The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 150 910 SH   SOLE   910 0 0
3M COM 88579Y101 1,266 7,700 SH   DFND 6 0 7,700 0
3M COM 88579Y101 14 85 SH   DFND 15 0 85 0
3M COM 88579Y101 366 2,225 SH   DFND 05,15 0 2,225 0
3M COM 88579Y101 10 60 SH   DFND 7 0 60 0
3M COM 88579Y101 86 525 SH   DFND 16 0 525 0
3M COM 88579Y101 21 125 SH   DFND 1 0 125 0
ABBOTT LABS COM 002824100 412 4,925 SH   SOLE   4,925 0 0
ABBOTT LABS COM 002824100 1,918 22,925 SH   DFND 6 0 22,925 0
ABBOTT LABS COM 002824100 27 325 SH   DFND 15 0 325 0
ABBOTT LABS COM 002824100 765 9,147 SH   DFND 05,15 0 9,147 0
ABBOTT LABS COM 002824100 92 1,100 SH   DFND 7 0 1,100 0
ABBOTT LABS COM 002824100 146 1,750 SH   DFND 16 0 1,750 0
ABBOTT LABS COM 002824100 17 200 SH   DFND 1 0 200 0
ABBVIE COM 00287Y109 11 150 SH   SOLE   150 0 0
ABBVIE COM 00287Y109 992 13,100 SH   DFND 6 0 13,100 0
ALPHABET INC CL A COM 02079K305 353 289 SH   SOLE   289 0 0
ALPHABET INC CL A COM 02079K305 648 531 SH   DFND 6 0 531 0
ALPHABET INC CL A COM 02079K305 23 19 SH   DFND 15 0 19 0
ALPHABET INC CL A COM 02079K305 534 437 SH   DFND 05,15 0 437 0
ALPHABET INC CL A COM 02079K305 100 82 SH   DFND 7 0 82 0
ALPHABET INC CL A COM 02079K305 134 110 SH   DFND 16 0 110 0
ALPHABET INC CL A COM 02079K305 6 5 SH   DFND 1 0 5 0
AMAZON.COM COM 023135106 163 94 SH   SOLE   94 0 0
AMAZON.COM COM 023135106 198 114 SH   DFND 6 0 114 0
AMAZON.COM COM 023135106 12 7 SH   DFND 15 0 7 0
AMAZON.COM COM 023135106 252 145 SH   DFND 05,15 0 145 0
AMAZON.COM COM 023135106 59 34 SH   DFND 7 0 34 0
AMAZON.COM COM 023135106 59 34 SH   DFND 16 0 34 0
ANALOG DEVICES COM 032654105 260 2,330 SH   SOLE   2,330 0 0
ANALOG DEVICES COM 032654105 480 4,295 SH   DFND 6 0 4,295 0
ANALOG DEVICES COM 032654105 22 200 SH   DFND 15 0 200 0
ANALOG DEVICES COM 032654105 666 5,965 SH   DFND 05,15 0 5,965 0
ANALOG DEVICES COM 032654105 92 825 SH   DFND 7 0 825 0
ANALOG DEVICES COM 032654105 131 1,170 SH   DFND 16 0 1,170 0
ANALOG DEVICES COM 032654105 14 125 SH   DFND 1 0 125 0
APPLE INC COM 037833100 432 1,928 SH   SOLE   1,928 0 0
APPLE INC COM 037833100 1,424 6,360 SH   DFND 6 0 6,360 0
APPLE INC COM 037833100 30 135 SH   DFND 15 0 135 0
APPLE INC COM 037833100 767 3,424 SH   DFND 05,15 0 3,424 0
APPLE INC COM 037833100 101 450 SH   DFND 7 0 450 0
APPLE INC COM 037833100 152 680 SH   DFND 16 0 680 0
APPLE INC COM 037833100 34 150 SH   DFND 1 0 150 0
APTARGROUP COM 038336103 278 2,350 SH   SOLE   2,350 0 0
APTARGROUP COM 038336103 1,924 16,239 SH   DFND 6 0 16,239 0
