The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 351 1,599 SH   SOLE   1,599 0 0
3M COM 88579Y101 193 880 SH   DFND 1 0 880 0
3M COM 88579Y101 80 365 SH   DFND 14 0 365 0
ABBOTT LABS COM 002824100 429 7,161 SH   SOLE   7,161 0 0
ABBOTT LABS COM 002824100 204 3,400 SH   DFND 5 0 3,400 0
ABBOTT LABS COM 002824100 78 1,300 SH   DFND 1 0 1,300 0
ABBOTT LABS COM 002824100 111 1,850 SH   DFND 14 0 1,850 0
ALPHABET INC CL A COM 02079K305 438 422 SH   SOLE   422 0 0
ALPHABET INC CL A COM 02079K305 145 140 SH   DFND 5 0 140 0
ALPHABET INC CL A COM 02079K305 64 62 SH   DFND 1 0 62 0
ALPHABET INC CL A COM 02079K305 119 115 SH   DFND 14 0 115 0
ALPHABET INC CL C COM 02079K107 21 20 SH   SOLE   20 0 0
ALPHABET INC CL C COM 02079K107 144 140 SH   DFND 5 0 140 0
ALPHABET INC CL C COM 02079K107 23 22 SH   DFND 1 0 22 0
ALPHABET INC CL C COM 02079K107 21 20 SH   DFND 14 0 20 0
ANALOG DEVICES COM 032654105 348 3,820 SH   SOLE   3,820 0 0
ANALOG DEVICES COM 032654105 164 1,800 SH   DFND 5 0 1,800 0
ANALOG DEVICES COM 032654105 64 700 SH   DFND 1 0 700 0
ANALOG DEVICES COM 032654105 100 1,100 SH   DFND 14 0 1,100 0
ANSYS INC COM 03662Q105 239 1,525 SH   DFND 5 0 1,525 0
ANSYS INC COM 03662Q105 47 300 SH   DFND 1 0 300 0
APPLE INC COM 037833100 489 2,914 SH   SOLE   2,914 0 0
APPLE INC COM 037833100 247 1,470 SH   DFND 5 0 1,470 0
APPLE INC COM 037833100 88 525 SH   DFND 1 0 525 0
APPLE INC COM 037833100 134 800 SH   DFND 14 0 800 0
APTARGROUP COM 038336103 326 3,626 SH   SOLE   3,626 0 0
APTARGROUP COM 038336103 108 1,200 SH   DFND 5 0 1,200 0
APTARGROUP COM 038336103 54 600 SH   DFND 1 0 600 0
APTARGROUP COM 038336103 70 775 SH   DFND 14 0 775 0
AUTOMATIC DATA PROCESSING COM 053015103 404 3,561 SH   SOLE   3,561 0 0
AUTOMATIC DATA PROCESSING COM 053015103 159 1,400 SH   DFND 5 0 1,400 0
AUTOMATIC DATA PROCESSING COM 053015103 43 375 SH   DFND 1 0 375 0
AUTOMATIC DATA PROCESSING COM 053015103 105 925 SH   DFND 14 0 925 0
CANADIAN NATL RAILWAY COM 136375102 233 3,182 SH   SOLE   3,182 0 0
CANADIAN NATL RAILWAY COM 136375102 113 1,550 SH   DFND 5 0 1,550 0
CANADIAN NATL RAILWAY COM 136375102 42 575 SH   DFND 1 0 575 0
CANADIAN NATL RAILWAY COM 136375102 94 1,290 SH   DFND 14 0 1,290 0
CHUBB LIMITED COM H1467J104 442 3,230 SH   SOLE   3,230 0 0
CHUBB LIMITED COM H1467J104 178 1,300 SH   DFND 5 0 1,300 0
CHUBB LIMITED COM H1467J104 68 500 SH   DFND 1 0 500 0
CHUBB LIMITED COM H1467J104 92 675 SH   DFND 14 0 675 0
COSTCO WHOLESALE COM 22160K105 231 1,225 SH   DFND 5 0 1,225 0
COSTCO WHOLESALE COM 22160K105 37 195 SH   DFND 1 0 195 0
