The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 33 245 SH   SOLE   245 0 0
3M COM 88579Y101 930 6,810 SH   DFND 6 0 6,810 0
3M COM 88579Y101 6 45 SH   DFND 15 0 45 0
3M COM 88579Y101 8 60 SH   DFND 7 0 60 0
3M COM 88579Y101 17 125 SH   DFND 1 0 125 0
3M COM 88579Y101 17 125 SH   DFND 16 0 125 0
ABBOTT LABS COM 002824100 355 4,495 SH   SOLE   4,495 0 0
ABBOTT LABS COM 002824100 1,740 22,055 SH   DFND 6 0 22,055 0
ABBOTT LABS COM 002824100 24 310 SH   DFND 15 0 310 0
ABBOTT LABS COM 002824100 703 8,910 SH   DFND 05,15 0 8,910 0
ABBOTT LABS COM 002824100 85 1,075 SH   DFND 7 0 1,075 0
ABBOTT LABS COM 002824100 136 1,725 SH   DFND 16 0 1,725 0
ABBOTT LABS COM 002824100 16 200 SH   DFND 1 0 200 0
ABBVIE COM 00287Y109 11 150 SH   SOLE   150 0 0
ABBVIE COM 00287Y109 990 13,000 SH   DFND 6 0 13,000 0
ALPHABET INC CL A COM 02079K305 289 249 SH   SOLE   249 0 0
ALPHABET INC CL A COM 02079K305 617 531 SH   DFND 6 0 531 0
ALPHABET INC CL A COM 02079K305 22 19 SH   DFND 15 0 19 0
ALPHABET INC CL A COM 02079K305 485 417 SH   DFND 05,15 0 417 0
ALPHABET INC CL A COM 02079K305 96 83 SH   DFND 7 0 83 0
ALPHABET INC CL A COM 02079K305 122 105 SH   DFND 16 0 105 0
ALPHABET INC CL A COM 02079K305 6 5 SH   DFND 1 0 5 0
AMAZON.COM COM 023135106 226 116 SH   SOLE   116 0 0
AMAZON.COM COM 023135106 238 122 SH   DFND 6 0 122 0
AMAZON.COM COM 023135106 18 9 SH   DFND 15 0 9 0
AMAZON.COM COM 023135106 370 190 SH   DFND 05,15 0 190 0
AMAZON.COM COM 023135106 68 35 SH   DFND 7 0 35 0
AMAZON.COM COM 023135106 76 39 SH   DFND 16 0 39 0
ANALOG DEVICES COM 032654105 200 2,230 SH   SOLE   2,230 0 0
ANALOG DEVICES COM 032654105 385 4,295 SH   DFND 6 0 4,295 0
ANALOG DEVICES COM 032654105 18 200 SH   DFND 15 0 200 0
ANALOG DEVICES COM 032654105 526 5,865 SH   DFND 05,15 0 5,865 0
ANALOG DEVICES COM 032654105 74 822 SH   DFND 7 0 822 0
ANALOG DEVICES COM 032654105 103 1,150 SH   DFND 16 0 1,150 0
ANALOG DEVICES COM 032654105 11 125 SH   DFND 1 0 125 0
APPLE INC COM 037833100 375 1,476 SH   SOLE   1,476 0 0
APPLE INC COM 037833100 1,494 5,875 SH   DFND 6 0 5,875 0
APPLE INC COM 037833100 31 120 SH   DFND 15 0 120 0
APPLE INC COM 037833100 694 2,730 SH   DFND 05,15 0 2,730 0
APPLE INC COM 037833100 106 415 SH   DFND 7 0 415 0
APPLE INC COM 037833100 151 595 SH   DFND 16 0 595 0
APPLE INC COM 037833100 25 100 SH   DFND 1 0 100 0
APTARGROUP COM 038336103 225 2,265 SH   SOLE   2,265 0 0
APTARGROUP COM 038336103 1,577 15,839 SH   DFND 6 0 15,839 0