APTARGROUP COM 038336103 24 200 SH   DFND 15 0 200 0
APTARGROUP COM 038336103 603 5,089 SH   DFND 05,15 0 5,089 0
APTARGROUP COM 038336103 24 205 SH   DFND 7 0 205 0
APTARGROUP COM 038336103 136 1,150 SH   DFND 16 0 1,150 0
APTARGROUP COM 038336103 27 225 SH   DFND 1 0 225 0
AUTOMATIC DATA PROCESSING COM 053015103 411 2,545 SH   SOLE   2,545 0 0
AUTOMATIC DATA PROCESSING COM 053015103 1,828 11,325 SH   DFND 6 0 11,325 0
AUTOMATIC DATA PROCESSING COM 053015103 25 155 SH   DFND 15 0 155 0
AUTOMATIC DATA PROCESSING COM 053015103 625 3,870 SH   DFND 05,15 0 3,870 0
AUTOMATIC DATA PROCESSING COM 053015103 66 410 SH   DFND 7 0 410 0
AUTOMATIC DATA PROCESSING COM 053015103 145 900 SH   DFND 16 0 900 0
AUTOMATIC DATA PROCESSING COM 053015103 28 175 SH   DFND 1 0 175 0
BAXTER INTERNTL COM 071813109 70 800 SH   SOLE   800 0 0
BAXTER INTERNTL COM 071813109 157 1,800 SH   DFND 6 0 1,800 0
BECTON DICKINSON COM 075887109 108 425 SH   SOLE   425 0 0
BECTON DICKINSON COM 075887109 176 696 SH   DFND 6 0 696 0
BECTON DICKINSON COM 075887109 15 60 SH   DFND 15 0 60 0
BECTON DICKINSON COM 075887109 140 552 SH   DFND 05,15 0 552 0
BECTON DICKINSON COM 075887109 76 300 SH   DFND 7 0 300 0
BECTON DICKINSON COM 075887109 51 200 SH   DFND 16 0 200 0
BECTON DICKINSON COM 075887109 9 35 SH   DFND 1 0 35 0
BERKSHIRE HATHAWAY CL B COM 084670702 100 480 SH   SOLE   480 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 333 1,600 SH   DFND 6 0 1,600 0
CANADIAN NATL RAILWAY COM 136375102 416 4,630 SH   SOLE   4,630 0 0
CANADIAN NATL RAILWAY COM 136375102 2,052 22,835 SH   DFND 6 0 22,835 0
CANADIAN NATL RAILWAY COM 136375102 20 220 SH   DFND 15 0 220 0
CANADIAN NATL RAILWAY COM 136375102 541 6,015 SH   DFND 05,15 0 6,015 0
CANADIAN NATL RAILWAY COM 136375102 58 650 SH   DFND 7 0 650 0
CANADIAN NATL RAILWAY COM 136375102 135 1,500 SH   DFND 16 0 1,500 0
CANADIAN NATL RAILWAY COM 136375102 27 300 SH   DFND 1 0 300 0
CHEVRON COM 166764100 212 1,785 SH   SOLE   1,785 0 0
CHEVRON COM 166764100 921 7,765 SH   DFND 6 0 7,765 0
CHEVRON COM 166764100 18 150 SH   DFND 15 0 150 0
CHEVRON COM 166764100 122 1,030 SH   DFND 05,15 0 1,030 0
CHEVRON COM 166764100 62 525 SH   DFND 7 0 525 0
CHEVRON COM 166764100 6 50 SH   DFND 1 0 50 0
CHEVRON COM 166764100 6 50 SH   DFND 16 0 50 0
CHUBB LIMITED COM H1467J104 330 2,045 SH   SOLE   2,045 0 0
CHUBB LIMITED COM H1467J104 1,220 7,554 SH   DFND 6 0 7,554 0
CHUBB LIMITED COM H1467J104 22 135 SH   DFND 15 0 135 0
