The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 202 1,227 SH   SOLE   1,227 0 0
3M COM 88579Y101 58 350 SH   DFND 1 0 350 0
3M COM 88579Y101 78 475 SH   DFND 14 0 475 0
ABBOTT LABS COM 002824100 447 5,338 SH   SOLE   5,338 0 0
ABBOTT LABS COM 002824100 237 2,835 SH   DFND 5 0 2,835 0
ABBOTT LABS COM 002824100 96 1,150 SH   DFND 1 0 1,150 0
ABBOTT LABS COM 002824100 138 1,650 SH   DFND 14 0 1,650 0
ALPHABET INC CL A COM 02079K305 430 352 SH   SOLE   352 0 0
ALPHABET INC CL A COM 02079K305 286 234 SH   DFND 5 0 234 0
ALPHABET INC CL A COM 02079K305 76 62 SH   DFND 1 0 62 0
ALPHABET INC CL A COM 02079K305 122 100 SH   DFND 14 0 100 0
ALPHABET INC CL C COM 02079K107 24 20 SH   SOLE   20 0 0
ALPHABET INC CL C COM 02079K107 213 175 SH   DFND 5 0 175 0
ALPHABET INC CL C COM 02079K107 27 22 SH   DFND 1 0 22 0
ALPHABET INC CL C COM 02079K107 12 10 SH   DFND 14 0 10 0
AMAZON.COM COM 023135106 339 195 SH   SOLE   195 0 0
AMAZON.COM COM 023135106 200 115 SH   DFND 5 0 115 0
AMAZON.COM COM 023135106 35 20 SH   DFND 1 0 20 0
AMAZON.COM COM 023135106 61 35 SH   DFND 14 0 35 0
ANALOG DEVICES COM 032654105 397 3,555 SH   SOLE   3,555 0 0
ANALOG DEVICES COM 032654105 196 1,750 SH   DFND 5 0 1,750 0
ANALOG DEVICES COM 032654105 78 700 SH   DFND 1 0 700 0
ANALOG DEVICES COM 032654105 123 1,100 SH   DFND 14 0 1,100 0
ANSYS INC COM 03662Q105 221 1,000 SH   DFND 5 0 1,000 0
ANSYS INC COM 03662Q105 39 175 SH   DFND 1 0 175 0
APPLE INC COM 037833100 559 2,495 SH   SOLE   2,495 0 0
APPLE INC COM 037833100 375 1,675 SH   DFND 5 0 1,675 0
APPLE INC COM 037833100 109 485 SH   DFND 1 0 485 0
APPLE INC COM 037833100 153 685 SH   DFND 14 0 685 0
APTARGROUP COM 038336103 380 3,210 SH   SOLE   3,210 0 0
APTARGROUP COM 038336103 142 1,200 SH   DFND 5 0 1,200 0
APTARGROUP COM 038336103 53 450 SH   DFND 1 0 450 0
APTARGROUP COM 038336103 98 825 SH   DFND 14 0 825 0
AUTOMATIC DATA PROCESSING COM 053015103 379 2,348 SH   SOLE   2,348 0 0
AUTOMATIC DATA PROCESSING COM 053015103 216 1,340 SH   DFND 5 0 1,340 0
AUTOMATIC DATA PROCESSING COM 053015103 61 375 SH   DFND 1 0 375 0
AUTOMATIC DATA PROCESSING COM 053015103 125 775 SH   DFND 14 0 775 0
BECTON DICKINSON COM 075887109 168 665 SH   SOLE   665 0 0
BECTON DICKINSON COM 075887109 76 300 SH   DFND 5 0 300 0
BECTON DICKINSON COM 075887109 18 70 SH   DFND 1 0 70 0
BECTON DICKINSON COM 075887109 59 235 SH   DFND 14 0 235 0
BERKSHIRE HATHAWAY CL B COM 084670702 208 1,000 SH   DFND 5 0 1,000 0
CANADIAN NATL RAILWAY COM 136375102 368 4,096 SH   SOLE   4,096 0 0
CANADIAN NATL RAILWAY COM 136375102 103 1,150 SH   DFND 5 0 1,150 0
CANADIAN NATL RAILWAY COM 136375102 76 850 SH   DFND 1 0 850 0
CANADIAN NATL RAILWAY COM 136375102 116 1,290 SH   DFND 14 0 1,290 0
CHEVRON COM 166764100 113 950 SH   SOLE   950 0 0
CHEVRON COM 166764100 160 1,350 SH   DFND 5 0 1,350 0
CHEVRON COM 166764100 6 50 SH   DFND 14 0 50 0
CHUBB LIMITED COM H1467J104 410 2,540 SH   SOLE   2,540 0 0
CHUBB LIMITED COM H1467J104 198 1,225 SH   DFND 5 0 1,225 0
