The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 1,043 5,474 SH   SOLE   5,474 0 0
3M COM 88579Y101 45 235 SH   DFND 13 0 235 0
3M COM 88579Y101 43 225 SH   DFND 5 0 225 0
3M COM 88579Y101 230 1,205 SH   DFND 7 0 1,205 0
3M COM 88579Y101 111 580 SH   DFND 16 0 580 0
3M COM 88579Y101 24 125 SH   DFND 6 0 125 0
ABBOTT LABS COM 002824100 683 9,445 SH   SOLE   9,445 0 0
ABBOTT LABS COM 002824100 69 950 SH   DFND 13 0 950 0
ABBOTT LABS COM 002824100 9 125 SH   DFND 06,16 0 125 0
ABBOTT LABS COM 002824100 36 500 SH   DFND 5 0 500 0
ABBOTT LABS COM 002824100 105 1,455 SH   DFND 7 0 1,455 0
ABBOTT LABS COM 002824100 171 2,370 SH   DFND 16 0 2,370 0
ABBOTT LABS COM 002824100 22 300 SH   DFND 6 0 300 0
ABBVIE COM 00287Y109 500 5,425 SH   SOLE   5,425 0 0
ADOBE SYS COM 00724F101 769 3,400 SH   SOLE   3,400 0 0
AFLAC INC COM 001055102 258 5,660 SH   SOLE   5,660 0 0
AIR PRODUCTS & CHEM COM 009158106 569 3,553 SH   SOLE   3,553 0 0
ALPHABET INC CL A COM 02079K305 1,040 995 SH   SOLE   995 0 0
ALPHABET INC CL A COM 02079K305 47 45 SH   DFND 13 0 45 0
ALPHABET INC CL A COM 02079K305 42 40 SH   DFND 5 0 40 0
ALPHABET INC CL A COM 02079K305 63 60 SH   DFND 7 0 60 0
ALPHABET INC CL A COM 02079K305 153 146 SH   DFND 16 0 146 0
ALPHABET INC CL A COM 02079K305 26 25 SH   DFND 6 0 25 0
ALPHABET INC CL C COM 02079K107 580 560 SH   SOLE   560 0 0
AMAZON.COM COM 023135106 1,326 883 SH   SOLE   883 0 0
AMAZON.COM COM 023135106 8 5 SH   DFND 13 0 5 0
AMAZON.COM COM 023135106 8 5 SH   DFND 7 0 5 0
AMERICAN EXPRESS COM 025816109 207 2,168 SH   SOLE   2,168 0 0
ANALOG DEVICES COM 032654105 488 5,690 SH   SOLE   5,690 0 0
ANALOG DEVICES COM 032654105 41 475 SH   DFND 13 0 475 0
ANALOG DEVICES COM 032654105 26 300 SH   DFND 5 0 300 0
ANALOG DEVICES COM 032654105 118 1,380 SH   DFND 16 0 1,380 0
ANALOG DEVICES COM 032654105 21 250 SH   DFND 6 0 250 0
ANALOG DEVICES COM 032654105 34 400 SH   DFND 7 0 400 0
APPLE INC COM 037833100 1,461 9,260 SH   SOLE   9,260 0 0
APPLE INC COM 037833100 34 215 SH   DFND 13 0 215 0
APPLE INC COM 037833100 11 70 SH   DFND 06,16 0 70 0
APPLE INC COM 037833100 32 200 SH   DFND 5 0 200 0
APPLE INC COM 037833100 56 355 SH   DFND 7 0 355 0
APPLE INC COM 037833100 132 835 SH   DFND 16 0 835 0
APPLE INC COM 037833100 20 125 SH   DFND 6 0 125 0
APTARGROUP COM 038336103 903 9,595 SH   SOLE   9,595 0 0
APTARGROUP COM 038336103 38 400 SH   DFND 13 0 400 0
APTARGROUP COM 038336103 21 225 SH   DFND 06,16 0 225 0
APTARGROUP COM 038336103 42 450 SH   DFND 5 0 450 0
APTARGROUP COM 038336103 183 1,950 SH   DFND 7 0 1,950 0
APTARGROUP COM 038336103 123 1,310 SH   DFND 16 0 1,310 0
APTARGROUP COM 038336103 28 300 SH   DFND 6 0 300 0
AUTOMATIC DATA PROCESSING COM 053015103 1,884 14,370 SH   SOLE   14,370 0 0
AUTOMATIC DATA PROCESSING COM 053015103 59 450 SH   DFND 13 0 450 0
