The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 343 2,515 SH   SOLE   0 0 2,515
MCDONALDS CORP COM 580135101 271 1,636 SH   SOLE   0 0 1,636
MICROSOFT CORP COM 594918104 200 1,266 SH   SOLE   0 0 1,266
DNP SELECT INCOME FD COM 23325P104 119 12,117 SH   SOLE   0 0 12,117
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 287 1,210 SH   SOLE   0 0 1,210
AT&T INC COM 00206R102 287 9,849 SH   SOLE   0 0 9,849
PROCTER & GAMBLE CO COM 742718109 539 4,902 SH   SOLE   0 0 4,902
DNP SELECT INCOME FD COM 23325P104 115 11,793 SH   SOLE   0 0 11,793
COLGATE PALMOLIVE CO COM 194162103 321 4,840 SH   SOLE   0 0 4,840
ABBOTT LABS COM 002824100 206 2,611 SH   SOLE   0 0 2,611
EQUIFAX INC COM 294429105 265 2,219 SH   SOLE   0 0 2,219
MCCORMICK & CO INC COM NON VTG 579780206 250 1,768 SH   SOLE   0 0 1,768
ABBVIE INC COM 00287Y109 206 2,701 SH   SOLE   0 0 2,701
JOHNSON & JOHNSON COM 478160104 209 1,593 SH   SOLE   0 0 1,593
CLOROX CO DEL COM 189054109 212 1,225 SH   SOLE   0 0 1,225
SANOFI SPONSORED ADR 80105N105 341 7,800 SH   SOLE   0 0 7,800
JOHNSON & JOHNSON COM 478160104 266 2,027 SH   SOLE   0 0 2,027
TOTAL S.A. SPONSORED ADS 89151E109 212 5,702 SH   SOLE   0 0 5,702
NOVO-NORDISK A S ADR 670100205 203 3,378 SH   SOLE   0 0 3,378
PROCTER & GAMBLE CO COM 742718109 352 3,200 SH   SOLE   0 0 3,200
EMERSON ELEC CO COM 291011104 316 6,639 SH   SOLE   0 0 6,639
GENERAL DYNAMICS CORP COM 369550108 210 1,586 SH   SOLE   0 0 1,586
AIR PRODS & CHEMS INC COM 009158106 250 1,250 SH   SOLE   0 0 1,250
ORANGE SPONSORED ADR 684060106 157 12,980 SH   SOLE   0 0 12,980
AUTOMATIC DATA PROCESSING IN COM 053015103 230 1,680 SH   SOLE   0 0 1,680
CHEVRON CORP NEW COM 166764100 242 3,335 SH   SOLE   0 0 3,335
CANADIAN NATL RY CO COM 136375102 213 2,750 SH   SOLE   0 0 2,750
CUMMINS INC COM 231021106 298 2,200 SH   SOLE   0 0 2,200
HONEYWELL INTL INC COM 438516106 305 2,280 SH   SOLE   0 0 2,280
BRISTOL-MYERS SQUIBB CO COM 110122108 256 4,600 SH   SOLE   0 0 4,600
NOVARTIS A G SPONSORED ADR 66987V109 347 4,210 SH   SOLE   0 0 4,210
XCEL ENERGY INC COM 98389B100 203 3,365 SH   SOLE   0 0 3,365
VERIZON COMMUNICATIONS INC COM 92343V104 336 6,255 SH   SOLE   0 0 6,255
MERCURY GENL CORP NEW COM 589400100 212 5,200 SH   SOLE   0 0 5,200
SOUTHERN CO COM 842587107 405 7,480 SH   SOLE   0 0 7,480
DNP SELECT INCOME FD COM 23325P104 413 42,200 SH   SOLE   0 0 42,200
COLGATE PALMOLIVE CO COM 194162103 332 5,000 SH   SOLE   0 0 5,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 238 925 SH   SOLE   0 0 925
HOME DEPOT INC COM 437076102 203 1,085 SH   SOLE   0 0 1,085
APPLE INC COM 037833100 267 1,050 SH   SOLE   0 0 1,050
MERCK & CO. INC COM 58933Y105 269 3,500 SH   SOLE   0 0 3,500
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 201 4,650 SH   SOLE   0 0 4,650
APPLE INC COM 037833100 1,146 4,505 SH   SOLE   0 0 4,505
HAWAIIAN ELEC INDUSTRIES COM 419870100 241 5,600 SH   SOLE   0 0 5,600
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 303 7,000 SH   SOLE   0 0 7,000
LOCKHEED MARTIN CORP COM 539830109 220 650 SH   SOLE   0 0 650
MICROSOFT CORP COM 594918104 220 1,395 SH   SOLE   0 0 1,395
APPLE INC COM 037833100 203 800 SH   SOLE   0 0 800
JOHNSON & JOHNSON COM 478160104 258 1,970 SH   SOLE   0 0 1,970