The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 260 1,251 SH   SOLE   1,251 0 0
3M CO COM 88579Y101 145 700 SH   OTR   700 0 0
ABBOTT LABS COM 002824100 561 7,015 SH   OTR   7,015 0 0
ABBOTT LABS COM 002824100 120 1,500 SH   SOLE   1,500 0 0
ABBVIE INC COM 00287Y109 489 6,071 SH   OTR   6,071 0 0
ABBVIE INC COM 00287Y109 81 1,000 SH   SOLE   1,000 0 0
ALTRIA GROUP INC COM 02209S103 718 12,500 SH   OTR   12,500 0 0
ALTRIA GROUP INC COM 02209S103 115 2,000 SH   SOLE   2,000 0 0
AMAZON COM INC COM 023135106 1,816 1,020 SH   OTR   1,020 0 0
AMERICAN EXPRESS CO COM 025816109 315 2,880 SH   OTR   2,880 0 0
AMGEN INC COM 031162100 997 5,250 SH   OTR   5,250 0 0
APPLE INC COM 037833100 2,442 12,856 SH   OTR   12,856 0 0
AT&T INC COM 00206R102 168 5,358 SH   OTR   5,358 0 0
AT&T INC COM 00206R102 185 5,902 SH   SOLE   5,902 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 735 4,600 SH   OTR   4,600 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 633 3,150 SH   OTR   3,150 0 0
BLACKROCK INC COM 09247X101 769 1,800 SH   OTR   1,800 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,418 29,716 SH   OTR   29,716 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 97 2,028 SH   SOLE   2,028 0 0
CHEVRON CORP NEW COM 166764100 328 2,666 SH   OTR   2,666 0 0
CISCO SYS INC COM 17275R102 584 10,816 SH   OTR   10,816 0 0
CISCO SYS INC COM 17275R102 404 7,488 SH   SOLE   7,488 0 0
COCA COLA CO COM 191216100 360 7,680 SH   OTR   7,680 0 0
COCA COLA CO COM 191216100 937 19,997 SH   SOLE   19,997 0 0
COLGATE PALMOLIVE CO COM 194162103 709 10,350 SH   OTR   10,350 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 300 3,333 SH   OTR   3,333 0 0
EMERSON ELEC CO COM 291011104 244 3,564 SH   OTR   3,564 0 0
EMERSON ELEC CO COM 291011104 325 4,749 SH   SOLE   4,749 0 0
EXXON MOBIL CORP COM 30231G102 2,218 27,456 SH   OTR   27,456 0 0
EXXON MOBIL CORP COM 30231G102 111 1,375 SH   SOLE   1,375 0 0
GENERAL ELECTRIC CO COM 369604103 57 5,735 SH   SOLE   5,735 0 0
GENERAL ELECTRIC CO COM 369604103 54 5,376 SH   OTR   5,376 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 580 13,883 SH   OTR   13,883 0 0
HOME DEPOT INC COM 437076102 1,368 7,130 SH   OTR   7,130 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 423 3,000 SH   OTR   3,000 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 71 500 SH   SOLE   500 0 0
INTUIT COM 461202103 261 1,000 SH   OTR   1,000 0 0
ISHARES INC CORE MSCI EMKT 46434G103 510 9,870 SH   OTR   9,870 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 378 6,905 SH   OTR   6,905 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,110 18,269 SH   OTR   18,269 0 0
ISHARES TR CORE S&P MCP ETF 464287507 5,386 28,438 SH   OTR   28,438 0 0
ISHARES TR CORE S&P SCP ETF 464287804 7,657 99,245 SH   SOLE   99,245 0 0
ISHARES TR CORE S&P SCP ETF 464287804 37,864 490,788 SH   OTR   490,788 0 0
ISHARES TR EAFE SML CP ETF 464288273 689 11,990 SH   OTR   11,990 0 0
ISHARES TR MSCI ACWI ETF 464288257 2,892 40,078 SH   OTR   40,078 0 0
ISHARES TR MSCI ACWI ETF 464288257 26 363 SH   SOLE   363 0 0
ISHARES TR MSCI ACWI EX US 464288240 117 2,521 SH   SOLE   2,521 0 0
ISHARES TR MSCI ACWI EX US 464288240 8,355 180,560 SH   OTR   180,560 0 0
ISHARES TR MSCI EAFE ETF 464287465 9,233 142,352 SH   OTR   142,352 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,426 37,406 SH   SOLE   37,406 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 233 5,440 SH   SOLE   5,440 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 883 20,584 SH   OTR   20,584 0 0
ISHARES TR RUS 1000 ETF 464287622 24,370 154,914 SH   OTR   154,914 0 0
ISHARES TR RUS 1000 ETF 464287622 5,790 36,804 SH   SOLE   36,804 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 3,593 23,737 SH   OTR   23,737 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,310 8,656 SH   SOLE   8,656 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,589 20,966 SH   OTR   20,966 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,251 6,362 SH   OTR   6,362 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 4,492 37,461 SH   OTR   37,461 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 561 3,666 SH   SOLE   3,666 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 7,115 46,479 SH   OTR   46,479 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 4,693 28,155 SH   OTR   28,155 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 210 1,262 SH   SOLE   1,262 0 0