AUTOMATIC DATA PROCESSING COM 053015103 20 150 SH   DFND 06,16 0 150 0
AUTOMATIC DATA PROCESSING COM 053015103 52 400 SH   DFND 5 0 400 0
AUTOMATIC DATA PROCESSING COM 053015103 266 2,025 SH   DFND 7 0 2,025 0
AUTOMATIC DATA PROCESSING COM 053015103 141 1,075 SH   DFND 16 0 1,075 0
AUTOMATIC DATA PROCESSING COM 053015103 26 200 SH   DFND 6 0 200 0
CANADIAN NATL RAILWAY COM 136375102 999 13,485 SH   SOLE   13,485 0 0
CANADIAN NATL RAILWAY COM 136375102 54 725 SH   DFND 13 0 725 0
CANADIAN NATL RAILWAY COM 136375102 24 325 SH   DFND 06,16 0 325 0
CANADIAN NATL RAILWAY COM 136375102 44 600 SH   DFND 5 0 600 0
CANADIAN NATL RAILWAY COM 136375102 248 3,350 SH   DFND 7 0 3,350 0
CANADIAN NATL RAILWAY COM 136375102 120 1,620 SH   DFND 16 0 1,620 0
CANADIAN NATL RAILWAY COM 136375102 30 400 SH   DFND 6 0 400 0
CHEVRON COM 166764100 218 2,000 SH   SOLE   2,000 0 0
CHEVRON COM 166764100 44 400 SH   DFND 5 0 400 0
CHEVRON COM 166764100 22 200 SH   DFND 7 0 200 0
CHUBB LIMITED COM H1467J104 443 3,430 SH   SOLE   3,430 0 0
CHUBB LIMITED COM H1467J104 42 325 SH   DFND 13 0 325 0
CHUBB LIMITED COM H1467J104 10 75 SH   DFND 06,16 0 75 0
CHUBB LIMITED COM H1467J104 32 250 SH   DFND 5 0 250 0
CHUBB LIMITED COM H1467J104 119 920 SH   DFND 7 0 920 0
CHUBB LIMITED COM H1467J104 132 1,025 SH   DFND 16 0 1,025 0
CHUBB LIMITED COM H1467J104 32 250 SH   DFND 6 0 250 0
CISCO SYS INC COM 17275R102 521 12,013 SH   SOLE   12,013 0 0
CISCO SYS INC COM 17275R102 13 300 SH   DFND 7 0 300 0
COMCAST CORP NEW CL A COM 20030N101 477 14,000 SH   SOLE   14,000 0 0
COSTCO WHOLESALE COM 22160K105 592 2,904 SH   SOLE   2,904 0 0
CVS HEALTH COM 126650100 524 7,999 SH   SOLE   7,999 0 0
CVS HEALTH COM 126650100 36 550 SH   DFND 13 0 550 0
CVS HEALTH COM 126650100 15 225 SH   DFND 06,16 0 225 0
CVS HEALTH COM 126650100 26 400 SH   DFND 5 0 400 0
CVS HEALTH COM 126650100 85 1,300 SH   DFND 7 0 1,300 0
CVS HEALTH COM 126650100 93 1,415 SH   DFND 16 0 1,415 0
CVS HEALTH COM 126650100 20 300 SH   DFND 6 0 300 0
DANAHER CORP COM 235851102 567 5,495 SH   SOLE   5,495 0 0
DANAHER CORP COM 235851102 49 475 SH   DFND 13 0 475 0
DANAHER CORP COM 235851102 10 100 SH   DFND 06,16 0 100 0
DANAHER CORP COM 235851102 31 300 SH   DFND 5 0 300 0
DANAHER CORP COM 235851102 110 1,065 SH   DFND 7 0 1,065 0
DANAHER CORP COM 235851102 153 1,485 SH   DFND 16 0 1,485 0
DANAHER CORP COM 235851102 31 300 SH   DFND 6 0 300 0
DEERE & CO COM 244199105 313 2,100 SH   SOLE   2,100 0 0
DEERE & CO COM 244199105 48 325 SH   DFND 7 0 325 0
DISNEY COM 254687106 628 5,730 SH   SOLE   5,730 0 0
DISNEY COM 254687106 27 245 SH   DFND 13 0 245 0
DISNEY COM 254687106 8 75 SH   DFND 5 0 75 0
DISNEY COM 254687106 25 225 SH   DFND 7 0 225 0
DISNEY COM 254687106 56 515 SH   DFND 16 0 515 0
DISNEY COM 254687106 11 100 SH   DFND 6 0 100 0
