The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 916,168 6,736 SH   OTR   6,736 0 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 400,277 2,943 SH   SOLE   2,943 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,147,228 6,181 SH   OTR   6,181 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 389,245 2,097 SH   SOLE   2,097 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 193,853 1,100 SH   OTR   1,100 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 324,968 1,844 SH   SOLE   1,844 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 413,141 2,329 SH   OTR   2,329 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 117,260 2,000 SH   SOLE   2,000 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 510,081 8,700 SH   OTR   8,700 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 269,411 1,228 SH   SOLE   1,228 0 0
ARK ETF TR INNOVATION ETF 00214Q104 BBG007FJMV49 605,548 8,615 SH   OTR   8,615 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 270,907 5,725 SH   SOLE   5,725 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 3,644,000 5 SH   OTR   5 0 0
BLACKROCK INC COM 09290D101 BBG01PSW2WR0 1,678,800 1,600 SH   OTR   1,600 0 0
BLACKROCK INC COM 09290D101 BBG01PSW2WR0 254,968 243 SH   SOLE   243 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 1,375,137 29,707 SH   OTR   29,707 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 159,747 3,451 SH   SOLE   3,451 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 BBG00RP5HZM1 439,140 6,000 SH   OTR   6,000 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 259,324 668 SH   SOLE   668 0 0
CENCORA INC COM 03073E105 BBG001S8X7P0 313,043 1,044 SH   OTR   1,044 0 0
CENTENE CORP DEL COM 15135B101 BBG001S6T7Q8 1,526,625 28,125 SH   OTR   28,125 0 0
CENTENE CORP DEL COM 15135B101 BBG001S6T7Q8 276,557 5,095 SH   SOLE   5,095 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 171,685 1,199 SH   SOLE   1,199 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 466,799 3,260 SH   OTR   3,260 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 246,773 3,557 SH   SOLE   3,557 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 996,852 14,368 SH   OTR   14,368 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 794,452 11,229 SH   OTR   11,229 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 334,860 4,733 SH   SOLE   4,733 0 0
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 210,797 2,319 SH   SOLE   2,319 0 0
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 463,590 5,100 SH   OTR   5,100 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 290,052 293 SH   SOLE   293 0 0
DATADOG INC CL A COM 23804L103 BBG003NJHZW5 541,216 4,029 SH   SOLE   4,029 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 364,878 6,762 SH   OTR   6,762 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 245,664 1,981 SH   SOLE   1,981 0 0
DOORDASH INC CL A 25809K105 BBG005D7QCK1 299,263 1,214 SH   SOLE   1,214 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 221,132 1,874 SH   SOLE   1,874 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 393,294 3,333 SH   OTR   3,333 0 0
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 170,721 2,489 SH   SOLE   2,489 0 0
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 42,663 622 SH   OTR   622 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 364,820 468 SH   OTR   468 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 237,757 305 SH   SOLE   305 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 1,196,400 8,973 SH   OTR   8,973 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 252,127 1,891 SH   SOLE   1,891 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 315,746 2,929 SH   SOLE   2,929 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 3,701,098 34,333 SH   OTR   34,333 0 0
GE AEROSPACE COM NEW 369604301 BBG001S5PVD5 86,483 336 SH   OTR   336 0 0
GE AEROSPACE COM NEW 369604301 BBG001S5PVD5 115,826 450 SH   SOLE   450 0 0
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 243,360 2,195 SH   SOLE   2,195 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 370,861 524 SH   SOLE   524 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 241,982 660 SH   OTR   660 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 197,619 539 SH   SOLE   539 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 884,340 3,000 SH   OTR   3,000 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 481,081 1,632 SH   SOLE   1,632 0 0
INTUIT COM 461202103 BBG001S6TWR2 504,083 640 SH   OTR   640 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 867,809 4,775 SH   OTR   4,775 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 1,527,267 18,295 SH   OTR   18,295 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 1,917,366 24,801 SH   SOLE   24,801 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 4,798,477 62,068 SH   OTR   62,068 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 8,362,622 134,838 SH   OTR   134,838 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 6,151,949 56,290 SH   SOLE   56,290 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 55,164,402 504,753 SH   OTR   504,753 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 447,048 720 SH   OTR   720 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 703,542 9,680 SH   OTR   9,680 0 0
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 3,088,365 24,015 SH   OTR   24,015 0 0
