The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 344 1,653 SH   SOLE   1,653 0 0
3M COM 88579Y101 94 450 SH   DFND 1 0 450 0
3M COM 88579Y101 76 365 SH   DFND 14 0 365 0
3M COM 88579Y101 11 55 SH   DFND 5 0 55 0
ABBOTT LABS COM 002824100 306 6,296 SH   SOLE   6,296 0 0
ABBOTT LABS COM 002824100 63 1,300 SH   DFND 1 0 1,300 0
ABBOTT LABS COM 002824100 90 1,850 SH   DFND 14 0 1,850 0
ABBOTT LABS COM 002824100 12 240 SH   DFND 5 0 240 0
ALPHABET INC CL A COM 02079K305 377 405 SH   SOLE   405 0 0
ALPHABET INC CL A COM 02079K305 58 62 SH   DFND 1 0 62 0
ALPHABET INC CL A COM 02079K305 107 115 SH   DFND 14 0 115 0
ALPHABET INC CL A COM 02079K305 14 15 SH   DFND 5 0 15 0
ANALOG DEVICES COM 032654105 205 2,635 SH   SOLE   2,635 0 0
ANALOG DEVICES COM 032654105 43 550 SH   DFND 1 0 550 0
ANALOG DEVICES COM 032654105 70 900 SH   DFND 14 0 900 0
ANALOG DEVICES COM 032654105 6 75 SH   DFND 5 0 75 0
APPLE INC COM 037833100 435 3,019 SH   SOLE   3,019 0 0
APPLE INC COM 037833100 76 525 SH   DFND 1 0 525 0
APPLE INC COM 037833100 135 935 SH   DFND 14 0 935 0
APPLE INC COM 037833100 12 80 SH   DFND 5 0 80 0
APTARGROUP COM 038336103 292 3,362 SH   SOLE   3,362 0 0
APTARGROUP COM 038336103 52 600 SH   DFND 1 0 600 0
APTARGROUP COM 038336103 67 775 SH   DFND 14 0 775 0
APTARGROUP COM 038336103 10 115 SH   DFND 5 0 115 0
AUTOMATIC DATA PROCESSING COM 053015103 351 3,426 SH   SOLE   3,426 0 0
AUTOMATIC DATA PROCESSING COM 053015103 31 300 SH   DFND 1 0 300 0
AUTOMATIC DATA PROCESSING COM 053015103 95 925 SH   DFND 14 0 925 0
AUTOMATIC DATA PROCESSING COM 053015103 11 110 SH   DFND 5 0 110 0
CANADIAN NATL RAILWAY COM 136375102 227 2,802 SH   SOLE   2,802 0 0
CANADIAN NATL RAILWAY COM 136375102 32 400 SH   DFND 1 0 400 0
CANADIAN NATL RAILWAY COM 136375102 105 1,290 SH   DFND 14 0 1,290 0
CANADIAN NATL RAILWAY COM 136375102 12 150 SH   DFND 5 0 150 0
CHUBB LIMITED COM H1467J104 399 2,745 SH   SOLE   2,745 0 0
CHUBB LIMITED COM H1467J104 73 500 SH   DFND 1 0 500 0
CHUBB LIMITED COM H1467J104 91 625 SH   DFND 14 0 625 0
CHUBB LIMITED COM H1467J104 12 80 SH   DFND 5 0 80 0
CVS HEALTH COM 126650100 359 4,460 SH   SOLE   4,460 0 0
CVS HEALTH COM 126650100 40 500 SH   DFND 1 0 500 0
CVS HEALTH COM 126650100 105 1,300 SH   DFND 14 0 1,300 0
CVS HEALTH COM 126650100 11 140 SH   DFND 5 0 140 0
DANAHER CORP COM 235851102 289 3,425 SH   SOLE   3,425 0 0
DANAHER CORP COM 235851102 55 650 SH   DFND 1 0 650 0
DANAHER CORP COM 235851102 80 950 SH   DFND 14 0 950 0
DANAHER CORP COM 235851102 8 90 SH   DFND 5 0 90 0
EXXON MOBIL COM 30231G102 294 3,647 SH   SOLE   3,647 0 0
EXXON MOBIL COM 30231G102 44 550 SH   DFND 1 0 550 0
EXXON MOBIL COM 30231G102 54 675 SH   DFND 14 0 675 0
EXXON MOBIL COM 30231G102 2 30 SH   DFND 5 0 30 0
FISERV COM 337738108 484 3,960 SH   SOLE   3,960 0 0
FISERV COM 337738108 49 400 SH   DFND 1 0 400 0
FISERV COM 337738108 156 1,275 SH   DFND 14 0 1,275 0
FISERV COM 337738108 10 80 SH   DFND 5 0 80 0
ILLUMINA COM 452327109 123 708 SH   SOLE   708 0 0
ILLUMINA COM 452327109 35 200 SH   DFND 1 0 200 0
ILLUMINA COM 452327109 55 315 SH   DFND 14 0 315 0
