The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLERGAN PLC SHS COMMON STOCK G0177J108 365 1,362 SH   SOLE   1,362 0 0
ACCENTURE PLC COMMON STOCK G1151C101 8 65 SH   SOLE   65 0 0
DELPHI AUTOMOTIVE PLC COMMON STOCK G27823106 61 807 SH   SOLE   807 0 0
ICON PLC COMMON STOCK G4705A100 69 924 SH   SOLE   924 0 0
PENTAIR PLC USD COMMON STOCK G7S00T104 4 80 SH   SOLE   80 0 0
SEAGATE TECHNOLOGY PUB LTD COMMON STOCK G7945M107 34 1,000 SH   DFND   0 1,000 0
CHUBB LTD COMMON STOCK H1467J104 156 1,310 SH   SOLE   1,310 0 0
TE CONNECTIVITY LTD COMMON STOCK H84989104 58 944 SH   SOLE   944 0 0
CHECK POINT SOFTWARE TECH COMMON STOCK M22465104 30 340 SH   SOLE   340 0 0
LYONDELLBASELL INDUSTRIES COMMON STOCK N53745100 53 614 SH   SOLE   614 0 0
MYLAN NV EUR COMMON STOCK N59465109 42 900 SH   SOLE   0 0 900
NXP SEMICONDUCTORS N.V. FOREIGN EQUITIES N6596X109 113 1,394 SH   SOLE   1,394 0 0
BROADCOM LTD NPV COMMON STOCK Y09827109 264 1,709 SH   SOLE   1,709 0 0
AFLAC COMMON STOCK 001055102 291 4,605 SH   SOLE   4,605 0 0
ALPS ALERIAN MLP COMMON STOCK 00162Q866 3 250 SH   SOLE   250 0 0
AT&T INC COMMON STOCK 00206R102 2,083 53,187 SH   SOLE   49,687 3,500 0
AT&T INC COMMON STOCK 00206R102 129 3,282 SH   DFND   3,282 0 0
ABBOTT LABS COMMON STOCK 002824100 474 11,330 SH   SOLE   4,580 6,750 0
ABBOTT LABS COMMON STOCK 002824100 21 510 SH   DFND   510 0 0
ABBVIE INC COMMON STOCK 00287Y109 697 12,202 SH   SOLE   5,202 7,000 0
ABBVIE INC COMMON STOCK 00287Y109 5 93 SH   DFND   93 0 0
AGILENT TECHNOLOGIES COMMON STOCK 00846U101 53 1,325 SH   SOLE   1,325 0 0
ALBEMARLE CORP COMMON STOCK 012653101 38 595 SH   SOLE   595 0 0
ALIBABA GROUP HLDG COMMON STOCK 01609W102 21 260 SH   SOLE   260 0 0
ALLSTATE COMMON STOCK 020002101 10 150 SH   DFND   150 0 0
ALPHABET INC CLASS C COMMON STOCK 02079K107 517 694 SH   SOLE   694 0 0
ALPHABET INC CLASS C COMMON STOCK 02079K107 4 6 SH   DFND   6 0 0
ALPHABET INC CLASS A COMMON STOCK 02079K305 647 848 SH   SOLE   848 0 0
ALPHABET INC CLASS A COMMON STOCK 02079K305 8 10 SH   DFND   10 0 0
ALTRIA GROUP COMMON STOCK 02209S103 1,766 28,188 SH   SOLE   23,688 4,500 0
ALTRIA GROUP COMMON STOCK 02209S103 38 607 SH   DFND   607 0 0
AMAZON COM INC COMMON STOCK 023135106 362 610 SH   SOLE   610 0 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 345 5,189 SH   SOLE   5,189 0 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 75 1,125 SH   DFND   125 1,000 0
AMERICAN EXPRESS COMMON STOCK 025816109 145 2,368 SH   SOLE   2,368 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 3 48 SH   DFND   48 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 172 2,490 SH   SOLE   2,490 0 0
AMGEN COMMON STOCK 031162100 1,653 11,025 SH   SOLE   11,025 0 0
AMSURG CORP COMMON STOCK 03232P405 2 28 SH   SOLE   28 0 0
ANHEUSER BUSCH INBEV SA ADR COMMON STOCK 03524A108 43 347 SH   SOLE   347 0 0
ANTHEM INC COMMON STOCK 036752103 42 300 SH   SOLE   0 0 300
APACHE COMMON STOCK 037411105 17 355 SH   SOLE   0 0 355
APPLE COMPUTER COMMON STOCK 037833100 1,137 10,435 SH   SOLE   10,435 0 0
APPLE COMPUTER COMMON STOCK 037833100 35 325 SH   DFND   325 0 0
ASTRAZENECA PLC SPONS ADR FOREIGN EQUITIES 046353108 210 7,450 SH   SOLE   0 7,450 0
AUTOZONE INC COM COMMON STOCK 053332102 355 445 SH   SOLE   445 0 0
AUTOZONE INC COM COMMON STOCK 053332102 8 10 SH   DFND   10 0 0
