X0202 4/A 2005-01-27 2005-01-31 0 0000016614 CAMCO FINANCIAL CORP CAFI 0001203885 CALDWELL DAVID S 10491 ROCK HILL ROAD CAMBRIDGE OH 43725 0 1 0 0 Sr. VP - Advantage Bank Right to Buy 16.51 2005-01-27 4 A 0 3100 16.51 A 2005-01-27 2015-01-26 Common Stock 3100 3100 D This amendment reflects a correction in the amount of options awarded. The award was incorrectly reported at 3,500 shares instead of 3,100 shares. The option was awarded pursuant to the Camco Financial Corporation 2002 Equity Incentive Plan and vests in five equal annual installments beginning on 1/27/2005. Mark A. Severson POA for David S. Caldwell 2005-02-03