ECOLAB INC COM 278865100 491 3,335 SH   SOLE   3,335 0 0
EMERSON ELECTRIC COM 291011104 340 5,690 SH   SOLE   5,690 0 0
EMERSON ELECTRIC COM 291011104 36 600 SH   DFND 7 0 600 0
EXXON MOBIL COM 30231G102 206 3,020 SH   SOLE   3,020 0 0
EXXON MOBIL COM 30231G102 31 450 SH   DFND 5 0 450 0
EXXON MOBIL COM 30231G102 135 1,980 SH   DFND 7 0 1,980 0
EXXON MOBIL COM 30231G102 12 180 SH   DFND 16 0 180 0
EXXON MOBIL COM 30231G102 19 275 SH   DFND 13 0 275 0
FACEBOOK INC COM 30303M102 390 2,978 SH   SOLE   2,978 0 0
FACTSET RESH SYS COM 303075105 338 1,690 SH   SOLE   1,690 0 0
FEDEX COM 31428X106 470 2,916 SH   SOLE   2,916 0 0
FISERV COM 337738108 922 12,545 SH   SOLE   12,545 0 0
FISERV COM 337738108 66 900 SH   DFND 13 0 900 0
FISERV COM 337738108 22 300 SH   DFND 06,16 0 300 0
FISERV COM 337738108 44 600 SH   DFND 5 0 600 0
FISERV COM 337738108 122 1,660 SH   DFND 7 0 1,660 0
FISERV COM 337738108 147 2,000 SH   DFND 16 0 2,000 0
FISERV COM 337738108 29 400 SH   DFND 6 0 400 0
HOME DEPOT COM 437076102 927 5,395 SH   SOLE   5,395 0 0
HOME DEPOT COM 437076102 26 150 SH   DFND 13 0 150 0
HOME DEPOT COM 437076102 51 295 SH   DFND 16 0 295 0
HOME DEPOT COM 437076102 13 75 SH   DFND 6 0 75 0
HOME DEPOT COM 437076102 115 670 SH   DFND 7 0 670 0
ILLUMINA COM 452327109 213 710 SH   SOLE   710 0 0
ILLUMINA COM 452327109 15 50 SH   DFND 13 0 50 0
ILLUMINA COM 452327109 126 420 SH   DFND 16 0 420 0
ILLUMINA COM 452327109 22 75 SH   DFND 6 0 75 0
ILLUMINA COM 452327109 40 135 SH   DFND 7 0 135 0
INTEL CORP COM 458140100 810 17,250 SH   SOLE   17,250 0 0
INTEL CORP COM 458140100 21 450 SH   DFND 06,16 0 450 0
INTEL CORP COM 458140100 40 850 SH   DFND 5 0 850 0
INTEL CORP COM 458140100 239 5,100 SH   DFND 7 0 5,100 0
INTEL CORP COM 458140100 80 1,700 SH   DFND 16 0 1,700 0
INTEL CORP COM 458140100 18 375 SH   DFND 13 0 375 0
JOHNSON & JOHNSON COM 478160104 1,248 9,669 SH   SOLE   9,669 0 0
JOHNSON & JOHNSON COM 478160104 52 400 SH   DFND 13 0 400 0
JOHNSON & JOHNSON COM 478160104 48 375 SH   DFND 5 0 375 0
JOHNSON & JOHNSON COM 478160104 268 2,075 SH   DFND 7 0 2,075 0
JOHNSON & JOHNSON COM 478160104 112 865 SH   DFND 16 0 865 0
JOHNSON & JOHNSON COM 478160104 32 250 SH   DFND 6 0 250 0
KEYENCE CORP COM 649099009 559 1,100 SH   SOLE   1,100 0 0
MASTERCARD COM 57636Q104 1,144 6,065 SH   SOLE   6,065 0 0
MASTERCARD COM 57636Q104 57 300 SH   DFND 13 0 300 0
MASTERCARD COM 57636Q104 24 125 SH   DFND 06,16 0 125 0
MASTERCARD COM 57636Q104 47 250 SH   DFND 5 0 250 0
MASTERCARD COM 57636Q104 156 825 SH   DFND 16 0 825 0
MASTERCARD COM 57636Q104 33 175 SH   DFND 6 0 175 0
MASTERCARD COM 57636Q104 42 225 SH   DFND 7 0 225 0
MCCORMICK & CO COM 579780206 483 3,470 SH   SOLE   3,470 0 0
MERCADOLIBRE, INC COM 58733R102 278 950 SH   SOLE   950 0 0
