The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 423 2,400 SH   SOLE   2,400 0 0
3M CO COM 88579Y101 123 700 SH   OTR   700 0 0
ABBOTT LABS COM 002824100 141 3,342 SH   OTR   3,342 0 0
ABBOTT LABS COM 002824100 63 1,500 SH   SOLE   1,500 0 0
ABBVIE INC COM 00287Y109 150 2,372 SH   OTR   2,372 0 0
ABBVIE INC COM 00287Y109 63 1,000 SH   SOLE   1,000 0 0
ALTRIA GROUP INC COM 02209S103 389 6,160 SH   OTR   6,160 0 0
ALTRIA GROUP INC COM 02209S103 126 2,000 SH   SOLE   2,000 0 0
APPLE INC COM 037833100 916 8,100 SH   OTR   8,100 0 0
AT&T INC COM 00206R102 96 2,368 SH   SOLE   2,368 0 0
AT&T INC COM 00206R102 145 3,568 SH   OTR   3,568 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,607 29,796 SH   OTR   29,796 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 182 3,380 SH   SOLE   3,380 0 0
CISCO SYS INC COM 17275R102 31 981 SH   OTR   981 0 0
CISCO SYS INC COM 17275R102 396 12,480 SH   SOLE   12,480 0 0
COCA COLA CO COM 191216100 325 7,680 SH   OTR   7,680 0 0
COCA COLA CO COM 191216100 1,535 36,260 SH   SOLE   36,260 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 267 3,333 SH   OTR   3,333 0 0
EMERSON ELEC CO COM 291011104 180 3,310 SH   OTR   3,310 0 0
EMERSON ELEC CO COM 291011104 523 9,600 SH   SOLE   9,600 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 238 3,378 SH   SOLE   3,378 0 0
EXXON MOBIL CORP COM 30231G102 2,127 24,369 SH   OTR   24,369 0 0
EXXON MOBIL CORP COM 30231G102 120 1,375 SH   SOLE   1,375 0 0
GENERAL ELECTRIC CO COM 369604103 195 6,600 SH   SOLE   6,600 0 0
GENERAL ELECTRIC CO COM 369604103 170 5,726 SH   OTR   5,726 0 0
ISHARES TR CORE S&P MCP ETF 464287507 468 3,023 SH   OTR   3,023 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,663 37,557 SH   SOLE   37,557 0 0
ISHARES TR CORE S&P SCP ETF 464287804 20,093 161,841 SH   OTR   161,841 0 0
ISHARES TR CORE S&P500 ETF 464287200 562 2,585 SH   SOLE   2,585 0 0
ISHARES TR EAFE SML CP ETF 464288273 42 800 SH   SOLE   800 0 0
ISHARES TR EAFE SML CP ETF 464288273 692 13,195 SH   OTR   13,195 0 0
ISHARES TR MSCI ACWI ETF 464288257 14,722 249,107 SH   OTR   249,107 0 0
ISHARES TR MSCI ACWI EX US 464288240 73 1,751 SH   SOLE   1,751 0 0
ISHARES TR MSCI ACWI EX US 464288240 10,796 260,279 SH   OTR   260,279 0 0
ISHARES TR MSCI EAFE ETF 464287465 362 6,120 SH   SOLE   6,120 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,930 49,555 SH   OTR   49,555 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 448 11,968 SH   OTR   11,968 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 254 6,795 SH   SOLE   6,795 0 0
ISHARES TR RUS 1000 ETF 464287622 4,823 40,042 SH   SOLE   40,042 0 0
ISHARES TR RUS 1000 ETF 464287622 18,757 155,713 SH   OTR   155,713 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,760 26,491 SH   OTR   26,491 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,821 26,709 SH   OTR   26,709 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,135 7,624 SH   OTR   7,624 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 4,550 43,441 SH   OTR   43,441 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,038 24,456 SH   SOLE   24,456 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 4,447 35,804 SH   OTR   35,804 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 3,631 28,322 SH   OTR   28,322 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 111 867 SH   SOLE   867 0 0
ISHARES TR SP SMCP600GR ETF 464287887 320 2,333 SH   OTR   2,333 0 0
ISHARES TR SP SMCP600VL ETF 464287879 731 5,855 SH   SOLE   5,855 0 0
JOHNSON & JOHNSON COM 478160104 872 7,382 SH   OTR   7,382 0 0
JPMORGAN CHASE & CO COM 46625H100 842 12,650 SH   OTR   12,650 0 0
MERCK & CO INC COM 58933Y105 8 127 SH   OTR   127 0 0
MERCK & CO INC COM 58933Y105 1,278 20,480 SH   SOLE   20,480 0 0
PFIZER INC COM 717081103 384 11,349 SH   SOLE   11,349 0 0
PFIZER INC COM 717081103 61 1,813 SH   OTR   1,813 0 0
PHILIP MORRIS INTL INC COM 718172109 1,208 12,425 SH   OTR   12,425 0 0
PHILIP MORRIS INTL INC COM 718172109 87 900 SH   SOLE   900 0 0
POST HLDGS INC COM 737446104 11,314 146,613 SH   OTR   146,613 0 0
PROGRESSIVE CORP OHIO COM 743315103 1,135 36,030 SH   OTR   36,030 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 10,370 208,141 SH   OTR   208,141 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 2,000 40,143 SH   SOLE   40,143 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,966 27,583 SH   SOLE   27,583 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 46,262 213,881 SH   OTR   213,881 0 0
STEEL PARTNERS HLDGS L P LTD PRTRSHIP U 85814R107 1,710 119,167 SH   OTR   119,167 0 0
TIME WARNER INC COM NEW 887317303 326 4,100 SH   SOLE   4,100 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 270 10,210 SH   OTR   10,210 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,238 6,231 SH   OTR   6,231 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,174 25,840 SH   SOLE   25,840 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,212 70,707 SH   OTR   70,707 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 729 19,370 SH   OTR   19,370 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 437 4,393 SH   OTR   4,393 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 375 6,680 SH   SOLE   6,680 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 424 6,965 SH   OTR   6,965 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,859 49,702 SH   OTR   49,702 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 22 170 SH   SOLE   170 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 1,066 8,196 SH   OTR   8,196 0 0