The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 662 3,180 SH   SOLE   3,180 0 0
3M COM 88579Y101 1,768 8,490 SH   DFND 6 0 8,490 0
3M COM 88579Y101 7 35 SH   DFND 15 0 35 0
3M COM 88579Y101 122 585 SH   DFND 16 0 585 0
3M COM 88579Y101 31 150 SH   DFND 1 0 150 0
ABBOTT LABS COM 002824100 429 8,835 SH   SOLE   8,835 0 0
ABBOTT LABS COM 002824100 1,524 31,361 SH   DFND 6 0 31,361 0
ABBOTT LABS COM 002824100 9 175 SH   DFND 15 0 175 0
ABBOTT LABS COM 002824100 92 1,900 SH   DFND 16 0 1,900 0
ABBOTT LABS COM 002824100 10 200 SH   DFND 1 0 200 0
ABBVIE COM 00287Y109 243 3,350 SH   SOLE   3,350 0 0
ABBVIE COM 00287Y109 1,179 16,260 SH   DFND 6 0 16,260 0
ALPHABET INC CL A COM 02079K305 273 294 SH   SOLE   294 0 0
ALPHABET INC CL A COM 02079K305 316 340 SH   DFND 6 0 340 0
ALPHABET INC CL A COM 02079K305 8 9 SH   DFND 15 0 9 0
ALPHABET INC CL A COM 02079K305 107 115 SH   DFND 16 0 115 0
ANALOG DEVICES COM 032654105 121 1,555 SH   SOLE   1,555 0 0
ANALOG DEVICES COM 032654105 220 2,830 SH   DFND 6 0 2,830 0
ANALOG DEVICES COM 032654105 8 100 SH   DFND 15 0 100 0
ANALOG DEVICES COM 032654105 83 1,070 SH   DFND 16 0 1,070 0
ANALOG DEVICES COM 032654105 8 100 SH   DFND 1 0 100 0
APPLE INC COM 037833100 295 2,050 SH   SOLE   2,050 0 0
APPLE INC COM 037833100 1,096 7,609 SH   DFND 6 0 7,609 0
APPLE INC COM 037833100 9 60 SH   DFND 15 0 60 0
APPLE INC COM 037833100 112 780 SH   DFND 16 0 780 0
APPLE INC COM 037833100 29 200 SH   DFND 1 0 200 0
APTARGROUP COM 038336103 469 5,395 SH   SOLE   5,395 0 0
APTARGROUP COM 038336103 1,571 18,089 SH   DFND 6 0 18,089 0
APTARGROUP COM 038336103 9 100 SH   DFND 15 0 100 0
APTARGROUP COM 038336103 113 1,300 SH   DFND 16 0 1,300 0
APTARGROUP COM 038336103 35 400 SH   DFND 1 0 400 0
AUTOMATIC DATA PROCESSING COM 053015103 658 6,425 SH   SOLE   6,425 0 0
AUTOMATIC DATA PROCESSING COM 053015103 1,548 15,110 SH   DFND 6 0 15,110 0
AUTOMATIC DATA PROCESSING COM 053015103 8 75 SH   DFND 15 0 75 0
AUTOMATIC DATA PROCESSING COM 053015103 123 1,200 SH   DFND 16 0 1,200 0
AUTOMATIC DATA PROCESSING COM 053015103 20 200 SH   DFND 1 0 200 0
BAXTER INTERNTL COM 071813109 205 3,390 SH   SOLE   3,390 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 191 1,125 SH   SOLE   1,125 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 271 1,600 SH   DFND 6 0 1,600 0
CANADIAN NATL RAILWAY COM 136375102 582 7,185 SH   SOLE   7,185 0 0
CANADIAN NATL RAILWAY COM 136375102 2,091 25,797 SH   DFND 6 0 25,797 0
CANADIAN NATL RAILWAY COM 136375102 8 100 SH   DFND 15 0 100 0
CANADIAN NATL RAILWAY COM 136375102 138 1,700 SH   DFND 16 0 1,700 0
