The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 2,298 68,437 SH   SOLE   68,437 0 0
AT&T INC COMMON STOCK 00206R102 266 7,936 SH   OTR   7,936 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 954 13,004 SH   SOLE   13,004 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 495 6,750 SH   OTR   6,750 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 983 10,396 SH   SOLE   10,396 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 665 7,029 SH   OTR   7,029 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101 1,255 4,650 SH   SOLE   4,650 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 557 7,899 SH   SOLE   7,899 0 0
ALLY FINL INC COMMON STOCK 02005N100 317 11,970 SH   SOLE   11,970 0 0
ALPHABET INC COMMON STOCK 02079K107 838 702 SH   SOLE   702 0 0
ALPHABET INC COMMON STOCK 02079K305 2,590 2,146 SH   SOLE   2,146 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 1,633 27,080 SH   SOLE   27,080 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 275 4,566 SH   OTR   4,566 0 0
AMAZON.COM INC COMMON STOCK 023135106 3,253 1,624 SH   SOLE   1,624 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 304 4,291 SH   SOLE   4,291 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 72 1,017 SH   OTR   1,017 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 292 2,745 SH   SOLE   2,745 0 0
AMERICAN TOWER CORP COMMON STOCK 03027X100 505 3,476 SH   SOLE   3,476 0 0
AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106 215 1,456 SH   SOLE   1,456 0 0
AMGEN INC COMMON STOCK 031162100 336 1,621 SH   SOLE   1,621 0 0
ANDEAVOR COM COMMON STOCK 03349M105 475 3,096 SH   SOLE   3,096 0 0
APPLE INC COMMON STOCK 037833100 4,306 19,075 SH   SOLE   19,075 0 0
ASTRAZENECA PLC FOREIGN STOCK 046353108 464 11,725 SH   SOLE   11,725 0 0
ASTRAZENECA PLC FOREIGN STOCK 046353108 299 7,544 SH   OTR   7,544 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 272 1,803 SH   SOLE   1,803 0 0
BCE INC FOREIGN STOCK 05534B760 816 20,137 SH   SOLE   20,137 0 0
BCE INC FOREIGN STOCK 05534B760 161 3,973 SH   OTR   3,973 0 0
BP PLC FOREIGN STOCK 055622104 476 10,334 SH   SOLE   10,334 0 0
BP PLC FOREIGN STOCK 055622104 3 65 SH   OTR   65 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 1,341 45,516 SH   SOLE   45,516 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 483 2,254 SH   SOLE   2,254 0 0
BOEING CO COMMON STOCK 097023105 447 1,201 SH   SOLE   1,201 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 232 3,744 SH   SOLE   3,744 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 124 2,000 SH   OTR   2,000 0 0
BRITISH AMERICAN TOBACCO PLC FOREIGN STOCK 110448107 444 9,522 SH   SOLE   9,522 0 0
BRITISH AMERICAN TOBACCO PLC FOREIGN STOCK 110448107 0 19 SH   OTR   19 0 0
BROADCOM INC COM COMMON STOCK 11135F101 1,265 5,130 SH   SOLE   5,130 0 0
CSX CORP COMMON STOCK 126408103 836 11,283 SH   SOLE   11,283 0 0
CDN IMPERIAL BK FOREIGN STOCK 136069101 158 1,684 SH   SOLE   1,684 0 0
CDN IMPERIAL BK FOREIGN STOCK 136069101 255 2,718 SH   OTR   2,718 0 0
CELANESE CORP COMMON STOCK 150870103 701 6,150 SH   SOLE   6,150 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 1,336 10,923 SH   SOLE   10,923 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 982 8,032 SH   OTR   32 0 8,000
CISCO SYSTEMS INC COMMON STOCK 17275R102 347 7,127 SH   SOLE   7,127 0 0
CITIZENS FINL GROUP INC COMMON STOCK 174610105 385 9,976 SH   SOLE   9,976 0 0
CITRIX SYSTEMS INC COMMON STOCK 177376100 201 1,806 SH   SOLE   1,806 0 0