APTARGROUP COM 038336103 20 200 SH   DFND 15 0 200 0
APTARGROUP COM 038336103 501 5,029 SH   DFND 05,15 0 5,029 0
APTARGROUP COM 038336103 20 205 SH   DFND 7 0 205 0
APTARGROUP COM 038336103 113 1,135 SH   DFND 16 0 1,135 0
APTARGROUP COM 038336103 22 225 SH   DFND 1 0 225 0
AUTOMATIC DATA PROCESSING COM 053015103 314 2,295 SH   SOLE   2,295 0 0
AUTOMATIC DATA PROCESSING COM 053015103 1,521 11,125 SH   DFND 6 0 11,125 0
AUTOMATIC DATA PROCESSING COM 053015103 21 155 SH   DFND 15 0 155 0
AUTOMATIC DATA PROCESSING COM 053015103 517 3,785 SH   DFND 05,15 0 3,785 0
AUTOMATIC DATA PROCESSING COM 053015103 65 472 SH   DFND 7 0 472 0
AUTOMATIC DATA PROCESSING COM 053015103 111 810 SH   DFND 16 0 810 0
AUTOMATIC DATA PROCESSING COM 053015103 21 150 SH   DFND 1 0 150 0
BAXTER INTERNTL COM 071813109 65 800 SH   SOLE   800 0 0
BAXTER INTERNTL COM 071813109 146 1,800 SH   DFND 6 0 1,800 0
BECTON DICKINSON COM 075887109 183 798 SH   SOLE   798 0 0
BECTON DICKINSON COM 075887109 315 1,370 SH   DFND 6 0 1,370 0
BECTON DICKINSON COM 075887109 16 70 SH   DFND 15 0 70 0
BECTON DICKINSON COM 075887109 353 1,537 SH   DFND 05,15 0 1,537 0
BECTON DICKINSON COM 075887109 82 357 SH   DFND 7 0 357 0
BECTON DICKINSON COM 075887109 88 385 SH   DFND 16 0 385 0
BECTON DICKINSON COM 075887109 14 60 SH   DFND 1 0 60 0
BERKSHIRE HATHAWAY CL B COM 084670702 68 370 SH   SOLE   370 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 293 1,600 SH   DFND 6 0 1,600 0
CANADIAN NATL RAILWAY COM 136375102 333 4,295 SH   SOLE   4,295 0 0
CANADIAN NATL RAILWAY COM 136375102 1,730 22,285 SH   DFND 6 0 22,285 0
CANADIAN NATL RAILWAY COM 136375102 17 220 SH   DFND 15 0 220 0
CANADIAN NATL RAILWAY COM 136375102 473 6,095 SH   DFND 05,15 0 6,095 0
CANADIAN NATL RAILWAY COM 136375102 54 702 SH   DFND 7 0 702 0
CANADIAN NATL RAILWAY COM 136375102 116 1,500 SH   DFND 16 0 1,500 0
CANADIAN NATL RAILWAY COM 136375102 23 300 SH   DFND 1 0 300 0
CHEVRON COM 166764100 167 2,310 SH   SOLE   2,310 0 0
CHEVRON COM 166764100 642 8,860 SH   DFND 6 0 8,860 0
CHEVRON COM 166764100 11 150 SH   DFND 15 0 150 0
CHEVRON COM 166764100 215 2,968 SH   DFND 05,15 0 2,968 0
CHEVRON COM 166764100 40 557 SH   DFND 7 0 557 0
CHEVRON COM 166764100 4 50 SH   DFND 1 0 50 0
CHEVRON COM 166764100 18 250 SH   DFND 16 0 250 0
CHUBB LIMITED COM H1467J104 202 1,810 SH   SOLE   1,810 0 0
CHUBB LIMITED COM H1467J104 827 7,400 SH   DFND 6 0 7,400 0
CHUBB LIMITED COM H1467J104 13 115 SH   DFND 15 0 115 0
