The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 217 1,251 SH   SOLE   1,251 0 0
3M CO COM 88579Y101 121 700 SH   OTR   700 0 0
ABBOTT LABS COM 002824100 591 7,029 SH   OTR   7,029 0 0
ABBOTT LABS COM 002824100 126 1,500 SH   SOLE   1,500 0 0
ABBVIE INC COM 00287Y109 444 6,105 SH   OTR   6,105 0 0
ABBVIE INC COM 00287Y109 73 1,000 SH   SOLE   1,000 0 0
ALTRIA GROUP INC COM 02209S103 412 8,700 SH   OTR   8,700 0 0
ALTRIA GROUP INC COM 02209S103 95 2,000 SH   SOLE   2,000 0 0
AMAZON COM INC COM 023135106 1,023 540 SH   OTR   540 0 0
AMERICAN EXPRESS CO COM 025816109 356 2,880 SH   OTR   2,880 0 0
AMGEN INC COM 031162100 645 3,500 SH   OTR   3,500 0 0
APPLE INC COM 037833100 2,544 12,856 SH   OTR   12,856 0 0
AT&T INC COM 00206R102 113 3,358 SH   OTR   3,358 0 0
AT&T INC COM 00206R102 198 5,902 SH   SOLE   5,902 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 761 4,600 SH   OTR   4,600 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 671 3,150 SH   OTR   3,150 0 0
BLACKROCK INC COM 09247X101 751 1,600 SH   OTR   1,600 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,348 29,716 SH   OTR   29,716 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 92 2,028 SH   SOLE   2,028 0 0
CHEVRON CORP NEW COM 166764100 332 2,666 SH   OTR   2,666 0 0
CISCO SYS INC COM 17275R102 592 10,816 SH   OTR   10,816 0 0
CISCO SYS INC COM 17275R102 410 7,488 SH   SOLE   7,488 0 0
COCA COLA CO COM 191216100 391 7,680 SH   OTR   7,680 0 0
COCA COLA CO COM 191216100 1,018 19,997 SH   SOLE   19,997 0 0
COLGATE PALMOLIVE CO COM 194162103 366 5,100 SH   OTR   5,100 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 294 3,333 SH   OTR   3,333 0 0
EMERSON ELEC CO COM 291011104 240 3,591 SH   OTR   3,591 0 0
EMERSON ELEC CO COM 291011104 317 4,749 SH   SOLE   4,749 0 0
EXXON MOBIL CORP COM 30231G102 2,090 27,277 SH   OTR   27,277 0 0
EXXON MOBIL CORP COM 30231G102 105 1,375 SH   SOLE   1,375 0 0
GENERAL ELECTRIC CO COM 369604103 60 5,735 SH   SOLE   5,735 0 0
GENERAL ELECTRIC CO COM 369604103 56 5,376 SH   OTR   5,376 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 556 13,883 SH   OTR   13,883 0 0
HOME DEPOT INC COM 437076102 1,060 5,095 SH   OTR   5,095 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 414 3,000 SH   OTR   3,000 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 69 500 SH   SOLE   500 0 0
INTUIT COM 461202103 261 1,000 SH   OTR   1,000 0 0
ISHARES INC CORE MSCI EMKT 46434G103 508 9,870 SH   OTR   9,870 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 377 6,905 SH   OTR   6,905 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,125 18,322 SH   OTR   18,322 0 0
ISHARES TR CORE S&P MCP ETF 464287507 5,524 28,438 SH   OTR   28,438 0 0
ISHARES TR CORE S&P SCP ETF 464287804 7,783 99,430 SH   SOLE   99,430 0 0
ISHARES TR CORE S&P SCP ETF 464287804 38,495 491,759 SH   OTR   491,759 0 0
ISHARES TR EAFE SML CP ETF 464288273 688 11,990 SH   OTR   11,990 0 0
ISHARES TR MSCI ACWI ETF 464288257 27 367 SH   SOLE   367 0 0
ISHARES TR MSCI ACWI ETF 464288257 2,873 38,983 SH   OTR   38,983 0 0
ISHARES TR MSCI ACWI EX US 464288240 8,529 182,407 SH   OTR   182,407 0 0
ISHARES TR MSCI ACWI EX US 464288240 120 2,556 SH   SOLE   2,556 0 0
ISHARES TR MSCI EAFE ETF 464287465 9,366 142,499 SH   OTR   142,499 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,459 37,406 SH   SOLE   37,406 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 233 5,440 SH   SOLE   5,440 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 886 20,643 SH   OTR   20,643 0 0
ISHARES TR RUS 1000 ETF 464287622 24,522 150,634 SH   OTR   150,634 0 0
ISHARES TR RUS 1000 ETF 464287622 6,023 37,001 SH   SOLE   37,001 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 3,706 23,555 SH   OTR   23,555 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,362 8,656 SH   SOLE   8,656 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,645 20,787 SH   OTR   20,787 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,270 6,323 SH   OTR   6,323 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 4,506 37,397 SH   OTR   37,397 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 572 3,679 SH   SOLE   3,679 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 7,243 46,577 SH   OTR   46,577 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 5,018 29,113 SH   OTR   29,113 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 219 1,268 SH   SOLE   1,268 0 0
