The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 205 1,162 SH   SOLE   1,162 0 0
3M CO COM 88579Y101 123 700 SH   OTR   700 0 0
ABBOTT LABS COM 002824100 613 7,056 SH   OTR   7,056 0 0
ABBOTT LABS COM 002824100 130 1,500 SH   SOLE   1,500 0 0
ABBVIE INC COM 00287Y109 547 6,180 SH   OTR   6,180 0 0
ABBVIE INC COM 00287Y109 89 1,000 SH   SOLE   1,000 0 0
ALTRIA GROUP INC COM 02209S103 434 8,700 SH   OTR   8,700 0 0
ALTRIA GROUP INC COM 02209S103 100 2,000 SH   SOLE   2,000 0 0
AMAZON COM INC COM 023135106 998 540 SH   OTR   540 0 0
AMERICAN EXPRESS CO COM 025816109 204 1,640 SH   OTR   1,640 0 0
AMGEN INC COM 031162100 844 3,500 SH   OTR   3,500 0 0
APPLE INC COM 037833100 3,775 12,856 SH   OTR   12,856 0 0
AT&T INC COM 00206R102 131 3,358 SH   OTR   3,358 0 0
AT&T INC COM 00206R102 196 5,018 SH   SOLE   5,018 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 784 4,600 SH   OTR   4,600 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 713 3,150 SH   OTR   3,150 0 0
BLACKROCK INC COM 09247X101 804 1,600 SH   OTR   1,600 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,907 29,716 SH   OTR   29,716 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 76 1,183 SH   SOLE   1,183 0 0
CHEVRON CORP NEW COM 166764100 321 2,666 SH   OTR   2,666 0 0
CISCO SYS INC COM 17275R102 519 10,816 SH   OTR   10,816 0 0
CISCO SYS INC COM 17275R102 329 6,864 SH   SOLE   6,864 0 0
COCA COLA CO COM 191216100 230 4,150 SH   OTR   4,150 0 0
COCA COLA CO COM 191216100 726 13,125 SH   SOLE   13,125 0 0
COLGATE PALMOLIVE CO COM 194162103 351 5,100 SH   OTR   5,100 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 304 3,333 SH   OTR   3,333 0 0
EMERSON ELEC CO COM 291011104 278 3,642 SH   OTR   3,642 0 0
EMERSON ELEC CO COM 291011104 338 4,438 SH   SOLE   4,438 0 0
EXXON MOBIL CORP COM 30231G102 1,908 27,350 SH   OTR   27,350 0 0
EXXON MOBIL CORP COM 30231G102 96 1,375 SH   SOLE   1,375 0 0
GENERAL ELECTRIC CO COM 369604103 64 5,735 SH   SOLE   5,735 0 0
GENERAL ELECTRIC CO COM 369604103 60 5,376 SH   OTR   5,376 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 652 13,883 SH   OTR   13,883 0 0
HOME DEPOT INC COM 437076102 1,113 5,095 SH   OTR   5,095 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 402 3,000 SH   OTR   3,000 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 67 500 SH   SOLE   500 0 0
INTUIT COM 461202103 262 1,000 SH   OTR   1,000 0 0
ISHARES INC CORE MSCI EMKT 46434G103 531 9,870 SH   OTR   9,870 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 409 6,905 SH   OTR   6,905 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,198 18,360 SH   OTR   18,360 0 0
ISHARES TR CORE S&P MCP ETF 464287507 5,853 28,438 SH   OTR   28,438 0 0
ISHARES TR CORE S&P SCP ETF 464287804 8,746 104,311 SH   SOLE   104,311 0 0
ISHARES TR CORE S&P SCP ETF 464287804 40,993 488,888 SH   OTR   488,888 0 0
ISHARES TR EAFE SML CP ETF 464288273 603 9,680 SH   OTR   9,680 0 0
ISHARES TR MSCI ACWI ETF 464288257 29 371 SH   SOLE   371 0 0
ISHARES TR MSCI ACWI ETF 464288257 2,440 30,787 SH   OTR   30,787 0 0
ISHARES TR MSCI ACWI EX US 464288240 159 3,230 SH   SOLE   3,230 0 0
ISHARES TR MSCI ACWI EX US 464288240 8,941 182,019 SH   OTR   182,019 0 0
ISHARES TR MSCI EAFE ETF 464287465 9,901 142,580 SH   OTR   142,580 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,597 37,406 SH   SOLE   37,406 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,623 36,161 SH   OTR   36,161 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 244 5,440 SH   SOLE   5,440 0 0
ISHARES TR RUS 1000 ETF 464287622 26,673 149,495 SH   OTR   149,495 0 0