CANADIAN NATL RAILWAY COM 136375102 28 350 SH   DFND 1 0 350 0
CHEVRON COM 166764100 125 1,200 SH   SOLE   1,200 0 0
CHEVRON COM 166764100 5 45 SH   DFND 15 0 45 0
CHEVRON COM 166764100 590 5,655 SH   DFND 6 0 5,655 0
CHUBB LIMITED COM H1467J104 246 1,695 SH   SOLE   1,695 0 0
CHUBB LIMITED COM H1467J104 797 5,481 SH   DFND 6 0 5,481 0
CHUBB LIMITED COM H1467J104 9 60 SH   DFND 15 0 60 0
CHUBB LIMITED COM H1467J104 103 710 SH   DFND 16 0 710 0
CHUBB LIMITED COM H1467J104 15 100 SH   DFND 1 0 100 0
CVS HEALTH COM 126650100 475 5,905 SH   SOLE   5,905 0 0
CVS HEALTH COM 126650100 1,163 14,460 SH   DFND 6 0 14,460 0
CVS HEALTH COM 126650100 6 75 SH   DFND 15 0 75 0
CVS HEALTH COM 126650100 113 1,400 SH   DFND 16 0 1,400 0
CVS HEALTH COM 126650100 12 150 SH   DFND 1 0 150 0
DANAHER CORP COM 235851102 133 1,575 SH   SOLE   1,575 0 0
DANAHER CORP COM 235851102 228 2,700 SH   DFND 6 0 2,700 0
DANAHER CORP COM 235851102 7 80 SH   DFND 15 0 80 0
DANAHER CORP COM 235851102 76 900 SH   DFND 16 0 900 0
DANAHER CORP COM 235851102 8 100 SH   DFND 1 0 100 0
DOW CHEMICAL COM 260543103 13 200 SH   SOLE   200 0 0
DOW CHEMICAL COM 260543103 32 500 SH   DFND 1 0 500 0
DOW CHEMICAL COM 260543103 162 2,566 SH   DFND 6 0 2,566 0
DOW CHEMICAL COM 260543103 6 100 SH   DFND 16 0 100 0
EDWARDS LIFESCIENCES COM 28176E108 262 2,220 SH   SOLE   2,220 0 0
EMERSON ELECTRIC COM 291011104 89 1,500 SH   SOLE   1,500 0 0
EMERSON ELECTRIC COM 291011104 462 7,750 SH   DFND 6 0 7,750 0
EMERSON ELECTRIC COM 291011104 18 300 SH   DFND 1 0 300 0
ENERGY TRANSFER PTNRS LP COM 29278N103 232 11,400 SH   DFND 6 0 11,400 0
EXXON MOBIL COM 30231G102 146 1,810 SH   SOLE   1,810 0 0
EXXON MOBIL COM 30231G102 1,378 17,064 SH   DFND 6 0 17,064 0
EXXON MOBIL COM 30231G102 5 60 SH   DFND 15 0 60 0
EXXON MOBIL COM 30231G102 28 350 SH   DFND 1 0 350 0
EXXON MOBIL COM 30231G102 59 725 SH   DFND 16 0 725 0
FISERV COM 337738108 410 3,352 SH   SOLE   3,352 0 0
FISERV COM 337738108 603 4,930 SH   DFND 6 0 4,930 0
FISERV COM 337738108 9 75 SH   DFND 15 0 75 0
FISERV COM 337738108 135 1,100 SH   DFND 16 0 1,100 0
GENERAL ELECTRIC COM 369604103 24 900 SH   SOLE   900 0 0
GENERAL ELECTRIC COM 369604103 238 8,805 SH   DFND 6 0 8,805 0
GENERAL ELECTRIC COM 369604103 27 1,000 SH   DFND 1 0 1,000 0
GENERAL MILLS COM 370334104 1,414 25,524 SH   DFND 6 0 25,524 0
HOME DEPOT COM 437076102 50 325 SH   SOLE   325 0 0
HOME DEPOT COM 437076102 205 1,335 SH   DFND 6 0 1,335 0
HOME DEPOT COM 437076102 81 525 SH   DFND 16 0 525 0
HONEYWELL INTL COM 438516106 297 2,227 SH   DFND 6 0 2,227 0
INTEL CORP COM 458140100 272 8,050 SH   SOLE   8,050 0 0
