The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,938,308 20,704 SH   SOLE   0 0 20,704
ABBOTT LABS COM 002824100   781,483 8,069 SH   SOLE   0 0 8,069
AUTODESK INC COM 052769106   782,534 3,782 SH   SOLE   0 0 3,782
BANK NEW YORK MELLON CORP COM 064058100   1,878,903 44,054 SH   SOLE   0 0 44,054
BLOOMIN BRANDS INC COM 094235108   618,119 25,137 SH   SOLE   0 0 25,137
CARETRUST REIT INC COM 14174T107   544,439 26,558 SH   SOLE   0 0 26,558
CSX CORP COM 126408103   367,032 11,936 SH   SOLE   0 0 11,936
DOMINION ENERGY INC COM 25746U109   723,654 16,200 SH   SOLE   0 0 16,200
DOW INC COM 260557103   1,957,991 37,975 SH   SOLE   0 0 37,975
ERIE INDTY CO CL A 29530P102   862,096 2,934 SH   SOLE   0 0 2,934
EXELON CORP COM 30161N101   1,807,836 47,839 SH   SOLE   0 0 47,839
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301   268,392 5,955 SH   SOLE   0 0 5,955
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   396,094 20,433 SH   SOLE   0 0 20,433
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   805,382 33,698 SH   SOLE   0 0 33,698
FLOWERS FOODS INC COM 343498101   741,211 33,418 SH   SOLE   0 0 33,418
FORD MTR CO DEL COM 345370860   1,893,454 152,452 SH   SOLE   0 0 152,452
GENERAL DYNAMICS CORP COM 369550108   1,872,942 8,476 SH   SOLE   0 0 8,476
HEALTHEQUITY INC COM 42226A107   355,534 4,867 SH   SOLE   0 0 4,867
HERSHEY CO COM 427866108   333,224 1,665 SH   SOLE   0 0 1,665
HP INC COM 40434L105   754,372 29,353 SH   SOLE   0 0 29,353
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   471,676 21,285 SH   SOLE   0 0 21,285
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   2,940,407 64,145 SH   SOLE   0 0 64,145
ISHARES TR 0-3 MNTH TREASRY 46436E718   1,877,395 18,649 SH   SOLE   0 0 18,649
ISHARES TR 0-5YR HI YL CP 46434V407   2,115,712 51,565 SH   SOLE   0 0 51,565
ISHARES TR CONV BD ETF 46435G102   1,779,185 23,975 SH   SOLE   0 0 23,975
ISHARES TR CORE INTL AGGR 46435G672   1,552,082 31,818 SH   SOLE   0 0 31,818
ISHARES TR CORE MSCI EAFE 46432F842   10,420,646 161,937 SH   SOLE   0 0 161,937
ISHARES TR CORE S&P MCP ETF 464287507   7,019,951 28,153 SH   SOLE   0 0 28,153
ISHARES TR CORE S&P SCP ETF 464287804   6,056,929 64,210 SH   SOLE   0 0 64,210
ISHARES TR CORE US AGGBD ET 464287226   8,957,216 95,249 SH   SOLE   0 0 95,249
ISHARES TR US TELECOM ETF 464287713   559,125 26,250 SH   SOLE   0 0 26,250
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   3,921,133 87,780 SH   SOLE   0 0 87,780
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   1,958,262 44,105 SH   SOLE   0 0 44,105
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   2,665,389 61,599 SH   SOLE   0 0 61,599
JANUS HENDERSON GROUP PLC ORD SHS G4474Y214   372,531 14,428 SH   SOLE   0 0 14,428
KRAFT HEINZ CO COM 500754106   1,793,348 53,310 SH   SOLE   0 0 53,310
MEDTRONIC PLC SHS G5960L103   1,878,603 23,974 SH   SOLE   0 0 23,974
NETFLIX INC COM 64110L106   1,836,269 4,863 SH   SOLE   0 0 4,863
PIMCO ETF TR INTER MUN BD ACT 72201R866   565,140 11,287 SH   SOLE   0 0 11,287
PPG INDS INC COM 693506107   775,295 5,973 SH   SOLE   0 0 5,973
PROLOGIS INC. COM 74340W103   739,015 6,586 SH   SOLE   0 0 6,586
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   800,697 33,446 SH   SOLE   0 0 33,446
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,673,651 49,283 SH   SOLE   0 0 49,283
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   974,753 20,354 SH   SOLE   0 0 20,354
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,957,841 44,265 SH   SOLE   0 0 44,265
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,626,806 71,676 SH   SOLE   0 0 71,676
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,858,290 27,457 SH   SOLE   0 0 27,457
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,405,256 33,927 SH   SOLE   0 0 33,927
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   400,905 5,513 SH   SOLE   0 0 5,513
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   555,001 11,577 SH   SOLE   0 0 11,577
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   708,843 21,370 SH   SOLE   0 0 21,370
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   642,928 4,994 SH   SOLE   0 0 4,994
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   540,660 6,883 SH   SOLE   0 0 6,883
SOUTHWEST AIRLS CO COM 844741108   525,699 19,420 SH   SOLE   0 0 19,420
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,456,250 132,745 SH   SOLE   0 0 132,745
SPDR SER TR PORTFOLIO S&P500 78464A854   8,681,108 172,724 SH   SOLE   0 0 172,724
SPDR SER TR PORTFOLIO S&P400 78464A847   516,240 11,789 SH   SOLE   0 0 11,789
UGI CORP NEW COM 902681105   771,282 33,534 SH   SOLE   0 0 33,534
UNDER ARMOUR INC CL A 904311107   548,288 80,042 SH   SOLE   0 0 80,042
VANGUARD INDEX FDS VALUE ETF 922908744   4,763,137 34,533 SH   SOLE   0 0 34,533
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   3,354,538 46,838 SH   SOLE   0 0 46,838
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   3,689,053 53,902 SH   SOLE   0 0 53,902
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,562,765 34,102 SH   SOLE   0 0 34,102
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   909,619 15,792 SH   SOLE   0 0 15,792
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,214,397 33,559 SH   SOLE   0 0 33,559
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   1,878,507 31,753 SH   SOLE   0 0 31,753
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   205,042 3,313 SH   SOLE   0 0 3,313
VERIZON COMMUNICATIONS INC COM 92343V104   2,072,989 63,961 SH   SOLE   0 0 63,961
WELLS FARGO CO NEW COM 949746101   1,864,360 45,628 SH   SOLE   0 0 45,628