The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Common Stock 88579Y101 616 3,450 SH   SOLE   3,450 0 0
3M Common Stock 88579Y101 1,709 9,571 SH   DFND 6 0 9,571 0
3M Common Stock 88579Y101 6 35 SH   DFND 15 0 35 0
3M Common Stock 88579Y101 127 710 SH   DFND 16 0 710 0
3M Common Stock 88579Y101 36 200 SH   DFND 1 0 200 0
ABBOTT LABS Common Stock 002824100 336 8,735 SH   SOLE   8,735 0 0
ABBOTT LABS Common Stock 002824100 1,217 31,677 SH   DFND 6 0 31,677 0
ABBOTT LABS Common Stock 002824100 7 175 SH   DFND 15 0 175 0
ABBOTT LABS Common Stock 002824100 67 1,750 SH   DFND 16 0 1,750 0
ABBOTT LABS Common Stock 002824100 8 200 SH   DFND 1 0 200 0
ABBVIE Common Stock 00287Y109 210 3,350 SH   SOLE   3,350 0 0
ABBVIE Common Stock 00287Y109 1,063 16,980 SH   DFND 6 0 16,980 0
ALPHABET INC CL A Common Stock 02079K305 233 294 SH   SOLE   294 0 0
ALPHABET INC CL A Common Stock 02079K305 269 340 SH   DFND 6 0 340 0
ALPHABET INC CL A Common Stock 02079K305 7 9 SH   DFND 15 0 9 0
ALPHABET INC CL A Common Stock 02079K305 79 100 SH   DFND 16 0 100 0
ANALOG DEVICES Common Stock 032654105 88 1,205 SH   SOLE   1,205 0 0
ANALOG DEVICES Common Stock 032654105 75 1,030 SH   DFND 6 0 1,030 0
ANALOG DEVICES Common Stock 032654105 7 100 SH   DFND 15 0 100 0
ANALOG DEVICES Common Stock 032654105 40 555 SH   DFND 16 0 555 0
APPLE INC Common Stock 037833100 237 2,050 SH   SOLE   2,050 0 0
APPLE INC Common Stock 037833100 904 7,809 SH   DFND 6 0 7,809 0
APPLE INC Common Stock 037833100 7 60 SH   DFND 15 0 60 0
APPLE INC Common Stock 037833100 93 800 SH   DFND 16 0 800 0
APPLE INC Common Stock 037833100 23 200 SH   DFND 1 0 200 0
APTARGROUP Common Stock 038336103 393 5,350 SH   SOLE   5,350 0 0
APTARGROUP Common Stock 038336103 1,410 19,195 SH   DFND 6 0 19,195 0
APTARGROUP Common Stock 038336103 6 75 SH   DFND 15 0 75 0
APTARGROUP Common Stock 038336103 95 1,300 SH   DFND 16 0 1,300 0
APTARGROUP Common Stock 038336103 29 400 SH   DFND 1 0 400 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 673 6,550 SH   SOLE   6,550 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 1,623 15,787 SH   DFND 6 0 15,787 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 6 60 SH   DFND 15 0 60 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 123 1,200 SH   DFND 16 0 1,200 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 21 200 SH   DFND 1 0 200 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 190 1,164 SH   SOLE   1,164 0 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 277 1,700 SH   DFND 6 0 1,700 0
CANADIAN NATL RAILWAY Common Stock 136375102 494 7,325 SH   SOLE   7,325 0 0
CANADIAN NATL RAILWAY Common Stock 136375102 1,876 27,838 SH   DFND 6 0 27,838 0
CANADIAN NATL RAILWAY Common Stock 136375102 7 100 SH   DFND 15 0 100 0
CANADIAN NATL RAILWAY Common Stock 136375102 142 2,100 SH   DFND 16 0 2,100 0
CANADIAN NATL RAILWAY Common Stock 136375102 24 350 SH   DFND 1 0 350 0
CHEVRON Common Stock 166764100 141 1,200 SH   SOLE   1,200 0 0
CHEVRON Common Stock 166764100 5 45 SH   DFND 15 0 45 0
CHEVRON Common Stock 166764100 666 5,655 SH   DFND 6 0 5,655 0