COSTCO WHOLESALE COM 22160K105 5 26 SH   DFND 14 0 26 0
CVS HEALTH COM 126650100 288 4,625 SH   SOLE   4,625 0 0
CVS HEALTH COM 126650100 31 500 SH   DFND 1 0 500 0
CVS HEALTH COM 126650100 78 1,250 SH   DFND 14 0 1,250 0
DANAHER CORP COM 235851102 388 3,960 SH   SOLE   3,960 0 0
DANAHER CORP COM 235851102 191 1,950 SH   DFND 5 0 1,950 0
DANAHER CORP COM 235851102 73 750 SH   DFND 1 0 750 0
DANAHER CORP COM 235851102 108 1,100 SH   DFND 14 0 1,100 0
EOG RESOURCES COM 26875P101 221 2,100 SH   SOLE   2,100 0 0
EOG RESOURCES COM 26875P101 95 900 SH   DFND 5 0 900 0
EOG RESOURCES COM 26875P101 16 150 SH   DFND 1 0 150 0
EOG RESOURCES COM 26875P101 21 200 SH   DFND 14 0 200 0
EXXON MOBIL COM 30231G102 241 3,224 SH   SOLE   3,224 0 0
EXXON MOBIL COM 30231G102 108 1,450 SH   DFND 5 0 1,450 0
EXXON MOBIL COM 30231G102 41 550 SH   DFND 1 0 550 0
EXXON MOBIL COM 30231G102 32 425 SH   DFND 14 0 425 0
FISERV COM 337738108 578 8,110 SH   SOLE   8,110 0 0
FISERV COM 337738108 200 2,800 SH   DFND 5 0 2,800 0
FISERV COM 337738108 57 800 SH   DFND 1 0 800 0
FISERV COM 337738108 143 2,000 SH   DFND 14 0 2,000 0
FORTIVE CORP COM 34959J108 114 1,465 SH   SOLE   1,465 0 0
FORTIVE CORP COM 34959J108 120 1,550 SH   DFND 5 0 1,550 0
FORTIVE CORP COM 34959J108 19 250 SH   DFND 1 0 250 0
FORTIVE CORP COM 34959J108 56 725 SH   DFND 14 0 725 0
GENERAL MILLS COM 370334104 90 2,000 SH   SOLE   2,000 0 0
GENERAL MILLS COM 370334104 115 2,545 SH   DFND 5 0 2,545 0
GENERAL MILLS COM 370334104 14 300 SH   DFND 1 0 300 0
HOME DEPOT COM 437076102 179 1,005 SH   SOLE   1,005 0 0
HOME DEPOT COM 437076102 111 625 SH   DFND 5 0 625 0
HOME DEPOT COM 437076102 18 100 SH   DFND 1 0 100 0
HOME DEPOT COM 437076102 76 425 SH   DFND 14 0 425 0
HONEYWELL INTL COM 438516106 217 1,500 SH   DFND 5 0 1,500 0
HONEYWELL INTL COM 438516106 36 250 SH   DFND 1 0 250 0
ILLUMINA COM 452327109 174 738 SH   SOLE   738 0 0
ILLUMINA COM 452327109 165 700 SH   DFND 5 0 700 0
ILLUMINA COM 452327109 47 200 SH   DFND 1 0 200 0
ILLUMINA COM 452327109 74 315 SH   DFND 14 0 315 0
IPG PHOTONICS COM 44980X109 166 710 SH   SOLE   710 0 0
IPG PHOTONICS COM 44980X109 58 250 SH   DFND 14 0 250 0
JOHNSON & JOHNSON COM 478160104 396 3,090 SH   SOLE   3,090 0 0
JOHNSON & JOHNSON COM 478160104 173 1,350 SH   DFND 5 0 1,350 0
JOHNSON & JOHNSON COM 478160104 81 630 SH   DFND 1 0 630 0
JOHNSON & JOHNSON COM 478160104 95 740 SH   DFND 14 0 740 0
MASTERCARD COM 57636Q104 637 3,636 SH   SOLE   3,636 0 0
MASTERCARD COM 57636Q104 280 1,600 SH   DFND 5 0 1,600 0
MASTERCARD COM 57636Q104 53 300 SH   DFND 1 0 300 0
MASTERCARD COM 57636Q104 158 900 SH   DFND 14 0 900 0