CHUBB LIMITED COM H1467J104 441 2,730 SH   DFND 05,15 0 2,730 0
CHUBB LIMITED COM H1467J104 78 485 SH   DFND 7 0 485 0
CHUBB LIMITED COM H1467J104 141 875 SH   DFND 16 0 875 0
CHUBB LIMITED COM H1467J104 24 150 SH   DFND 1 0 150 0
CHURCH & DWIGHT COM 171340102 241 3,200 SH   DFND 6 0 3,200 0
COLGATE-PALMOLIVE COM 194162103 16 215 SH   SOLE   215 0 0
COLGATE-PALMOLIVE COM 194162103 191 2,600 SH   DFND 6 0 2,600 0
COLGATE-PALMOLIVE COM 194162103 15 200 SH   DFND 16 0 200 0
CVS HEALTH COM 126650100 58 925 SH   SOLE   925 0 0
CVS HEALTH COM 126650100 956 15,150 SH   DFND 6 0 15,150 0
CVS HEALTH COM 126650100 5 75 SH   DFND 15 0 75 0
CVS HEALTH COM 126650100 76 1,200 SH   DFND 16 0 1,200 0
CVS HEALTH COM 126650100 5 75 SH   DFND 1 0 75 0
DANAHER CORP COM 235851102 265 1,833 SH   SOLE   1,833 0 0
DANAHER CORP COM 235851102 653 4,520 SH   DFND 6 0 4,520 0
DANAHER CORP COM 235851102 22 155 SH   DFND 15 0 155 0
DANAHER CORP COM 235851102 773 5,355 SH   DFND 05,15 0 5,355 0
DANAHER CORP COM 235851102 101 700 SH   DFND 7 0 700 0
DANAHER CORP COM 235851102 152 1,050 SH   DFND 16 0 1,050 0
DANAHER CORP COM 235851102 25 175 SH   DFND 1 0 175 0
DISNEY COM 254687106 265 2,035 SH   SOLE   2,035 0 0
DISNEY COM 254687106 553 4,245 SH   DFND 6 0 4,245 0
DISNEY COM 254687106 23 175 SH   DFND 15 0 175 0
DISNEY COM 254687106 306 2,345 SH   DFND 05,15 0 2,345 0
DISNEY COM 254687106 87 670 SH   DFND 7 0 670 0
DISNEY COM 254687106 134 1,030 SH   DFND 16 0 1,030 0
DISNEY COM 254687106 13 100 SH   DFND 1 0 100 0
EMERSON ELECTRIC COM 291011104 18 275 SH   SOLE   275 0 0
EMERSON ELECTRIC COM 291011104 461 6,900 SH   DFND 6 0 6,900 0
EMERSON ELECTRIC COM 291011104 42 625 SH   DFND 7 0 625 0
EMERSON ELECTRIC COM 291011104 8 125 SH   DFND 1 0 125 0
EOG RESOURCES COM 26875P101 78 1,050 SH   SOLE   1,050 0 0
EOG RESOURCES COM 26875P101 17 235 SH   DFND 6 0 235 0
EOG RESOURCES COM 26875P101 15 200 SH   DFND 15 0 200 0
EOG RESOURCES COM 26875P101 390 5,250 SH   DFND 05,15 0 5,250 0
EOG RESOURCES COM 26875P101 19 250 SH   DFND 7 0 250 0
EOG RESOURCES COM 26875P101 20 275 SH   DFND 16 0 275 0
EXXON MOBIL COM 30231G102 9 125 SH   SOLE   125 0 0
EXXON MOBIL COM 30231G102 1,134 16,057 SH   DFND 6 0 16,057 0
EXXON MOBIL COM 30231G102 62 875 SH   DFND 7 0 875 0
EXXON MOBIL COM 30231G102 25 350 SH   DFND 1 0 350 0
EXXON MOBIL COM 30231G102 42 600 SH   DFND 16 0 600 0
FISERV COM 337738108 376 3,630 SH   SOLE   3,630 0 0
FISERV COM 337738108 1,175 11,340 SH   DFND 6 0 11,340 0
FISERV COM 337738108 27 260 SH   DFND 15 0 260 0