CHUBB LIMITED Common Stock H1467J104 224 1,695 SH   SOLE   1,695 0 0
CHUBB LIMITED Common Stock H1467J104 645 4,883 SH   DFND 6 0 4,883 0
CHUBB LIMITED Common Stock H1467J104 7 50 SH   DFND 15 0 50 0
CHUBB LIMITED Common Stock H1467J104 87 660 SH   DFND 16 0 660 0
CHUBB LIMITED Common Stock H1467J104 13 100 SH   DFND 1 0 100 0
CVS HEALTH Common Stock 126650100 466 5,905 SH   SOLE   5,905 0 0
CVS HEALTH Common Stock 126650100 1,241 15,722 SH   DFND 6 0 15,722 0
CVS HEALTH Common Stock 126650100 6 75 SH   DFND 15 0 75 0
CVS HEALTH Common Stock 126650100 118 1,500 SH   DFND 16 0 1,500 0
CVS HEALTH Common Stock 126650100 12 150 SH   DFND 1 0 150 0
DANAHER CORP Common Stock 235851102 109 1,405 SH   SOLE   1,405 0 0
DANAHER CORP Common Stock 235851102 175 2,245 SH   DFND 6 0 2,245 0
DANAHER CORP Common Stock 235851102 6 80 SH   DFND 15 0 80 0
DANAHER CORP Common Stock 235851102 53 675 SH   DFND 16 0 675 0
DANAHER CORP Common Stock 235851102 8 100 SH   DFND 1 0 100 0
DOW CHEMICAL Common Stock 260543103 17 300 SH   SOLE   300 0 0
DOW CHEMICAL Common Stock 260543103 34 600 SH   DFND 1 0 600 0
DOW CHEMICAL Common Stock 260543103 147 2,566 SH   DFND 6 0 2,566 0
DOW CHEMICAL Common Stock 260543103 6 100 SH   DFND 16 0 100 0
EDWARDS LIFESCIENCES Common Stock 28176E108 213 2,270 SH   SOLE   2,270 0 0
EMERSON ELECTRIC Common Stock 291011104 106 1,900 SH   SOLE   1,900 0 0
EMERSON ELECTRIC Common Stock 291011104 452 8,104 SH   DFND 6 0 8,104 0
EMERSON ELECTRIC Common Stock 291011104 17 300 SH   DFND 1 0 300 0
ENERGY TRANSFER PTNRS LP Common Stock 29273R109 272 7,600 SH   DFND 6 0 7,600 0
EXXON MOBIL Common Stock 30231G102 162 1,800 SH   SOLE   1,800 0 0
EXXON MOBIL Common Stock 30231G102 1,539 17,049 SH   DFND 6 0 17,049 0
EXXON MOBIL Common Stock 30231G102 4 45 SH   DFND 15 0 45 0
EXXON MOBIL Common Stock 30231G102 36 400 SH   DFND 1 0 400 0
EXXON MOBIL Common Stock 30231G102 65 725 SH   DFND 16 0 725 0
FISERV Common Stock 337738108 356 3,352 SH   SOLE   3,352 0 0
FISERV Common Stock 337738108 476 4,475 SH   DFND 6 0 4,475 0
FISERV Common Stock 337738108 8 75 SH   DFND 15 0 75 0
FISERV Common Stock 337738108 128 1,200 SH   DFND 16 0 1,200 0
GENERAL ELECTRIC Common Stock 369604103 28 900 SH   SOLE   900 0 0
GENERAL ELECTRIC Common Stock 369604103 278 8,805 SH   DFND 6 0 8,805 0
GENERAL ELECTRIC Common Stock 369604103 32 1,000 SH   DFND 1 0 1,000 0
GENERAL MILLS Common Stock 370334104 1,589 25,719 SH   DFND 6 0 25,719 0
HELMERICH & PAYNE Common Stock 423452101 273 3,530 SH   SOLE   3,530 0 0
HOME DEPOT Common Stock 437076102 19 140 SH   SOLE   140 0 0
HOME DEPOT Common Stock 437076102 137 1,025 SH   DFND 6 0 1,025 0
HOME DEPOT Common Stock 437076102 74 550 SH   DFND 16 0 550 0
HONEYWELL INTL Common Stock 438516106 412 3,558 SH   DFND 6 0 3,558 0
INTEL CORP Common Stock 458140100 293 8,075 SH   SOLE   8,075 0 0
INTEL CORP Common Stock 458140100 728 20,075 SH   DFND 6 0 20,075 0
INTEL CORP Common Stock 458140100 82 2,250 SH   DFND 16 0 2,250 0
INTEL CORP Common Stock 458140100 18 500 SH   DFND 1 0 500 0
INTL BUSINESS MACH Common Stock 459200101 225 1,358 SH   DFND 6 0 1,358 0
