 SH   SOLE   2,209 0 0
CORNING INC COMMON STOCK 219350105 214 7,071 SH   SOLE   7,071 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 608 2,984 SH   SOLE   2,984 0 0
CROWN CASTLE INTL CORP COMMON STOCK 22822V101 754 6,940 SH   SOLE   6,940 0 0
CROWN CASTLE INTL CORP COMMON STOCK 22822V101 188 1,729 SH   OTR   1,729 0 0
DIAGEO PLC FOREIGN STOCK 25243Q205 104 735 SH   SOLE   735 0 0
DIAGEO PLC FOREIGN STOCK 25243Q205 170 1,200 SH   OTR   1,200 0 0
DISNEY WALT CO COMMON STOCK 254687106 954 8,703 SH   SOLE   8,703 0 0
DISNEY WALT CO COMMON STOCK 254687106 16 150 SH   OTR   150 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 1,031 14,433 SH   SOLE   14,433 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 75 1,047 SH   OTR   1,047 0 0
DOWDUPONT INC COM COMMON STOCK 26078J100 558 10,439 SH   SOLE   10,439 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 827 9,582 SH   SOLE   9,582 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 98 1,139 SH   OTR   1,139 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 317 4,015 SH   SOLE   4,015 0 0
EXELON CORP COMMON STOCK 30161N101 374 8,289 SH   SOLE   8,289 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,742 25,542 SH   SOLE   25,542 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 3,003 44,046 SH   OTR   46 0 44,000
FACEBOOK INC COMMON STOCK 30303M102 1,053 8,035 SH   SOLE   8,035 0 0
FIRST TRUST LOW MUTUAL FUND/GOV 33739Q200 9,665 189,318 SH   SOLE   189,318 0 0
FIRST TRUST LOW MUTUAL FUND/GOV 33739Q200 100 1,952 SH   OTR   1,952 0 0
GALLAGHER ARTHUR J & CO COMMON STOCK 363576109 245 3,320 SH   SOLE   3,320 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 112 14,840 SH   SOLE   14,840 0 0
GENERAL MILLS INC COMMON STOCK 370334104 209 5,369 SH   SOLE   5,369 0 0
GENERAL MILLS INC COMMON STOCK 370334104 138 3,535 SH   OTR   3,535 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 772 20,216 SH   SOLE   20,216 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 187 4,888 SH   OTR   4,888 0 0
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104 253 5,686 SH   SOLE   5,686 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,072 6,238 SH   SOLE   6,238 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 787 5,959 SH   SOLE   5,959 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 145 1,100 SH   OTR   1,100 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 629 4,968 SH   SOLE   4,968 0 0
INTEL CORP COMMON STOCK 458140100 634 13,517 SH   SOLE   13,517 0 0
INTERCONTINENTALEXCHANGE GROUP COMMON STOCK 45866F104 611 8,105 SH   SOLE   8,105 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 548 4,825 SH   SOLE   4,825 0 0
INVESCO EXCHANGE TRADED FD TR MUTUAL FUND/STO 46137V357 7,044 77,063 SH   SOLE   77,063 0 0
INVESCO EXCHANGE TRADED FD TR MUTUAL FUND/STO 46137V357 74 806 SH   OTR   806 0 0
ISHARES CORE S&P TOTAL US STOCK MUTUAL FUND/STO 464287150 2,761 48,650 SH   SOLE   48,650 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUND/STO 464287200 3,675 14,604 SH   SOLE   14,604 0 0
ISHARES CORE TOTAL US BOND MUTUAL FUND/COR 464287226 956 8,979 SH   SOLE   8,979 0 0
ISHARES MSCI EMERGING MARKETS MUTUAL FUNDS GL 464287234 2,007 51,390 SH   SOLE   51,390 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 3,281 55,810 SH   SOLE   55,810 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 104 1,775 SH   OTR   1,775 0 0