ILLUMINA COM 452327109 5 30 SH   DFND 5 0 30 0
JOHNSON & JOHNSON COM 478160104 365 2,760 SH   SOLE   2,760 0 0
JOHNSON & JOHNSON COM 478160104 83 630 SH   DFND 1 0 630 0
JOHNSON & JOHNSON COM 478160104 89 675 SH   DFND 14 0 675 0
JOHNSON & JOHNSON COM 478160104 14 105 SH   DFND 5 0 105 0
MASTERCARD COM 57636q104 408 3,356 SH   SOLE   3,356 0 0
MASTERCARD COM 57636q104 36 300 SH   DFND 1 0 300 0
MASTERCARD COM 57636q104 143 1,175 SH   DFND 14 0 1,175 0
MASTERCARD COM 57636q104 10 80 SH   DFND 5 0 80 0
NESTLE SA ADR COM 641069406 313 3,590 SH   SOLE   3,590 0 0
NESTLE SA ADR COM 641069406 96 1,100 SH   DFND 1 0 1,100 0
NESTLE SA ADR COM 641069406 81 930 SH   DFND 14 0 930 0
NESTLE SA ADR COM 641069406 11 125 SH   DFND 5 0 125 0
NOVARTIS AG ADR COM 66987V109 367 4,394 SH   SOLE   4,394 0 0
NOVARTIS AG ADR COM 66987V109 42 500 SH   DFND 1 0 500 0
NOVARTIS AG ADR COM 66987V109 83 1,000 SH   DFND 14 0 1,000 0
NOVARTIS AG ADR COM 66987V109 10 125 SH   DFND 5 0 125 0
NOVOZYMES A S DKK 2.0 COM B798FW902 137 3,135 SH   SOLE   3,135 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 66 1,500 SH   DFND 14 0 1,500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 8 175 SH   DFND 5 0 175 0
PEPSICO COM 713448108 193 1,669 SH   SOLE   1,669 0 0
PEPSICO COM 713448108 48 415 SH   DFND 1 0 415 0
PROCTER & GAMBLE COM 742718109 425 4,875 SH   SOLE   4,875 0 0
PROCTER & GAMBLE COM 742718109 70 800 SH   DFND 1 0 800 0
PROCTER & GAMBLE COM 742718109 78 890 SH   DFND 14 0 890 0
PROCTER & GAMBLE COM 742718109 13 150 SH   DFND 5 0 150 0
ROCHE HLDG LTD ADR COM 771195104 216 6,785 SH   SOLE   6,785 0 0
ROCHE HLDG LTD ADR COM 771195104 51 1,600 SH   DFND 1 0 1,600 0
ROCHE HLDG LTD ADR COM 771195104 83 2,600 SH   DFND 14 0 2,600 0
ROCHE HLDG LTD ADR COM 771195104 5 150 SH   DFND 5 0 150 0
ROCKWELL AUTOMATION COM 773903109 205 1,265 SH   SOLE   1,265 0 0
ROCKWELL AUTOMATION COM 773903109 89 550 SH   DFND 1 0 550 0
ROCKWELL AUTOMATION COM 773903109 121 745 SH   DFND 14 0 745 0
ROCKWELL AUTOMATION COM 773903109 11 70 SH   DFND 5 0 70 0
SCHLUMBERGER COM 806857108 161 2,440 SH   SOLE   2,440 0 0
SCHLUMBERGER COM 806857108 35 525 SH   DFND 1 0 525 0
SCHLUMBERGER COM 806857108 54 815 SH   DFND 14 0 815 0
SCHLUMBERGER COM 806857108 5 75 SH   DFND 5 0 75 0
UNILEVER PLC NEW ADR COM 904767704 284 5,240 SH   SOLE   5,240 0 0
UNILEVER PLC NEW ADR COM 904767704 66 1,225 SH   DFND 1 0 1,225 0
UNILEVER PLC NEW ADR COM 904767704 87 1,600 SH   DFND 14 0 1,600 0
UNILEVER PLC NEW ADR COM 904767704 12 230 SH   DFND 5 0 230 0
UNITED TECHNOLOGIES COM 913017109 326 2,670 SH   SOLE   2,670 0 0
UNITED TECHNOLOGIES COM 913017109 67 550 SH   DFND 1 0 550 0
UNITED TECHNOLOGIES COM 913017109 96 785 SH   DFND 14 0 785 0
UNITED TECHNOLOGIES COM 913017109 9 70 SH   DFND 5 0 70 0
XILINX COM 983919101 136 2,110 SH   SOLE   2,110 0 0
XILINX COM 983919101 88 1,375 SH   DFND 14 0 1,375 0
XILINX COM 983919101 11 175 SH   DFND 5 0 175 0
XYLEM INC COM 98419M100 242 4,361 SH   SOLE   4,361 0 0
XYLEM INC COM 98419M100 44 800 SH   DFND 14 0 800 0
XYLEM INC COM 98419M100 7 125 SH   DFND 5 0 125 0