AVERY DENNISON COMMON STOCK 053611109 10 135 SH   SOLE   135 0 0
BB&T COMMON STOCK 054937107 2 60 SH   SOLE   60 0 0
BCE INC NEW FOREIGN EQUITIES 05534B760 798 17,514 SH   SOLE   15,814 1,700 0
BCE INC NEW FOREIGN EQUITIES 05534B760 13 290 SH   DFND   290 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 153 5,086 SH   SOLE   5,086 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 3 113 SH   DFND   113 0 0
BAIDU INC COMMON STOCK 056752108 134 700 SH   SOLE   700 0 0
BANK OF AMERICA COMMON STOCK 060505104 7 500 SH   SOLE   0 0 500
BANK OF NOVA SCOTIA FOREIGN EQUITIES 064149107 2 50 SH   SOLE   50 0 0
BARCLAYS BK PLC PFD 8.125% PREFERRED STOCK 06739H362 52 2,000 SH   SOLE   2,000 0 0
BAXTER INTERNATIONAL COMMON STOCK 071813109 2 50 SH   SOLE   50 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 19 123 SH   SOLE   123 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670702 380 2,681 SH   SOLE   2,681 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670702 47 330 SH   DFND   330 0 0
BOEING COMMON STOCK 097023105 13 100 SH   SOLE   100 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 187 2,930 SH   SOLE   930 2,000 0
BRITISH AMERN TOB PLC SPONSORED ADR COMMON STOCK 110448107 5 39 SH   SOLE   39 0 0
CBOE HOLDINGS, INC. COMMON STOCK 12503M108 6 90 SH   SOLE   90 0 0
CBRE GROUP INC COMMON STOCK 12504L109 34 1,195 SH   SOLE   1,195 0 0
CIT GROUP INC COMMON STOCK 125581801 43 1,375 SH   SOLE   1,375 0 0
CSX CORP COM COMMON STOCK 126408103 8 323 SH   SOLE   323 0 0
CVS COMMON STOCK 126650100 263 2,536 SH   SOLE   2,536 0 0
CVS COMMON STOCK 126650100 20 190 SH   DFND   190 0 0
CANADIAN NATIONAL RAILWAY FOREIGN EQUITIES 136375102 11 172 SH   SOLE   172 0 0
CAPITAL ONE FINANCIAL COMMON STOCK 14040H105 29 413 SH   SOLE   0 0 413
CARDINAL HEALTH COMMON STOCK 14149Y108 16 200 SH   SOLE   0 0 200
CARE CAPITAL PROPERTIES INC COMMON STOCK 141624106 7 250 SH   DFND   0 250 0
CARTER INC COM COMMON STOCK 146229109 68 650 SH   SOLE   650 0 0
CELGENE CORP COMMON STOCK 151020104 68 684 SH   SOLE   684 0 0
CHEVRON TEXACO COMMON STOCK 166764100 1,391 14,578 SH   SOLE   5,078 9,500 0
CHEVRON TEXACO COMMON STOCK 166764100 26 274 SH   DFND   274 0 0
CHICAGO BRIDGE & IRON-NY COMMON STOCK 167250109 28 765 SH   SOLE   765 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 87 3,043 SH   SOLE   3,043 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 56 1,330 SH   SOLE   1,330 0 0
CITRIX SYSTEMS COMMON STOCK 177376100 67 850 SH   SOLE   850 0 0
COACH INC COMMON STOCK 189754104 18 443 SH   SOLE   443 0 0
COCA-COLA COMMON STOCK 191216100 1,065 22,969 SH   SOLE   20,719 2,250 0
COCA-COLA COMMON STOCK 191216100 12 265 SH   DFND   265 0 0
COMCAST CL A COMMON STOCK 20030N101 695 11,380 SH   SOLE   11,380 0 0
COMCAST CL A COMMON STOCK 20030N101 27 436 SH   DFND   436 0 0
CONAGRA FOODS COMMON STOCK 205887102 3 70 SH   SOLE   70 0 0
CONSOLIDATED EDISON COMMON STOCK 209115104 19 242 SH   SOLE   242 0 0
CONSOLIDATED EDISON COMMON STOCK 209115104 48 623 SH   DFND   623 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 371 2,355 SH   SOLE   2,355 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 4 24 SH   DFND   24 0 0
COVANTA HOLDINGS CORP COMMON STOCK 22282E102 41 2,460 SH   SOLE   2,460 0 0
CROSS TIMBERS RTY UNIT COMMON STOCK 22757R109 0 4 SH   SOLE   0 0 4
