The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   892,686 7,854 SH   SOLE   7,854 0 0
ABBOTT LABS COM 002824100   4,878,628 42,923 SH   DFND 6 0 42,923 0
ABBOTT LABS COM 002824100   770,501 6,779 SH   DFND 5 0 6,779 0
ABBOTT LABS COM 002824100   156,282 1,375 SH   DFND 7 0 1,375 0
ABBOTT LABS COM 002824100   25,573 225 SH   DFND 1 0 225 0
ABBVIE COM 00287Y109   58,272 320 SH   SOLE   320 0 0
ABBVIE COM 00287Y109   2,748,253 15,092 SH   DFND 6 0 15,092 0
ADVANCED MICRO DEVICES COM 007903107   1,023,739 5,672 SH   SOLE   5,672 0 0
ADVANCED MICRO DEVICES COM 007903107   3,472,267 19,238 SH   DFND 6 0 19,238 0
ADVANCED MICRO DEVICES COM 007903107   1,086,911 6,022 SH   DFND 5 0 6,022 0
ADVANCED MICRO DEVICES COM 007903107   194,207 1,076 SH   DFND 7 0 1,076 0
ADVANCED MICRO DEVICES COM 007903107   42,235 234 SH   DFND 1 0 234 0
ALPHABET INC CL A COM 02079K305   1,077,640 7,140 SH   SOLE   7,140 0 0
ALPHABET INC CL A COM 02079K305   5,268,664 34,908 SH   DFND 6 0 34,908 0
ALPHABET INC CL A COM 02079K305   845,963 5,605 SH   DFND 5 0 5,605 0
ALPHABET INC CL A COM 02079K305   190,172 1,260 SH   DFND 7 0 1,260 0
ALPHABET INC CL A COM 02079K305   30,186 200 SH   DFND 1 0 200 0
AMAZON.COM COM 023135106   921,381 5,108 SH   SOLE   5,108 0 0
AMAZON.COM COM 023135106   4,224,500 23,420 SH   DFND 6 0 23,420 0
AMAZON.COM COM 023135106   775,273 4,298 SH   DFND 5 0 4,298 0
AMAZON.COM COM 023135106   156,931 870 SH   DFND 7 0 870 0
AMAZON.COM COM 023135106   25,253 140 SH   DFND 1 0 140 0
ANALOG DEVICES COM 032654105   895,395 4,527 SH   SOLE   4,527 0 0
ANALOG DEVICES COM 032654105   4,179,105 21,129 SH   DFND 6 0 21,129 0
ANALOG DEVICES COM 032654105   818,455 4,138 SH   DFND 5 0 4,138 0
ANALOG DEVICES COM 032654105   164,166 830 SH   DFND 7 0 830 0
ANALOG DEVICES COM 032654105   24,724 125 SH   DFND 1 0 125 0
APPLE COM 037833100   1,098,501 6,406 SH   SOLE   6,406 0 0
APPLE COM 037833100   5,685,419 33,155 SH   DFND 6 0 33,155 0
APPLE COM 037833100   907,129 5,290 SH   DFND 5 0 5,290 0
APPLE COM 037833100   175,767 1,025 SH   DFND 7 0 1,025 0
APPLE COM 037833100   36,868 215 SH   DFND 1 0 215 0
APTARGROUP COM 038336103   787,798 5,475 SH   SOLE   5,475 0 0
APTARGROUP COM 038336103   4,924,635 34,225 SH   DFND 6 0 34,225 0
APTARGROUP COM 038336103   697,723 4,849 SH   DFND 5 0 4,849 0
APTARGROUP COM 038336103   129,501 900 SH   DFND 7 0 900 0
APTARGROUP COM 038336103   28,778 200 SH   DFND 1 0 200 0
AUTOMATIC DATA PROCESSING COM 053015103   958,502 3,838 SH   SOLE   3,838 0 0
AUTOMATIC DATA PROCESSING COM 053015103   5,448,578 21,817 SH   DFND 6 0 21,817 0
AUTOMATIC DATA PROCESSING COM 053015103   790,177 3,164 SH   DFND 5 0 3,164 0
AUTOMATIC DATA PROCESSING COM 053015103   161,082 645 SH   DFND 7 0 645 0
AUTOMATIC DATA PROCESSING COM 053015103   34,964 140 SH   DFND 1 0 140 0
BALL CORP COM 058498106   138,425 2,055 SH   SOLE   2,055 0 0
BALL CORP COM 058498106   235,760 3,500 SH   DFND 6 0 3,500 0
BALL CORP COM 058498106   249,569 3,705 SH   DFND 5 0 3,705 0