ISHARES RUSSELL MID-CAP (MKT) MUTUAL FUND/STO 464287499 1,190 25,600 SH   SOLE   25,600 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 10,914 65,722 SH   SOLE   65,722 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 62 373 SH   OTR   373 0 0
ISHARES RUSSELL 1000 VALUE (MKT) MUTUAL FUND/STO 464287598 1,120 10,087 SH   SOLE   10,087 0 0
ISHARES RUSSELL 1000 GROWTH MUTUAL FUND/STO 464287614 2,420 18,486 SH   SOLE   18,486 0 0
ISHARES RUSSELL 2000 (MKT) MUTUAL FUND/STO 464287655 1,061 7,921 SH   SOLE   7,921 0 0
ISHARES RUSSELL 2000 (MKT) MUTUAL FUND/STO 464287655 7 52 SH   OTR   52 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 13,208 190,532 SH   SOLE   190,532 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 319 4,607 SH   OTR   4,607 0 0
ISHARES ST NATIONAL AMTFREE MUTUAL FUNDS/MU 464288158 1,353 12,833 SH   SOLE   12,833 0 0
ISHARES NATIONAL AMT-FREE MUNI MUTUAL FUNDS/MU 464288414 252 2,315 SH   SOLE   2,315 0 0
ISHARES INTERNATIONAL SELECT DIV MUTUAL FUND/STO 464288448 4,380 152,562 SH   SOLE   152,562 0 0
ISHARES INTERNATIONAL SELECT DIV MUTUAL FUND/STO 464288448 184 6,400 SH   OTR   6,400 0 0
ISHARES INTERMEDIATE-TERM MUTUAL FUND/COR 464288638 8,023 153,060 SH   SOLE   153,060 0 0
ISHARES INTERMEDIATE-TERM MUTUAL FUND/COR 464288638 100 1,904 SH   OTR   1,904 0 0
ISHARES CORE MSCI EAFE MUTUAL FUNDS GL 46432F842 3,888 70,697 SH   SOLE   70,697 0 0
ISHARES CORE MSCI EAFE MUTUAL FUNDS GL 46432F842 33 597 SH   OTR   597 0 0
ISHARES CORE MSCI EMERGING MUTUAL FUNDS GL 46434G103 2,215 46,969 SH   SOLE   46,969 0 0
ISHARES CORE MSCI EMERGING MUTUAL FUNDS GL 46434G103 15 328 SH   OTR   328 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 783 8,025 SH   SOLE   8,025 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 635 6,500 SH   OTR   6,500 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 817 6,329 SH   SOLE   6,329 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 323 2,500 SH   OTR   2,500 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 515 4,518 SH   SOLE   4,518 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 230 2,015 SH   OTR   2,015 0 0
ELI LILLY & CO COMMON STOCK 532457108 487 4,212 SH   SOLE   4,212 0 0
ELI LILLY & CO COMMON STOCK 532457108 174 1,500 SH   OTR   1,500 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 314 1,199 SH   SOLE   1,199 0 0
LOEWS CORP COMMON STOCK 540424108 354 7,785 SH   SOLE   7,785 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 297 3,220 SH   SOLE   3,220 0 0
MASTERCARD INC COMMON STOCK 57636Q104 348 1,845 SH   SOLE   1,845 0 0
MCDONALDS CORP COMMON STOCK 580135101 694 3,911 SH   SOLE   3,911 0 0
MCDONALDS CORP COMMON STOCK 580135101 182 1,025 SH   OTR   1,025 0 0
MERCK & CO INC COMMON STOCK 58933Y105 1,820 23,816 SH   SOLE   23,816 0 0
MERCK & CO INC COMMON STOCK 58933Y105 232 3,038 SH   OTR   3,038 0 0
MICROSOFT CORP COMMON STOCK 594918104 1,950 19,203 SH   SOLE   19,203 0 0
MICROSOFT CORP COMMON STOCK 594918104 10 100 SH   OTR   100 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 564 17,782 SH   SOLE   17,782 0 0
MONDELEZ INTL INC COMMON STOCK 609207105 282 7,052 SH   SOLE   7,052 0 0
MONSTER BEVERAGE CORP COMMON STOCK 61174X109 359 7,288 SH   SOLE   7,288 0 0
NATIONAL GRID PLC FOREIGN STOCK 636274409 559 11,659 SH   SOLE   11,659 0 0
NATIONAL GRID PLC FOREIGN STOCK 636274409 170 3,552 SH   OTR   3,552 0 0
NETFLIX INC COMMON STOCK 64110L106 291 1,089 SH   SOLE   1,089 0 0
