The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 357 1,703 SH   SOLE   1,703 0 0
3M COM 88579Y101 12 55 SH   DFND 5 0 55 0
3M COM 88579Y101 84 400 SH   DFND 1 0 400 0
3M COM 88579Y101 77 365 SH   DFND 14 0 365 0
ABBOTT LABS COM 002824100 343 6,426 SH   SOLE   6,426 0 0
ABBOTT LABS COM 002824100 13 240 SH   DFND 5 0 240 0
ABBOTT LABS COM 002824100 69 1,300 SH   DFND 1 0 1,300 0
ABBOTT LABS COM 002824100 99 1,850 SH   DFND 14 0 1,850 0
ALPHABET INC CL A COM 02079K305 401 412 SH   SOLE   412 0 0
ALPHABET INC CL A COM 02079K305 15 15 SH   DFND 5 0 15 0
ALPHABET INC CL A COM 02079K305 60 62 SH   DFND 1 0 62 0
ALPHABET INC CL A COM 02079K305 112 115 SH   DFND 14 0 115 0
ANALOG DEVICES COM 032654105 271 3,150 SH   SOLE   3,150 0 0
ANALOG DEVICES COM 032654105 6 75 SH   DFND 5 0 75 0
ANALOG DEVICES COM 032654105 60 700 SH   DFND 1 0 700 0
ANALOG DEVICES COM 032654105 95 1,100 SH   DFND 14 0 1,100 0
APPLE INC COM 037833100 463 3,004 SH   SOLE   3,004 0 0
APPLE INC COM 037833100 12 80 SH   DFND 5 0 80 0
APPLE INC COM 037833100 81 525 SH   DFND 1 0 525 0
APPLE INC COM 037833100 144 935 SH   DFND 14 0 935 0
APTARGROUP COM 038336103 307 3,561 SH   SOLE   3,561 0 0
APTARGROUP COM 038336103 10 115 SH   DFND 5 0 115 0
APTARGROUP COM 038336103 52 600 SH   DFND 1 0 600 0
APTARGROUP COM 038336103 67 775 SH   DFND 14 0 775 0
AUTOMATIC DATA PROCESSING COM 053015103 388 3,551 SH   SOLE   3,551 0 0
AUTOMATIC DATA PROCESSING COM 053015103 12 110 SH   DFND 5 0 110 0
AUTOMATIC DATA PROCESSING COM 053015103 41 375 SH   DFND 1 0 375 0
AUTOMATIC DATA PROCESSING COM 053015103 101 925 SH   DFND 14 0 925 0
CANADIAN NATL RAILWAY COM 136375102 238 2,867 SH   SOLE   2,867 0 0
CANADIAN NATL RAILWAY COM 136375102 12 150 SH   DFND 5 0 150 0
CANADIAN NATL RAILWAY COM 136375102 33 400 SH   DFND 1 0 400 0
CANADIAN NATL RAILWAY COM 136375102 107 1,290 SH   DFND 14 0 1,290 0
CHUBB LIMITED COM H1467J104 407 2,855 SH   SOLE   2,855 0 0
CHUBB LIMITED COM H1467J104 11 80 SH   DFND 5 0 80 0
CHUBB LIMITED COM H1467J104 71 500 SH   DFND 1 0 500 0
CHUBB LIMITED COM H1467J104 89 625 SH   DFND 14 0 625 0
CVS HEALTH COM 126650100 373 4,585 SH   SOLE   4,585 0 0
CVS HEALTH COM 126650100 11 140 SH   DFND 5 0 140 0
CVS HEALTH COM 126650100 41 500 SH   DFND 1 0 500 0
CVS HEALTH COM 126650100 106 1,300 SH   DFND 14 0 1,300 0
DANAHER CORP COM 235851102 321 3,740 SH   SOLE   3,740 0 0
DANAHER CORP COM 235851102 8 90 SH   DFND 5 0 90 0
DANAHER CORP COM 235851102 64 750 SH   DFND 1 0 750 0
DANAHER CORP COM 235851102 86 1,000 SH   DFND 14 0 1,000 0
EXXON MOBIL COM 30231G102 276 3,362 SH   SOLE   3,362 0 0
EXXON MOBIL COM 30231G102 2 30 SH   DFND 5 0 30 0
EXXON MOBIL COM 30231G102 45 550 SH   DFND 1 0 550 0
EXXON MOBIL COM 30231G102 55 675 SH   DFND 14 0 675 0
FISERV COM 337738108 529 4,105 SH   SOLE   4,105 0 0
FISERV COM 337738108 10 80 SH   DFND 5 0 80 0
FISERV COM 337738108 52 400 SH   DFND 1 0 400 0
FISERV COM 337738108 148 1,150 SH   DFND 14 0 1,150 0
HOME DEPOT COM 437076102 156 955 SH   SOLE   955 0 0
HOME DEPOT COM 437076102 8 50 SH   DFND 5 0 50 0
HOME DEPOT COM 437076102 16 100 SH   DFND 1 0 100 0
HOME DEPOT COM 437076102 70 425 SH   DFND 14 0 425 0
ILLUMINA COM 452327109 146 733 SH   SOLE   733 0 0
ILLUMINA COM 452327109 6 30 SH   DFND 5 0 30 0
ILLUMINA COM 452327109 40 200 SH   DFND 1 0 200 0