COCA COLA CO COMMON STOCK 191216100 1,498 32,426 SH   SOLE   32,426 0 0
COCA COLA CO COMMON STOCK 191216100 145 3,140 SH   OTR   3,140 0 0
COMCAST CORP COMMON STOCK 20030N101 864 24,388 SH   SOLE   24,388 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 459 2,128 SH   SOLE   2,128 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 694 2,955 SH   SOLE   2,955 0 0
CROWN CASTLE INTL CORP COMMON STOCK 22822V101 884 7,940 SH   SOLE   7,940 0 0
CROWN CASTLE INTL CORP COMMON STOCK 22822V101 192 1,729 SH   OTR   1,729 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 205 1,840 SH   SOLE   1,840 0 0
DIAGEO PLC FOREIGN STOCK 25243Q205 107 755 SH   SOLE   755 0 0
DIAGEO PLC FOREIGN STOCK 25243Q205 170 1,200 SH   OTR   1,200 0 0
DISNEY WALT CO COMMON STOCK 254687106 1,012 8,658 SH   SOLE   8,658 0 0
DISNEY WALT CO COMMON STOCK 254687106 18 150 SH   OTR   150 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 1,065 15,156 SH   SOLE   15,156 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 74 1,047 SH   OTR   1,047 0 0
DOWDUPONT INC COM COMMON STOCK 26078J100 642 9,977 SH   SOLE   9,977 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 872 10,901 SH   SOLE   10,901 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 91 1,139 SH   OTR   1,139 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 463 3,839 SH   SOLE   3,839 0 0
EXELON CORP COMMON STOCK 30161N101 269 6,169 SH   SOLE   6,169 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,512 29,547 SH   SOLE   29,547 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 3,915 46,046 SH   OTR   46 0 46,000
FACEBOOK INC COMMON STOCK 30303M102 1,242 7,550 SH   SOLE   7,550 0 0
FIRST TRUST LOW MUTUAL FUND/GOV 33739Q200 8,404 164,880 SH   SOLE   164,880 0 0
FIRST TRUST LOW MUTUAL FUND/GOV 33739Q200 25 489 SH   OTR   489 0 0
GALLAGHER ARTHUR J & CO COMMON STOCK 363576109 226 3,040 SH   SOLE   3,040 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 274 24,290 SH   SOLE   24,290 0 0
GENERAL MILLS INC COMMON STOCK 370334104 132 3,085 SH   SOLE   3,085 0 0
GENERAL MILLS INC COMMON STOCK 370334104 130 3,035 SH   OTR   3,035 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 838 20,865 SH   SOLE   20,865 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 196 4,888 SH   OTR   4,888 0 0
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104 288 5,766 SH   SOLE   5,766 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,298 6,268 SH   SOLE   6,268 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1,027 6,171 SH   SOLE   6,171 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 183 1,100 SH   OTR   1,100 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 691 4,898 SH   SOLE   4,898 0 0
INTEL CORP COMMON STOCK 458140100 611 12,918 SH   SOLE   12,918 0 0
INTERCONTINENTALEXCHANGE GROUP COMMON STOCK 45866F104 587 7,835 SH   SOLE   7,835 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 880 5,821 SH   SOLE   5,821 0 0
INVESCO EXCHANGE TRADED FD TR MUTUAL FUND/STO 46137V357 9,070 84,920 SH   SOLE   84,920 0 0
INVESCO EXCHANGE TRADED FD TR MUTUAL FUND/STO 46137V357 133 1,241 SH   OTR   1,241 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUND/STO 464287200 3,644 12,449 SH   SOLE   12,449 0 0
ISHARES CORE TOTAL US BOND MUTUAL FUND/COR 464287226 1,374 13,023 SH   SOLE   13,023 0 0
ISHARES MSCI EMERGING MARKETS MUTUAL FUNDS GL 464287234 2,527 58,869 SH   SOLE   58,869 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 6,331 93,116 SH   SOLE   93,116 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 121 1,775 SH   OTR   1,775 0 0