BECTON DICKINSON COM 075887109   306,838 1,240 SH   SOLE   1,240 0 0
BECTON DICKINSON COM 075887109   1,701,961 6,878 SH   DFND 6 0 6,878 0
BECTON DICKINSON COM 075887109   258,833 1,046 SH   DFND 5 0 1,046 0
BECTON DICKINSON COM 075887109   49,490 200 SH   DFND 7 0 200 0
BECTON DICKINSON COM 075887109   9,898 40 SH   DFND 1 0 40 0
BERKSHIRE HATHAWAY CL B COM 084670702   128,259 305 SH   SOLE   305 0 0
BERKSHIRE HATHAWAY CL B COM 084670702   462,572 1,100 SH   DFND 6 0 1,100 0
BIGBEARAI HOLDINGS COM 08975B109   4,100 2,000 SH   SOLE   2,000 0 0
BIGBEARAI HOLDINGS COM 08975B109   45,100 22,000 SH   DFND 6 0 22,000 0
CANADIAN NATL RAILWAY COM 136375102   860,857 6,536 SH   SOLE   6,536 0 0
CANADIAN NATL RAILWAY COM 136375102   5,259,839 39,935 SH   DFND 6 0 39,935 0
CANADIAN NATL RAILWAY COM 136375102   708,205 5,377 SH   DFND 5 0 5,377 0
CANADIAN NATL RAILWAY COM 136375102   154,759 1,175 SH   DFND 7 0 1,175 0
CANADIAN NATL RAILWAY COM 136375102   34,903 265 SH   DFND 1 0 265 0
CARRIER GLOBAL COM 14448C104   126,142 2,170 SH   SOLE   2,170 0 0
CARRIER GLOBAL COM 14448C104   223,800 3,850 SH   DFND 6 0 3,850 0
CARRIER GLOBAL COM 14448C104   230,195 3,960 SH   DFND 5 0 3,960 0
CHEVRON COM 166764100   577,328 3,660 SH   SOLE   3,660 0 0
CHEVRON COM 166764100   2,244,956 14,232 SH   DFND 6 0 14,232 0
CHEVRON COM 166764100   632,380 4,009 SH   DFND 5 0 4,009 0
CHEVRON COM 166764100   58,364 370 SH   DFND 7 0 370 0
CHEVRON COM 166764100   11,830 75 SH   DFND 1 0 75 0
CHURCH & DWIGHT COM 171340102   46,939 450 SH   SOLE   450 0 0
CHURCH & DWIGHT COM 171340102   156,465 1,500 SH   DFND 6 0 1,500 0
CONOCOPHILLIPS COM 20825C104   822,229 6,460 SH   DFND 6 0 6,460 0
CVS HEALTH COM 126650100   23,130 290 SH   SOLE   290 0 0
CVS HEALTH COM 126650100   1,500,764 18,816 SH   DFND 6 0 18,816 0
CVS HEALTH COM 126650100   2,792 35 SH   DFND 5 0 35 0
DANAHER CORP COM 235851102   867,777 3,475 SH   SOLE   3,475 0 0
DANAHER CORP COM 235851102   4,135,113 16,559 SH   DFND 6 0 16,559 0
DANAHER CORP COM 235851102   741,419 2,969 SH   DFND 5 0 2,969 0
DANAHER CORP COM 235851102   161,069 645 SH   DFND 7 0 645 0
DANAHER CORP COM 235851102   28,718 115 SH   DFND 1 0 115 0
EXXON MOBIL COM 30231G102   81,368 700 SH   SOLE   700 0 0
EXXON MOBIL COM 30231G102   2,789,528 23,998 SH   DFND 6 0 23,998 0
EXXON MOBIL COM 30231G102   86,831 747 SH   DFND 7 0 747 0
EXXON MOBIL COM 30231G102   40,684 350 SH   DFND 1 0 350 0
FISERV COM 337738108   1,008,464 6,310 SH   SOLE   6,310 0 0
FISERV COM 337738108   5,671,213 35,485 SH   DFND 6 0 35,485 0
FISERV COM 337738108   885,243 5,539 SH   DFND 5 0 5,539 0
FISERV COM 337738108   186,190 1,165 SH   DFND 7 0 1,165 0
FISERV COM 337738108   31,964 200 SH   DFND 1 0 200 0
GENERAL MILLS COM 370334104   17,492 250 SH   SOLE   250 0 0
GENERAL MILLS COM 370334104   874,625 12,500 SH   DFND 6 0 12,500 0
HOME DEPOT COM 437076102   743,033 1,937 SH   SOLE   1,937 0 0
HOME DEPOT COM 437076102   4,296,704 11,201 SH   DFND 6 0 11,201 0
HOME DEPOT COM 437076102   744,568 1,941 SH   DFND 5 0 1,941 0
