The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS Common Stock 002824100 115 2,565 SH   SOLE   2,565 0 0
ABBOTT LABS Common Stock 002824100 36 800 SH   DFND 1 0 800 0
ABBOTT LABS Common Stock 002824100 46 1,025 SH   DFND 14 0 1,025 0
ABBOTT LABS Common Stock 002824100 13 300 SH   DFND 5 0 300 0
ALPHABET INC CL A Common Stock 02079K305 120 154 SH   SOLE   154 0 0
ALPHABET INC CL A Common Stock 02079K305 48 62 SH   DFND 1 0 62 0
ALPHABET INC CL A Common Stock 02079K305 89 114 SH   DFND 14 0 114 0
ALPHABET INC CL A Common Stock 02079K305 13 17 SH   DFND 5 0 17 0
APPLE INC Common Stock 037833100 132 1,258 SH   SOLE   1,258 0 0
APPLE INC Common Stock 037833100 55 525 SH   DFND 1 0 525 0
APPLE INC Common Stock 037833100 98 935 SH   DFND 14 0 935 0
APPLE INC Common Stock 037833100 13 120 SH   DFND 5 0 120 0
APTARGROUP Common Stock 038336103 143 1,975 SH   SOLE   1,975 0 0
APTARGROUP Common Stock 038336103 44 600 SH   DFND 1 0 600 0
APTARGROUP Common Stock 038336103 27 375 SH   DFND 14 0 375 0
APTARGROUP Common Stock 038336103 11 150 SH   DFND 5 0 150 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 154 1,820 SH   SOLE   1,820 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 25 300 SH   DFND 1 0 300 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 53 625 SH   DFND 14 0 625 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 11 135 SH   DFND 5 0 135 0
CVS HEALTH Common Stock 126650100 177 1,810 SH   SOLE   1,810 0 0
CVS HEALTH Common Stock 126650100 68 700 SH   DFND 1 0 700 0
CVS HEALTH Common Stock 126650100 83 850 SH   DFND 14 0 850 0
CVS HEALTH Common Stock 126650100 18 180 SH   DFND 5 0 180 0
FISERV Common Stock 337738108 190 2,080 SH   SOLE   2,080 0 0
FISERV Common Stock 337738108 37 400 SH   DFND 1 0 400 0
FISERV Common Stock 337738108 91 1,000 SH   DFND 14 0 1,000 0
FISERV Common Stock 337738108 9 100 SH   DFND 5 0 100 0
JOHNSON & JOHNSON Common Stock 478160104 124 1,210 SH   SOLE   1,210 0 0
JOHNSON & JOHNSON Common Stock 478160104 65 630 SH   DFND 1 0 630 0
JOHNSON & JOHNSON Common Stock 478160104 39 375 SH   DFND 14 0 375 0
JOHNSON & JOHNSON Common Stock 478160104 15 150 SH   DFND 5 0 150 0
MASTERCARD Common Stock 57636q104 152 1,565 SH   SOLE   1,565 0 0
MASTERCARD Common Stock 57636q104 29 300 SH   DFND 1 0 300 0
MASTERCARD Common Stock 57636q104 119 1,225 SH   DFND 14 0 1,225 0
MASTERCARD Common Stock 57636q104 13 130 SH   DFND 5 0 130 0
NESTLE SA ADR Common Stock 641069406 160 2,150 SH   SOLE   2,150 0 0
NESTLE SA ADR Common Stock 641069406 82 1,100 SH   DFND 1 0 1,100 0
NESTLE SA ADR Common Stock 641069406 43 580 SH   DFND 14 0 580 0
NESTLE SA ADR Common Stock 641069406 11 150 SH   DFND 5 0 150 0
NOVARTIS AG ADR Common Stock 66987V109 148 1,715 SH   SOLE   1,715 0 0
NOVARTIS AG ADR Common Stock 66987V109 34 400 SH   DFND 1 0 400 0
NOVARTIS AG ADR Common Stock 66987V109 52 600 SH   DFND 14 0 600 0
NOVARTIS AG ADR Common Stock 66987V109 9 100 SH   DFND 5 0 100 0
PROCTER & GAMBLE Common Stock 742718109 143 1,800 SH   SOLE   1,800 0 0
PROCTER & GAMBLE Common Stock 742718109 64 800 SH   DFND 1 0 800 0
PROCTER & GAMBLE Common Stock 742718109 40 500 SH   DFND 14 0 500 0
PROCTER & GAMBLE Common Stock 742718109 16 200 SH   DFND 5 0 200 0
ROCKWELL AUTOMATION Common Stock 773903109 95 930 SH   SOLE   930 0 0
ROCKWELL AUTOMATION Common Stock 773903109 56 550 SH   DFND 1 0 550 0
ROCKWELL AUTOMATION Common Stock 773903109 51 495 SH   DFND 14 0 495 0
ROCKWELL AUTOMATION Common Stock 773903109 10 100 SH   DFND 5 0 100 0
UNITED TECHNOLOGIES Common Stock 913017109 129 1,345 SH   SOLE   1,345 0 0
UNITED TECHNOLOGIES Common Stock 913017109 53 550 SH   DFND 1 0 550 0
UNITED TECHNOLOGIES Common Stock 913017109 46 475 SH   DFND 14 0 475 0
UNITED TECHNOLOGIES Common Stock 913017109 4 40 SH   DFND 5 0 40 0