ILLUMINA COM 452327109 63 315 SH   DFND 14 0 315 0
IPG PHOTONICS COM 44980X109 136 735 SH   SOLE   735 0 0
IPG PHOTONICS COM 44980X109 65 350 SH   DFND 14 0 350 0
JOHNSON & JOHNSON COM 478160104 376 2,895 SH   SOLE   2,895 0 0
JOHNSON & JOHNSON COM 478160104 14 105 SH   DFND 5 0 105 0
JOHNSON & JOHNSON COM 478160104 82 630 SH   DFND 1 0 630 0
JOHNSON & JOHNSON COM 478160104 88 675 SH   DFND 14 0 675 0
MASTERCARD COM 57636q104 498 3,526 SH   SOLE   3,526 0 0
MASTERCARD COM 57636q104 11 80 SH   DFND 5 0 80 0
MASTERCARD COM 57636q104 42 300 SH   DFND 1 0 300 0
MASTERCARD COM 57636q104 155 1,100 SH   DFND 14 0 1,100 0
NESTLE SA ADR COM 641069406 311 3,705 SH   SOLE   3,705 0 0
NESTLE SA ADR COM 641069406 11 125 SH   DFND 5 0 125 0
NESTLE SA ADR COM 641069406 88 1,050 SH   DFND 1 0 1,050 0
NESTLE SA ADR COM 641069406 78 930 SH   DFND 14 0 930 0
NOVARTIS AG ADR COM 66987V109 387 4,509 SH   SOLE   4,509 0 0
NOVARTIS AG ADR COM 66987V109 11 125 SH   DFND 5 0 125 0
NOVARTIS AG ADR COM 66987V109 52 600 SH   DFND 1 0 600 0
NOVARTIS AG ADR COM 66987V109 86 1,000 SH   DFND 14 0 1,000 0
NOVOZYMES A S DKK 2.0 COM B798FW902 171 3,335 SH   SOLE   3,335 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 9 175 SH   DFND 5 0 175 0
NOVOZYMES A S DKK 2.0 COM B798FW902 15 300 SH   DFND 1 0 300 0
NOVOZYMES A S DKK 2.0 COM B798FW902 77 1,500 SH   DFND 14 0 1,500 0
PEPSICO COM 713448108 186 1,669 SH   SOLE   1,669 0 0
PEPSICO COM 713448108 46 415 SH   DFND 1 0 415 0
PROCTER & GAMBLE COM 742718109 452 4,965 SH   SOLE   4,965 0 0
PROCTER & GAMBLE COM 742718109 14 150 SH   DFND 5 0 150 0
PROCTER & GAMBLE COM 742718109 73 800 SH   DFND 1 0 800 0
PROCTER & GAMBLE COM 742718109 81 890 SH   DFND 14 0 890 0
ROCHE HLDG LTD ADR COM 771195104 234 7,310 SH   SOLE   7,310 0 0
ROCHE HLDG LTD ADR COM 771195104 5 150 SH   DFND 5 0 150 0
ROCHE HLDG LTD ADR COM 771195104 51 1,600 SH   DFND 1 0 1,600 0
ROCHE HLDG LTD ADR COM 771195104 83 2,600 SH   DFND 14 0 2,600 0
ROCKWELL AUTOMATION COM 773903109 245 1,375 SH   SOLE   1,375 0 0
ROCKWELL AUTOMATION COM 773903109 12 70 SH   DFND 5 0 70 0
ROCKWELL AUTOMATION COM 773903109 36 200 SH   DFND 1 0 200 0
ROCKWELL AUTOMATION COM 773903109 128 720 SH   DFND 14 0 720 0
SCHLUMBERGER COM 806857108 192 2,750 SH   SOLE   2,750 0 0
SCHLUMBERGER COM 806857108 5 75 SH   DFND 5 0 75 0
SCHLUMBERGER COM 806857108 37 525 SH   DFND 1 0 525 0
SCHLUMBERGER COM 806857108 57 815 SH   DFND 14 0 815 0
UNILEVER PLC NEW ADR COM 904767704 317 5,465 SH   SOLE   5,465 0 0
UNILEVER PLC NEW ADR COM 904767704 13 230 SH   DFND 5 0 230 0
UNILEVER PLC NEW ADR COM 904767704 71 1,225 SH   DFND 1 0 1,225 0
UNILEVER PLC NEW ADR COM 904767704 93 1,600 SH   DFND 14 0 1,600 0
UNITED TECHNOLOGIES COM 913017109 335 2,890 SH   SOLE   2,890 0 0
UNITED TECHNOLOGIES COM 913017109 8 70 SH   DFND 5 0 70 0
UNITED TECHNOLOGIES COM 913017109 64 550 SH   DFND 1 0 550 0
UNITED TECHNOLOGIES COM 913017109 91 785 SH   DFND 14 0 785 0
XILINX COM 983919101 172 2,425 SH   SOLE   2,425 0 0
XILINX COM 983919101 12 175 SH   DFND 5 0 175 0
XILINX COM 983919101 14 200 SH   DFND 1 0 200 0
XILINX COM 983919101 97 1,375 SH   DFND 14 0 1,375 0
XYLEM INC COM 98419M100 299 4,780 SH   SOLE   4,780 0 0
XYLEM INC COM 98419M100 8 125 SH   DFND 5 0 125 0
XYLEM INC COM 98419M100 59 950 SH   DFND 14 0 950 0