CROWN HOLDINGS INC COMMON STOCK 228368106 9 174 SH   SOLE   174 0 0
CUMMINS INC COM COMMON STOCK 231021106 94 854 SH   SOLE   854 0 0
DANAHER CORP COMMON STOCK 235851102 167 1,763 SH   SOLE   1,763 0 0
DANAHER CORP COMMON STOCK 235851102 4 38 SH   DFND   38 0 0
DIAGEO P L C SPON ADR NEW COMMON STOCK 25243Q205 97 899 SH   SOLE   899 0 0
DISNEY COMMON STOCK 254687106 395 3,977 SH   SOLE   3,977 0 0
DISNEY COMMON STOCK 254687106 34 340 SH   DFND   340 0 0
DISCOVERY COMMUNICATIONS INC CL A COMMON STOCK 25470F104 1 50 SH   SOLE   50 0 0
DOLLAR TREE, INC. COMMON STOCK 256746108 270 3,280 SH   SOLE   3,280 0 0
DOLLAR TREE, INC. COMMON STOCK 256746108 5 56 SH   DFND   56 0 0
DOMINION RESOURCES COMMON STOCK 25746U109 1,074 14,301 SH   SOLE   13,301 1,000 0
DOMINION RESOURCES COMMON STOCK 25746U109 29 390 SH   DFND   390 0 0
DOW CHEMICAL COMMON STOCK 260543103 26 508 SH   SOLE   508 0 0
DR PEPPER SNAPPLE GROUP COMMON STOCK 26138E109 4 45 SH   SOLE   45 0 0
DU PONT COMMON STOCK 263534109 6 100 SH   SOLE   100 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 1,041 12,907 SH   SOLE   12,907 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 111 1,379 SH   DFND   279 1,100 0
EMC COMMON STOCK 268648102 318 11,936 SH   SOLE   11,936 0 0
EMC COMMON STOCK 268648102 6 214 SH   DFND   214 0 0
ECOLAB INC COM COMMON STOCK 278865100 165 1,479 SH   SOLE   1,479 0 0
ECOLAB INC COM COMMON STOCK 278865100 4 32 SH   DFND   32 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 14 200 SH   DFND   200 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 36 1,475 SH   SOLE   1,475 0 0
EQUIFAX INC COMMON STOCK 294429105 339 2,964 SH   SOLE   2,964 0 0
EQUITY COMMONWEALTH (EQC) COMMON STOCK 294628102 14 489 SH   SOLE   489 0 0
EURONET WORLDWIDE COMMON STOCK 298736109 101 1,360 SH   SOLE   1,360 0 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 211 4,333 SH   SOLE   4,333 0 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 4 76 SH   DFND   76 0 0
EXPRESS SCRIPTS HLDGS CO COMMON STOCK 30219G108 397 5,787 SH   SOLE   5,787 0 0
EXPRESS SCRIPTS HLDGS CO COMMON STOCK 30219G108 5 78 SH   DFND   78 0 0
EXXON MOBIL COMMON STOCK 30231G102 4,925 58,920 SH   SOLE   2,920 56,000 0
EXXON MOBIL COMMON STOCK 30231G102 77 918 SH   DFND   918 0 0
FACEBOOK, INC. COMMON STOCK 30303M102 265 2,325 SH   SOLE   2,325 0 0
FEDEX COMMON STOCK 31428X106 133 815 SH   SOLE   700 0 115
FEDEX COMMON STOCK 31428X106 3 16 SH   DFND   16 0 0
FIDELITY NAT'L INFORMATION COMMON STOCK 31620M106 68 1,070 SH   SOLE   1,070 0 0
FIRST REPUBLIC BANK OF SAN FRANCISCO COMMON STOCK 33616C100 83 1,250 SH   SOLE   1,250 0 0
GENERAL ELECTRIC COMMON STOCK 369604103 264 8,303 SH   SOLE   5,328 2,975 0
GENERAL ELECTRIC COMMON STOCK 369604103 13 400 SH   DFND   400 0 0
GENERAL MILLS COMMON STOCK 370334104 622 9,813 SH   SOLE   9,813 0 0
GENERAL MILLS COMMON STOCK 370334104 10 159 SH   DFND   159 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 168 1,828 SH   SOLE   1,828 0 0
GLAXO SMITHKLINE PLC ADR FOREIGN EQUITIES 37733W105 956 23,579 SH   SOLE   21,579 2,000 0
GLAXO SMITHKLINE PLC ADR FOREIGN EQUITIES 37733W105 20 484 SH   DFND   484 0 0
GLOBAL PAYMENTS INC COMMON STOCK 37940X102 4 67 SH   SOLE   67 0 0
CGI GROUP, INC COMMON STOCK 39945C109 30 627 SH   SOLE   627 0 0
HDFC BANK LTD ADR COMMON STOCK 40415F101 24 390 SH   SOLE   390 0 0