CHUBB LIMITED COM H1467J104 230 2,055 SH   DFND 05,15 0 2,055 0
CHUBB LIMITED COM H1467J104 57 511 SH   DFND 7 0 511 0
CHUBB LIMITED COM H1467J104 80 720 SH   DFND 16 0 720 0
CHUBB LIMITED COM H1467J104 14 125 SH   DFND 1 0 125 0
CHURCH & DWIGHT COM 171340102 205 3,200 SH   DFND 6 0 3,200 0
CVS HEALTH COM 126650100 62 1,050 SH   SOLE   1,050 0 0
CVS HEALTH COM 126650100 899 15,150 SH   DFND 6 0 15,150 0
CVS HEALTH COM 126650100 4 75 SH   DFND 15 0 75 0
CVS HEALTH COM 126650100 71 1,200 SH   DFND 16 0 1,200 0
CVS HEALTH COM 126650100 4 75 SH   DFND 1 0 75 0
DANAHER CORP COM 235851102 218 1,576 SH   SOLE   1,576 0 0
DANAHER CORP COM 235851102 584 4,220 SH   DFND 6 0 4,220 0
DANAHER CORP COM 235851102 21 155 SH   DFND 15 0 155 0
DANAHER CORP COM 235851102 693 5,007 SH   DFND 05,15 0 5,007 0
DANAHER CORP COM 235851102 93 675 SH   DFND 7 0 675 0
DANAHER CORP COM 235851102 133 960 SH   DFND 16 0 960 0
DANAHER CORP COM 235851102 24 175 SH   DFND 1 0 175 0
DISNEY COM 254687106 199 2,060 SH   SOLE   2,060 0 0
DISNEY COM 254687106 506 5,234 SH   DFND 6 0 5,234 0
DISNEY COM 254687106 17 180 SH   DFND 15 0 180 0
DISNEY COM 254687106 243 2,511 SH   DFND 05,15 0 2,511 0
DISNEY COM 254687106 67 695 SH   DFND 7 0 695 0
DISNEY COM 254687106 100 1,040 SH   DFND 16 0 1,040 0
DISNEY COM 254687106 12 125 SH   DFND 1 0 125 0
EMERSON ELECTRIC COM 291011104 13 275 SH   SOLE   275 0 0
EMERSON ELECTRIC COM 291011104 329 6,900 SH   DFND 6 0 6,900 0
EMERSON ELECTRIC COM 291011104 24 505 SH   DFND 7 0 505 0
EMERSON ELECTRIC COM 291011104 6 125 SH   DFND 1 0 125 0
EOG RESOURCES COM 26875P101 50 1,400 SH   SOLE   1,400 0 0
EOG RESOURCES COM 26875P101 103 2,870 SH   DFND 6 0 2,870 0
EOG RESOURCES COM 26875P101 11 300 SH   DFND 15 0 300 0
EOG RESOURCES COM 26875P101 75 2,100 SH   DFND 05,15 0 2,100 0
EOG RESOURCES COM 26875P101 22 600 SH   DFND 7 0 600 0
EOG RESOURCES COM 26875P101 19 525 SH   DFND 16 0 525 0
EXXON MOBIL COM 30231G102 5 125 SH   SOLE   125 0 0
EXXON MOBIL COM 30231G102 610 16,057 SH   DFND 6 0 16,057 0
EXXON MOBIL COM 30231G102 32 837 SH   DFND 7 0 837 0
EXXON MOBIL COM 30231G102 13 350 SH   DFND 1 0 350 0
FACTSET RESH SYS COM 303075105 193 740 SH   DFND 6 0 740 0
FACTSET RESH SYS COM 303075105 8 30 SH   DFND 15 0 30 0
FISERV COM 337738108 273 2,875 SH   SOLE   2,875 0 0
FISERV COM 337738108 1,014 10,670 SH   DFND 6 0 10,670 0
FISERV COM 337738108 24 250 SH   DFND 15 0 250 0
FISERV COM 337738108 548 5,768 SH   DFND 05,15 0 5,768 0