NESTLE SA ADR COM 641069406 303 3,835 SH   SOLE   3,835 0 0
NESTLE SA ADR COM 641069406 160 2,025 SH   DFND 5 0 2,025 0
NESTLE SA ADR COM 641069406 83 1,050 SH   DFND 1 0 1,050 0
NESTLE SA ADR COM 641069406 73 930 SH   DFND 14 0 930 0
NOVARTIS AG ADR COM 66987V109 384 4,754 SH   SOLE   4,754 0 0
NOVARTIS AG ADR COM 66987V109 162 2,000 SH   DFND 5 0 2,000 0
NOVARTIS AG ADR COM 66987V109 49 600 SH   DFND 1 0 600 0
NOVARTIS AG ADR COM 66987V109 81 1,000 SH   DFND 14 0 1,000 0
NOVOZYMES A S DKK 2.0 COM B798FW902 182 3,540 SH   SOLE   3,540 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 15 300 SH   DFND 1 0 300 0
NOVOZYMES A S DKK 2.0 COM B798FW902 67 1,300 SH   DFND 14 0 1,300 0
PEPSICO COM 713448108 177 1,620 SH   SOLE   1,620 0 0
PEPSICO COM 713448108 82 750 SH   DFND 5 0 750 0
PEPSICO COM 713448108 45 415 SH   DFND 1 0 415 0
PROCTER & GAMBLE COM 742718109 405 5,105 SH   SOLE   5,105 0 0
PROCTER & GAMBLE COM 742718109 101 1,275 SH   DFND 5 0 1,275 0
PROCTER & GAMBLE COM 742718109 63 800 SH   DFND 1 0 800 0
PROCTER & GAMBLE COM 742718109 71 890 SH   DFND 14 0 890 0
ROCHE HLDG LTD ADR COM 771195104 215 7,503 SH   SOLE   7,503 0 0
ROCHE HLDG LTD ADR COM 771195104 20 700 SH   DFND 1 0 700 0
ROCHE HLDG LTD ADR COM 771195104 66 2,300 SH   DFND 14 0 2,300 0
ROCKWELL AUTOMATION COM 773903109 253 1,450 SH   SOLE   1,450 0 0
ROCKWELL AUTOMATION COM 773903109 196 1,125 SH   DFND 5 0 1,125 0
ROCKWELL AUTOMATION COM 773903109 35 200 SH   DFND 1 0 200 0
ROCKWELL AUTOMATION COM 773903109 111 640 SH   DFND 14 0 640 0
STRYKER CORP COM 863667101 165 1,025 SH   DFND 5 0 1,025 0
STRYKER CORP COM 863667101 40 250 SH   DFND 1 0 250 0
UNILEVER PLC NEW ADR COM 904767704 310 5,575 SH   SOLE   5,575 0 0
UNILEVER PLC NEW ADR COM 904767704 175 3,150 SH   DFND 5 0 3,150 0
UNILEVER PLC NEW ADR COM 904767704 68 1,225 SH   DFND 1 0 1,225 0
UNILEVER PLC NEW ADR COM 904767704 89 1,600 SH   DFND 14 0 1,600 0
UNITED TECHNOLOGIES COM 913017109 442 3,515 SH   SOLE   3,515 0 0
UNITED TECHNOLOGIES COM 913017109 201 1,600 SH   DFND 5 0 1,600 0
UNITED TECHNOLOGIES COM 913017109 69 550 SH   DFND 1 0 550 0
UNITED TECHNOLOGIES COM 913017109 102 810 SH   DFND 14 0 810 0
UNIVERSAL FOREST PRODUCTS COM 913543104 214 6,600 SH   DFND 5 0 6,600 0
XILINX COM 983919101 185 2,560 SH   SOLE   2,560 0 0
XILINX COM 983919101 117 1,625 SH   DFND 5 0 1,625 0
XILINX COM 983919101 14 200 SH   DFND 1 0 200 0
XILINX COM 983919101 99 1,375 SH   DFND 14 0 1,375 0
XYLEM INC COM 98419M100 375 4,880 SH   SOLE   4,880 0 0
XYLEM INC COM 98419M100 81 1,050 SH   DFND 14 0 1,050 0