FISERV COM 337738108 702 6,775 SH   DFND 05,15 0 6,775 0
FISERV COM 337738108 124 1,200 SH   DFND 7 0 1,200 0
FISERV COM 337738108 155 1,500 SH   DFND 16 0 1,500 0
FORTIVE CORP COM 34959J108 52 755 SH   SOLE   755 0 0
FORTIVE CORP COM 34959J108 134 1,950 SH   DFND 6 0 1,950 0
FORTIVE CORP COM 34959J108 11 160 SH   DFND 15 0 160 0
FORTIVE CORP COM 34959J108 362 5,275 SH   DFND 05,15 0 5,275 0
FORTIVE CORP COM 34959J108 45 650 SH   DFND 7 0 650 0
FORTIVE CORP COM 34959J108 45 650 SH   DFND 16 0 650 0
FORTIVE CORP COM 34959J108 10 150 SH   DFND 1 0 150 0
GENERAL MILLS COM 370334104 1,224 22,200 SH   DFND 6 0 22,200 0
HOME DEPOT COM 437076102 236 1,017 SH   SOLE   1,017 0 0
HOME DEPOT COM 437076102 321 1,385 SH   DFND 6 0 1,385 0
HOME DEPOT COM 437076102 20 85 SH   DFND 15 0 85 0
HOME DEPOT COM 437076102 686 2,955 SH   DFND 05,15 0 2,955 0
HOME DEPOT COM 437076102 81 350 SH   DFND 7 0 350 0
HOME DEPOT COM 437076102 122 525 SH   DFND 16 0 525 0
HONEYWELL INTL COM 438516106 283 1,675 SH   DFND 6 0 1,675 0
ILLUMINA COM 452327109 38 125 SH   SOLE   125 0 0
ILLUMINA COM 452327109 303 995 SH   DFND 6 0 995 0
ILLUMINA COM 452327109 17 55 SH   DFND 15 0 55 0
ILLUMINA COM 452327109 383 1,258 SH   DFND 05,15 0 1,258 0
ILLUMINA COM 452327109 37 120 SH   DFND 16 0 120 0
ILLUMINA COM 452327109 11 35 SH   DFND 7 0 35 0
INTEL CORP COM 458140100 191 3,700 SH   SOLE   3,700 0 0
INTEL CORP COM 458140100 948 18,404 SH   DFND 6 0 18,404 0
INTEL CORP COM 458140100 85 1,650 SH   DFND 7 0 1,650 0
INTEL CORP COM 458140100 85 1,650 SH   DFND 16 0 1,650 0
INTEL CORP COM 458140100 20 390 SH   DFND 1 0 390 0
JOHNSON & JOHNSON COM 478160104 307 2,375 SH   SOLE   2,375 0 0
JOHNSON & JOHNSON COM 478160104 1,564 12,089 SH   DFND 6 0 12,089 0
JOHNSON & JOHNSON COM 478160104 11 85 SH   DFND 15 0 85 0
JOHNSON & JOHNSON COM 478160104 422 3,265 SH   DFND 05,15 0 3,265 0
JOHNSON & JOHNSON COM 478160104 100 775 SH   DFND 7 0 775 0
JOHNSON & JOHNSON COM 478160104 116 900 SH   DFND 16 0 900 0
JOHNSON & JOHNSON COM 478160104 29 225 SH   DFND 1 0 225 0
MASTERCARD COM 57636Q104 530 1,950 SH   SOLE   1,950 0 0
MASTERCARD COM 57636Q104 2,027 7,465 SH   DFND 6 0 7,465 0
MASTERCARD COM 57636Q104 27 100 SH   DFND 15 0 100 0
MASTERCARD COM 57636Q104 777 2,860 SH   DFND 05,15 0 2,860 0
MASTERCARD COM 57636Q104 68 250 SH   DFND 7 0 250 0
MASTERCARD COM 57636Q104 164 605 SH   DFND 16 0 605 0
MASTERCARD COM 57636Q104 27 100 SH   DFND 1 0 100 0
MICROSOFT CORP COM 594918104 196 1,412 SH   SOLE   1,412 0 0