FISERV COM 337738108 93 975 SH   DFND 7 0 975 0
FISERV COM 337738108 119 1,250 SH   DFND 16 0 1,250 0
FORTIVE CORP COM 34959J108 42 755 SH   SOLE   755 0 0
FORTIVE CORP COM 34959J108 108 1,950 SH   DFND 6 0 1,950 0
FORTIVE CORP COM 34959J108 9 170 SH   DFND 15 0 170 0
FORTIVE CORP COM 34959J108 300 5,435 SH   DFND 05,15 0 5,435 0
FORTIVE CORP COM 34959J108 38 680 SH   DFND 7 0 680 0
FORTIVE CORP COM 34959J108 36 650 SH   DFND 16 0 650 0
FORTIVE CORP COM 34959J108 8 150 SH   DFND 1 0 150 0
GENERAL MILLS COM 370334104 1,121 21,244 SH   DFND 6 0 21,244 0
HOME DEPOT COM 437076102 199 1,067 SH   SOLE   1,067 0 0
HOME DEPOT COM 437076102 240 1,285 SH   DFND 6 0 1,285 0
HOME DEPOT COM 437076102 16 85 SH   DFND 15 0 85 0
HOME DEPOT COM 437076102 533 2,855 SH   DFND 05,15 0 2,855 0
HOME DEPOT COM 437076102 72 387 SH   DFND 7 0 387 0
HOME DEPOT COM 437076102 93 500 SH   DFND 16 0 500 0
HONEYWELL INTL COM 438516106 214 1,600 SH   DFND 6 0 1,600 0
ILLUMINA COM 452327109 55 200 SH   SOLE   200 0 0
ILLUMINA COM 452327109 272 995 SH   DFND 6 0 995 0
ILLUMINA COM 452327109 15 55 SH   DFND 15 0 55 0
ILLUMINA COM 452327109 344 1,258 SH   DFND 05,15 0 1,258 0
ILLUMINA COM 452327109 33 120 SH   DFND 16 0 120 0
ILLUMINA COM 452327109 8 31 SH   DFND 7 0 31 0
INTEL CORP COM 458140100 179 3,300 SH   SOLE   3,300 0 0
INTEL CORP COM 458140100 972 17,960 SH   DFND 6 0 17,960 0
INTEL CORP COM 458140100 86 1,587 SH   DFND 7 0 1,587 0
INTEL CORP COM 458140100 62 1,150 SH   DFND 16 0 1,150 0
INTEL CORP COM 458140100 15 275 SH   DFND 1 0 275 0
JOHNSON & JOHNSON COM 478160104 290 2,215 SH   SOLE   2,215 0 0
JOHNSON & JOHNSON COM 478160104 1,557 11,870 SH   DFND 6 0 11,870 0
JOHNSON & JOHNSON COM 478160104 16 120 SH   DFND 15 0 120 0
JOHNSON & JOHNSON COM 478160104 499 3,808 SH   DFND 05,15 0 3,808 0
JOHNSON & JOHNSON COM 478160104 100 762 SH   DFND 7 0 762 0
JOHNSON & JOHNSON COM 478160104 118 900 SH   DFND 16 0 900 0
JOHNSON & JOHNSON COM 478160104 30 225 SH   DFND 1 0 225 0
MASTERCARD COM 57636Q104 386 1,598 SH   SOLE   1,598 0 0
MASTERCARD COM 57636Q104 1,713 7,090 SH   DFND 6 0 7,090 0
MASTERCARD COM 57636Q104 24 100 SH   DFND 15 0 100 0
MASTERCARD COM 57636Q104 559 2,316 SH   DFND 05,15 0 2,316 0
MASTERCARD COM 57636Q104 70 290 SH   DFND 7 0 290 0
MASTERCARD COM 57636Q104 132 545 SH   DFND 16 0 545 0
MASTERCARD COM 57636Q104 21 85 SH   DFND 1 0 85 0
MICROSOFT CORP COM 594918104 276 1,752 SH   SOLE   1,752 0 0
MICROSOFT CORP COM 594918104 1,992 12,632 SH   DFND 6 0 12,632 0