ISHARES TR RUS 1000 ETF 464287622 6,479 36,313 SH   SOLE   36,313 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 3,918 22,269 SH   OTR   22,269 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,523 8,656 SH   SOLE   8,656 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,727 19,981 SH   OTR   19,981 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,314 6,133 SH   OTR   6,133 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 4,794 37,285 SH   OTR   37,285 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 552 3,329 SH   SOLE   3,329 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 7,546 45,546 SH   OTR   45,546 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 5,510 29,233 SH   OTR   29,233 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 250 1,328 SH   SOLE   1,328 0 0
ISHARES TR S&P SML 600 GWT 464287887 753 3,893 SH   OTR   3,893 0 0
ISHARES TR S&P SML 600 GWT 464287887 688 3,560 SH   SOLE   3,560 0 0
ISHARES TR SP SMCP600VL ETF 464287879 1,966 12,224 SH   SOLE   12,224 0 0
ISHARES TR SP SMCP600VL ETF 464287879 14 87 SH   OTR   87 0 0
JPMORGAN CHASE & CO COM 46625H100 2,451 17,580 SH   OTR   17,580 0 0
KIMBERLY CLARK CORP COM 494368103 83 600 SH   SOLE   600 0 0
KIMBERLY CLARK CORP COM 494368103 1,118 8,125 SH   OTR   8,125 0 0
LOWES COS INC COM 548661107 1,388 11,590 SH   OTR   11,590 0 0
MCDONALDS CORP COM 580135101 356 1,800 SH   OTR   1,800 0 0
MERCK & CO INC COM 58933Y105 637 7,000 SH   OTR   7,000 0 0
MERCK & CO INC COM 58933Y105 825 9,074 SH   SOLE   9,074 0 0
NEXTERA ENERGY INC COM 65339F101 1,744 7,200 SH   OTR   7,200 0 0
NIKE INC CL B 654106103 2,741 27,060 SH   OTR   27,060 0 0
OKTA INC CL A 679295105 283 2,457 SH   SOLE   2,457 0 0
PEPSICO INC COM 713448108 451 3,300 SH   OTR   3,300 0 0
PFIZER INC COM 717081103 245 6,241 SH   SOLE   6,241 0 0
PFIZER INC COM 717081103 59 1,513 SH   OTR   1,513 0 0
PHILIP MORRIS INTL INC COM 718172109 1,439 16,915 SH   OTR   16,915 0 0
PROCTER & GAMBLE CO COM 742718109 475 3,804 SH   OTR   3,804 0 0
PROGRESSIVE CORP OHIO COM 743315103 2,606 36,000 SH   OTR   36,000 0 0
SOUTHERN CO COM 842587107 223 3,500 SH   OTR   3,500 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 2,224 43,171 SH   SOLE   43,171 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 11,595 225,054 SH   OTR   225,054 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 60,157 186,903 SH   OTR   186,903 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,663 20,701 SH   SOLE   20,701 0 0
STEEL PARTNERS HLDGS L P LTD PRTRSHIP U 85814R107 1,442 119,167 SH   OTR   119,167 0 0
TARGET CORP COM 87612E106 513 4,000 SH   OTR   4,000 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,498 10,000 SH   OTR   10,000 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,606 17,310 SH   OTR   17,310 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,233 21,072 SH   OTR   21,072 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,021 3,450 SH   SOLE   3,450 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 152 929 SH   SOLE   929 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,514 9,255 SH   OTR   9,255 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 648 5,408 SH   OTR   5,408 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,297 10,826 SH   SOLE   10,826 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 32,542 605,434 SH   OTR   605,434 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 12,514 232,820 SH   SOLE   232,820 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,865 86,922 SH   OTR   86,922 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,514 13,630 SH   OTR   13,630 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 583 9,865 SH   OTR   9,865 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 395 6,680 SH   SOLE   6,680 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 742 9,161 SH   OTR   9,161 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 421 5,200 SH   SOLE   5,200 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 9,228 209,440 SH   OTR   209,440 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,957 67,110 SH   SOLE   67,110 0 0
VISA INC COM CL A 92826C839 688 3,660 SH   OTR   3,660 0 0
WALMART INC COM 931142103 1,108 9,320 SH   OTR   9,320 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 1,228 8,207 SH   OTR   8,207 0 0