INTEL CORP COM 458140100 698 20,675 SH   DFND 6 0 20,675 0
INTEL CORP COM 458140100 76 2,250 SH   DFND 16 0 2,250 0
INTEL CORP COM 458140100 17 500 SH   DFND 1 0 500 0
JOHNSON & JOHNSON COM 478160104 687 5,190 SH   SOLE   5,190 0 0
JOHNSON & JOHNSON COM 478160104 1,836 13,880 SH   DFND 6 0 13,880 0
JOHNSON & JOHNSON COM 478160104 7 50 SH   DFND 15 0 50 0
JOHNSON & JOHNSON COM 478160104 165 1,250 SH   DFND 16 0 1,250 0
JOHNSON & JOHNSON COM 478160104 43 325 SH   DFND 1 0 325 0
MABVAX THERAPEUTICS HOLDINGS I COM 55414P504 14 10,000 SH   DFND 6 0 10,000 0
MASTERCARD COM 57636q104 469 3,860 SH   SOLE   3,860 0 0
MASTERCARD COM 57636q104 1,157 9,530 SH   DFND 6 0 9,530 0
MASTERCARD COM 57636q104 12 100 SH   DFND 15 0 100 0
MASTERCARD COM 57636q104 128 1,050 SH   DFND 16 0 1,050 0
MASTERCARD COM 57636q104 12 100 SH   DFND 1 0 100 0
MICROSOFT CORP COM 594918104 128 1,850 SH   SOLE   1,850 0 0
MICROSOFT CORP COM 594918104 1,266 18,367 SH   DFND 6 0 18,367 0
MICROSOFT CORP COM 594918104 41 600 SH   DFND 1 0 600 0
NESTLE SA ADR COM 641069406 514 5,899 SH   SOLE   5,899 0 0
NESTLE SA ADR COM 641069406 1,545 17,713 SH   DFND 6 0 17,713 0
NESTLE SA ADR COM 641069406 9 100 SH   DFND 15 0 100 0
NESTLE SA ADR COM 641069406 33 375 SH   DFND 1 0 375 0
NESTLE SA ADR COM 641069406 100 1,150 SH   DFND 16 0 1,150 0
NORFOLK SOUTHERN COM 655844108 360 2,960 SH   DFND 6 0 2,960 0
NOVARTIS AG ADR COM 66987V109 323 3,865 SH   SOLE   3,865 0 0
NOVARTIS AG ADR COM 66987V109 1,010 12,100 SH   DFND 6 0 12,100 0
NOVARTIS AG ADR COM 66987V109 9 110 SH   DFND 15 0 110 0
NOVARTIS AG ADR COM 66987V109 102 1,225 SH   DFND 16 0 1,225 0
NOVARTIS AG ADR COM 66987V109 29 350 SH   DFND 1 0 350 0
NOVO NORDISK A S ADR COM 670100205 5 125 SH   SOLE   125 0 0
NOVO NORDISK A S ADR COM 670100205 446 10,390 SH   DFND 6 0 10,390 0
NOVOZYMES A S DKK 2.0 COM B798FW902 224 5,125 SH   SOLE   5,125 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 966 22,063 SH   DFND 6 0 22,063 0
NOVOZYMES A S DKK 2.0 COM B798FW902 4 100 SH   DFND 15 0 100 0
NOVOZYMES A S DKK 2.0 COM B798FW902 72 1,650 SH   DFND 16 0 1,650 0
ORACLE COM 68389x105 208 4,150 SH   SOLE   4,150 0 0
ORACLE COM 68389x105 5 95 SH   DFND 15 0 95 0
ORACLE COM 68389x105 519 10,350 SH   DFND 6 0 10,350 0
ORACLE COM 68389x105 25 500 SH   DFND 1 0 500 0
ORACLE COM 68389x105 50 1,000 SH   DFND 16 0 1,000 0
PEPSICO COM 713448108 269 2,330 SH   SOLE   2,330 0 0
PEPSICO COM 713448108 456 3,950 SH   DFND 6 0 3,950 0
PEPSICO COM 713448108 23 200 SH   DFND 1 0 200 0
PEPSICO COM 713448108 66 575 SH   DFND 16 0 575 0