HD SUPPLY HLDGS INC COMMON STOCK 40416M105 8 235 SH   SOLE   235 0 0
HALYARD HEALTH INC COMMON STOCK 40650V100 1 50 SH   SOLE   0 50 0
JOHN HANCOCK TAX ADVN FD COMMON STOCK 41013P749 8 700 SH   SOLE   700 0 0
HANCOCK JOHN INV TR MUTUAL FUNDS-TAXABLE 410142103 8 500 SH   SOLE   500 0 0
HARTFORD FINL SVCS GROUP COMMON STOCK 416515104 14 300 SH   DFND   300 0 0
HEXCEL CORP NEW COM COMMON STOCK 428291108 87 2,000 SH   SOLE   2,000 0 0
HILTON WORLDWIDE HLDGS INC COMMON STOCK 43300A104 1 50 SH   SOLE   50 0 0
HOME DEPOT COMMON STOCK 437076102 894 6,704 SH   SOLE   6,204 0 500
HOME DEPOT COMMON STOCK 437076102 32 238 SH   DFND   238 0 0
HONEYWELL INTERNATIONAL COMMON STOCK 438516106 487 4,343 SH   SOLE   4,343 0 0
HONEYWELL INTERNATIONAL COMMON STOCK 438516106 87 778 SH   DFND   178 600 0
HOST HOTELS & RESORTS INC COMMON STOCK 44107P104 57 3,419 SH   SOLE   3,419 0 0
HUGOTON ROYALTY TRUST UNIT COMMON STOCK 444717102 0 51 SH   DFND   0 0 51
IDEX CORP COM COMMON STOCK 45167R104 72 870 SH   SOLE   870 0 0
IMAX CORP COMMON STOCK 45245E109 68 2,173 SH   SOLE   2,173 0 0
ING GROEP N V SPONSORED ADR FOREIGN EQUITIES 456837103 46 3,875 SH   SOLE   3,875 0 0
INSYS THERAPEUTICS INC COMMON STOCK 45824V209 3 200 SH   SOLE   200 0 0
IBM COMMON STOCK 459200101 15 100 SH   SOLE   0 0 100
ISHARES MSCI JAPAN INDEX COMMON STOCK 464286848 91 7,962 SH   SOLE   7,962 0 0
ISHARES TIPS BOND ETF FIXED INCOME ETF TAXABLE 464287176 1,283 11,190 SH   SOLE   11,130 0 60
ISHARES TIPS BOND ETF FIXED INCOME ETF TAXABLE 464287176 154 1,344 SH   DFND   1,189 155 0
I SHARES CORE US AGG BOND M FIXED INCOME ETF TAXABLE 464287226 2,319 20,928 SH   SOLE   20,798 0 130
I SHARES CORE US AGG BOND M FIXED INCOME ETF TAXABLE 464287226 292 2,638 SH   DFND   2,463 175 0
ISHARES MSCI EMERGING MKTS ETF EQUITY ETF 464287234 25 743 SH   SOLE   743 0 0
ISHARES MSCI EMERGING MKTS ETF EQUITY ETF 464287234 29 835 SH   DFND   210 625 0
ISHARES IBOXX USD INV GRADE CORP BD ETF FIXED INCOME ETF TAXABLE 464287242 55 465 SH   SOLE   465 0 0
ISHARES TR GLOBAL HEALTHCARE ETF COMMON STOCK 464287325 32 331 SH   SOLE   331 0 0
ISHARES N AMERICAN NAT RES ETF EQUITY ETF 464287374 10 345 SH   DFND   0 345 0
ISHARES 7-10 YEAR TREASURY BOND ETF FIXED INCOME ETF TAXABLE 464287440 22 200 SH   SOLE   200 0 0
ISHARES 1-3 YRS TRS BOND ETF FIXED INCOME ETF TAXABLE 464287457 34 400 SH   SOLE   400 0 0
ISHARES MSCI EAFE ETF EQUITY ETF 464287465 101 1,775 SH   SOLE   0 1,775 0
ISHARES MSCI EAFE ETF EQUITY ETF 464287465 37 650 SH   DFND   200 450 0
ISHARES RUSSELL MIDCAP VALUE EQUITY ETF 464287473 8 113 SH   SOLE   113 0 0
ISHARES S&P MIDCAP 400 COMMON STOCK 464287507 29 200 SH   DFND   200 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND EQUITY ETF 464287598 13 129 SH   SOLE   129 0 0
ISHARES RUSSELL 1000 GRWTH INDEX FUND EQUITY ETF 464287614 15 150 SH   SOLE   150 0 0
ISHARES RUSSELL 1000 ETF EQUITY ETF 464287622 7 59 SH   SOLE   59 0 0
ISHARES RUSSELL 2000 INDEX FUND EQUITY ETF 464287655 264 2,387 SH   SOLE   2,387 0 0
ISHARES S&P SMALLCAP 600 INDEX FUND EQUITY ETF 464287804 3,663 32,543 SH   SOLE   30,093 1,500 950
ISHARES S&P SMALLCAP 600 INDEX FUND EQUITY ETF 464287804 298 2,649 SH   DFND   2,464 185 0
ISHARES NATL MUNI BOND ETF FIXED INCOME ETF TAX EXEMPT 464288414 7 60 SH   SOLE   60 0 0