ISHARES TR S&P SML 600 GWT 464287887 714 4,003 SH   OTR   4,003 0 0
ISHARES TR S&P SML 600 GWT 464287887 635 3,560 SH   SOLE   3,560 0 0
ISHARES TR SP SMCP600VL ETF 464287879 13 86 SH   OTR   86 0 0
ISHARES TR SP SMCP600VL ETF 464287879 1,791 12,141 SH   SOLE   12,141 0 0
JOHNSON & JOHNSON COM 478160104 443 3,172 SH   OTR   3,172 0 0
JPMORGAN CHASE & CO COM 46625H100 1,780 17,580 SH   OTR   17,580 0 0
KIMBERLY CLARK CORP COM 494368103 1,007 8,125 SH   OTR   8,125 0 0
KIMBERLY CLARK CORP COM 494368103 74 600 SH   SOLE   600 0 0
LOWES COS INC COM 548661107 1,379 12,600 SH   OTR   12,600 0 0
MCDONALDS CORP COM 580135101 342 1,800 SH   OTR   1,800 0 0
MERCK & CO INC COM 58933Y105 1,029 12,368 SH   SOLE   12,368 0 0
MERCK & CO INC COM 58933Y105 582 7,000 SH   OTR   7,000 0 0
MONDELEZ INTL INC CL A 609207105 202 4,045 SH   OTR   4,045 0 0
MONDELEZ INTL INC CL A 609207105 50 1,000 SH   SOLE   1,000 0 0
NEXTERA ENERGY INC COM 65339F101 1,392 7,200 SH   OTR   7,200 0 0
NIKE INC CL B 654106103 2,653 31,500 SH   OTR   31,500 0 0
OKTA INC CL A 679295105 203 2,457 SH   SOLE   2,457 0 0
PEPSICO INC COM 713448108 558 4,550 SH   OTR   4,550 0 0
PFIZER INC COM 717081103 64 1,513 SH   OTR   1,513 0 0
PFIZER INC COM 717081103 289 6,809 SH   SOLE   6,809 0 0
PHILIP MORRIS INTL INC COM 718172109 1,893 21,415 SH   OTR   21,415 0 0
PROCTER AND GAMBLE CO COM 742718109 396 3,804 SH   OTR   3,804 0 0
PROGRESSIVE CORP OHIO COM 743315103 2,595 36,000 SH   OTR   36,000 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 10,885 217,563 SH   OTR   217,563 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 1,986 39,703 SH   SOLE   39,703 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 50,217 177,772 SH   OTR   177,772 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,559 23,220 SH   SOLE   23,220 0 0
STEEL PARTNERS HLDGS L P LTD PRTRSHIP U 85814R107 1,648 119,167 SH   OTR   119,167 0 0
TARGET CORP COM 87612E106 321 4,000 SH   OTR   4,000 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,289 10,000 SH   OTR   10,000 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,477 17,000 SH   OTR   17,000 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 524 2,020 SH   SOLE   2,020 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,701 14,259 SH   OTR   14,259 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 88 605 SH   OTR   605 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 200 1,382 SH   SOLE   1,382 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,165 10,826 SH   SOLE   10,826 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 582 5,408 SH   OTR   5,408 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 29,629 590,805 SH   OTR   590,805 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 10,732 213,999 SH   SOLE   213,999 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,625 38,240 SH   OTR   38,240 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,333 12,805 SH   OTR   12,805 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 559 9,390 SH   OTR   9,390 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 398 6,680 SH   SOLE   6,680 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 637 8,703 SH   OTR   8,703 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 199 2,720 SH   SOLE   2,720 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,155 101,665 SH   OTR   101,665 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,776 67,924 SH   SOLE   67,924 0 0
VISA INC COM CL A 92826C839 572 3,660 SH   OTR   3,660 0 0
WALMART INC COM 931142103 1,078 11,055 SH   OTR   11,055 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 1,048 8,205 SH   OTR   8,205 0 0