CHUBB LIMITED COM H1467J104 89 550 SH   DFND 1 0 550 0
CHUBB LIMITED COM H1467J104 129 800 SH   DFND 14 0 800 0
CISCO SYS INC COM 17275R102 212 4,298 SH   DFND 5 0 4,298 0
COSTCO WHOLESALE COM 22160K105 281 976 SH   DFND 5 0 976 0
COSTCO WHOLESALE COM 22160K105 50 175 SH   DFND 1 0 175 0
COSTCO WHOLESALE COM 22160K105 7 26 SH   DFND 14 0 26 0
CVS HEALTH COM 126650100 133 2,104 SH   SOLE   2,104 0 0
CVS HEALTH COM 126650100 22 350 SH   DFND 1 0 350 0
CVS HEALTH COM 126650100 76 1,200 SH   DFND 14 0 1,200 0
DANAHER CORP COM 235851102 555 3,840 SH   SOLE   3,840 0 0
DANAHER CORP COM 235851102 249 1,725 SH   DFND 5 0 1,725 0
DANAHER CORP COM 235851102 101 700 SH   DFND 1 0 700 0
DANAHER CORP COM 235851102 155 1,075 SH   DFND 14 0 1,075 0
DISNEY COM 254687106 296 2,275 SH   SOLE   2,275 0 0
DISNEY COM 254687106 266 2,038 SH   DFND 5 0 2,038 0
DISNEY COM 254687106 53 410 SH   DFND 1 0 410 0
DISNEY COM 254687106 123 940 SH   DFND 14 0 940 0
EXXON MOBIL COM 30231G102 53 749 SH   SOLE   749 0 0
EXXON MOBIL COM 30231G102 111 1,572 SH   DFND 5 0 1,572 0
EXXON MOBIL COM 30231G102 39 550 SH   DFND 1 0 550 0
FISERV COM 337738108 554 5,350 SH   SOLE   5,350 0 0
FISERV COM 337738108 264 2,550 SH   DFND 5 0 2,550 0
FISERV COM 337738108 73 700 SH   DFND 1 0 700 0
FISERV COM 337738108 150 1,450 SH   DFND 14 0 1,450 0
FORTIVE CORP COM 34959J108 109 1,595 SH   SOLE   1,595 0 0
FORTIVE CORP COM 34959J108 86 1,250 SH   DFND 5 0 1,250 0
FORTIVE CORP COM 34959J108 38 550 SH   DFND 1 0 550 0
FORTIVE CORP COM 34959J108 65 950 SH   DFND 14 0 950 0
HOME DEPOT COM 437076102 267 1,150 SH   SOLE   1,150 0 0
HOME DEPOT COM 437076102 180 775 SH   DFND 5 0 775 0
HOME DEPOT COM 437076102 46 200 SH   DFND 1 0 200 0
HOME DEPOT COM 437076102 128 550 SH   DFND 14 0 550 0
HONEYWELL INTL COM 438516106 300 1,772 SH   DFND 5 0 1,772 0
HONEYWELL INTL COM 438516106 38 225 SH   DFND 1 0 225 0
ILLUMINA COM 452327109 229 753 SH   SOLE   753 0 0
ILLUMINA COM 452327109 152 500 SH   DFND 5 0 500 0
ILLUMINA COM 452327109 46 150 SH   DFND 1 0 150 0
ILLUMINA COM 452327109 88 290 SH   DFND 14 0 290 0
IPG PHOTONICS COM 44980X109 121 895 SH   SOLE   895 0 0
IPG PHOTONICS COM 44980X109 58 425 SH   DFND 5 0 425 0
IPG PHOTONICS COM 44980X109 41 300 SH   DFND 14 0 300 0
JOHNSON & JOHNSON COM 478160104 296 2,285 SH   SOLE   2,285 0 0
JOHNSON & JOHNSON COM 478160104 175 1,350 SH   DFND 5 0 1,350 0
JOHNSON & JOHNSON COM 478160104 75 580 SH   DFND 1 0 580 0
JOHNSON & JOHNSON COM 478160104 100 775 SH   DFND 14 0 775 0
MASTERCARD COM 57636Q104 513 1,890 SH   SOLE   1,890 0 0
MASTERCARD COM 57636Q104 464 1,708 SH   DFND 5 0 1,708 0
MASTERCARD COM 57636Q104 67 245 SH   DFND 1 0 245 0
MASTERCARD COM 57636Q104 156 575 SH   DFND 14 0 575 0
MICROSOFT CORP COM 594918104 218 1,565 SH   SOLE   1,565 0 0
MICROSOFT CORP COM 594918104 215 1,550 SH   DFND 5 0 1,550 0
MICROSOFT CORP COM 594918104 63 450 SH   DFND 1 0 450 0
MICROSOFT CORP COM 594918104 90 650 SH   DFND 14 0 650 0
NESTLE SA ADR COM 641069406 391 3,600 SH   SOLE   3,600 0 0