MERCK COM 58933Y105 277 3,630 SH   SOLE   3,630 0 0
MICROSOFT CORP COM 594918104 254 2,500 SH   SOLE   2,500 0 0
MICROSOFT CORP COM 594918104 25 250 SH   DFND 06,16 0 250 0
MICROSOFT CORP COM 594918104 56 550 SH   DFND 5 0 550 0
MICROSOFT CORP COM 594918104 117 1,150 SH   DFND 7 0 1,150 0
MICROSOFT CORP COM 594918104 36 350 SH   DFND 16 0 350 0
NESTLE SA ADR COM 641069406 895 11,050 SH   SOLE   11,050 0 0
NESTLE SA ADR COM 641069406 26 325 SH   DFND 06,16 0 325 0
NESTLE SA ADR COM 641069406 53 650 SH   DFND 5 0 650 0
NESTLE SA ADR COM 641069406 36 450 SH   DFND 13 0 450 0
NESTLE SA ADR COM 641069406 130 1,600 SH   DFND 16 0 1,600 0
NESTLE SA ADR COM 641069406 32 400 SH   DFND 6 0 400 0
NESTLE SA ADR COM 641069406 127 1,568 SH   DFND 7 0 1,568 0
NOVARTIS AG ADR COM 66987V109 989 11,520 SH   SOLE   11,520 0 0
NOVARTIS AG ADR COM 66987V109 43 500 SH   DFND 13 0 500 0
NOVARTIS AG ADR COM 66987V109 26 300 SH   DFND 06,16 0 300 0
NOVARTIS AG ADR COM 66987V109 51 600 SH   DFND 5 0 600 0
NOVARTIS AG ADR COM 66987V109 186 2,170 SH   DFND 7 0 2,170 0
NOVARTIS AG ADR COM 66987V109 146 1,705 SH   DFND 16 0 1,705 0
NOVO NORDISK A S ADR COM 670100205 219 4,750 SH   SOLE   4,750 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 834 18,725 SH   SOLE   18,725 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 11 250 SH   DFND 06,16 0 250 0
NOVOZYMES A S DKK 2.0 COM B798FW902 13 300 SH   DFND 13 0 300 0
NOVOZYMES A S DKK 2.0 COM B798FW902 89 2,000 SH   DFND 16 0 2,000 0
NOVOZYMES A S DKK 2.0 COM B798FW902 18 400 SH   DFND 6 0 400 0
NOVOZYMES A S DKK 2.0 COM B798FW902 36 800 SH   DFND 7 0 800 0
ORACLE COM 68389X105 217 4,800 SH   SOLE   4,800 0 0
ORACLE COM 68389X105 14 300 SH   DFND 16 0 300 0
ORSTED A S COM BYT16L900 182 2,735 SH   SOLE   2,735 0 0
ORSTED A S COM BYT16L900 79 1,190 SH   DFND 16 0 1,190 0
ORSTED A S COM BYT16L900 17 250 SH   DFND 6 0 250 0
PAYPAL HOLDINGS COM 70450Y103 417 4,960 SH   SOLE   4,960 0 0
PAYPAL HOLDINGS COM 70450Y103 8 100 SH   DFND 5 0 100 0
PAYPAL HOLDINGS COM 70450Y103 15 175 SH   DFND 13 0 175 0
PAYPAL HOLDINGS COM 70450Y103 34 400 SH   DFND 7 0 400 0
PAYPAL HOLDINGS COM 70450Y103 67 800 SH   DFND 16 0 800 0
PAYPAL HOLDINGS COM 70450Y103 13 150 SH   DFND 6 0 150 0
PEPSICO COM 713448108 470 4,255 SH   SOLE   4,255 0 0
PEPSICO COM 713448108 22 200 SH   DFND 5 0 200 0
PEPSICO COM 713448108 122 1,100 SH   DFND 7 0 1,100 0
PEPSICO COM 713448108 44 400 SH   DFND 16 0 400 0
PEPSICO COM 713448108 17 150 SH   DFND 13 0 150 0
PORTLAND GENL COM 736508847 206 4,500 SH   SOLE   4,500 0 0
PROCTER & GAMBLE COM 742718109 1,260 13,706 SH   SOLE   13,706 0 0
PROCTER & GAMBLE COM 742718109 57 625 SH   DFND 13 0 625 0
PROCTER & GAMBLE COM 742718109 16 170 SH   DFND 06,16 0 170 0
PROCTER & GAMBLE COM 742718109 37 400 SH   DFND 5 0 400 0