HOME DEPOT COM 437076102   145,768 380 SH   DFND 7 0 380 0
HOME DEPOT COM 437076102   19,180 50 SH   DFND 1 0 50 0
HONEYWELL INTL COM 438516106   99,546 485 SH   SOLE   485 0 0
HONEYWELL INTL COM 438516106   522,977 2,548 SH   DFND 6 0 2,548 0
HONEYWELL INTL COM 438516106   2,052 10 SH   DFND 5 0 10 0
INTEL COM 458140100   4,417 100 SH   SOLE   100 0 0
INTEL COM 458140100   255,744 5,790 SH   DFND 6 0 5,790 0
JOHNSON & JOHNSON COM 478160104   717,075 4,533 SH   SOLE   4,533 0 0
JOHNSON & JOHNSON COM 478160104   4,712,006 29,787 SH   DFND 6 0 29,787 0
JOHNSON & JOHNSON COM 478160104   569,800 3,602 SH   DFND 5 0 3,602 0
JOHNSON & JOHNSON COM 478160104   150,280 950 SH   DFND 7 0 950 0
JOHNSON & JOHNSON COM 478160104   27,683 175 SH   DFND 1 0 175 0
MASTERCARD COM 57636Q104   1,188,515 2,468 SH   SOLE   2,468 0 0
MASTERCARD COM 57636Q104   6,269,560 13,019 SH   DFND 6 0 13,019 0
MASTERCARD COM 57636Q104   991,553 2,059 SH   DFND 5 0 2,059 0
MASTERCARD COM 57636Q104   191,183 397 SH   DFND 7 0 397 0
MASTERCARD COM 57636Q104   38,526 80 SH   DFND 1 0 80 0
MEDTRONIC COM G5960L103   342,935 3,935 SH   SOLE   3,935 0 0
MEDTRONIC COM G5960L103   1,080,050 12,393 SH   DFND 6 0 12,393 0
MEDTRONIC COM G5960L103   267,289 3,067 SH   DFND 5 0 3,067 0
MEDTRONIC COM G5960L103   58,826 675 SH   DFND 7 0 675 0
MEDTRONIC COM G5960L103   13,072 150 SH   DFND 1 0 150 0
MICROSOFT COM 594918104   1,336,627 3,177 SH   SOLE   3,177 0 0
MICROSOFT COM 594918104   7,156,868 17,011 SH   DFND 6 0 17,011 0
MICROSOFT COM 594918104   1,079,147 2,565 SH   DFND 5 0 2,565 0
MICROSOFT COM 594918104   214,567 510 SH   DFND 7 0 510 0
MICROSOFT COM 594918104   46,279 110 SH   DFND 1 0 110 0
NESTLE SA ADR COM 641069406   618,721 5,826 SH   SOLE   5,826 0 0
NESTLE SA ADR COM 641069406   3,992,801 37,597 SH   DFND 6 0 37,597 0
NESTLE SA ADR COM 641069406   631,784 5,949 SH   DFND 5 0 5,949 0
NESTLE SA ADR COM 641069406   92,925 875 SH   DFND 7 0 875 0
NESTLE SA ADR COM 641069406   25,488 240 SH   DFND 1 0 240 0
NIKE INC CLASS B COM 654106103   355,056 3,778 SH   SOLE   3,778 0 0
NIKE INC CLASS B COM 654106103   1,411,486 15,019 SH   DFND 6 0 15,019 0
NIKE INC CLASS B COM 654106103   277,147 2,949 SH   DFND 5 0 2,949 0
NIKE INC CLASS B COM 654106103   36,182 385 SH   DFND 7 0 385 0
NIKE INC CLASS B COM 654106103   11,747 125 SH   DFND 1 0 125 0
NORFOLK SOUTHERN COM 655844108   1,631,168 6,400 SH   DFND 6 0 6,400 0
NOVARTIS AG ADR COM 66987V109   226,058 2,337 SH   SOLE   2,337 0 0
NOVARTIS AG ADR COM 66987V109   1,981,321 20,483 SH   DFND 6 0 20,483 0
NOVARTIS AG ADR COM 66987V109   42,561 440 SH   DFND 5 0 440 0
NOVARTIS AG ADR COM 66987V109   39,176 405 SH   DFND 7 0 405 0
NOVARTIS AG ADR COM 66987V109   10,640 110 SH   DFND 1 0 110 0
NOVO NORDISK A S ADR COM 670100205   7,704 60 SH   SOLE   60 0 0
NOVO NORDISK A S ADR COM 670100205   2,321,472 18,080 SH   DFND 6 0 18,080 0
NVIDIA CORP COM 67066G104   981,266 1,086 SH   SOLE   1,086 0 0
NVIDIA CORP COM 67066G104   5,685,200 6,292 SH   DFND 6 0 6,292 0