I SHARES IBOXX USD H/Y CORP BOND ETF FIXED INCOME ETF TAXABLE 464288513 194 2,379 SH   SOLE   2,379 0 0
I SHARES IBOXX USD H/Y CORP BOND ETF FIXED INCOME ETF TAXABLE 464288513 23 285 SH   DFND   80 205 0
I SHARES MBS ETF FIXED INCOME ETF TAXABLE 464288588 31 279 SH   SOLE   279 0 0
I SHARES MBS ETF FIXED INCOME ETF TAXABLE 464288588 28 257 SH   DFND   167 90 0
ISHARES INTERMEDIATE CREDIT BOND ETF FIXED INCOME ETF TAXABLE 464288638 3,527 32,154 SH   SOLE   31,964 0 190
ISHARES INTERMEDIATE CREDIT BOND ETF FIXED INCOME ETF TAXABLE 464288638 277 2,528 SH   DFND   2,268 260 0
I SHARES 1-3 YR CREDIT BOND ETF FIXED INCOME ETF TAXABLE 464288646 8,737 82,881 SH   SOLE   82,291 0 590
I SHARES 1-3 YR CREDIT BOND ETF FIXED INCOME ETF TAXABLE 464288646 711 6,746 SH   DFND   6,576 170 0
ISHARES TR ISHARES CURRENCY HEDGED COMMON STOCK 46434V886 3 100 SH   SOLE   100 0 0
JP MORGAN CHASE COMMON STOCK 46625H100 486 8,210 SH   SOLE   1,710 6,500 0
JP MORGAN CHASE COMMON STOCK 46625H100 30 507 SH   DFND   450 0 57
JACOBS ENGR GROUP INC DEL COM COMMON STOCK 469814107 43 990 SH   SOLE   990 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,397 12,911 SH   SOLE   10,411 2,500 0
JOHNSON & JOHNSON COMMON STOCK 478160104 60 552 SH   DFND   552 0 0
JOHNSON CONTROLS COMMON STOCK 478366107 23 600 SH   SOLE   0 0 600
KEYSIGHT TECHNOLOGIES INC COMMON STOCK 49338L103 54 1,948 SH   SOLE   1,948 0 0
KIMBERLY CLARK COMMON STOCK 494368103 1,075 7,994 SH   SOLE   5,994 2,000 0
KIMBERLY CLARK COMMON STOCK 494368103 17 128 SH   DFND   128 0 0
KRAFT HEINZ CO COMMON STOCK 500754106 1,387 17,658 SH   SOLE   17,658 0 0
KRAFT HEINZ CO COMMON STOCK 500754106 130 1,655 SH   DFND   405 1,250 0
KROGER COMMON STOCK 501044101 370 9,674 SH   SOLE   9,674 0 0
KROGER COMMON STOCK 501044101 3 74 SH   DFND   74 0 0
LABORATORY CORP AMER HLDGS COMMON STOCK 50540R409 192 1,642 SH   SOLE   1,642 0 0
LABORATORY CORP AMER HLDGS COMMON STOCK 50540R409 4 34 SH   DFND   34 0 0
LAUDER ESTEE COS INC COMMON STOCK 518439104 94 1,000 SH   SOLE   1,000 0 0
LILLY ELI COMMON STOCK 532457108 108 1,500 SH   SOLE   0 1,500 0
LOWE'S COS INC COMMON STOCK 548661107 122 1,605 SH   SOLE   1,605 0 0
MACY'S INC COMMON STOCK 55616P104 3 70 SH   SOLE   70 0 0
MARSH & MCLENNAN COMMON STOCK 571748102 85 1,398 SH   SOLE   1,398 0 0
MASCO COMMON STOCK 574599106 9 300 SH   SOLE   0 0 300
MASTERCARD INC CL A COMMON STOCK 57636Q104 424 4,487 SH   SOLE   4,487 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104 18 192 SH   DFND   192 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 113 1,133 SH   SOLE   1,133 0 0
MCDONALDS COMMON STOCK 580135101 1,458 11,604 SH   SOLE   10,579 1,025 0
MCDONALDS COMMON STOCK 580135101 50 397 SH   DFND   397 0 0
MCKESSON COMMON STOCK 58155Q103 195 1,243 SH   SOLE   1,243 0 0
MCKESSON COMMON STOCK 58155Q103 18 114 SH   DFND   114 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 1,214 22,957 SH   SOLE   22,957 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 202 3,823 SH   DFND   823 3,000 0
METLIFE INC COMMON STOCK 59156R108 17 383 SH   SOLE   383 0 0
MICROSOFT COMMON STOCK 594918104 814 14,740 SH   SOLE   14,740 0 0
MICROSOFT COMMON STOCK 594918104 59 1,076 SH   DFND   1,076 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 87 1,800 SH   SOLE   1,800 0 0