ISHARES TR S&P SML 600 GWT 464287887 731 4,005 SH   OTR   4,005 0 0
ISHARES TR S&P SML 600 GWT 464287887 650 3,560 SH   SOLE   3,560 0 0
ISHARES TR SP SMCP600VL ETF 464287879 1,808 12,163 SH   SOLE   12,163 0 0
ISHARES TR SP SMCP600VL ETF 464287879 13 86 SH   OTR   86 0 0
JOHNSON & JOHNSON COM 478160104 442 3,172 SH   OTR   3,172 0 0
JPMORGAN CHASE & CO COM 46625H100 1,965 17,580 SH   OTR   17,580 0 0
KIMBERLY CLARK CORP COM 494368103 80 600 SH   SOLE   600 0 0
KIMBERLY CLARK CORP COM 494368103 1,083 8,125 SH   OTR   8,125 0 0
LOWES COS INC COM 548661107 1,170 11,590 SH   OTR   11,590 0 0
MCDONALDS CORP COM 580135101 374 1,800 SH   OTR   1,800 0 0
MERCK & CO INC COM 58933Y105 587 7,000 SH   OTR   7,000 0 0
MERCK & CO INC COM 58933Y105 1,037 12,368 SH   SOLE   12,368 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 206 1,236 SH   SOLE   1,236 0 0
NEXTERA ENERGY INC COM 65339F101 1,475 7,200 SH   OTR   7,200 0 0
NIKE INC CL B 654106103 2,272 27,060 SH   OTR   27,060 0 0
OKTA INC CL A 679295105 303 2,457 SH   SOLE   2,457 0 0
PEPSICO INC COM 713448108 433 3,300 SH   OTR   3,300 0 0
PFIZER INC COM 717081103 66 1,513 SH   OTR   1,513 0 0
PFIZER INC COM 717081103 295 6,809 SH   SOLE   6,809 0 0
PHILIP MORRIS INTL INC COM 718172109 1,328 16,915 SH   OTR   16,915 0 0
PROCTER AND GAMBLE CO COM 742718109 417 3,804 SH   OTR   3,804 0 0
PROGRESSIVE CORP OHIO COM 743315103 2,877 36,000 SH   OTR   36,000 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 10,984 220,119 SH   OTR   220,119 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 2,146 43,014 SH   SOLE   43,014 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 51,957 177,328 SH   OTR   177,328 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,592 22,497 SH   SOLE   22,497 0 0
STEEL PARTNERS HLDGS L P LTD PRTRSHIP U 85814R107 1,668 119,167 SH   OTR   119,167 0 0
TARGET CORP COM 87612E106 346 4,000 SH   OTR   4,000 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,302 10,000 SH   OTR   10,000 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,513 17,310 SH   OTR   17,310 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 544 2,020 SH   SOLE   2,020 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,274 15,881 SH   OTR   15,881 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 707 4,710 SH   OTR   4,710 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 208 1,387 SH   SOLE   1,387 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,201 10,826 SH   SOLE   10,826 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 600 5,408 SH   OTR   5,408 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 30,789 603,829 SH   OTR   603,829 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 11,485 225,240 SH   SOLE   225,240 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,704 40,075 SH   OTR   40,075 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,426 13,550 SH   OTR   13,550 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 582 9,865 SH   OTR   9,865 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 394 6,680 SH   SOLE   6,680 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 651 8,657 SH   OTR   8,657 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 204 2,720 SH   SOLE   2,720 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,769 114,327 SH   OTR   114,327 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,845 68,206 SH   SOLE   68,206 0 0
VISA INC COM CL A 92826C839 635 3,660 SH   OTR   3,660 0 0
WALMART INC COM 931142103 1,030 9,320 SH   OTR   9,320 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 966 8,205 SH   OTR   8,205 0 0