MICROSOFT CORP COM 594918104 7 50 SH   DFND 15 0 50 0
MICROSOFT CORP COM 594918104 1,848 13,292 SH   DFND 6 0 13,292 0
MICROSOFT CORP COM 594918104 478 3,435 SH   DFND 05,15 0 3,435 0
MICROSOFT CORP COM 594918104 136 975 SH   DFND 7 0 975 0
MICROSOFT CORP COM 594918104 60 430 SH   DFND 16 0 430 0
MICROSOFT CORP COM 594918104 35 250 SH   DFND 1 0 250 0
NESTLE SA ADR COM 641069406 478 4,404 SH   SOLE   4,404 0 0
NESTLE SA ADR COM 641069406 1,908 17,575 SH   DFND 6 0 17,575 0
NESTLE SA ADR COM 641069406 22 200 SH   DFND 15 0 200 0
NESTLE SA ADR COM 641069406 686 6,315 SH   DFND 05,15 0 6,315 0
NESTLE SA ADR COM 641069406 30 275 SH   DFND 7 0 275 0
NESTLE SA ADR COM 641069406 38 350 SH   DFND 1 0 350 0
NESTLE SA ADR COM 641069406 95 875 SH   DFND 16 0 875 0
NORFOLK SOUTHERN COM 655844108 485 2,700 SH   DFND 6 0 2,700 0
NOVARTIS AG ADR COM 66987V109 283 3,260 SH   SOLE   3,260 0 0
NOVARTIS AG ADR COM 66987V109 1,064 12,242 SH   DFND 6 0 12,242 0
NOVARTIS AG ADR COM 66987V109 22 250 SH   DFND 15 0 250 0
NOVARTIS AG ADR COM 66987V109 549 6,320 SH   DFND 05,15 0 6,320 0
NOVARTIS AG ADR COM 66987V109 56 650 SH   DFND 7 0 650 0
NOVARTIS AG ADR COM 66987V109 122 1,400 SH   DFND 16 0 1,400 0
NOVARTIS AG ADR COM 66987V109 30 350 SH   DFND 1 0 350 0
NOVO NORDISK A S ADR COM 670100205 5 100 SH   SOLE   100 0 0
NOVO NORDISK A S ADR COM 670100205 537 10,390 SH   DFND 6 0 10,390 0
NOVOZYMES A S DKK 2.0 COM B798FW902 85 2,030 SH   SOLE   2,030 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 892 21,273 SH   DFND 6 0 21,273 0
NOVOZYMES A S DKK 2.0 COM B798FW902 11 260 SH   DFND 15 0 260 0
NOVOZYMES A S DKK 2.0 COM B798FW902 340 8,100 SH   DFND 05,15 0 8,100 0
NOVOZYMES A S DKK 2.0 COM B798FW902 13 300 SH   DFND 7 0 300 0
NOVOZYMES A S DKK 2.0 COM B798FW902 73 1,750 SH   DFND 16 0 1,750 0
ORACLE COM 68389X105 435 7,900 SH   DFND 6 0 7,900 0
ORACLE COM 68389X105 15 275 SH   DFND 1 0 275 0
PAYPAL HOLDINGS COM 70450Y103 132 1,277 SH   SOLE   1,277 0 0
PAYPAL HOLDINGS COM 70450Y103 224 2,165 SH   DFND 6 0 2,165 0
PAYPAL HOLDINGS COM 70450Y103 12 120 SH   DFND 15 0 120 0
PAYPAL HOLDINGS COM 70450Y103 368 3,550 SH   DFND 05,15 0 3,550 0
PAYPAL HOLDINGS COM 70450Y103 52 500 SH   DFND 7 0 500 0
PAYPAL HOLDINGS COM 70450Y103 78 750 SH   DFND 16 0 750 0
PEPSICO COM 713448108 184 1,345 SH   SOLE   1,345 0 0
PEPSICO COM 713448108 747 5,450 SH   DFND 6 0 5,450 0
PEPSICO COM 713448108 41 300 SH   DFND 7 0 300 0
PEPSICO COM 713448108 27 200 SH   DFND 1 0 200 0