MOHAWK INDUSTRIES, INC. COMMON STOCK 608190104 70 365 SH   SOLE   365 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 18 445 SH   SOLE   445 0 0
NATIONAL GRID PLC FOREIGN EQUITIES 636274300 1,380 19,322 SH   SOLE   15,822 3,500 0
NATIONAL GRID PLC FOREIGN EQUITIES 636274300 26 362 SH   DFND   362 0 0
NATIONAL RETAIL PPTYS INC COMMON STOCK 637417106 27 575 SH   SOLE   575 0 0
NETFLIX, INC. COMMON STOCK 64110L106 153 1,500 SH   SOLE   1,500 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 366 3,090 SH   SOLE   2,090 1,000 0
NORDSTROM INC COMMON STOCK 655664100 13 220 SH   SOLE   220 0 0
NORTHROP GRUMMAN, CORP COMMON STOCK 666807102 1 3 SH   SOLE   3 0 0
NOVARTIS AG-ADR FOREIGN EQUITIES 66987V109 41 572 SH   SOLE   572 0 0
NOVO NORDISK A/S ADR COMMON STOCK 670100205 68 1,258 SH   SOLE   1,258 0 0
OMEGA HEALTHCARE INVESTORS COMMON STOCK 681936100 223 6,333 SH   SOLE   6,333 0 0
OMEGA HEALTHCARE INVESTORS COMMON STOCK 681936100 2 53 SH   DFND   53 0 0
ORACLE COMMON STOCK 68389X105 383 9,373 SH   SOLE   9,373 0 0
ORACLE COMMON STOCK 68389X105 8 186 SH   DFND   186 0 0
PPL COMMON STOCK 69351T106 737 19,362 SH   SOLE   18,112 1,250 0
PPL COMMON STOCK 69351T106 16 431 SH   DFND   431 0 0
PVH CORP COMMON STOCK 693656100 50 504 SH   SOLE   504 0 0
PEPSICO COMMON STOCK 713448108 353 3,449 SH   SOLE   3,449 0 0
PEPSICO COMMON STOCK 713448108 131 1,276 SH   DFND   276 1,000 0
PFIZER COMMON STOCK 717081103 3 100 SH   SOLE   100 0 0
PFIZER COMMON STOCK 717081103 15 497 SH   DFND   497 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 1,422 14,492 SH   SOLE   13,492 1,000 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 26 267 SH   DFND   267 0 0
PIER 1 IMPORTS COMMON STOCK 720279108 4 500 SH   SOLE   0 0 500
PIONEER NAT RES CO COM COMMON STOCK 723787107 56 400 SH   SOLE   400 0 0
POWERSHARES PREFERRED ETF PREFERRED STOCK 73936T565 105 7,050 SH   SOLE   7,050 0 0
POWERSHARES PREFERRED ETF PREFERRED STOCK 73936T565 25 1,675 SH   DFND   0 1,675 0
PRAXAIR COMMON STOCK 74005P104 124 1,083 SH   SOLE   1,083 0 0
PRAXAIR COMMON STOCK 74005P104 4 34 SH   DFND   34 0 0
PROCTER & GAMBLE COMMON STOCK 742718109 1,041 12,649 SH   SOLE   11,206 1,000 443
PROCTER & GAMBLE COMMON STOCK 742718109 40 483 SH   DFND   483 0 0
PUTNAM PREMIER INCOME TRUST MUTUAL FUNDS-TAXABLE 746853100 15 3,170 SH   SOLE   3,170 0 0
REALTY INCOME CORP COMMON STOCK 756109104 442 7,067 SH   SOLE   7,067 0 0
REALTY INCOME CORP COMMON STOCK 756109104 26 413 SH   DFND   163 250 0
RELIANCE STEEL & ALUMINUM COMMON STOCK 759509102 75 1,085 SH   SOLE   1,085 0 0
REPUBLIC SERVICES COMMON STOCK 760759100 21 450 SH   SOLE   0 0 450
REYNOLDS AMERICAN INC COMMON STOCK 761713106 2,362 46,940 SH   SOLE   34,940 12,000 0
REYNOLDS AMERICAN INC COMMON STOCK 761713106 40 793 SH   DFND   793 0 0
ROPER TECHNOLOGIES INC COM COMMON STOCK 776696106 62 340 SH   SOLE   340 0 0
ROSS STORES INC COM COMMON STOCK 778296103 136 2,355 SH   SOLE   2,355 0 0
ROYAL DUTCH SHELL PLC FOREIGN EQUITIES 780259107 23 462 SH   SOLE   462 0 0
SEI INVESTMENTS CO COM COMMON STOCK 784117103 79 1,825 SH   SOLE   1,825 0 0
STANDARD & POORS LARGE CAP 500 COMMON STOCK 78462F103 15 75 SH   SOLE   75 0 0
STANDARD & POORS LARGE CAP 500 COMMON STOCK 78462F103 62 300 SH   DFND   300 0 0
SPDR GOLD TR COMMON STOCK 78463V107 12 100 SH   SOLE   100 0 0