ISHARES RUSSELL MID-CAP (MKT) MUTUAL FUND/STO 464287499 1,411 6,400 SH   SOLE   6,400 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 17,492 86,898 SH   SOLE   86,898 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 93 461 SH   OTR   461 0 0
ISHARES RUSSELL 1000 VALUE (MKT) MUTUAL FUND/STO 464287598 1,543 12,187 SH   SOLE   12,187 0 0
ISHARES RUSSELL 1000 GROWTH MUTUAL FUND/STO 464287614 3,728 23,900 SH   SOLE   23,900 0 0
ISHARES RUSSELL 2000 (MKT) MUTUAL FUND/STO 464287655 1,117 6,630 SH   SOLE   6,630 0 0
ISHARES RUSSELL 2000 (MKT) MUTUAL FUND/STO 464287655 9 52 SH   OTR   52 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 19,091 218,828 SH   SOLE   218,828 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 405 4,647 SH   OTR   4,647 0 0
ISHARES NATIONAL AMT-FREE MUNI MUTUAL FUNDS/MU 464288414 394 3,651 SH   SOLE   3,651 0 0
ISHARES INTERNATIONAL SELECT DIV MUTUAL FUND/STO 464288448 3,812 116,830 SH   SOLE   116,830 0 0
ISHARES INTERNATIONAL SELECT DIV MUTUAL FUND/STO 464288448 209 6,400 SH   OTR   6,400 0 0
ISHARES INTERMEDIATE-TERM MUTUAL FUND/COR 464288638 7,684 144,700 SH   SOLE   144,700 0 0
ISHARES INTERMEDIATE-TERM MUTUAL FUND/COR 464288638 101 1,904 SH   OTR   1,904 0 0
ISHARES CORE MSCI EAFE MUTUAL FUNDS GL 46432F842 4,523 70,588 SH   SOLE   70,588 0 0
ISHARES CORE MSCI EAFE MUTUAL FUNDS GL 46432F842 34 535 SH   OTR   535 0 0
ISHARES CORE MSCI EMERGING MUTUAL FUNDS GL 46434G103 3,131 60,476 SH   SOLE   60,476 0 0
ISHARES CORE MSCI EMERGING MUTUAL FUNDS GL 46434G103 35 685 SH   OTR   685 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 793 7,024 SH   SOLE   7,024 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 733 6,500 SH   OTR   6,500 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 743 5,380 SH   SOLE   5,380 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 345 2,500 SH   OTR   2,500 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 574 5,047 SH   SOLE   5,047 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 229 2,015 SH   OTR   2,015 0 0
ELI LILLY & CO COMMON STOCK 532457108 423 3,945 SH   SOLE   3,945 0 0
ELI LILLY & CO COMMON STOCK 532457108 161 1,500 SH   OTR   1,500 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 331 956 SH   SOLE   956 0 0
LOEWS CORP COMMON STOCK 540424108 414 8,238 SH   SOLE   8,238 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 349 3,040 SH   SOLE   3,040 0 0
MASTERCARD INC COMMON STOCK 57636Q104 437 1,965 SH   SOLE   1,965 0 0
MCDONALDS CORP COMMON STOCK 580135101 677 4,045 SH   SOLE   4,045 0 0
MCDONALDS CORP COMMON STOCK 580135101 171 1,025 SH   OTR   1,025 0 0
MERCK & CO INC COMMON STOCK 58933Y105 1,883 26,548 SH   SOLE   26,548 0 0
MERCK & CO INC COMMON STOCK 58933Y105 216 3,038 SH   OTR   3,038 0 0
MICROSOFT CORP COMMON STOCK 594918104 2,050 17,921 SH   SOLE   17,921 0 0
MICROSOFT CORP COMMON STOCK 594918104 11 100 SH   OTR   100 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 807 17,832 SH   SOLE   17,832 0 0
MONDELEZ INTL INC COMMON STOCK 609207105 237 5,522 SH   SOLE   5,522 0 0
MONSTER BEVERAGE CORP COMMON STOCK 61174X109 394 6,753 SH   SOLE   6,753 0 0
NATIONAL GRID PLC FOREIGN STOCK 636274409 693 13,354 SH   SOLE   13,354 0 0
NATIONAL GRID PLC FOREIGN STOCK 636274409 76 1,472 SH   OTR   1,472 0 0