ISHARES TR MSCI ACWI EX US 464288240 BBG001S56R18 1,114,001 18,280 SH   SOLE   18,280 0 0
ISHARES TR MSCI ACWI EX US 464288240 BBG001S56R18 4,263,703 69,966 SH   OTR   69,966 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 321,804 3,600 SH   SOLE   3,600 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 9,405,843 105,223 SH   OTR   105,223 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 949,701 19,687 SH   OTR   19,687 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 12,490,299 36,783 SH   SOLE   36,783 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 23,054,773 67,894 SH   OTR   67,894 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 6,755,492 15,911 SH   OTR   15,911 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 1,927,593 4,540 SH   SOLE   4,540 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 3,567,617 18,368 SH   OTR   18,368 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 3,277,997 11,467 SH   OTR   11,467 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 1,338,594 8,485 SH   OTR   8,485 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 5,744,164 26,619 SH   OTR   26,619 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1,666,075 7,721 SH   SOLE   7,721 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 503,446 1,434 SH   SOLE   1,434 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 7,200,281 20,514 SH   OTR   20,514 0 0
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 2,854,803 9,380 SH   OTR   9,380 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 3,688,350 33,500 SH   OTR   33,500 0 0
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 732,231 7,360 SH   OTR   7,360 0 0
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 1,259,560 12,660 SH   SOLE   12,660 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 353,769 2,316 SH   OTR   2,316 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 177,190 1,160 SH   SOLE   1,160 0 0
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 330,787 1,141 SH   SOLE   1,141 0 0
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 5,482,198 18,910 SH   OTR   18,910 0 0
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 77,352 600 SH   SOLE   600 0 0
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 515,680 4,000 SH   OTR   4,000 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 2,571,473 11,590 SH   OTR   11,590 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 302,886 539 SH   OTR   539 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 44,955 80 SH   SOLE   80 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 525,906 1,800 SH   OTR   1,800 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 387,884 4,900 SH   SOLE   4,900 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 838,146 10,588 SH   OTR   10,588 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 402,259 545 SH   SOLE   545 0 0
METLIFE INC COM 59156R108 BBG001S5T3R8 220,512 2,742 SH   SOLE   2,742 0 0
MICRON TECHNOLOGY INC COM 595112103 BBG001S6P675 282,982 2,296 SH   SOLE   2,296 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 484,477 974 SH   OTR   974 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 358,135 720 SH   SOLE   720 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 302,311 719 SH   OTR   719 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 1,138,488 16,400 SH   OTR   16,400 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 201,179 2,898 SH   SOLE   2,898 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 110,609 1,557 SH   SOLE   1,557 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 966,854 13,610 SH   OTR   13,610 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 632,271 4,002 SH   SOLE   4,002 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 377,574 1,727 SH   SOLE   1,727 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 BBG001S78TL6 251,463 2,790 SH   SOLE   2,790 0 0
OTIS WORLDWIDE CORP COM 68902V107 BBG00RP60LN7 297,060 3,000 SH   OTR   3,000 0 0
PEPSICO INC COM 713448108 BBG001S695T1 138,774 1,051 SH   SOLE   1,051 0 0
PEPSICO INC COM 713448108 BBG001S695T1 597,745 4,527 SH   OTR   4,527 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 3,005,145 16,500 SH   OTR   16,500 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 766,011 4,808 SH   OTR   4,808 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 191,343 1,201 SH   SOLE   1,201 0 0
PROGRESSIVE CORP COM 743315103 BBG001S5V509 3,955,399 14,822 SH   OTR   14,822 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 876,120 6,000 SH   OTR   6,000 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 605,837 4,149 SH   SOLE   4,149 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 205,336 753 SH   SOLE   753 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 BBG001SCWNN9 2,517,485 10,720 SH   OTR   10,720 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 5,431,982 180,225 SH   OTR   180,225 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 1,396,778 46,343 SH   SOLE   46,343 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 2,241,302 101,416 SH   OTR   101,416 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 3,212,351 75,425 SH   OTR   75,425 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 339,783 7,978 SH   SOLE   7,978 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 8,831,467 361,353 SH   SOLE   361,353 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 22,874,422 935,942 SH   OTR   935,942 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 1,119,616 39,915 SH   OTR   39,915 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 2,321,556 82,765 SH   SOLE   82,765 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 6,866,293 271,395 SH   OTR   271,395 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 5,293,039 209,211 SH   SOLE   209,211 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 321,405 3,500 SH   OTR   3,500 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 12,034,909 19,479 SH   SOLE   19,479 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 72,984,540 118,127 SH   OTR   118,127 0 0