SPDR BARCLAYS CAPITAL INTL TREASURY BOND FIXED INCOME ETF TAXABLE 78464A516 46 825 SH   DFND   0 825 0
SPDR S&P MIDCAP 400 ETF EQUITY ETF 78467Y107 3,448 13,125 SH   SOLE   13,020 0 105
SPDR S&P MIDCAP 400 ETF EQUITY ETF 78467Y107 260 989 SH   DFND   799 190 0
SPDR SERIES NUVEEN BARCLAYS MUNI BD FIXED INCOME ETF TAX EXEMPT 78468R721 2 45 SH   SOLE   45 0 0
SPDR SERIES NUVEEN BARCLAYS SHORT TERM FIXED INCOME ETF TAX EXEMPT 78468R739 12 250 SH   SOLE   250 0 0
SALESFORCE COM INC COMMON STOCK 79466L302 142 1,920 SH   SOLE   1,920 0 0
SANOFI-AVENTIS FOREIGN EQUITIES 80105N105 159 3,962 SH   SOLE   3,962 0 0
SANOFI-AVENTIS FOREIGN EQUITIES 80105N105 2 56 SH   DFND   56 0 0
SAP AG COMMON STOCK 803054204 10 120 SH   SOLE   120 0 0
MATERIALS SELECT SECTOR SPDR EQUITY ETF 81369Y100 10 227 SH   DFND   127 100 0
HEALTH CARE SELECT SECTOR SPDR EQUITY ETF 81369Y209 816 12,048 SH   SOLE   11,883 0 165
HEALTH CARE SELECT SECTOR SPDR EQUITY ETF 81369Y209 123 1,809 SH   DFND   1,514 295 0
CONSUMER STAPLES SPDR EQUITY ETF 81369Y308 332 6,254 SH   SOLE   6,184 0 70
CONSUMER STAPLES SPDR EQUITY ETF 81369Y308 69 1,300 SH   DFND   1,025 275 0
CONSUMER DISCRETIONARY SPDR EQUITY ETF 81369Y407 815 10,298 SH   SOLE   10,163 0 135
CONSUMER DISCRETIONARY SPDR EQUITY ETF 81369Y407 122 1,542 SH   DFND   1,317 225 0
ENERGY SELECT SECTOR SPDR EQUITY ETF 81369Y506 23 370 SH   DFND   225 145 0
FINANCIAL SELECT SECTOR SPDR EQUITY ETF 81369Y605 3,302 146,759 SH   SOLE   146,314 0 445
FINANCIAL SELECT SECTOR SPDR EQUITY ETF 81369Y605 267 11,859 SH   DFND   11,104 755 0
INDUSTRIAL SELECT SECTOR SPDR EQUITY ETF 81369Y704 667 12,025 SH   SOLE   11,880 0 145
INDUSTRIAL SELECT SECTOR SPDR EQUITY ETF 81369Y704 98 1,770 SH   DFND   1,500 270 0
TECHNOLOGY SELECT SECTOR SPDR EQUITY ETF 81369Y803 1,417 31,955 SH   SOLE   31,530 0 425
TECHNOLOGY SELECT SECTOR SPDR EQUITY ETF 81369Y803 216 4,870 SH   DFND   4,100 770 0
UTILITIES SELECT SECTOR SPDR EQUITY ETF 81369Y886 2 46 SH   SOLE   46 0 0
UTILITIES SELECT SECTOR SPDR EQUITY ETF 81369Y886 11 222 SH   DFND   132 90 0
SKYWORKS SOLUTIONS INC COM COMMON STOCK 83088M102 5 65 SH   SOLE   65 0 0
SONY CORP AMERN SHS NEW FOREIGN EQUITIES 835699307 51 1,969 SH   SOLE   1,969 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 1,075 20,777 SH   SOLE   18,227 2,000 550
SOUTHERN COMPANY COMMON STOCK 842587107 22 420 SH   DFND   420 0 0
SPECTRUM BRANDS HLDGS INC COMMON STOCK 84763R101 6 58 SH   SOLE   58 0 0
STARBUCKS COMMON STOCK 855244109 337 5,650 SH   SOLE   5,650 0 0
STERICYCLE INC COM COMMON STOCK 858912108 179 1,420 SH   SOLE   1,420 0 0
STERICYCLE INC COM COMMON STOCK 858912108 5 36 SH   DFND   36 0 0
SUBURBAN PROPANE LP PARTNERSHIPS 864482104 30 1,000 SH   DFND   0 1,000 0
SYMANTEC COMMON STOCK 871503108 15 800 SH   SOLE   0 0 800
TJX COMMON STOCK 872540109 224 2,862 SH   SOLE   2,862 0 0
TJX COMMON STOCK 872540109 3 44 SH   DFND   44 0 0
TERADATA CORP COMMON STOCK 88076W103 8 312 SH   SOLE   312 0 0
TEVA PHARMACEUTICAL FOREIGN EQUITIES 881624209 9 162 SH   SOLE   162 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 141 995 SH   SOLE   995 0 0
3M COMMON STOCK 88579Y101 443 2,657 SH   SOLE   1,157 1,500 0
3M COMMON STOCK 88579Y101 3 20 SH   DFND   20 0 0
TIFFANY & CO NEW COM COMMON STOCK 886547108 22 300 SH   SOLE   300 0 0
TOPBUILD CORP COMMON STOCK 89055F103 1 33 SH   SOLE   0 0 33