NVIDIA CORP COM 67066G104   907,174 1,004 SH   DFND 5 0 1,004 0
NVIDIA CORP COM 67066G104   203,301 225 SH   DFND 7 0 225 0
NVIDIA CORP COM 67066G104   49,696 55 SH   DFND 1 0 55 0
PEPSICO COM 713448108   308,018 1,760 SH   SOLE   1,760 0 0
PEPSICO COM 713448108   2,430,539 13,888 SH   DFND 6 0 13,888 0
PEPSICO COM 713448108   42,002 240 SH   DFND 7 0 240 0
PEPSICO COM 713448108   26,251 150 SH   DFND 1 0 150 0
PROCTER & GAMBLE COM 742718109   778,800 4,800 SH   SOLE   4,800 0 0
PROCTER & GAMBLE COM 742718109   5,497,679 33,884 SH   DFND 6 0 33,884 0
PROCTER & GAMBLE COM 742718109   748,459 4,613 SH   DFND 5 0 4,613 0
PROCTER & GAMBLE COM 742718109   140,346 865 SH   DFND 7 0 865 0
PROCTER & GAMBLE COM 742718109   34,072 210 SH   DFND 1 0 210 0
ROCKWELL AUTOMATION COM 773903109   801,157 2,750 SH   SOLE   2,750 0 0
ROCKWELL AUTOMATION COM 773903109   4,550,283 15,619 SH   DFND 6 0 15,619 0
ROCKWELL AUTOMATION COM 773903109   710,263 2,438 SH   DFND 5 0 2,438 0
ROCKWELL AUTOMATION COM 773903109   136,925 470 SH   DFND 7 0 470 0
ROCKWELL AUTOMATION COM 773903109   10,197 35 SH   DFND 1 0 35 0
RTX CORPORATION COM 75513E101   721,527 7,398 SH   SOLE   7,398 0 0
RTX CORPORATION COM 75513E101   2,083,924 21,367 SH   DFND 6 0 21,367 0
RTX CORPORATION COM 75513E101   700,265 7,180 SH   DFND 5 0 7,180 0
RTX CORPORATION COM 75513E101   143,857 1,475 SH   DFND 7 0 1,475 0
RTX CORPORATION COM 75513E101   24,382 250 SH   DFND 1 0 250 0
SCHNEIDER ELEC SA ADR COM 80687P106   487,881 10,770 SH   SOLE   10,770 0 0
SCHNEIDER ELEC SA ADR COM 80687P106   1,964,208 43,360 SH   DFND 6 0 43,360 0
SCHNEIDER ELEC SA ADR COM 80687P106   495,808 10,945 SH   DFND 5 0 10,945 0
SCHNEIDER ELEC SA ADR COM 80687P106   48,018 1,060 SH   DFND 7 0 1,060 0
SCHNEIDER ELEC SA ADR COM 80687P106   7,927 175 SH   DFND 1 0 175 0
TJX COS COM 872540109   780,123 7,692 SH   SOLE   7,692 0 0
TJX COS COM 872540109   3,205,075 31,602 SH   DFND 6 0 31,602 0
TJX COS COM 872540109   513,692 5,065 SH   DFND 5 0 5,065 0
TJX COS COM 872540109   143,002 1,410 SH   DFND 7 0 1,410 0
TJX COS COM 872540109   20,284 200 SH   DFND 1 0 200 0
UNION PACIFIC COM 907818108   765,334 3,112 SH   DFND 6 0 3,112 0
UNITED HEALTH GROUP COM 91324P102   653,499 1,321 SH   SOLE   1,321 0 0
UNITED HEALTH GROUP COM 91324P102   2,761,415 5,582 SH   DFND 6 0 5,582 0
UNITED HEALTH GROUP COM 91324P102   587,704 1,188 SH   DFND 5 0 1,188 0
UNITED HEALTH GROUP COM 91324P102   118,728 240 SH   DFND 7 0 240 0
UNITED HEALTH GROUP COM 91324P102   27,208 55 SH   DFND 1 0 55 0
VERTEX PHARMACEUTICALS COM 92532F100   56,431 135 SH   SOLE   135 0 0
VERTEX PHARMACEUTICALS COM 92532F100   248,716 595 SH   DFND 6 0 595 0
VERTEX PHARMACEUTICALS COM 92532F100   212,349 508 SH   DFND 5 0 508 0
XYLEM INC COM 98419M100   738,219 5,712 SH   SOLE   5,712 0 0
XYLEM INC COM 98419M100   2,440,697 18,885 SH   DFND 6 0 18,885 0
XYLEM INC COM 98419M100   649,431 5,025 SH   DFND 5 0 5,025 0
XYLEM INC COM 98419M100   116,962 905 SH   DFND 7 0 905 0
XYLEM INC COM 98419M100   12,278 95 SH   DFND 1 0 95 0