NESTLE SA ADR COM 641069406 206 1,900 SH   DFND 5 0 1,900 0
NESTLE SA ADR COM 641069406 103 950 SH   DFND 1 0 950 0
NESTLE SA ADR COM 641069406 119 1,100 SH   DFND 14 0 1,100 0
NEXTERA ENERGY COM 65339F101 35 150 SH   SOLE   150 0 0
NEXTERA ENERGY COM 65339F101 187 802 SH   DFND 5 0 802 0
NOVARTIS AG ADR COM 66987V109 401 4,620 SH   SOLE   4,620 0 0
NOVARTIS AG ADR COM 66987V109 165 1,900 SH   DFND 5 0 1,900 0
NOVARTIS AG ADR COM 66987V109 61 700 SH   DFND 1 0 700 0
NOVARTIS AG ADR COM 66987V109 109 1,250 SH   DFND 14 0 1,250 0
NOVOZYMES A S DKK 2.0 COM B798FW902 123 2,945 SH   SOLE   2,945 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 21 500 SH   DFND 1 0 500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 59 1,400 SH   DFND 14 0 1,400 0
PAYPAL HOLDINGS COM 70450Y103 178 1,720 SH   SOLE   1,720 0 0
PAYPAL HOLDINGS COM 70450Y103 114 1,100 SH   DFND 5 0 1,100 0
PAYPAL HOLDINGS COM 70450Y103 44 425 SH   DFND 1 0 425 0
PAYPAL HOLDINGS COM 70450Y103 78 750 SH   DFND 14 0 750 0
PEPSICO COM 713448108 200 1,460 SH   SOLE   1,460 0 0
PEPSICO COM 713448108 199 1,452 SH   DFND 5 0 1,452 0
PEPSICO COM 713448108 57 415 SH   DFND 1 0 415 0
PROCTER & GAMBLE COM 742718109 410 3,295 SH   SOLE   3,295 0 0
PROCTER & GAMBLE COM 742718109 234 1,878 SH   DFND 5 0 1,878 0
PROCTER & GAMBLE COM 742718109 100 800 SH   DFND 1 0 800 0
PROCTER & GAMBLE COM 742718109 111 890 SH   DFND 14 0 890 0
ROCKWELL AUTOMATION COM 773903109 213 1,290 SH   SOLE   1,290 0 0
ROCKWELL AUTOMATION COM 773903109 185 1,125 SH   DFND 5 0 1,125 0
ROCKWELL AUTOMATION COM 773903109 41 250 SH   DFND 1 0 250 0
ROCKWELL AUTOMATION COM 773903109 119 725 SH   DFND 14 0 725 0
RPM INTERNATIONAL COM 749685103 244 3,553 SH   DFND 5 0 3,553 0
RPM INTERNATIONAL COM 749685103 22 325 SH   DFND 1 0 325 0
STRYKER CORP COM 863667101 216 1,000 SH   DFND 5 0 1,000 0
STRYKER CORP COM 863667101 49 225 SH   DFND 1 0 225 0
UNILEVER PLC NEW ADR COM 904767704 362 6,030 SH   SOLE   6,030 0 0
UNILEVER PLC NEW ADR COM 904767704 189 3,150 SH   DFND 5 0 3,150 0
UNILEVER PLC NEW ADR COM 904767704 74 1,225 SH   DFND 1 0 1,225 0
UNILEVER PLC NEW ADR COM 904767704 111 1,850 SH   DFND 14 0 1,850 0
UNITED TECHNOLOGIES COM 913017109 426 3,119 SH   SOLE   3,119 0 0
UNITED TECHNOLOGIES COM 913017109 287 2,105 SH   DFND 5 0 2,105 0
UNITED TECHNOLOGIES COM 913017109 90 656 SH   DFND 1 0 656 0
UNITED TECHNOLOGIES COM 913017109 124 910 SH   DFND 14 0 910 0
XILINX COM 983919101 292 3,040 SH   SOLE   3,040 0 0
XILINX COM 983919101 192 2,000 SH   DFND 5 0 2,000 0
XILINX COM 983919101 38 400 SH   DFND 1 0 400 0
XILINX COM 983919101 105 1,100 SH   DFND 14 0 1,100 0
XYLEM INC COM 98419M100 308 3,870 SH   SOLE   3,870 0 0
XYLEM INC COM 98419M100 16 200 SH   DFND 1 0 200 0
XYLEM INC COM 98419M100 88 1,100 SH   DFND 14 0 1,100 0
GOLDMAN SACHS EMERGING MARKETS Equity Mutual Fu 38150b855 357 16,967 SH   SOLE   16,967 0 0
GOLDMAN SACHS MLP ENERGY INFRA Equity Mutual Fu 38150B459 272 43,830 SH   SOLE   43,830 0 0