TOYOTA MTR CP ADS FOREIGN EQUITIES 892331307 47 446 SH   SOLE   446 0 0
TYSON FOODS CL A COMMON STOCK 902494103 43 650 SH   SOLE   0 0 650
UBS AG JER E TRACS LKD TO ALERIAN M COMMON STOCK 902641646 20 850 SH   SOLE   850 0 0
UNILEVER PLC AMER SHS ADR NEW COMMON STOCK 904767704 694 15,363 SH   SOLE   14,363 1,000 0
UNILEVER PLC AMER SHS ADR NEW COMMON STOCK 904767704 12 260 SH   DFND   260 0 0
UNION PACIFIC COMMON STOCK 907818108 29 370 SH   SOLE   370 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 49 465 SH   DFND   465 0 0
UNITED TECHNOLOGIES COMMON STOCK 913017109 23 230 SH   SOLE   30 0 200
UNITED TECHNOLOGIES COMMON STOCK 913017109 75 750 SH   DFND   0 750 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 76 592 SH   SOLE   592 0 0
VALEANT PHARMACEUTICALS INTLINC CDA COMMON STOCK 91911K102 9 332 SH   SOLE   332 0 0
VALERO ENERGY COMMON STOCK 91913Y100 64 1,000 SH   SOLE   1,000 0 0
VANGUARD SPECIALIZED PORTFOLDIV APP ETF COMMON STOCK 921908844 211 2,600 SH   SOLE   0 0 2,600
VANGUARD BD INDX ETF FIXED INCOME ETF TAXABLE 921937819 4 50 SH   SOLE   50 0 0
VANGUARD SHORT TERM CORP BOND FUND FIXED INCOME ETF TAXABLE 92206C409 272 3,400 SH   SOLE   3,400 0 0
VENTAS INC. COMMON STOCK 92276F100 467 7,418 SH   SOLE   7,418 0 0
VENTAS INC. COMMON STOCK 92276F100 72 1,140 SH   DFND   140 1,000 0
VANGUARD INDEX FDS MCAP GR IDXVIP COMMON STOCK 922908538 184 1,840 SH   SOLE   0 0 1,840
VANGUARD REIT ETF EQUITY ETF 922908553 3,406 40,642 SH   SOLE   36,402 4,100 140
VANGUARD REIT ETF EQUITY ETF 922908553 272 3,248 SH   DFND   2,908 340 0
VANGUARD INDEX FDS LARGE CAP ETF COMMON STOCK 922908637 212 2,260 SH   SOLE   0 0 2,260
VANGUARD INDEX FDS GROWTH ETF COMMON STOCK 922908736 285 2,675 SH   SOLE   690 0 1,985
VANGUARD VALUE ETF COMMON STOCK 922908744 72 870 SH   SOLE   870 0 0
VANGUARD TOTAL STOCK MK VIPERS EQUITY ETF 922908769 798 7,617 SH   SOLE   7,617 0 0
VERISIGN INC COM COMMON STOCK 92343E102 207 2,340 SH   SOLE   2,340 0 0
VERISIGN INC COM COMMON STOCK 92343E102 5 56 SH   DFND   56 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2,269 41,952 SH   SOLE   38,952 3,000 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 35 642 SH   DFND   642 0 0
VERISK ANA USD COMMON STOCK 92345Y106 195 2,436 SH   SOLE   2,436 0 0
VERISK ANA USD COMMON STOCK 92345Y106 4 46 SH   DFND   46 0 0
VISA INC- CLASS A SHARES COMMON STOCK 92826C839 219 2,861 SH   SOLE   2,861 0 0
VODAFONE GROUP PLC NE COMMON STOCK 92857W308 542 16,917 SH   SOLE   15,717 1,200 0
VODAFONE GROUP PLC NE COMMON STOCK 92857W308 10 300 SH   DFND   300 0 0
WABTEC CORP COM COMMON STOCK 929740108 101 1,280 SH   SOLE   1,280 0 0
WAL-MART STORES COMMON STOCK 931142103 41 600 SH   DFND   600 0 0
WALGREENS BOOTS ALLIANCE I USD COMMON STOCK 931427108 50 589 SH   SOLE   589 0 0
WELLS FARGO COMMON STOCK 949746101 77 1,593 SH   SOLE   1,593 0 0
WELLTOWER INC COM COMMON STOCK 95040Q104 701 10,112 SH   SOLE   8,612 1,500 0
WELLTOWER INC COM COMMON STOCK 95040Q104 12 173 SH   DFND   173 0 0
WISDOMTREE JAPAN HEDGED EQUITY ETF 97717W851 1,988 45,482 SH   SOLE   45,302 0 180
WISDOMTREE JAPAN HEDGED EQUITY ETF 97717W851 132 3,012 SH   DFND   3,012 0 0
WISDOMTREE EUROPE HEDGED EQUITY ETF 97717X701 3,972 76,527 SH   SOLE   76,297 0 230
WISDOMTREE EUROPE HEDGED EQUITY ETF 97717X701 294 5,664 SH   DFND   5,664 0 0