The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 459 2,400 SH   SOLE   2,400 0 0
3M CO COM 88579Y101 134 700 SH   OTR   700 0 0
ABBOTT LABS COM 002824100 150 3,384 SH   OTR   3,384 0 0
ABBOTT LABS COM 002824100 67 1,500 SH   SOLE   1,500 0 0
ABBVIE INC COM 00287Y109 156 2,388 SH   OTR   2,388 0 0
ABBVIE INC COM 00287Y109 65 1,000 SH   SOLE   1,000 0 0
ALTRIA GROUP INC COM 02209S103 429 6,000 SH   OTR   6,000 0 0
ALTRIA GROUP INC COM 02209S103 143 2,000 SH   SOLE   2,000 0 0
AMERICAN EXPRESS CO COM 025816109 228 2,880 SH   OTR   2,880 0 0
APPLE INC COM 037833100 1,151 8,012 SH   OTR   8,012 0 0
AT&T INC COM 00206R102 140 3,358 SH   OTR   3,358 0 0
AT&T INC COM 00206R102 98 2,368 SH   SOLE   2,368 0 0
BANK AMER CORP COM 060505104 220 9,334 SH   SOLE   9,334 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,616 29,716 SH   OTR   29,716 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 184 3,380 SH   SOLE   3,380 0 0
CISCO SYS INC COM 17275R102 28 816 SH   OTR   816 0 0
CISCO SYS INC COM 17275R102 422 12,480 SH   SOLE   12,480 0 0
COCA COLA CO COM 191216100 326 7,680 SH   OTR   7,680 0 0
COCA COLA CO COM 191216100 1,539 36,260 SH   SOLE   36,260 0 0
COLUMBIA ETF TR II EMRG MARKETS ETF 19762B509 236 9,500 SH   OTR   9,500 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 273 3,333 SH   OTR   3,333 0 0
EMERSON ELEC CO COM 291011104 575 9,600 SH   SOLE   9,600 0 0
EMERSON ELEC CO COM 291011104 201 3,365 SH   OTR   3,365 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 223 3,378 SH   SOLE   3,378 0 0
EXXON MOBIL CORP COM 30231G102 113 1,375 SH   SOLE   1,375 0 0
EXXON MOBIL CORP COM 30231G102 2,003 24,419 SH   OTR   24,419 0 0
GENERAL ELECTRIC CO COM 369604103 160 5,376 SH   OTR   5,376 0 0
GENERAL ELECTRIC CO COM 369604103 171 5,735 SH   SOLE   5,735 0 0
ISHARES MIN VOL EMRG MKT 464286533 229 4,275 SH   OTR   4,275 0 0
ISHARES TR CORE S&P MCP ETF 464287507 518 3,023 SH   OTR   3,023 0 0
ISHARES TR CORE S&P SCP ETF 464287804 6,708 96,986 SH   SOLE   96,986 0 0
ISHARES TR CORE S&P SCP ETF 464287804 27,089 391,684 SH   OTR   391,684 0 0
ISHARES TR CORE S&P500 ETF 464287200 613 2,585 SH   SOLE   2,585 0 0
ISHARES TR EAFE SML CP ETF 464288273 714 13,195 SH   OTR   13,195 0 0
ISHARES TR EAFE SML CP ETF 464288273 74 1,365 SH   SOLE   1,365 0 0
ISHARES TR MSCI ACWI ETF 464288257 21,675 342,627 SH   OTR   342,627 0 0
ISHARES TR MSCI ACWI EX US 464288240 7,475 171,370 SH   OTR   171,370 0 0
ISHARES TR MSCI ACWI EX US 464288240 98 2,258 SH   SOLE   2,258 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,518 72,537 SH   OTR   72,537 0 0
ISHARES TR MSCI EAFE ETF 464287465 381 6,120 SH   SOLE   6,120 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 538 13,648 SH   OTR   13,648 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 200 5,070 SH   SOLE   5,070 0 0
ISHARES TR RUS 1000 ETF 464287622 5,327 40,588 SH   SOLE   40,588 0 0
ISHARES TR RUS 1000 ETF 464287622 20,457 155,860 SH   OTR   155,860 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,660 23,378 SH   OTR   23,378 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,834 24,660 SH   OTR   24,660 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,177 7,280 SH   OTR   7,280 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 5,030 42,570 SH   OTR   42,570 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 4,170 30,331 SH   OTR   30,331 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,539 25,739 SH   SOLE   25,739 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 3,922 28,037 SH   OTR   28,037 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 144 1,032 SH   SOLE   1,032 0 0
ISHARES TR SP SMCP600GR ETF 464287887 835 5,452 SH   SOLE   5,452 0 0
ISHARES TR SP SMCP600GR ETF 464287887 358 2,337 SH   OTR   2,337 0 0
ISHARES TR SP SMCP600VL ETF 464287879 1,408 10,157 SH   SOLE   10,157 0 0
JOHNSON & JOHNSON COM 478160104 911 7,312 SH   OTR   7,312 0 0
JPMORGAN CHASE & CO COM 46625H100 1,105 12,580 SH   OTR   12,580 0 0
MEAD JOHNSON NUTRITION CO COM 582839106 212 2,381 SH   OTR   2,381 0 0
MERCK & CO INC COM 58933Y105 1,301 20,480 SH   SOLE   20,480 0 0
PFIZER INC COM 717081103 52 1,513 SH   OTR   1,513 0 0
PFIZER INC COM 717081103 388 11,349 SH   SOLE   11,349 0 0
PHILIP MORRIS INTL INC COM 718172109 1,402 12,415 SH   OTR   12,415 0 0
POST HLDGS INC COM 737446104 7,580 86,613 SH   OTR   86,613 0 0
PROGRESSIVE CORP OHIO COM 743315103 1,410 36,000 SH   OTR   36,000 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 9,846 209,124 SH   OTR   209,124 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 2,249 47,773 SH   SOLE   47,773 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 49,919 211,756 SH   OTR   211,756 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,439 27,315 SH   SOLE   27,315 0 0
STEEL PARTNERS HLDGS L P LTD PRTRSHIP U 85814R107 2,288 119,167 SH   OTR   119,167 0 0
TIME WARNER INC COM NEW 887317303 401 4,100 SH   SOLE   4,100 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 234 10,239 SH   OTR   10,239 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,373 6,347 SH   OTR   6,347 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,236 25,840 SH   SOLE   25,840 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 6,014 125,736 SH   OTR   125,736 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 771 19,399 SH   OTR   19,399 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 455 4,428 SH   OTR   4,428 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 356 6,680 SH   SOLE   6,680 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 458 7,017 SH   OTR   7,017 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,972 50,191 SH   OTR   50,191 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 174 4,437 SH   SOLE   4,437 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 21 170 SH   SOLE   170 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 1,001 8,198 SH   OTR   8,198 0 0