RESIDENTIAL INVT CORP COM COMMON STOCK 64828T201 168 11,790 SH   SOLE   11,790 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 580 3,334 SH   SOLE   3,334 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 174 1,000 SH   OTR   1,000 0 0
NIKE INC COMMON STOCK 654106103 607 8,191 SH   SOLE   8,191 0 0
NUCOR CORP COMMON STOCK 670346105 348 6,719 SH   SOLE   6,719 0 0
NVIDIA CORP COMMON STOCK 67066G104 622 4,656 SH   SOLE   4,656 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 462 7,529 SH   SOLE   7,529 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 3 44 SH   OTR   44 0 0
ORACLE CORP COMMON STOCK 68389X105 329 7,284 SH   SOLE   7,284 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 225 1,928 SH   SOLE   1,928 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 1 11 SH   OTR   11 0 0
PPL CORP COMMON STOCK 69351T106 472 16,661 SH   SOLE   16,661 0 0
PPL CORP COMMON STOCK 69351T106 37 1,317 SH   OTR   1,317 0 0
PEPSICO INC COMMON STOCK 713448108 1,476 13,364 SH   SOLE   13,364 0 0
PEPSICO INC COMMON STOCK 713448108 112 1,010 SH   OTR   1,010 0 0
PFIZER INC COMMON STOCK 717081103 1,374 31,474 SH   SOLE   31,474 0 0
PFIZER INC COMMON STOCK 717081103 6 137 SH   OTR   137 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 1,230 18,417 SH   SOLE   18,417 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 129 1,938 SH   OTR   1,938 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,998 21,735 SH   SOLE   21,735 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 186 2,025 SH   OTR   2,025 0 0
PUBLIC STORAGE COMMON STOCK 74460D109 119 588 SH   SOLE   588 0 0
PUBLIC STORAGE COMMON STOCK 74460D109 305 1,509 SH   OTR   1,509 0 0
REALTY INCOME CORP COMMON STOCK 756109104 223 3,541 SH   SOLE   3,541 0 0
REALTY INCOME CORP COMMON STOCK 756109104 17 266 SH   OTR   266 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103 3,083 12,334 SH   SOLE   12,334 0 0
SPDR S&P 600 SMALL CAP MUTUAL FUND/STO 78464A813 1,488 24,805 SH   SOLE   24,805 0 0
SPDR S&P MIDCAP 400 (MKT) MUTUAL FUND/STO 78467Y107 8,015 26,481 SH   SOLE   26,481 0 0
SPDR S&P MIDCAP 400 (MKT) MUTUAL FUND/STO 78467Y107 65 216 SH   OTR   216 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 574 4,189 SH   SOLE   4,189 0 0
SANOFI FOREIGN STOCK 80105N105 357 8,221 SH   SOLE   8,221 0 0
SANOFI FOREIGN STOCK 80105N105 219 5,040 SH   OTR   5,040 0 0
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 569 13,696 SH   SOLE   13,696 0 0
ENERGY SELECT SECTOR SPDR FUND MUTUAL FUND/STO 81369Y506 941 16,408 SH   SOLE   16,408 0 0
ENERGY SELECT SECTOR SPDR FUND MUTUAL FUND/STO 81369Y506 16 286 SH   OTR   286 0 0
FINANCIAL SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y605 1,137 47,713 SH   SOLE   47,713 0 0
SOUTHERN CO COMMON STOCK 842587107 576 13,126 SH   SOLE   13,126 0 0
SOUTHERN CO COMMON STOCK 842587107 90 2,042 SH   OTR   2,042 0 0
STARBUCKS CORP COMMON STOCK 855244109 269 4,184 SH   SOLE   4,184 0 0
TAIWAN SEMICONDUCTOR FOREIGN STOCK 874039100 495 13,423 SH   SOLE   13,423 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 429 4,538 SH   SOLE   4,538 0 0
3M CO COMMON STOCK 88579Y101 534 2,804 SH   SOLE   2,804 0 0
3M CO COMMON STOCK 88579Y101 191 1,000 SH   OTR   1,000 0 0
TOTAL S A FOREIGN STOCK 89151E109 415 7,960 SH   SOLE   7,960 0 0