MICROSOFT CORP COM 594918104 13 85 SH   DFND 15 0 85 0
MICROSOFT CORP COM 594918104 558 3,538 SH   DFND 05,15 0 3,538 0
MICROSOFT CORP COM 594918104 138 875 SH   DFND 7 0 875 0
MICROSOFT CORP COM 594918104 68 430 SH   DFND 16 0 430 0
MICROSOFT CORP COM 594918104 30 190 SH   DFND 1 0 190 0
NESTLE SA ADR COM 641069406 402 3,904 SH   SOLE   3,904 0 0
NESTLE SA ADR COM 641069406 1,759 17,075 SH   DFND 6 0 17,075 0
NESTLE SA ADR COM 641069406 21 200 SH   DFND 15 0 200 0
NESTLE SA ADR COM 641069406 638 6,190 SH   DFND 05,15 0 6,190 0
NESTLE SA ADR COM 641069406 28 275 SH   DFND 7 0 275 0
NESTLE SA ADR COM 641069406 31 300 SH   DFND 1 0 300 0
NESTLE SA ADR COM 641069406 80 775 SH   DFND 16 0 775 0
NORFOLK SOUTHERN COM 655844108 394 2,700 SH   DFND 6 0 2,700 0
NOVARTIS AG ADR COM 66987V109 269 3,260 SH   SOLE   3,260 0 0
NOVARTIS AG ADR COM 66987V109 1,009 12,242 SH   DFND 6 0 12,242 0
NOVARTIS AG ADR COM 66987V109 21 250 SH   DFND 15 0 250 0
NOVARTIS AG ADR COM 66987V109 520 6,310 SH   DFND 05,15 0 6,310 0
NOVARTIS AG ADR COM 66987V109 49 600 SH   DFND 7 0 600 0
NOVARTIS AG ADR COM 66987V109 111 1,350 SH   DFND 16 0 1,350 0
NOVARTIS AG ADR COM 66987V109 29 350 SH   DFND 1 0 350 0
NOVO NORDISK A S ADR COM 670100205 6 100 SH   SOLE   100 0 0
NOVO NORDISK A S ADR COM 670100205 625 10,390 SH   DFND 6 0 10,390 0
NOVOZYMES A S DKK 2.0 COM B798FW902 92 2,015 SH   SOLE   2,015 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 954 20,932 SH   DFND 6 0 20,932 0
NOVOZYMES A S DKK 2.0 COM B798FW902 12 260 SH   DFND 15 0 260 0
NOVOZYMES A S DKK 2.0 COM B798FW902 369 8,100 SH   DFND 05,15 0 8,100 0
NOVOZYMES A S DKK 2.0 COM B798FW902 14 300 SH   DFND 7 0 300 0
NOVOZYMES A S DKK 2.0 COM B798FW902 80 1,750 SH   DFND 16 0 1,750 0
ORACLE COM 68389X105 338 7,000 SH   DFND 6 0 7,000 0
ORACLE COM 68389X105 10 200 SH   DFND 1 0 200 0
PAYPAL HOLDINGS COM 70450Y103 178 1,862 SH   SOLE   1,862 0 0
PAYPAL HOLDINGS COM 70450Y103 236 2,465 SH   DFND 6 0 2,465 0
PAYPAL HOLDINGS COM 70450Y103 13 135 SH   DFND 15 0 135 0
PAYPAL HOLDINGS COM 70450Y103 400 4,175 SH   DFND 05,15 0 4,175 0
PAYPAL HOLDINGS COM 70450Y103 53 557 SH   DFND 7 0 557 0
PAYPAL HOLDINGS COM 70450Y103 77 800 SH   DFND 16 0 800 0
PEPSICO COM 713448108 162 1,345 SH   SOLE   1,345 0 0
PEPSICO COM 713448108 655 5,450 SH   DFND 6 0 5,450 0
PEPSICO COM 713448108 35 290 SH   DFND 7 0 290 0
PEPSICO COM 713448108 24 200 SH   DFND 1 0 200 0
