The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   441 2,520 SH   SOLE   2,520 0 0
3M CO COM 88579Y101   123 700 SH   OTR   700 0 0
ABBVIE INC COM 00287Y109   146 2,352 SH   OTR   2,352 0 0
ABBVIE INC COM 00287Y109   62 1,000 SH   SOLE   1,000 0 0
ALTRIA GROUP INC COM 02209S103   425 6,160 SH   OTR   6,160 0 0
ALTRIA GROUP INC COM 02209S103   138 2,000 SH   SOLE   2,000 0 0
AMERICAN EXPRESS CO COM 025816109   219 3,600 SH   OTR   3,600 0 0
APPLE INC COM 037833100   774 8,100 SH   OTR   8,100 0 0
AT&T INC COM 00206R102   154 3,568 SH   OTR   3,568 0 0
AT&T INC COM 00206R102   102 2,368 SH   SOLE   2,368 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   2,225 30,251 SH   OTR   30,251 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   261 3,549 SH   SOLE   3,549 0 0
CISCO SYS INC COM 17275R102   376 13,104 SH   SOLE   13,104 0 0
CISCO SYS INC COM 17275R102   34 1,185 SH   OTR   1,185 0 0
COCA COLA CO COM 191216100   435 9,600 SH   OTR   9,600 0 0
COCA COLA CO COM 191216100   1,722 37,988 SH   SOLE   37,988 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   286 3,333 SH   OTR   3,333 0 0
EMERSON ELEC CO COM 291011104   171 3,280 SH   OTR   3,280 0 0
EMERSON ELEC CO COM 291011104   526 10,080 SH   SOLE   10,080 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108   269 3,546 SH   SOLE   3,546 0 0
EXXON MOBIL CORP COM 30231G102   129 1,375 SH   SOLE   1,375 0 0
EXXON MOBIL CORP COM 30231G102   2,343 24,999 SH   OTR   24,999 0 0
GENERAL ELECTRIC CO COM 369604103   208 6,600 SH   SOLE   6,600 0 0
GENERAL ELECTRIC CO COM 369604103   223 7,070 SH   OTR   7,070 0 0
ISHARES TR CORE S&P MCP ETF 464287507   452 3,023 SH   OTR   3,023 0 0
ISHARES TR CORE S&P SCP ETF 464287804   3,839 33,032 SH   SOLE   33,032 0 0
ISHARES TR CORE S&P SCP ETF 464287804   18,238 156,941 SH   OTR   156,941 0 0
ISHARES TR CORE S&P500 ETF 464287200   544 2,585 SH   SOLE   2,585 0 0
ISHARES TR EAFE SML CP ETF 464288273   637 13,195 SH   OTR   13,195 0 0
ISHARES TR EAFE SML CP ETF 464288273   39 800 SH   SOLE   800 0 0
ISHARES TR MSCI ACWI ETF 464288257   9,508 169,097 SH   OTR   169,097 0 0
ISHARES TR MSCI ACWI EX US 464288240   68 1,751 SH   SOLE   1,751 0 0
ISHARES TR MSCI ACWI EX US 464288240   10,558 270,993 SH   OTR   270,993 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,766 49,555 SH   OTR   49,555 0 0
ISHARES TR MSCI EAFE ETF 464287465   342 6,120 SH   SOLE   6,120 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   411 11,968 SH   OTR   11,968 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   233 6,795 SH   SOLE   6,795 0 0
ISHARES TR RUS 1000 ETF 464287622   1,466 12,539 SH   SOLE   12,539 0 0
ISHARES TR RUS 1000 ETF 464287622   18,255 156,175 SH   OTR   156,175 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   2,658 26,480 SH   OTR   26,480 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   2,754 26,677 SH   OTR   26,677 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   1,046 7,621 SH   OTR   7,621 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   4,215 43,326 SH   OTR   43,326 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   2,798 24,335 SH   SOLE   24,335 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   4,108 35,726 SH   OTR   35,726 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   3,504 28,255 SH   OTR   28,255 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   107 863 SH   SOLE   863 0 0
ISHARES TR SP SMCP600GR ETF 464287887   300 2,333 SH   OTR   2,333 0 0
JOHNSON & JOHNSON COM 478160104   1,117 9,210 SH   OTR   9,210 0 0
JPMORGAN CHASE & CO COM 46625H100   786 12,650 SH   OTR   12,650 0 0
MEAD JOHNSON NUTRITION CO COM 582839106   228 2,507 SH   OTR   2,507 0 0
MERCK & CO INC COM 58933Y105   7 127 SH   OTR   127 0 0
MERCK & CO INC COM 58933Y105   1,230 21,344 SH   SOLE   21,344 0 0
PFIZER INC COM 717081103   77 2,191 SH   OTR   2,191 0 0
PFIZER INC COM 717081103   420 11,916 SH   SOLE   11,916 0 0
PHILIP MORRIS INTL INC COM 718172109   1,264 12,425 SH   OTR   12,425 0 0
PHILIP MORRIS INTL INC COM 718172109   92 900 SH   SOLE   900 0 0
POST HLDGS INC COM 737446104   12,123 146,613 SH   OTR   146,613 0 0
PROGRESSIVE CORP OHIO COM 743315103   1,207 36,030 SH   OTR   36,030 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   10,416 206,827 SH   OTR   206,827 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   1,886 37,455 SH   SOLE   37,455 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   42,462 202,706 SH   OTR   202,706 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,911 28,217 SH   SOLE   28,217 0 0
STEEL PARTNERS HLDGS L P LTD PRTRSHIP U 85814R107   1,747 119,167 SH   OTR   119,167 0 0
TIME WARNER INC COM NEW 887317303   317 4,304 SH   SOLE   4,304 0 0
TORTOISE ENERGY INFRA CORP COM 89147L100   346 11,255 SH   OTR   11,255 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106   283 10,210 SH   OTR   10,210 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,046 24,415 SH   SOLE   24,415 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,415 56,350 SH   OTR   56,350 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   475 13,497 SH   OTR   13,497 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   361 6,680 SH   SOLE   6,680 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   332 5,723 SH   SOLE   5,723 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   70 1,206 SH   OTR   1,206 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102   31 254 SH   SOLE   254 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102   999 8,301 SH   OTR   8,301 0 0