TOTAL S A FOREIGN STOCK 89151E109 3 51 SH   OTR   51 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 167 1,714 SH   SOLE   1,714 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 137 1,409 SH   OTR   1,409 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 179 1,678 SH   SOLE   1,678 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 80 750 SH   OTR   750 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 1,406 5,645 SH   SOLE   5,645 0 0
VALERO ENERGY CORP NEW COMMON STOCK 91913Y100 697 9,302 SH   SOLE   9,302 0 0
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/GOV 921937835 794 10,019 SH   SOLE   10,019 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUND/STO 921943858 1,604 43,240 SH   SOLE   43,240 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUND/STO 921943858 7 189 SH   OTR   189 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 335 8,782 SH   SOLE   8,782 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 5 126 SH   OTR   126 0 0
VANGUARD ENERGY ETF (MKT) MUTUAL FUND/STO 92204A306 1,149 14,905 SH   SOLE   14,905 0 0
VANGUARD ENERGY ETF (MKT) MUTUAL FUND/STO 92204A306 16 206 SH   OTR   206 0 0
VANGUARD SHORT-TERM CORP BD IDX MUTUAL FUND/COR 92206C409 1,749 22,440 SH   SOLE   22,440 0 0
VENTAS INC COMMON STOCK 92276F100 366 6,255 SH   SOLE   6,255 0 0
VENTAS INC COMMON STOCK 92276F100 60 1,027 SH   OTR   1,027 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 10,134 44,097 SH   SOLE   44,097 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 250 1,087 SH   OTR   1,087 0 0
VANGUARD MID-CAP VALUE ETF (MKT) MUTUAL FUND/STO 922908512 1,162 12,195 SH   SOLE   12,195 0 0
VANGUARD MID-CAP VALUE ETF (MKT) MUTUAL FUND/STO 922908512 20 213 SH   OTR   213 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 3,766 50,503 SH   SOLE   50,503 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 421 5,652 SH   OTR   5,652 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 1,253 10,985 SH   SOLE   10,985 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 20 175 SH   OTR   175 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629 656 4,748 SH   SOLE   4,748 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629 10 74 SH   OTR   74 0 0
VANGUARD VALUE INDEX MUTUAL FUND/STO 922908744 4,284 43,739 SH   SOLE   43,739 0 0
VANGUARD VALUE INDEX MUTUAL FUND/STO 922908744 75 769 SH   OTR   769 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 617 4,676 SH   SOLE   4,676 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 10 76 SH   OTR   76 0 0
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769 545 4,274 SH   SOLE   4,274 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,905 33,887 SH   SOLE   33,887 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 343 6,107 SH   OTR   6,107 0 0
VISA INC COMMON STOCK 92826C839 1,119 8,478 SH   SOLE   8,478 0 0
VODAFONE GROUP PLC FOREIGN STOCK 92857W308 608 31,528 SH   SOLE   31,528 0 0
VODAFONE GROUP PLC FOREIGN STOCK 92857W308 91 4,728 SH   OTR   4,728 0 0
VOYA FINL INC COMMON STOCK 929089100 388 9,675 SH   SOLE   9,675 0 0
WALMART, INC COMMON STOCK 931142103 392 4,204 SH   SOLE   4,204 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 668 14,487 SH   SOLE   14,487 0 0
WELLTOWER INC COMMON STOCK 95040Q104 421 6,065 SH   SOLE   6,065 0 0
WELLTOWER INC COMMON STOCK 95040Q104 2 34 SH   OTR   34 0 0
YUM! BRANDS INC COMMON STOCK 988498101 462 5,021 SH   SOLE   5,021 0 0
ACCENTURE PLC FOREIGN STOCK G1151C101 501 3,555 SH   SOLE   3,555 0 0
EATON CORP PLC FOREIGN STOCK G29183103 614 8,944 SH   SOLE   8,944 0 0
INGERSOLL RAND PLC FOREIGN STOCK G47791101 673 7,380 SH   SOLE   7,380 0 0