X0202 5 2006-12-31 0 0 0 0000016614 CAMCO FINANCIAL CORP CAFI 0001204491 RUGG D EDWARD 5041 SKYLINE DRIVE CAMBRIDGE OH 43725 0 1 0 0 Sec.-Camco & E.VP/COO-Adv.Bk Common Stock 11081 I by 401(K) Plan Common Stock 101500 D Common Stock 6918 I by Deferred Compensation Plan Between January 2006 and December 2006, the reporting person acquired 448 shares of stock under the 401(k) Plan. The information in this report is based on a plan statement dated as of 12/31/2006. /s/Mark A. Severson POA for David E. Rugg 2007-02-14