PROCTER & GAMBLE COM 742718109 469 5,385 SH   SOLE   5,385 0 0
PROCTER & GAMBLE COM 742718109 1,784 20,465 SH   DFND 6 0 20,465 0
PROCTER & GAMBLE COM 742718109 7 75 SH   DFND 15 0 75 0
PROCTER & GAMBLE COM 742718109 88 1,015 SH   DFND 16 0 1,015 0
PROCTER & GAMBLE COM 742718109 39 450 SH   DFND 1 0 450 0
QUALCOMM COM 747525103 137 2,475 SH   SOLE   2,475 0 0
QUALCOMM COM 747525103 4 80 SH   DFND 15 0 80 0
QUALCOMM COM 747525103 215 3,895 SH   DFND 6 0 3,895 0
QUALCOMM COM 747525103 57 1,025 SH   DFND 16 0 1,025 0
ROCHE HLDG LTD ADR COM 771195104 152 4,775 SH   SOLE   4,775 0 0
ROCHE HLDG LTD ADR COM 771195104 35 1,085 SH   DFND 6 0 1,085 0
ROCHE HLDG LTD ADR COM 771195104 3 100 SH   DFND 15 0 100 0
ROCHE HLDG LTD ADR COM 771195104 73 2,300 SH   DFND 16 0 2,300 0
ROCHE HLDG LTD ADR COM 771195104 19 600 SH   DFND 1 0 600 0
ROCKWELL AUTOMATION COM 773903109 196 1,210 SH   SOLE   1,210 0 0
ROCKWELL AUTOMATION COM 773903109 978 6,040 SH   DFND 6 0 6,040 0
ROCKWELL AUTOMATION COM 773903109 55 340 SH   DFND 16 0 340 0
ROCKWELL COLLINS COM 774341101 224 2,133 SH   DFND 6 0 2,133 0
SCHLUMBERGER COM 806857108 103 1,566 SH   SOLE   1,566 0 0
SCHLUMBERGER COM 806857108 209 3,178 SH   DFND 6 0 3,178 0
SCHLUMBERGER COM 806857108 4 60 SH   DFND 15 0 60 0
SCHLUMBERGER COM 806857108 13 200 SH   DFND 1 0 200 0
SCHLUMBERGER COM 806857108 7 110 SH   DFND 16 0 110 0
STATE STREET COM 857477103 258 2,875 SH   SOLE   2,875 0 0
STATE STREET COM 857477103 7 75 SH   DFND 15 0 75 0
STATE STREET COM 857477103 9 100 SH   DFND 6 0 100 0
UNILEVER PLC NEW ADR COM 904767704 221 4,085 SH   SOLE   4,085 0 0
UNILEVER PLC NEW ADR COM 904767704 318 5,885 SH   DFND 6 0 5,885 0
UNILEVER PLC NEW ADR COM 904767704 9 170 SH   DFND 15 0 170 0
UNILEVER PLC NEW ADR COM 904767704 65 1,200 SH   DFND 16 0 1,200 0
UNITED TECHNOLOGIES COM 913017109 228 1,865 SH   SOLE   1,865 0 0
UNITED TECHNOLOGIES COM 913017109 260 2,130 SH   DFND 6 0 2,130 0
UNITED TECHNOLOGIES COM 913017109 7 60 SH   DFND 15 0 60 0
UNITED TECHNOLOGIES COM 913017109 98 800 SH   DFND 16 0 800 0
XILINX COM 983919101 147 2,290 SH   SOLE   2,290 0 0
XILINX COM 983919101 170 2,650 SH   DFND 6 0 2,650 0
XILINX COM 983919101 6 90 SH   DFND 15 0 90 0
XILINX COM 983919101 48 750 SH   DFND 16 0 750 0
XYLEM INC COM 98419M100 217 3,917 SH   SOLE   3,917 0 0
XYLEM INC COM 98419M100 83 1,500 SH   DFND 6 0 1,500 0
XYLEM INC COM 98419M100 6 110 SH   DFND 15 0 110 0
XYLEM INC COM 98419M100 80 1,450 SH   DFND 16 0 1,450 0
YUM BRANDS COM 988498101 453 6,140 SH   DFND 6 0 6,140 0
YUM CHINA HOLDINGS, INC COM 98850P109 242 6,140 SH   DFND 6 0 6,140 0