NETFLIX INC COMMON STOCK 64110L106 380 1,016 SH   SOLE   1,016 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 496 2,960 SH   SOLE   2,960 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 168 1,000 SH   OTR   1,000 0 0
NIKE INC COMMON STOCK 654106103 636 7,503 SH   SOLE   7,503 0 0
NUCOR CORP COMMON STOCK 670346105 417 6,579 SH   SOLE   6,579 0 0
NVIDIA CORP COMMON STOCK 67066G104 1,291 4,594 SH   SOLE   4,594 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 465 5,659 SH   SOLE   5,659 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 4 44 SH   OTR   44 0 0
ORACLE CORP COMMON STOCK 68389X105 474 9,201 SH   SOLE   9,201 0 0
PPL CORP COMMON STOCK 69351T106 494 16,888 SH   SOLE   16,888 0 0
PPL CORP COMMON STOCK 69351T106 39 1,317 SH   OTR   1,317 0 0
PEPSICO INC COMMON STOCK 713448108 1,224 10,947 SH   SOLE   10,947 0 0
PEPSICO INC COMMON STOCK 713448108 113 1,010 SH   OTR   1,010 0 0
PFIZER INC COMMON STOCK 717081103 1,255 28,474 SH   SOLE   28,474 0 0
PFIZER INC COMMON STOCK 717081103 6 137 SH   OTR   137 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 1,619 19,859 SH   SOLE   19,859 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 134 1,638 SH   OTR   1,638 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,923 23,104 SH   SOLE   23,104 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 139 1,675 SH   OTR   1,675 0 0
PUBLIC STORAGE COMMON STOCK 74460D109 278 1,381 SH   SOLE   1,381 0 0
PUBLIC STORAGE COMMON STOCK 74460D109 304 1,509 SH   OTR   1,509 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103 1,043 3,586 SH   SOLE   3,586 0 0
SPDR S&P MIDCAP 400 (MKT) MUTUAL FUND/STO 78467Y107 6,641 18,072 SH   SOLE   18,072 0 0
SPDR S&P MIDCAP 400 (MKT) MUTUAL FUND/STO 78467Y107 79 216 SH   OTR   216 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 653 4,103 SH   SOLE   4,103 0 0
SANOFI FOREIGN STOCK 80105N105 450 10,070 SH   SOLE   10,070 0 0
SANOFI FOREIGN STOCK 80105N105 225 5,040 SH   OTR   5,040 0 0
SAP AKTIENGESELLSCHAFT FOREIGN STOCK 803054204 223 1,810 SH   SOLE   1,810 0 0
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 629 12,796 SH   SOLE   12,796 0 0
ENERGY SELECT SECTOR SPDRR (MKT) MUTUAL FUND/STO 81369Y506 1,722 22,736 SH   SOLE   22,736 0 0
ENERGY SELECT SECTOR SPDRR (MKT) MUTUAL FUND/STO 81369Y506 16 206 SH   OTR   206 0 0
FINANCIAL SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y605 1,583 57,397 SH   SOLE   57,397 0 0
SOUTHERN CO COMMON STOCK 842587107 621 14,249 SH   SOLE   14,249 0 0
SOUTHERN CO COMMON STOCK 842587107 89 2,042 SH   OTR   2,042 0 0
STARBUCKS CORP COMMON STOCK 855244109 264 4,650 SH   SOLE   4,650 0 0
SYNCHRONY FINL COMMON STOCK 87165B103 310 9,979 SH   SOLE   9,979 0 0
TAIWAN SEMICONDUCTOR FOREIGN STOCK 874039100 599 13,563 SH   SOLE   13,563 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 422 3,937 SH   SOLE   3,937 0 0
3M CO COMMON STOCK 88579Y101 658 3,122 SH   SOLE   3,122 0 0
3M CO COMMON STOCK 88579Y101 211 1,000 SH   OTR   1,000 0 0
TOTAL S A FOREIGN STOCK 89151E109 408 6,338 SH   SOLE   6,338 0 0
TOTAL S A FOREIGN STOCK 89151E109 3 51 SH   OTR   51 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 123 1,050 SH   SOLE   1,050 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 165 1,409 SH   OTR   1,409 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 226 1,619 SH   SOLE   1,619 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 105 750 SH   OTR   750 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 1,390 5,226 SH   SOLE   5,226 0 0