PEPSICO COM 713448108 60 500 SH   DFND 16 0 500 0
PROCTER & GAMBLE COM 742718109 221 2,010 SH   SOLE   2,010 0 0
PROCTER & GAMBLE COM 742718109 1,971 17,915 SH   DFND 6 0 17,915 0
PROCTER & GAMBLE COM 742718109 19 175 SH   DFND 15 0 175 0
PROCTER & GAMBLE COM 742718109 494 4,495 SH   DFND 05,15 0 4,495 0
PROCTER & GAMBLE COM 742718109 53 485 SH   DFND 7 0 485 0
PROCTER & GAMBLE COM 742718109 112 1,015 SH   DFND 16 0 1,015 0
PROCTER & GAMBLE COM 742718109 30 275 SH   DFND 1 0 275 0
ROCKWELL AUTOMATION COM 773903109 239 1,585 SH   SOLE   1,585 0 0
ROCKWELL AUTOMATION COM 773903109 821 5,440 SH   DFND 6 0 5,440 0
ROCKWELL AUTOMATION COM 773903109 15 100 SH   DFND 15 0 100 0
ROCKWELL AUTOMATION COM 773903109 432 2,863 SH   DFND 05,15 0 2,863 0
ROCKWELL AUTOMATION COM 773903109 71 470 SH   DFND 7 0 470 0
ROCKWELL AUTOMATION COM 773903109 57 375 SH   DFND 16 0 375 0
UNILEVER N V NEW YORK COM 904784709 332 6,800 SH   DFND 05,15 0 6,800 0
UNILEVER PLC NEW ADR COM 904767704 258 5,105 SH   SOLE   5,105 0 0
UNILEVER PLC NEW ADR COM 904767704 312 6,160 SH   DFND 6 0 6,160 0
UNILEVER PLC NEW ADR COM 904767704 19 370 SH   DFND 15 0 370 0
UNILEVER PLC NEW ADR COM 904767704 168 3,320 SH   DFND 05,15 0 3,320 0
UNILEVER PLC NEW ADR COM 904767704 66 1,300 SH   DFND 7 0 1,300 0
UNILEVER PLC NEW ADR COM 904767704 96 1,900 SH   DFND 16 0 1,900 0
UNITED TECHNOLOGIES COM 913017109 208 2,205 SH   SOLE   2,205 0 0
UNITED TECHNOLOGIES COM 913017109 497 5,270 SH   DFND 6 0 5,270 0
UNITED TECHNOLOGIES COM 913017109 15 160 SH   DFND 15 0 160 0
UNITED TECHNOLOGIES COM 913017109 444 4,705 SH   DFND 05,15 0 4,705 0
UNITED TECHNOLOGIES COM 913017109 57 605 SH   DFND 7 0 605 0
UNITED TECHNOLOGIES COM 913017109 87 925 SH   DFND 16 0 925 0
UNITED TECHNOLOGIES COM 913017109 14 150 SH   DFND 1 0 150 0
XILINX COM 983919101 186 2,385 SH   SOLE   2,385 0 0
XILINX COM 983919101 372 4,770 SH   DFND 6 0 4,770 0
XILINX COM 983919101 14 185 SH   DFND 15 0 185 0
XILINX COM 983919101 426 5,470 SH   DFND 05,15 0 5,470 0
XILINX COM 983919101 31 400 SH   DFND 7 0 400 0
XILINX COM 983919101 51 650 SH   DFND 16 0 650 0
XILINX COM 983919101 12 150 SH   DFND 1 0 150 0
XYLEM INC COM 98419M100 146 2,240 SH   SOLE   2,240 0 0
XYLEM INC COM 98419M100 96 1,475 SH   DFND 6 0 1,475 0
XYLEM INC COM 98419M100 13 200 SH   DFND 15 0 200 0
XYLEM INC COM 98419M100 326 5,012 SH   DFND 05,15 0 5,012 0
XYLEM INC COM 98419M100 52 805 SH   DFND 7 0 805 0
XYLEM INC COM 98419M100 68 1,050 SH   DFND 16 0 1,050 0