PROCTER & GAMBLE COM 742718109 170 1,850 SH   DFND 7 0 1,850 0
PROCTER & GAMBLE COM 742718109 114 1,240 SH   DFND 16 0 1,240 0
PROCTER & GAMBLE COM 742718109 32 350 SH   DFND 6 0 350 0
PROGRESSIVE CRP OHIO COM 743315103 604 10,009 SH   SOLE   10,009 0 0
REALTY INCOME COM 756109104 221 3,500 SH   SOLE   3,500 0 0
ROCHE HLDG LTD ADR COM 771195104 282 9,070 SH   SOLE   9,070 0 0
ROCHE HLDG LTD ADR COM 771195104 39 1,270 SH   DFND 16 0 1,270 0
ROCHE HLDG LTD ADR COM 771195104 10 325 SH   DFND 13 0 325 0
ROCKWELL AUTOMATION COM 773903109 181 1,200 SH   SOLE   1,200 0 0
ROCKWELL AUTOMATION COM 773903109 19 125 SH   DFND 06,16 0 125 0
ROCKWELL AUTOMATION COM 773903109 30 200 SH   DFND 13 0 200 0
ROCKWELL AUTOMATION COM 773903109 104 690 SH   DFND 16 0 690 0
ROCKWELL AUTOMATION COM 773903109 23 150 SH   DFND 6 0 150 0
ROCKWELL AUTOMATION COM 773903109 23 150 SH   DFND 7 0 150 0
SMUCKER J M COM 832696405 240 2,570 SH   SOLE   2,570 0 0
SMUCKER J M COM 832696405 9 100 SH   DFND 13 0 100 0
SMUCKER J M COM 832696405 56 600 SH   DFND 7 0 600 0
STARBUCKS COM 855244109 367 5,700 SH   SOLE   5,700 0 0
STATE STREET COM 857477103 248 3,940 SH   SOLE   3,940 0 0
STATE STREET COM 857477103 8 125 SH   DFND 13 0 125 0
STATE STREET COM 857477103 16 250 SH   DFND 7 0 250 0
TJX COS COM 872540109 478 10,680 SH   SOLE   10,680 0 0
UNILEVER PLC NEW ADR COM 904767704 1,374 26,290 SH   SOLE   26,290 0 0
UNILEVER PLC NEW ADR COM 904767704 24 455 SH   DFND 13 0 455 0
UNILEVER PLC NEW ADR COM 904767704 31 600 SH   DFND 5 0 600 0
UNILEVER PLC NEW ADR COM 904767704 50 950 SH   DFND 7 0 950 0
UNILEVER PLC NEW ADR COM 904767704 118 2,250 SH   DFND 16 0 2,250 0
UNILEVER PLC NEW ADR COM 904767704 38 725 SH   DFND 6 0 725 0
UNION PACIFIC COM 907818108 225 1,626 SH   SOLE   1,626 0 0
UNITED TECHNOLOGIES COM 913017109 673 6,320 SH   SOLE   6,320 0 0
UNITED TECHNOLOGIES COM 913017109 40 375 SH   DFND 13 0 375 0
UNITED TECHNOLOGIES COM 913017109 5 50 SH   DFND 06,16 0 50 0
UNITED TECHNOLOGIES COM 913017109 37 350 SH   DFND 5 0 350 0
UNITED TECHNOLOGIES COM 913017109 106 1,000 SH   DFND 16 0 1,000 0
UNITED TECHNOLOGIES COM 913017109 21 200 SH   DFND 6 0 200 0
UNITED TECHNOLOGIES COM 913017109 37 350 SH   DFND 7 0 350 0
VISA COM 92826C839 953 7,225 SH   SOLE   7,225 0 0
VISA COM 92826C839 33 250 SH   DFND 5 0 250 0
XILINX COM 983919101 850 9,985 SH   SOLE   9,985 0 0
XILINX COM 983919101 34 400 SH   DFND 5 0 400 0
XILINX COM 983919101 47 550 SH   DFND 13 0 550 0
XILINX COM 983919101 116 1,360 SH   DFND 16 0 1,360 0
XILINX COM 983919101 38 450 SH   DFND 6 0 450 0
XILINX COM 983919101 62 725 SH   DFND 7 0 725 0
XYLEM INC COM 98419M100 217 3,245 SH   SOLE   3,245 0 0
XYLEM INC COM 98419M100 61 910 SH   DFND 16 0 910 0
XYLEM INC COM 98419M100 23 350 SH   DFND 6 0 350 0
XYLEM INC COM 98419M100 32 475 SH   DFND 7 0 475 0