STRYKER CORPORATION COM 863667101 BBG001S8FR03 240,939 609 SH   SOLE   609 0 0
TARGET CORP COM 87612E106 BBG001SC0K41 394,600 4,000 SH   OTR   4,000 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 229,212 1,104 SH   SOLE   1,104 0 0
TJX COS INC NEW COM 872540109 BBG001S5WQ93 243,646 1,973 SH   SOLE   1,973 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 3,472,597 15,093 SH   SOLE   15,093 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 343,049 1,491 SH   OTR   1,491 0 0
VALENS SEMICONDUCTOR LTD ORDINARY SHARES M9607U115 BBG001VMDRC7 94,128 35,790 SH   SOLE   35,790 0 0
VALENS SEMICONDUCTOR LTD ORDINARY SHARES M9607U115 BBG001VMDRC7 60,448 22,984 SH   OTR   22,984 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 BBG001TC6MT3 1,406,345 12,290 SH   SOLE   12,290 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 BBG001TC6ML1 1,394,791 16,300 SH   SOLE   16,300 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 3,319,433 42,920 SH   OTR   42,920 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 8,826,891 20,134 SH   SOLE   20,134 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 4,451,949 15,604 SH   SOLE   15,604 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 12,605,472 44,183 SH   OTR   44,183 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 1,080,877 3,801 SH   SOLE   3,801 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 138,782 488 SH   OTR   488 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 123,838 753 SH   OTR   753 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 959,670 5,835 SH   SOLE   5,835 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 1,716,128 6,133 SH   OTR   6,133 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,525,820 17,133 SH   OTR   17,133 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 28,153,015 49,563 SH   OTR   49,563 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 8,301,491 14,615 SH   SOLE   14,615 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 967,096 4,959 SH   SOLE   4,959 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 117,981 605 SH   OTR   605 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 9,157,725 38,643 SH   OTR   38,643 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 2,428,514 10,248 SH   SOLE   10,248 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 113,545 410 SH   OTR   410 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 1,010,249 3,648 SH   SOLE   3,648 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 66,942,289 220,256 SH   OTR   220,256 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 3,717,368 12,231 SH   SOLE   12,231 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 8,965,885 50,729 SH   SOLE   50,729 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 41,890,996 623,192 SH   OTR   623,192 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 8,660,174 128,833 SH   SOLE   128,833 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 4,235,019 85,625 SH   SOLE   85,625 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 4,904,810 99,167 SH   OTR   99,167 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 1,387,354 10,323 SH   SOLE   10,323 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 1,977,375 14,714 SH   OTR   14,714 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 1,856,085 14,442 SH   OTR   14,442 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 16,807,409 130,777 SH   SOLE   130,777 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 BBG001TCH7W0 5,407,299 61,996 SH   OTR   61,996 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 792,073 3,870 SH   OTR   3,870 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 56,032,764 811,011 SH   OTR   811,011 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 21,383,158 309,497 SH   SOLE   309,497 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 7,131,610 125,094 SH   SOLE   125,094 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 19,442,114 341,030 SH   OTR   341,030 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 222,321 5,138 SH   OTR   5,138 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 257,932 5,961 SH   SOLE   5,961 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,299,483 3,660 SH   OTR   3,660 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 79,886 225 SH   SOLE   225 0 0
WALMART INC COM 931142103 BBG001S5XH92 333,528 3,411 SH   SOLE   3,411 0 0
WALMART INC COM 931142103 BBG001S5XH92 1,466,700 15,000 SH   OTR   15,000 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 BBG001S7DQJ9 725,457 7,954 SH   OTR   7,954 0 0