JOHNSON & JOHNSON Common Stock 478160104 621 5,390 SH   SOLE   5,390 0 0
JOHNSON & JOHNSON Common Stock 478160104 1,800 15,621 SH   DFND 6 0 15,621 0
JOHNSON & JOHNSON Common Stock 478160104 6 50 SH   DFND 15 0 50 0
JOHNSON & JOHNSON Common Stock 478160104 167 1,450 SH   DFND 16 0 1,450 0
JOHNSON & JOHNSON Common Stock 478160104 40 350 SH   DFND 1 0 350 0
MABVAX THERAPEUTICS HOLDINGS I Common Stock 55414P504 34 10,000 SH   DFND 6 0 10,000 0
MASTERCARD Common Stock 57636q104 402 3,890 SH   SOLE   3,890 0 0
MASTERCARD Common Stock 57636q104 1,015 9,830 SH   DFND 6 0 9,830 0
MASTERCARD Common Stock 57636q104 10 100 SH   DFND 15 0 100 0
MASTERCARD Common Stock 57636q104 119 1,150 SH   DFND 16 0 1,150 0
MASTERCARD Common Stock 57636q104 10 100 SH   DFND 1 0 100 0
MICROSOFT CORP Common Stock 594918104 115 1,850 SH   SOLE   1,850 0 0
MICROSOFT CORP Common Stock 594918104 1,315 21,167 SH   DFND 6 0 21,167 0
MICROSOFT CORP Common Stock 594918104 37 600 SH   DFND 1 0 600 0
NESTLE SA ADR Common Stock 641069406 423 5,899 SH   SOLE   5,899 0 0
NESTLE SA ADR Common Stock 641069406 1,268 17,681 SH   DFND 6 0 17,681 0
NESTLE SA ADR Common Stock 641069406 7 100 SH   DFND 15 0 100 0
NESTLE SA ADR Common Stock 641069406 27 375 SH   DFND 1 0 375 0
NESTLE SA ADR Common Stock 641069406 83 1,150 SH   DFND 16 0 1,150 0
NORFOLK SOUTHERN Common Stock 655844108 337 3,120 SH   DFND 6 0 3,120 0
NOVARTIS AG ADR Common Stock 66987V109 278 3,815 SH   SOLE   3,815 0 0
NOVARTIS AG ADR Common Stock 66987V109 863 11,850 SH   DFND 6 0 11,850 0
NOVARTIS AG ADR Common Stock 66987V109 5 75 SH   DFND 15 0 75 0
NOVARTIS AG ADR Common Stock 66987V109 89 1,225 SH   DFND 16 0 1,225 0
NOVARTIS AG ADR Common Stock 66987V109 25 350 SH   DFND 1 0 350 0
NOVO NORDISK A S ADR Common Stock 670100205 40 1,125 SH   SOLE   1,125 0 0
NOVO NORDISK A S ADR Common Stock 670100205 391 10,900 SH   DFND 6 0 10,900 0
NOVO NORDISK A S ADR Common Stock 670100205 4 125 SH   DFND 15 0 125 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 174 5,050 SH   SOLE   5,050 0 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 717 20,803 SH   DFND 6 0 20,803 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 53 1,550 SH   DFND 16 0 1,550 0
NXP SEMICONDUCTORS Common Stock N6596X109 47 475 SH   SOLE   475 0 0
NXP SEMICONDUCTORS Common Stock N6596X109 5 50 SH   DFND 15 0 50 0
NXP SEMICONDUCTORS Common Stock N6596X109 271 2,760 SH   DFND 6 0 2,760 0
NXP SEMICONDUCTORS Common Stock N6596X109 25 250 SH   DFND 16 0 250 0
NXP SEMICONDUCTORS Common Stock N6596X109 10 100 SH   DFND 1 0 100 0
ORACLE Common Stock 68389x105 167 4,350 SH   SOLE   4,350 0 0
ORACLE Common Stock 68389x105 4 95 SH   DFND 15 0 95 0
ORACLE Common Stock 68389x105 461 12,000 SH   DFND 6 0 12,000 0
ORACLE Common Stock 68389x105 75 1,950 SH   DFND 16 0 1,950 0
ORACLE Common Stock 68389x105 19 500 SH   DFND 1 0 500 0
PEPSICO Common Stock 713448108 246 2,355 SH   SOLE   2,355 0 0
PEPSICO Common Stock 713448108 434 4,150 SH   DFND 6 0 4,150 0
PEPSICO Common Stock 713448108 31 300 SH   DFND 1 0 300 0
PEPSICO Common Stock 713448108 63 600 SH   DFND 16 0 600 0