PEPSICO COM 713448108 69 500 SH   DFND 16 0 500 0
PROCTER & GAMBLE COM 742718109 284 2,285 SH   SOLE   2,285 0 0
PROCTER & GAMBLE COM 742718109 2,402 19,315 SH   DFND 6 0 19,315 0
PROCTER & GAMBLE COM 742718109 22 175 SH   DFND 15 0 175 0
PROCTER & GAMBLE COM 742718109 547 4,395 SH   DFND 05,15 0 4,395 0
PROCTER & GAMBLE COM 742718109 62 500 SH   DFND 7 0 500 0
PROCTER & GAMBLE COM 742718109 126 1,015 SH   DFND 16 0 1,015 0
PROCTER & GAMBLE COM 742718109 40 325 SH   DFND 1 0 325 0
ROCKWELL AUTOMATION COM 773903109 261 1,585 SH   SOLE   1,585 0 0
ROCKWELL AUTOMATION COM 773903109 913 5,540 SH   DFND 6 0 5,540 0
ROCKWELL AUTOMATION COM 773903109 16 100 SH   DFND 15 0 100 0
ROCKWELL AUTOMATION COM 773903109 466 2,830 SH   DFND 05,15 0 2,830 0
ROCKWELL AUTOMATION COM 773903109 72 435 SH   DFND 7 0 435 0
ROCKWELL AUTOMATION COM 773903109 62 375 SH   DFND 16 0 375 0
UNILEVER N V NEW YORK COM 904784709 408 6,800 SH   DFND 05,15 0 6,800 0
UNILEVER PLC NEW ADR COM 904767704 313 5,205 SH   SOLE   5,205 0 0
UNILEVER PLC NEW ADR COM 904767704 370 6,160 SH   DFND 6 0 6,160 0
UNILEVER PLC NEW ADR COM 904767704 22 370 SH   DFND 15 0 370 0
UNILEVER PLC NEW ADR COM 904767704 206 3,420 SH   DFND 05,15 0 3,420 0
UNILEVER PLC NEW ADR COM 904767704 69 1,150 SH   DFND 7 0 1,150 0
UNILEVER PLC NEW ADR COM 904767704 96 1,600 SH   DFND 16 0 1,600 0
UNITED TECHNOLOGIES COM 913017109 301 2,205 SH   SOLE   2,205 0 0
UNITED TECHNOLOGIES COM 913017109 719 5,270 SH   DFND 6 0 5,270 0
UNITED TECHNOLOGIES COM 913017109 22 160 SH   DFND 15 0 160 0
UNITED TECHNOLOGIES COM 913017109 663 4,855 SH   DFND 05,15 0 4,855 0
UNITED TECHNOLOGIES COM 913017109 85 625 SH   DFND 7 0 625 0
UNITED TECHNOLOGIES COM 913017109 126 925 SH   DFND 16 0 925 0
UNITED TECHNOLOGIES COM 913017109 20 150 SH   DFND 1 0 150 0
XILINX COM 983919101 223 2,325 SH   SOLE   2,325 0 0
XILINX COM 983919101 457 4,770 SH   DFND 6 0 4,770 0
XILINX COM 983919101 17 175 SH   DFND 15 0 175 0
XILINX COM 983919101 524 5,460 SH   DFND 05,15 0 5,460 0
XILINX COM 983919101 19 200 SH   DFND 7 0 200 0
XILINX COM 983919101 62 650 SH   DFND 16 0 650 0
XYLEM INC COM 98419M100 173 2,177 SH   SOLE   2,177 0 0
XYLEM INC COM 98419M100 117 1,475 SH   DFND 6 0 1,475 0
XYLEM INC COM 98419M100 16 200 SH   DFND 15 0 200 0
XYLEM INC COM 98419M100 408 5,130 SH   DFND 05,15 0 5,130 0
XYLEM INC COM 98419M100 54 675 SH   DFND 7 0 675 0
XYLEM INC COM 98419M100 84 1,050 SH   DFND 16 0 1,050 0
YUM BRANDS COM 988498101 312 2,750 SH   DFND 6 0 2,750 0