VALERO ENERGY CORP NEW COMMON STOCK 91913Y100 1,006 8,841 SH   SOLE   8,841 0 0
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/GOV 921937835 1,063 13,511 SH   SOLE   13,511 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUND/STO 921943858 2,659 61,456 SH   SOLE   61,456 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUND/STO 921943858 15 353 SH   OTR   353 0 0
VANGUARD FTSE ALL WORLD MUTUAL FUND/STO 922042718 1,663 14,826 SH   SOLE   14,826 0 0
VANGUARD FTSE ALL WORLD MUTUAL FUND/STO 922042718 8 67 SH   OTR   67 0 0
VANGUARD FTSE ALL-WORLD EX-US MUTUAL FUNDS GL 922042775 214 4,115 SH   SOLE   4,115 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 1,802 43,948 SH   SOLE   43,948 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 17 425 SH   OTR   425 0 0
VANGUARD ENERGY ETF (MKT) MUTUAL FUND/STO 92204A306 2,364 22,488 SH   SOLE   22,488 0 0
VANGUARD ENERGY ETF (MKT) MUTUAL FUND/STO 92204A306 16 151 SH   OTR   151 0 0
VANGUARD SHORT-TERM CORP BD IDX MUTUAL FUND/COR 92206C409 2,475 31,660 SH   SOLE   31,660 0 0
VENTAS INC COMMON STOCK 92276F100 338 6,215 SH   SOLE   6,215 0 0
VENTAS INC COMMON STOCK 92276F100 56 1,027 SH   OTR   1,027 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 8,455 31,661 SH   SOLE   31,661 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 154 576 SH   OTR   576 0 0
VANGUARD MID-CAP VALUE ETF (MKT) MUTUAL FUND/STO 922908512 1,366 12,083 SH   SOLE   12,083 0 0
VANGUARD MID-CAP VALUE ETF (MKT) MUTUAL FUND/STO 922908512 26 232 SH   OTR   232 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 4,333 53,702 SH   SOLE   53,702 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 456 5,652 SH   OTR   5,652 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 1,568 11,254 SH   SOLE   11,254 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 27 192 SH   OTR   192 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629 746 4,543 SH   SOLE   4,543 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629 19 113 SH   OTR   113 0 0
VANGUARD VALUE INDEX MUTUAL FUND/STO 922908744 2,743 24,785 SH   SOLE   24,785 0 0
VANGUARD VALUE INDEX MUTUAL FUND/STO 922908744 87 789 SH   OTR   789 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 849 5,219 SH   SOLE   5,219 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 19 115 SH   OTR   115 0 0
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769 631 4,215 SH   SOLE   4,215 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,948 36,483 SH   SOLE   36,483 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 326 6,107 SH   OTR   6,107 0 0
VISA INC COMMON STOCK 92826C839 1,142 7,609 SH   SOLE   7,609 0 0
VODAFONE GROUP PLC FOREIGN STOCK 92857W308 623 28,716 SH   SOLE   28,716 0 0
VODAFONE GROUP PLC FOREIGN STOCK 92857W308 103 4,728 SH   OTR   4,728 0 0
VOYA FINL INC COMMON STOCK 929089100 450 9,065 SH   SOLE   9,065 0 0
WALMART, INC COMMON STOCK 931142103 341 3,634 SH   SOLE   3,634 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 820 15,608 SH   SOLE   15,608 0 0
WELLTOWER INC COMMON STOCK 95040Q104 413 6,415 SH   SOLE   6,415 0 0
WELLTOWER INC COMMON STOCK 95040Q104 2 34 SH   OTR   34 0 0
YUM! BRANDS INC COMMON STOCK 988498101 412 4,531 SH   SOLE   4,531 0 0
ACCENTURE PLC FOREIGN STOCK G1151C101 549 3,225 SH   SOLE   3,225 0 0
EATON CORP PLC FOREIGN STOCK G29183103 759 8,755 SH   SOLE   8,755 0 0
INGERSOLL RAND PLC FOREIGN STOCK G47791101 732 7,160 SH   SOLE   7,160 0 0
INVESCO LTD FOREIGN STOCK G491BT108 218 9,520 SH   SOLE   9,520 0 0