PEREGRINE PHARMACEUTICALS Common Stock 713661304 2 5,000 SH   DFND 15 0 5,000 0
PEREGRINE PHARMACEUTICALS Common Stock 713661304 2 5,000 SH   DFND 6 0 5,000 0
PROCTER & GAMBLE Common Stock 742718109 453 5,385 SH   SOLE   5,385 0 0
PROCTER & GAMBLE Common Stock 742718109 1,763 20,973 SH   DFND 6 0 20,973 0
PROCTER & GAMBLE Common Stock 742718109 6 75 SH   DFND 15 0 75 0
PROCTER & GAMBLE Common Stock 742718109 85 1,015 SH   DFND 16 0 1,015 0
PROCTER & GAMBLE Common Stock 742718109 42 500 SH   DFND 1 0 500 0
QUALCOMM Common Stock 747525103 178 2,725 SH   SOLE   2,725 0 0
QUALCOMM Common Stock 747525103 341 5,225 SH   DFND 6 0 5,225 0
QUALCOMM Common Stock 747525103 5 80 SH   DFND 15 0 80 0
QUALCOMM Common Stock 747525103 67 1,025 SH   DFND 16 0 1,025 0
ROCHE HLDG LTD ADR Common Stock 771195104 135 4,740 SH   SOLE   4,740 0 0
ROCHE HLDG LTD ADR Common Stock 771195104 1 50 SH   DFND 6 0 50 0
ROCHE HLDG LTD ADR Common Stock 771195104 60 2,100 SH   DFND 16 0 2,100 0
ROCHE HLDG LTD ADR Common Stock 771195104 17 600 SH   DFND 1 0 600 0
ROCKWELL AUTOMATION Common Stock 773903109 163 1,210 SH   SOLE   1,210 0 0
ROCKWELL AUTOMATION Common Stock 773903109 790 5,875 SH   DFND 6 0 5,875 0
ROCKWELL AUTOMATION Common Stock 773903109 40 300 SH   DFND 16 0 300 0
ROCKWELL COLLINS Common Stock 774341101 220 2,370 SH   DFND 6 0 2,370 0
SCHLUMBERGER Common Stock 806857108 131 1,566 SH   SOLE   1,566 0 0
SCHLUMBERGER Common Stock 806857108 301 3,591 SH   DFND 6 0 3,591 0
SCHLUMBERGER Common Stock 806857108 4 45 SH   DFND 15 0 45 0
SCHLUMBERGER Common Stock 806857108 17 200 SH   DFND 1 0 200 0
SCHLUMBERGER Common Stock 806857108 9 110 SH   DFND 16 0 110 0
STATE STREET Common Stock 857477103 231 2,975 SH   SOLE   2,975 0 0
STATE STREET Common Stock 857477103 6 75 SH   DFND 15 0 75 0
STATE STREET Common Stock 857477103 8 100 SH   DFND 6 0 100 0
UNILEVER PLC NEW ADR Common Stock 904767704 166 4,085 SH   SOLE   4,085 0 0
UNILEVER PLC NEW ADR Common Stock 904767704 193 4,750 SH   DFND 6 0 4,750 0
UNILEVER PLC NEW ADR Common Stock 904767704 6 150 SH   DFND 15 0 150 0
UNILEVER PLC NEW ADR Common Stock 904767704 41 1,000 SH   DFND 16 0 1,000 0
UNITED TECHNOLOGIES Common Stock 913017109 204 1,865 SH   SOLE   1,865 0 0
UNITED TECHNOLOGIES Common Stock 913017109 137 1,250 SH   DFND 6 0 1,250 0
UNITED TECHNOLOGIES Common Stock 913017109 7 60 SH   DFND 15 0 60 0
UNITED TECHNOLOGIES Common Stock 913017109 66 600 SH   DFND 16 0 600 0
XILINX Common Stock 983919101 138 2,290 SH   SOLE   2,290 0 0
XILINX Common Stock 983919101 160 2,650 SH   DFND 6 0 2,650 0
XILINX Common Stock 983919101 5 90 SH   DFND 15 0 90 0
XILINX Common Stock 983919101 45 750 SH   DFND 16 0 750 0
XYLEM INC Common Stock 98419M100 194 3,917 SH   SOLE   3,917 0 0
XYLEM INC Common Stock 98419M100 51 1,030 SH   DFND 6 0 1,030 0
XYLEM INC Common Stock 98419M100 4 90 SH   DFND 15 0 90 0
XYLEM INC Common Stock 98419M100 72 1,450 SH   DFND 16 0 1,450 0
YUM BRANDS Common Stock 988498101 509 8,040 SH   DFND 6 0 8,040 0
YUM CHINA HOLDINGS, INC Common Stock 98850P109 210 8,040 SH   DFND 6 0 8,040 0